With the money I borrowed from the bank, the first factory I wanted to set up was a brick factory.

Under the condition of sufficient funds, our brick factory was quickly built and put into production. Our convoys bring bricks to the construction sites in the city.

Because I have already joined several chambers of commerce, I know the price of bricks, the cost of transportation, and the price of labor. I also knew in the Chamber of Commerce that a certain boss had bought a new piece of land and that a certain boss was going to build a high-rise building, so I contacted them in advance and contracted the brick business.

The most important thing in doing business is to be well-informed.

To be well-informed, making friends is essential. Especially for a group of heroes like the Chamber of Commerce, it is best to add a few more.

Soon we were making a lot of money.

My father looked at the pile of money and asked, "What do we do next?" ”

I said, "Give the bank back." ”

"We're paying it back every month," he said. ”

I said, "This time, the principal and interest will be repaid together." ”

He stared at me unexpectedly.

I said, "It's the first time, integrity still has to be kept." ”

He thought for a moment and said, "It's okay, you can redeem the convoy when you pay it off." ”

We repay the interest and principal of the bank. I also gave Woody a helping fee.

Because of our timely repayment, the bank got a good income, and the bank not only gave Woody a bonus, but also received praise from his boss. Our credibility in the bank has risen very high.

But a little more than a month later, I went to the bank again for a loan. This time, we used our current brick factory as collateral.

Because we have a very good reputation with the bank, we were able to get a loan this time. Woody was also worried that the amount of money I borrowed would not be enough to build a cement factory, so he advised me to borrow more.

Because the brick factory was in its prime and was worth a lot, it was able to borrow a lot of money after mortgaging. Coupled with our creditworthiness, we can borrow a sum of money without collateral, but there is a limit to this amount.

The cement plant was soon completed and put into production, and the tickets flowed into our money bags like water.

Shortly after paying off the second loan, I approached Woody for a third loan.

Our steel mills are in full swing.

When we repaid the loan this time, Woody repeatedly asked us not to rush to repay the principal. I knew this was what his boss meant, and the purpose was obvious.

We are in a hurry to repay the loan this time, not to borrow more money next time, but to make more money - the monthly interest is also a large amount.

Even my father couldn't help but ask me why I didn't do what I had described to him at the beginning. I told him that I didn't want anyone else to share the bonus with us.

I let him know that now our factory is in full swing, and the business is so good that we are working overtime day and night, which is a good day to make a lot of money, and it is useless for us to keep the money in the bank, and it is really not cost-effective to pay interest to the bank in vain.

He smiled and said, "You finally put me at ease." ”

I wasn't sure what he meant, but I said, "If one day our factory doesn't work, I'll do it." ”

"We were already making a lot of money at that time, so why not use our own money to save the factory," he said. ”

I said, "That's our own money." ”

He said, "Yes." ”

I saw that he really didn't understand what I meant, so I had to say again: "How can I be willing to use my own money to save a factory that can't create profits?" ”

He said, "You mean the factory is useless. ”

I said, "Yes." ”

He said: "Since it's useless, what are you going to do with a bank loan?" ”

I said, "At that time, it wasn't a loan." ”

He said, "What's that?" ”

I said, "Sell." ”

He said, "Sell? ”

I said, "We sell useless factories to banks." ”

"I understand," he said, "when we get the money, we declare bankruptcy and let the banks take these useless factories for auction." ”

I said, "Even if they collapse, I'm going to sell them for two bucks." ”

He said with emotion: "I finally understand why smart people have to use other people's money to make money. ”

I said, "You've finally figured it out." ”

He said, "I want to open it." ”

We waited another half a year before returning the principal to the bank.

Woody also told me to come to him when I needed a loan.

In this way, we used other people's money to make ourselves a real billionaire.

At this time, I was already the father of four children.

Two boys, two girls, and my woman is pregnant with a flower fetus.

I don't know why, my time with the third sister, Ziqi Aguo Toast, and Yu'er is not short, but none of them are pregnant with my child?

And I have only been married to Yuan Nan for three months, and she is pregnant? And I was pregnant with four children in a row, if it weren't for the fact that I thought the children were too noisy, I was afraid that there would only be seven or eight now.

My father and mother encouraged us to have more children, especially my mother, she said, "What family like ours don't have five, six, seven or eight children?" ”

Dad also said, "When you go out and meet acquaintances, what do they ask the most?" ”

I said, "Have you eaten?" ”

He was stunned for a moment, and then said, "What about when you are chatting?" ”

I had to bow my head and say, "How many children do you have?" ”

"You should know how to do it," he said. ”

The mother also said: "Don't worry, our family can afford it, no matter how much we can afford it." ”

I really don't understand, four children, they are not enough. They like to have children so much, why don't they have a few more children in the first place, but now they want us to have open births.

Dad explained the reason: "We have such a big family business now, how can we not have a few more children to inherit." ”

And I learned from the foreigner to put on a raincoat for my own Tintin.

Now my oldest child is 10 years old, and my youngest is 7 years old.

Yuan Nan also often complained that I spent too little time with her. I knew she was complaining that I didn't share the hard work of raising the kids for her.

I said, "There is a mother with you to take care of the children, two people with four children is enough, and there are people to help." ”

She said loudly: "How can this work, if you want your children to have a future and not become a loser, you have to be trained from an early age, and it is very important for your father to teach by your side." ”

I said, "Then invite two teachers, who are more knowledgeable than me, so let them be full of knowledge at the beginning." ”

She just glared at me.