Chapter 180: Loans and Stocks
Liu Zhenyun's purpose in building a supercomputer is to restart a project he had previously abandoned.
Nor can it be said to give up.
The goal of R&D was to get enough money to start the project.
The field of AI seems to be developing very well, but in fact, it is still in its infancy.
Artificial intelligence can currently be divided into three grades.
Weak AI, strong AI, super AI.
Weak AI refers to AI that focuses on and can only solve a single specific domain problem.
Strong AI refers to AI that is capable of all human jobs.
Hyper-AI refers to artificial intelligence that is smarter than the strongest human brain in every aspect of scientific creativity, intelligence, and social skills.
At present, the artificial intelligence in the world is in the category of mentally handicapped artificial intelligence, and there is still a slightly weaker gap between it and weak artificial intelligence in the real sense.
Liu Zhenyun paused here when he introduced it.
Lu Yiming immediately asked, "So which field of weak artificial intelligence do you plan to do?" ”
Hear this.
Liu Zhenyun shook his head and said, "No! I want to be strong in artificial intelligence! Mr. Lu! Why don't you come to the company? I'm just going to tell you about my specific ideas for this project! There are some things on the phone that I may not be able to explain clearly! ”
I have to say that the artificial intelligence project really made Lu Yiming interested.
He has only been aware of what the future will look like for less than a decade.
At least in his perception of the world before he was reborn.
It should only stay at the stage of weak artificial intelligence.
Since Liu Zhenyun wants to strengthen artificial intelligence, Lu Yiming will definitely support it no matter what.
After the Pupil of Detection has been upgraded to LV1.
Lu Yiming used all the company's management, Liu Zhenyun's loyalty is as high as the full value, and there is a small management loyalty that is less than seventy, Lu Yiming did not hesitate to fire him.
Reason?
Does entering the company with the left foot count?
But even if he had this kind of magic skill, he didn't think to use it against Xiao Li.
There was no such necessity in his mind.
The relationship between the two does not need to prove anything in this way.
Soon.
Lu Yiming rushed to the company.
I chatted with Liu Zhenyun alone for almost two hours.
Although he didn't understand most of them, Lu Yiming could hear that Liu Zhenyun was not very confident in this project.
He looked like he was worried that he would lose money.
It was Lu Yiming who smiled and said, "Don't worry about it!" Don't worry about losing money or not! I voted for this project! You don't have to research and develop! I don't dare to say how much money I want, but I definitely do my best not to let this project fail or terminate due to funding problems! ”
Lu Yiming's assets are tens of billions.
But the cash flow is actually just over 200 million.
This is still the previous share dividend from the Modu Volkswagen.
After tax, it is 80 million.
However, Lu Yiming is not worried about the lack of money, he really can't take the shares to take out a loan, not to mention the shares, just take the shares of Byte Trembling to find the bank, 100 billion dare not say that it can be loaned, 5000000000000 is definitely easy.
This is also the reason why Lu Yiming dares to say that he fully supports it.
Liu Zhenyun was quite excited when he heard this.
This project can be said to be a bottomless pit, 100 million will take a year to save a little flower, and it is Lu Yiming who suddenly mentioned that he would spend 100 million.
Otherwise, he wouldn't have even thought of starting the project.
At this time, Liu Zhenyun said excitedly: "Thank you Mr. Lu for your trust!" I'm not going to let your investment go down the drain! Although I can't promise when I will be able to produce results, I dare to say that I bet my life to let this strong artificial intelligence that only exists in the concept appear in front of you, Mr. Lu! ”
Hear this.
Lu Yiming used the Probing Pupil LV1 on Liu Zhenyun again.
Name: Zhenyun Liu
Relationship: Employment Relationship (Loyalty: 100 Reviews: Can give your heart for you!) )
Current mood: Excited (Seems to have made up some kind of determination.) )
Physical condition: sub-health (requires adequate sleep and proper rest. )
Opinion: ∞ (Borrow money from him!) You can borrow as much as you want! Not even enough loans to help you make up! )
After getting feedback.
Lu Yiming immediately looked at him and said: "Don't be too hasty, the future is still very long, now let's talk about your rest, I heard Secretary Cao say that you basically haven't asked for leave, and at the same time, you get off work at night at the latest, what?" Am I not paid enough to spend? Need to make more money on overtime pay? ”
Hear this.
Liu Zhenyun hurriedly waved his hand and said, "No! Mr. Lu, the money you gave me hasn't been spent. ”
Hearing this, the corners of Lu Yiming's mouth rose.
