So, it's just a sketch.

Ye Tian couldn't help but open his mouth wide.

No wonder people like Sister Bing and the old man thought of letting themselves take out a loan in the first place.

This Nima does not take out loans. Relying on the current revenue of housekeeping companies. I'm afraid it's not even a drop in the bucket.

Close the ledger.

Ye Tian found out his documents and other things.

Drove straight to the housekeeping company.

The company is getting bigger. But the store is becoming more and more idle.

It's afternoon. The employees almost all went out to get busy.

Only Fan Sisi and Wang Jia are still guarding the store.

"Boss, rare guest!"

looked at Ye Tian's figure. The two girls couldn't help but let out a surprise of surprise.

Ye Tian touched his nose embarrassedly: "I'm sorry, I've been too busy these days." How's that, there's nothing big about the company, right? ”

"If there was a big event, I would have called you earlier."

"That's fine, report back to me on the situation in the last few days."

"Good boss, so far, we have reached 150,000 app registrations. Among them, 5000 users are recharged. 1500 member users. At present, the number of registrations has slowed down, but recharge and membership users. But it is steadily rising. ”

"Recharge and membership users, are they transformed from registered users?"

"Half and half. Half of it was a natural conversion, because we wanted to try our effect after registration, and the other half was because we saw the effect after the door-to-door service, and then took the initiative to recharge the membership appointment. ”

"In other words, a lot of the customers here are from the units you've cleaned recently?"

"Well, we counted the work we did this time. The conversion rate is very high. The people in those organs and units feel that they are very easy to talk. ”

Ye Tian smiled slightly.

Can you not speak, Sister Bing and the third brother have arranged things to this one. Those people no longer feel the subtle relationship. That's not normal.

The politics of their own houses are also real, and there are preferential treatments for them, so fools don't know what to do.

"In addition, in terms of the company's expansion, the number of employees has reached 150, including 10 logistics personnel. Mainly responsible for driving and transportation, as well as responsible for food. ”

"Food?"

Ye Tian was flustered.

"Well, I told the boss that the sisters are very busy during this time, and they will miss meals many times. So we calculated it, and there was enough space in the rented house anyway, so we invited a few aunts to come back and cook for us. The model of unified packaging into boxed lunches is sold to the company's employees at cost price. Employees who are too busy can also bring a boxed lunch out of the house before heading out. It saves money and improves housekeeping efficiency. ”

"That's a good idea. I am very satisfied with your decision, and if you have such a need in the future, you will follow it. ”

Ye Tian nodded with satisfaction.

Fan Sisi and Wang Jia were overjoyed. Continue to debrief.

"According to the boss's request, the vehicles have been purchased according to the current number of people. 5 vans. For long-distance transportation. 30 tricycles. In the absence of additional manpower. It's basically enough. ”

"Well, you don't need to report these in such detail, you just say income and expenses."

"Okay. income words. During this period, a total of 800 orders were completed, including 10 large government agencies, with a total income of 420,000 yuan. In addition, the app recharge and member recharge add up to about 3 million. Two days ago, the boss transferred 1.5 million, plus various expenses, and the remaining amount in the account is 1.12 million. ”

"Another million again?"

Ye Tian's face was overjoyed.

Fan Sisi and Wang Jia couldn't cry or laugh.

"Boss, although we are not short of money, you can't be too happy. Because so far, most of our money has been recharged from the app. I haven't done any of those tasks yet. In the future, if there are not too many new customer conversions, when we send out tasks, we will directly deduct them from the account of the APP customer. Therefore, the increase in the balance in the back is definitely impossible to compare with the previous days. ”

"Of course I do. So if there are no special circumstances later. I will not use the money in the company's account easily, now you give me a detailed data on the company's recent registration and order volume. I'm kind of useful. ”

"Good boss!"

The two sisters listened to this. There was a hint of curiosity in his eyes. But I didn't ask why. Because of Ye Tian's hand-shaking shopkeeper character, if he didn't even take a closer look at all kinds of data. That's where the problem really is.

Therefore, in order to let Ye Tian know the specific situation of the company at any time, the data he wants, the girls have always counted clearly.

