On this day, I went to my father and said to him: "Peace has come, we should not stop at the matter of transportation, we should develop horizontally and do a variety of things." ”

He stared at me and said, "What do you want to say?" ”

I said, "Because of the war, the country is in ruins, and when the war is over, the next step is to build and restore the original appearance." ”

He nodded and said, "Not bad." ”

I said, "So, in the future, we should invest in the construction business, and we will make more money in the future." ”

He said, "What do you want to do?" ”

I said, "Bricks, cement, and steel are all indispensable in construction. ”

He said, "You want me to set up a factory?" ”

I said, "A single business has little benefit, and once something irresistible happens, we will go bankrupt and never turn over, so we need to develop horizontally." ”

He said: "It's good, it's good, but it takes a lot of money to set up a factory." ”

I said, "Get a bank loan." ”

He said, "Loans? ”

I said, "Yes, even if you don't have any money, you have to get a bank loan." ”

He said, "Why? ”

I said, "By making money with the bank's money, you pass on the risk to the bank, and if there is an uncontrollable or unpredictable risk, you lose the bank's money." ”

He said: "The bank will agree? ”

I said, "Aren't banks trying to take depositors' money out and invest it to make money?" ”

He said, "Is it just a free loan to us and do nothing?" ”

I said, "Don't we have a convoy, and we'll mortgage it, and the bank will lend it to us." ”

He said: "Is the convoy worth the money of a factory? ”

I said, "I have a way to get the bank to lend us money to build a factory." ”

He said: "If we lose, we will not have a convoy." ”

I said, "Let's just buy it back." ”

He said, "Isn't this a fart with your pants off." ”

I said, "It's different. ”

He said, "What's the difference? ”

I said, "Once the bank gets the convoy, it won't run the convoy on its own." ”

He said, "Not bad." ”

I said, "What will they do?" ”

He said: "I will definitely sell it for cash." ”

I said, "That's right." ”

He said, "So what? ”

I said, "When they sell, it's going to be cheap." ”

He said: "I understand, we pay a high price and buy it back at a low price." ”

I said, "We're not going to hand over the convoy to them so easily." ”

He said, "You speak." ”

I said, "If we lose money once, don't rush to hand over the convoy to the bank, we will find the bank to borrow again." ”

He said: "I didn't pay it back last time, will the bank agree to lend it to us this time?" ”

I said, "If the bank doesn't lend to us, the money that was lent to me last time will become a dead debt, and the bank doesn't want that to happen." If they lend us money, maybe we make it this time, and we will pay them back this time with the money from last time, what reason do they have not to lend to us? ”

He said: "Will they believe that we will earn this time? ”

I said, "People have a fluke mentality, they are also human beings, and they will also think about what if we make money?" Besides, banks aren't all loss-making businesses. ”

He said: "There is a convoy as collateral? ”

I said, "There was our factory, and at that time we already had the factory, and we used our factory as collateral." The convoy can only be mortgaged once, and it cannot be mortgaged again. ”

He said: "A loss-making factory? ”

I said, "With a loan, it's not a loss." ”

He said: "If we make a profit, after we pay off the loan to the bank, won't the risk fall on our own heads." ”

I said, "If we make money, we will only pay the interest, not the principal." ”

He said: "The bank will agree? ”

I said, "I'm afraid that at that time, even if we want to pay it back, the bank won't want us to pay it back, they want to earn more interest money." ”

He said, "And then? ”

I said, "Then I went to the bank for a loan, and the reason was to expand the business." ”

He said: "When the bank sees that we are making money, in order to make more interest money, they will lend it to us, you think so, right?" ”

I said, "Yes." ”

"So we can keep looking for bank loans," he said. ”

I said, "So that our business will get bigger and bigger and become a super factory." ”

"It's like a bubble, and if it's a bubble, it will burst, no matter how high it flies," he said. ”

I said, "If our factory can't survive, we will find a bank loan." ”

He said: "The factories can't go on, what are the loans for, and the banks will still believe us?" ”

I said, "Tell the bank that we're going to set up a factory in another city." ”

He said, "The bank doesn't send someone to investigate, and it lends us money?" ”

I said, "Bankers are only very good at the financial industry, and no matter how shrewd they are at running a factory, they are just laymen, and when we brag to them, they will believe us." ”

"Then we will owe a lot of money to the bank," he said. ”

I said, "When we become insolvent, we declare bankruptcy and let the banks take back these useless factories, and we make a lot of money without spending a penny." ”

He said: "Are the bankers too stupid to know that the money we have earned before will be frozen and confiscated? ”

I said, "So, as soon as we make money, we quickly find all kinds of reasons and excuses to move large sums of money abroad." When the time comes, we will declare bankruptcy, and our family will go to live abroad and become a foreign citizen, and we will be foreigners, and there will be no way to take us here. ”

He said, "You're cheating, cheating the bank out of money." ”

I said, "I'm preparing for the worst, of course, we invest in factories to make money." ”

He pondered for a while and said, "The method is good, it's just ······"

I said, "This is called a soldier who does not get tired of deceit." ”

He said, "Have you learned thirty-six tricks?" ”

I said, "Yes." ”

He said, "From whom?" ”

I said, "My godmother." ”

He seemed surprised, stared at me tightly and said, "Who is your godmother?" ”

So I told him.

I also told him about the fact that the godmother's man had also come here, and that if I saw him, I would tell him about my godmother.

He stared at me in amazement for a long time before he muttered, "Providence······ Providence······"

I also told me about my dream here, but I hid it from those girls.

He was still muttering, "If it wasn't providence, how could it be so coincidental?" ”

I stared at him silently, wondering why he was saying that.

He said: "Everything that God has arranged has a cause and effect. ”

After a while, he stared at me again and said, "Do you know who I am?" ”

I said, "My daddy." ”

He shook his head.

I hurriedly said, "Father-in-law." ”

He said, "I'm the man who abandoned your godmother." ”

"Ahh

I was so shocked that I sat down on the floor from my chair, staring at him with my eyes wide open and my mouth wide open.

He said, "Yes, I am the man." ”

Only then did I remember that the man who remembered my godmother's surname was Yuan, and my current father was also surnamed Yuan. I have to believe that he is the godmother's man, this is really too coincidental, could it be that all this was arranged by the godmother in secret?