He immediately nodded and said, "That's okay!" It's not that you don't have enough money! From today onwards, you must maintain more than eight hours of continuous sleep every day, and at the same time you must take four days off every month, I will ask Secretary Cao to find someone to supervise you, sleep one minute less every day and force one day off for one week. ”
Hear this.
Liu Zhenyun opened his mouth to say something.
But Lu Yiming didn't give him this opportunity, waved his hand and signaled not to say anything, and then walked out of the office, leaving Liu Zhenyun who was stunned in his seat.
At this time.
Lu Yiming came directly to Cao Siyun's office.
She was very surprised by Lu Yiming's arrival.
Hurriedly got up and shouted, "Mr. Lu! There you are! ”
Hearing this, Lu Yiming nodded.
Then he walked straight to her desk and sat down.
Then he said: "Help me find a bank and ask how much cash I can lend if I pledge the shares of Byte Trembling." ”
Lu Yiming never fights unprepared.
He needs to have a clear idea of the funds he has at his disposal.
Although Liu Zhenyun said that 100 million can be used for a year, Lu Yiming knows that this should be a more conservative plan, and Lu Yiming has already taught several lessons about the extra money required to improve efficiency.
Hear this.
Cao Siyun was very surprised.
But I didn't ask much.
What Lu Yiming wants to do, she just needs to execute it.
Equity is movable property.
Therefore, the pledge is not a mortgage, and the interest rate of the pledge is often higher than that of the mortgage.
But there are exceptions.
On the same day, Cao Siyun contacted several banks for consultation.
It was learned that Lu Yiming intended to pledge the shares of Byte Trembling.
That is, at two o'clock in the afternoon of the same day.
Several commercial vehicles were parked downstairs in Lu Yiming's company.
These cars represent Cao Siyun's top person in charge of contacting these banks in Star City.
"Secretary Cao! We, Huaxia Bank, are willing to borrow 7.5 billion at an annual interest rate of 4.75%! The requirement is to sign a three- to five-year contract! ”
"Five billion? Secretary Cao! The annual interest rate of our Modu Bank is only 4.59! We can lend you 10 billion! The requirement is to sign a three- to five-year contract! ”
"Our annual interest rate is only 4.5! Ten billion minimum! Up to 15 billion! Funds are available within 24 hours! The requirement is to sign a three- to five-year contract! ”
"Our rural credit cooperatives only need 3.9! You can lend 3.5 billion this month, and you can raise 3.5 billion a year ago! The requirement is to sign a five- to seven-year contract! ”
The first time I came was the vice president.
Shares are also divided into advantages and disadvantages.
Byte Tremor is a unicorn enterprise.
It's worth their personal visit.
Moreover, the current economic environment is not good, the money can be lent out, and it is such a high-quality pledge, it can be said that they can't even hope that Lu Yiming can't afford to pay it back.
This scene was expected by Cao Siyun.
But I didn't expect them to come so soon.
After talking with the four presidents or vice presidents who came to the door at the same time.
immediately contacted Lu Yiming to inform him of the situation.
There is one thing to say.
Lu Yiming didn't expect to be able to borrow so much, he originally thought that there would be two or three billion top heavens, after all, the valuation of Byte Tremor a few months ago was only 75 billion US dollars.
Shares worth $750 million.
It is calculated according to the proportion of the pledged loan from 40% to 70%.
Three billion would be nice.
These four banks are the most ruthless in attracting investment.
Direct 10 billion to 15 billion.
This is for both interest and this part of the stock.
This kind of pledged loan.
It basically means that the money lent out is recoupable by the pledge.
Other words.
China Merchants Bank believes that the value of the hundredth-byte trembling shares owned by Lu Yiming can reach up to 15 billion.
And most importantly.
None of the four banks said anything about the use restrictions.
This means that the money borrowed by Lu Yiming can be used for consumption or investment.
At this time, Lu Yiming was thinking about which one to borrow.
Or rather, how much money you need.
Money is not borrowed as much as possible.
At the moment, he needs tens of billions of funds.
Didn't Liu Zhenyun want supercomputing?
Then get him a good one, the kind that goes straight to the point.
Come to think of it.
Lu Yiming said: "You go and call Mr. Liu to come over!" ”
Five minutes later.
Liu Zhenyun came to Cao Siyun's office.
At Cao Siyun's suggestion, he picked up the landline microphone on the table.
He said in a deep voice: "Mr. Lu!"
"I want to get you a supercomputing center! Is the budget of 3 billion enough?"
The tone of the words.
It's as if asking how much pork belly costs in the supermarket.
