After the Rooster Singing Conference, the Jiming Temple returned to normalcy.

On the mountain road leading to Jiming Temple near Guozijian, the number of pilgrims entering the incense has increased several times more than usual.

It's just that Yang Shen, who has a blue nose and swollen face, is still calm.

McFuy wondered, "Mr. Sheng'an had expected this to be the case a long time ago?" ”

"Yes."

"And the gentleman is going to do that?"

"Sooner or later, they will understand, and then they will remember what is written in the history books of today."

Speaking of this, Yang Shen's face showed a little worry.

"The former Song Dynasty started from Mr. Anding, to the Hui State Wengong is successful, more than 100 years of life, the vicissitudes of life."

McFuku's voice changed, and then he looked at Yang Shen.

"Then according to what Mr. Sheng'an saw, this trip to Jiangnan, what I saw the younger generations, can there be anyone who can become a talent?"

McFuy asked cautiously.

Yang Shen smiled and said, "But the Son of Heaven sent an envoy to ask?" ”

McFuy hesitated for a moment before speaking.

"Sir, just talk to our family."

Yang Shen looked at Ning Jue and his party who were descending the mountain, and said after a long time: "Vibrant, immeasurable, only wait for the time to hear." ”

McFuy nodded.

"Our family has written it down, and our family will send Mr. down the mountain."

——

At the same time as the rooster song conference ended.

A hunt for Songjiang cotton is gradually kicking off.

The silver in the hands of the small and small gentry in Songjiang is gradually gathering into Xiang Yuanbian's hands.

The charm of leverage lies in what only ten businessmen can do, and one businessman can do it with ten times leverage.

Once leverage is generated, capital and volume are less important.

As long as the profit is high enough and the risk is small enough.

How bold a person is, how productive he is.

Jiangnan, which seems to be calm, has long been undercurrent.

In order to borrow money from the people more conveniently, Xiang Yuanbian set up several shops in Bafu, Jiangnan, which did not have any side affairs and was only responsible for borrowing money from the people on behalf of the Xiang family.

Xiang Yuanbian, who suddenly controlled such a large sum of money, did not hide it at all, and directly launched an aggressive offensive against the Xu family's cotton cloth business.

"Childe, these are the cotton cloths of the Xiang family, you have seen them all."

"Although this is a little rough, it can't stand it, it's too cheap!"

"If we continue like this, I'm afraid we'll be dragged to death by the surname."

The cotton cloth was floating up and down in three coins of silver, and after a whip toss, the price of silver plummeted, and the cotton cloth rose to about four dollars and eight cents, and the Xu family relied on the weaving field to stabilize their position.

was so engaged by Xiang Yuanbian, and the price of cotton is also going to come down.

For the Xu family, the price of silver has fallen, and as long as the industry is still there, it will survive by gritting its teeth.

"This is to smoke my Xu family's tendons!"

Xu Fan looked at the few cotton cloths in front of him, his chest couldn't help but rise and fall, and the housekeeper of the Xu family was still talking.

"Childe, the Xiang family has not only been enclosing land in Songjiang these days, but also robbing us of weavers, just the monthly money is sixty more than our family every month, if we don't do anything more, our weavers are afraid that they will all have to switch to the Xiang family."

The path is to flip the table straight out.

"Is his surname picking up the hen that lays the golden eggs?!"

"It's taking land again, it's digging people again, where did he get so much money from his surname?"

For Xiang Yuanbian, Xu Fan has long known that the Xiang family is a little rich, but it is far from this point!

It was only at this time that one of the shopkeepers of the Xu family spoke.

"Childe, it's not an old hen that lays golden eggs."

The shopkeeper hesitated for a long time before he spoke: "It was the Xiang family who asked the people to borrow it." ”

Xu Fan was stunned.

"Ask the people to borrow it?"

"When the little one was eating wine with a few shopkeepers in Songjiang, they drank too much and said that they leaked their mouths, and only said that they were the only ones, and the Xiang family borrowed 100,000 taels of silver in Songjiang, and then raised nearly 300,000 taels one after another."

When Xu Fan heard this, his jaw was about to hit the ground.

Before the new law, there were only 17 families in the entire Ming Dynasty with a property of more than 500,000 taels of silver.

Xiang Yuanbian relied on asking the people to borrow money, and forcibly raised the Xiang family into a behemoth, so it seems that the Xiang family's current family background is much thicker than the Xu family.

"So much silver, even if it is nine out of thirteen, he can pay it back?"

The shopkeeper said: "The interest rate on the silver borrowed by the Xiang family is not so high, for every hundred taels of silver, the annual interest is only three or four taels, if you only borrow for half a year, you will not even have the interest of two taels of silver." ”

Xu Fan's face became more and more ugly.

For the Xu family, this is not the interest that Xiang Yuanbian gave to the people, this is the people of Songjiang who joined forces to engage the Xu family, and that interest is the dividends earned by the people after they collapsed the Xu family.

"My dad isn't dead yet!"

Xu Fan's roar echoed in the Xu family's old mansion.

Then the shopkeeper spoke again.

"Childe, this ...... I can't complain about the people, the silver is cheap every day, and the people also have the difficulties of the people. ”

Xu Fan came back to his senses at this time.

Looking at the expressions of these shopkeepers and housekeepers in his own house, Xu Fandang understood what they meant.

"You mean that my Xu family is also going to borrow it?"

This Xiang Yuanbian is too fierce.

If the Xu family doesn't want to make up for this gap with the Xiang family, they will definitely be wiped out by the Xiang family in the end.

"There is no other way."

Xu Fan took a deep breath, and his eyes became more and more aggressive.

"What did the Xiang family do with this money?"