It didn't take long for the reports to be printed out and handed over to him.

After Ye Tian took it, he only briefly browsed it, sorted it out, and then found the business license and other things under the counter.

After making sure that nothing is missing. took out the business card given by Zhao Rubing and called.

"Hey. Is it President Chen? ”

"Yes, you are?"

"My name is Ye Tian, and my sister gave me your business card before, so that I can have it if I need it. You can be contacted. ”

"Excuse me, who is your sister?"

"Zhao Rubing!"

The voice fell. The tone was visibly solemn.

"It turned out to be the younger brother of the Zhao Bureau, hello hello, it's nice to meet you, Brother Ye Tian. Excuse me, is there anything I can do to help you? ”

"That's right, President Chen, I want to apply for a loan. I don't know what to do......"

"Loans? Brother Ye Tian can come directly to the bank to find me, can we meet and talk in detail? ”

"Okay, is Governor Chen free now?"

"Yes, Brother Ye Tian can come over at any time."

……

After a few words, Ye Tian and the other party determined the time of the door.

Driving in the car, Ye Tian came directly to the bank.

I just wanted to take out the phone and call President Chen.

Ye Tian was suddenly attracted by a burst of familiar words.

Walked in the direction where the voice came from.

Ye Tian came to the door of the bank's VIP reception room.

I saw two familiar figures.

"Manager Wang, our loan amount. Can you mention it further? Now the amount you give is too little. ”

"Yes, Manager Wang, our hotel, house and car can all be used as collateral, it should be more than that, right? Also, in terms of this review time, can we also urge it, our side is in urgent need of money. ”

"I'm really sorry, two. I've already talked to the auditors. If your house and car are mortgaged. Indeed, the maximum amount has been given, 1.3 million. However, although your hotel has a transfer contract of more than one year, this thing is used as collateral, which is full of uncertainty. To be able to give 500,000, I have already taken a great risk. As for the farms you are talking about, there are only contracts for rural land at present, and chickens are also full of uncertainties, so it may not be a big problem to buy insurance, but if it is used for loans. I wouldn't dare take that risk. If you want to borrow more. I can help you get a credit line like a large credit card. However, the relative interest rate will be higher. ”

The bank manager in front of the two said with a look of embarrassment.

"Words of credit. How much higher? ”

"It depends on the amount you want and how long you want to use it, you two can think about it."

I saw a fleeting look of intention on the faces of the two of them. The corners of the bank manager's mouth twitched, and he stopped talking.

"Brother Li. Sister, why are you here? ”

Just when the two were entangled.

Ye Tian, who had been listening to the general situation outside the door, finally couldn't help but say hello.

Li Ming and Wang Shufen turned their heads. There was a slight surprise on his face.

"Xiaotian, why are you here too?"

"And ask me, what are you doing here? It's a house and a car. Is there something urgent going on at home? Can't you tell me something? ”

Ye Tian was a little dissatisfied.

"This ...... Xiaotian, our family is fine, but your sister and I feel that we want to expand the scale of the chicken farm, and the funds in our hands may not be enough, and we want to borrow again. ”

"If the funds are not enough, let's take it slowly, step by step, you guys do this, how embarrassing am I."

Ye Tian smiled bitterly.

"What's this? As I said before, Xiaotian, you have put the opportunity in front of us. How can we hold you back. ”

"Brother Li didn't say that, there are no absolutes in the world, you do this, if there is some accident, then I will not be a sinner. Besides, a low-interest mortgage will do the trick. I see that you still want to get a high interest rate just now, but this is absolutely not good. ”

"But we don't have enough collateral. Otherwise, who would use something with a high interest rate. ”

Li Ming said helplessly.

"Then don't take out a loan, I'll figure it out."

"That's not going to work. Xiaotian, you have a good thing to think about us, we are already very grateful, if we don't even prepare enough money that we should invest, then what have we become? If you want to say so. That money. We'd rather not earn. ”

Li Ming shook his head solemnly.

"Uh, this ......"

At first glance, Li Ming seemed to be telling the truth.

Ye Tian frowned. I just wanted to speak, but I saw that the manager on the other side seemed to frown impatiently.