Hearing this, Liu Zhenyun began to do mental arithmetic.
The investment in 1P computing power is almost more than 200,000 yuan.
Three billion words.
You can get a supercomputer with more than 2,000P computing power (the computing power of the chip is not one plus one equals one).
The peak computing power of a single A800 chip is only about 0.6P.
It has been increased from tens of P to two thousand P.
Supercomputing at this level.
Start with at least hundreds of millions of kilowatt-hours of electricity at full load a year.
Count it all in.
Liu Zhenyun took a deep breath and said, "Mr. Lu! It's not too much investment."
Hear this.
Lu Yiming smiled.
Then he said: "It's not a problem for you to manage, you just say that I will build you a 3 billion scale supercomputing center, how much confidence can you have in the project!" ”
Hear this.
Liu Zhenyun pondered for a moment.
Then he said: "It was three percent before!" Now it's eighty percent! ”
The speed of AI research is linked to computing power.
More than 20,000 P of computing power if he can deploy it at will.
He is confident in the project.
Hear this.
Lu Yiming snapped his fingers.
Let Liu Zhenyun hand over the electricity to Cao Siyun.
"I need to borrow 3 billion to 3.5 billion, which one do you think is more appropriate?"
Hear this.
Cao Siyun was stunned for a moment.
Then he asked cautiously: "Mr. Lu?" Are you sure there are only so many? ”
Just so much?
Lu Yiming was very puzzled by Cao Siyun's words.
At this time, Cao Siyun continued: "It's like Mr. Lu! If you only need more than 3 billion, you don't need to pledge the shares of Byte Tremor. ”
That's all he said.
She picked up the tablet on the table.
After opening a stock software, it was called up and placed in front of Lu Yiming.
"Mr. Lu! Here are a few stocks you arranged to buy before! A total of 60 million capital reserves have been injected, as well as 15 million of your personal follow-up investment, except for the stocks known to have purchased 5 million, which have fallen by seven layers, the others have risen! Take this stock for example! At that time, it was 30 million purchases, and as of October, it was worth 100 million, and it experienced 17 daily limits in 26 days in October. This is not the most dramatic. ”
Although Liu Zhenyun does not speculate in stocks.
But when I heard the 26 days and 17 times of the limit, I couldn't help but have a shocked expression on my face.
The mind is a little calculated.
Calculated according to 100 million.
The seventeen daily limits are also more than 500 million.
This last sentence is not the most violent.
It was Liu Zhenyun who couldn't help but look at Lu Yiming with admiration.
There's a saying in the stock line.
As long as you don't play, you'll be more than ninety percent of the stockholders.
At this time.
Cao Siyun calculated the value of the shares owned by Lu Yiming.
Soon, the tens of millions of shares that Lu Yiming bought before are now worth 3.2 billion.
There is one thing to say.
Lu Yiming has almost forgotten that he has this part of the stock.
Last time Cao Siyun reported.
It was a few months ago.
It was also after that report that Lu Yiming asked her not to report to him in the future.
I am going to open the blind box at the end of the year.
Unexpectedly, the value of the stock had only risen to hundreds of millions at that time.
Now it's worth more than three billion.
Not taking out a loan is naturally the best.
When the time comes, let these banks run for nothing.
However, it is not a waste of running, if he is short of money in the future, at least he knows how much money he can borrow from this part of the shares.
At this time.
Lu Yiming said freely: "Since this part is enough, let's throw away all these stocks first!" ”
These stocks are the demon stocks of 19 years in his memory.
Either way, he won't hold it until next year.
Of course.
He still has 20 years of demon stocks waiting for him to buy in his memory.
Even if there is room for appreciation, he will not care.
Hearing this, Cao Siyun nodded.
The money is estimated to take about half a month to arrive, and the supercomputing center also needs time to prepare, Lu Yiming looked at Liu Zhenyun and said, "Your supercomputer with a budget of more than 10 million should buy a set first!" Use it before you get it in the supercomputing center, and you can donate it to local universities when you don't use it later. ”
Hearing this, Liu Zhenyun nodded.
He's not very good at saying words of gratitude.
intends to repay Lu Yiming with his actions.
However, thinking of Lu Yiming's previous request for him, he felt as if his actions were about to be accelerated.
At least thirteen hours of work per day.
It is necessary to achieve the results of the previous fifteen hours of work.
At this time, Lu Yiming didn't know.
Liu Zhenyun is going to overclock the project he is about to carry out.
Looking at him who was already eager to try.
Lu Yiming smiled: "Come on!" Strive for me to see the project at the application level within three to five years! ”
(End of chapter)