Hearing Xu Fan's words, the shopkeepers of the Xu family immediately took out the various accounts that had been prepared for a long time.

"The Xiang family first smashed out a water-powered spinning wheel, which was changed by the hemp spinning wheel in the former Song Dynasty, and the Xiang family made it, we should also build it, and the small ones estimate that the expenditure will not exceed five hundred taels."

"After having this spinning wheel, it is this flying shuttle, and the Xiang family bought it from a Xishan cloth merchant for a thousand taels of silver."

"Whether we send someone to investigate this thing, or study it ourselves, it will be a thousand taels of silver at most, and the rest of the things will be easy to do."

"The little ones estimate that these two things make the cost of cotton cloth for the Xiang family at least sixty percent lower."

Xu Fan gasped again when he heard this.

He originally thought that Xiang Yuanbian had already attacked the Xu family, but according to this calculation, Xiang Yuanbian is still merciful to his subordinates now!

"Good, good! It's good to have ideas. ”

"Take my post!" Xu Fan paced again in the ancestral house of the Xu family.

"No, just borrow my dad's post! Not only Songjiang, Jinling, Xishan, Jiangnan Bafu, and even two Zhejiang and eight Fujian! I can borrow as much as I can, according to the interest of the Xiang family, I can borrow as much as I can, I don't believe my father's old face, and it can't compare to this milky businessman with his surname Xiang! ”

"Whoa!"

Xu Fan, who had solved the financial resources, immediately fell silent.

"Songjiang doesn't have so many cotton fields, so let's go to the account to pay the money first."

"After the autumn harvest this year, all the land of the Xu family will be planted with cotton, and I will come forward from the imperial court."

All the shopkeepers of the Xu family were frightened by the appearance of the eldest young master of their own family.

"Childe, let's not do it......"

They were like borrowing some silver to spend with the Xiang family.

Who wants Xu Fan to directly pull the golden knife of Malaysia.

This is to fight with the Xiang family, this is to fight with the cloth merchants all over the world!

"Songjiang doesn't need so much, and the whole of Nangi, Nangi is not enough, there are two capitals and thirteen provinces, besides, even two capitals and thirteen provinces are not enough, isn't there still a Wang shipowner?"

"It is said that how much cloth is produced in the southeast, he Wang can collect all the orders, and today my Xu family will probe the bottom of this Wang ship owner for the people of the world!"

Seeing that Xu Fan had already made a decision, these shopkeepers didn't want to say anything, so they had to do things according to the rules.

For the industry, once leverage is generated, it will inevitably stir up the turmoil of the whole industry.

Borrower first.

The latter borrower is made by others.

The pieces of paper printed by Xu Fan, who held his father's private seal and played with his life, were not the Xu family's IOUs.

It is the Xu family's deed of sale.

When Xu Fan got this money, what to do or not to do, he couldn't help Xu Fan's father and son.

Since then, every decision of the Xu family must take into account the interest generated by this silver day and night, and they can only chase the profit that has been planned for a long time.

This is what happened to the Xu family, and the Xu family's choice will eventually affect other cloth merchants.

No small fish will willingly be eaten by a big fish.

You don't borrow, some people borrow.

The first thing someone borrows money does is turn around and ruin you to get ashore!

They also have only one choice.

Borrow.

Only if everyone borrows, can it mean that everyone does not borrow.

The flood beast released by Jiajing himself is attacking the city! ——

Xiang family.

A ledger was counted over and over again by fifteen account rooms.

Since learning that the Xu family had started to borrow silver, Xiang Yuanbian had not slept well for several days and nights.

Xiang Yuanbian's eyes were bloodshot, and he held the crystal in his hand and looked at it over and over again.

"Master, the Xu family has gone to borrow silver again."

"So what?!" Xiang Yuanbian shouted involuntarily.

"It is impossible for the Xu family to get a spinning wheel in such a short time, our cost is low, and the price can be reduced again!"

Xiang Yuanbian's gaze turned suddenly, and then he looked at his entourage.

"Has the owner of Wang been in contact with him? Can he eat our goods? ”

But Sui Hu frowned, and fell to the ground with a "poof".

"Master, you can eat it, but the owner of the Wang ship said that they are also building ships, and there will not be so many ships to transport for a while, please wait."

"Wait? His surname is Wang, why should I wait?! ”

"Hundreds of thousands of taels of silver, there are thousands of taels of interest per month, half of Songjiang's savings are in my hands, something really went wrong, do you think you and I can still get out of Songjiang alive?!"

Xiang Yuanbian regretted it, but it was too late.

After learning that the Xu family also began to borrow money, Xiang Yuanbian knew that there was no turning back.

"Tell him Wang Zhi! I have never heard of a merchant who puts silver and doesn't make money! ”

After that, Xiang Yuanbian pulled up the collar of the casual coat.

"The cost of our cotton cloth is low, and there is still room for price reduction, tell the cloth merchants below to reduce the price for me."

"Master, then, isn't that tantamount to tearing your face with the Xu family?"

"When is it? Still take into account his Xu Zisheng's old face?! How much is that old face worth of him? ”

"But we don't have that many cotton fields, and even more ...... There aren't so many weavers! ”

"Then go buy it! Go hire! Tenant farmers don't want to come out to work, so they have to find a way, understand? Xiang Yuanbian's expression became more and more hideous, and his tone became more and more gloomy.

"The little one understands! The little one understands! ”

"Master, I just need to return the money and flow water, remember?"

"Yes, yes."

The entourage that was loosened by Xiang Yuanbian escaped from Xiang's house with a roll.

That night, the Xiang family dismissed all the tenants in a village in Songjiang and took back the houses lent to the tenants.

The village did not reverberate with the cries of anyone's wife.

It was the roar of the beast swearing sovereignty.

(End of chapter)