"In other words, have you thought about it clearly, one time we think our review is slow, and the other time we think the interest rate is high. If it drags on any longer, we'll have to leave work. ”

"Yes. We do it! Manager Wang, please help us see how much we can get for other loans or credit cards. ”

Li Ming hurriedly smiled and said.

"Well, let me introduce you to you, this is a loan program launched by our bank for customers like you. Although the interest rate is higher than that of a mortgage. However, whether it is the degree of review relaxation or the speed of the next payment, it is much faster. ”

Manager Wang glanced at Ye Tian and couldn't help but smile coldly. began to introduce Li Ming to the business.

Ye Tian looked at the plan that the other party said for a while. When I finally saw the interest rate, my face suddenly darkened.

Just about to speak to dissuade. The phone rang.

Ye Tian took out the phone and looked at it, his eyes lit up, and he quickly picked it up.

"Hey. President Chen! ”

"Brother Ye Tian. Have you arrived? ”

"Here we are, President Chen. Now in your VIP room. ”

"Why did you run there? You're here for sure I'm going to receive you personally. Wait, I'll come right over. ”

After speaking, the other party hung up the phone.

A minute later, a suit was straight. A middle-aged man with a rich face pushed open the door to the reception room.

Chen ...... President Chen, why are you here? ”

Seeing the person, Manager Wang was shocked. Quickly get up and say hello.

Governor Chen just nodded at him slightly. He looked in the direction of Ye Tian.

With a big smile on his face. stretched out his hand towards Ye Tian.

Hold it tightly and shake it: "You are Brother Ye Tian." Unexpectedly, Brother Ye Tian is so young and promising. ”

"Hello President Chen, I'm Ye Tian, have you seen me?"

"Need to see you, in this client room. Such a young person, you are the only brother. And you're too outward-looking. If you come, don't come to me directly. What are you doing in this reception room? ”

"I was going to look for you directly. But I happened to meet my brother and my sister doing business here. So there was a delay. ”

"Your sister? Zhao Ju is also here? When I asked Zhao Ju for work just now, didn't she say that she was still working? ”

Governor Chen's face was shocked, and he hurriedly looked into the house. Then after taking a closer look at Wang Shufen. There was confusion on his face.

"Haha. President Chen misunderstood. This is also my sister. But not the one in your mouth. ”

Ye Tian explained.

President Chen breathed a sigh of relief.

Then, with a smile on his face, he shook hands with both Li Ming and Wang Shufen.

"I don't know if the two of you also came to us for business, the hospitality is not good, please don't mind."

Li Ming and Wang Shufen were slightly stunned. Then quickly laugh.

"President Chen is polite, let's do some small business, that can alarm you."

"Then I don't know what you two want to do?"

"My sister, they want to get some loans. But this manager Wang said that they are not qualified well, and they can only apply for credit cards or something. ”

Ye Tian didn't wait for Li Ming to speak, and said directly.

The voice fell. President Chen's face sank and he looked at Manager Wang.

The manager's face suddenly tightened.

"President. I don't think the reviewers just now looked at it carefully. I'll ask them to recheck right now. Be sure to give the most worrying loan plan. ”

"No, you call a group of reviewers, and I'll watch them review."

Governor Chen snorted coldly angrily. Ordered.

Manager Wang hurriedly complied.

After a while, several auditors entered the door.

President Chen had already chatted with Ye Tian.

"Brother Ye Tian. These are the elite auditors in our industry, and they are there. It will definitely help your brother and sister make the best assessment. Your loan information. It can also be handed over to them for review, and we will try to speed up the next payment. ”

"It's good!"

Ye Tian nodded and took all the materials in his hand.

The personnel on the other end looked at President Chen's attitude. I also work very seriously.

After some review, the report begins.

"President, the total price of Ms. Wang's house in the urban area is about 1.8 million, and there is still room for growth in this area, which belongs to the full payment of the house. Eligible for a full loan. The maximum amount can be given to 1.6 million. In addition, their Changle Hotel is a little troublesome. The property does not belong to them, but the business license and the like are complete, and the store area is large enough, and the comprehensive assessment is carried out. It should be possible to give a quota of 1 million. ”

(End of chapter)