Xu Fenglei almost stumbled and fell to the ground!

At this moment, he understood this sentence more and more:

The rivers and lakes are not fighting and killing, the rivers and lakes are sophisticated!

Can't hide from ......

Holding his forehead and cleaning up his mood, he looked at the many people in front of him again.

"Who else wants to open an account and deposit money?"

Xu Fenglei tilted his head and said,

"There aren't many prizes in the prize pool, first come, first served!"

Everyone: "!! ”

"I'm going to open an account!"

"I'll save it, I'll save a tael of silver first!"

"Idle is idle, first open an account and draw the prize, what if you can use it in the future?"

“……”

For a while, the spectators flocked to the city, and under the management of Jin Wuwei, a long line was formed!

At a cursory glance, it looks like a long dragon, and it is magnificent!

"Tsk, I've really played with him."

Li Shimin stood upstairs and overlooked the grand scene below, and said in amazement,

"Such a lively will definitely become a topic of conversation after tea and dinner on the streets of Chang'an in the next few days, and there will be more and more depositors who will open an account and deposit money in Fenglei Qianzhuang."

"I estimate that in just this month, he will be able to absorb more than 100,000 taels of silver!"

"Guanyin, tell me...... Why don't I deposit the money from the treasury with him? Anyway, it can be withdrawn at any time, and there can be interest money, often millions of taels of treasury silver, even if it is only for a few days, the interest money is very considerable! ”

At this moment, Li Er was also itching in his heart, and he started to "think crookedly".

"It can't be like that."

The eldest grandson Wujian decisively vetoed,

"How can the treasury of silver be used for profit?"

"You want to interest money today, believe it or not, tomorrow someone will embezzle money from the treasury to lend?"

"If it's a bad start, I think...... In the end, it will inevitably lead to tragic consequences that we cannot bear. ”

Li Shimin: "......"

It's the same.

"Also, when I heard that I was absorbing savings, I also wanted to lend them out for profit, not charity."

The eldest grandson said again,

"There has to be a balance between saving money and lending."

"If he is given millions of taels of silver at once, he will not be able to release it for a while, and he can only pile up in the treasury to eat ashes, and the interest to be paid every day is a huge amount."

"Doing so is definitely interfering with, and even harming the normal operation of the bank!"

Li Shimin's eyes flashed and he nodded again and again.

"Makes sense! It's still Guanyin's thoughtfulness, I'm too shallow. ”

He agreed,

"The money of the treasury cannot be misappropriated!"

"However, the body silver in our own inner treasury, if we don't use it in ordinary times, we can store it in him, and the amount is not much, and it is only about 100,000 taels on weekdays, what do you think?"

"This bit of silver shouldn't hurt his business, right?"

The eldest grandson Wujian hesitated for a moment and nodded slowly.

"A hundred thousand taels should be fine."

She said,

"It's okay to save it, according to his interest rate, the interest money on weekdays can be used to cover a lot of palace expenses."

"It's not easy to be in charge of a huge palace, it's not easy for concubines to be in charge, be careful and calculate, and the water will flow for a long time......"

To tell the truth, you can make money by saving money, and as a queen, she is also excited!

"Hahaha, okay, then it's decided!"

Li Shimin laughed loudly,

"Go back and prepare, let's give Tingming a big gift, it depends on whether he can eat or not!"

On this day, Datang's first financial institution, "Fenglei Qianzhuang", opened.

This represents the initial establishment of the financial system of the Tang Dynasty, and people will gradually accept the institution of "money bank", and fall in love with saving and getting used to loans.

……

It's night.

Inside the wind and thunder money village, the lights are bright.

Smack!

Bang Bang Bang!

Several bookkeepers flipped their fingers, still tirelessly tapping on the abacus and calculating the amount.

A huge plaque hangs in front of the hall, with six big characters on it-

Today's account, today's account!

No account should be postponed until the next day! Because of the limited brain power of people, many things become blurred the next day.

And the financial industry, the most important thing is to be ambiguous, it must be accurate numbers, one is one, two is two!

Therefore, even if you stay up all night, you have to settle the accounts before leaving work.

Of course, Xu Fenglei will not treat employees as cattle and horses, and these top bookkeepers in Chang'an naturally enjoy the top treatment and overtime wages.

"Master."

Li Qingquan held a stack of account books and sent them to Xu Fenglei, and said seriously,

"A total of 898 households were opened today, with a total of 13,580 taels of reserves."

"The portrait is finished, and the money has been returned to the treasury."

Xu Fenglei raised his eyebrows.

"Okay, I got it."

He approving,

"It's been a hard day."

"You have a lot of talent in finance, and although it's the first time you've done this job, you're very quick to get started, and you're like a veteran."

"Qingquan, you're the material for this piece!"

When Li Qingquan heard this, he pursed his lips and smiled, revealing two cute dimples.

"Thank you, Master, for your compliment!"

She happily replied, and then asked,

"However, these savers do not have a lot of savings, and most of them are current deposits...... Is it because they don't trust the bank? ”

There are nearly 900 depositors, but they only save more than 10,000 taels of silver, except for the support of Wei Chigong and other bigwigs, the average savings are even less.

One person is not even 10 taels.

For the eldest princess Li Qingquan, this is obviously very little.

"There's a reason for that."

Xu Fenglei nodded and explained,

"Finance is actually about credit, and on the first day we opened, the credit system has not yet been established, and it is good to be able to absorb so much savings this year."

"In fact, this purely depends on my personal status and the support of the government, coupled with the blessing of various lottery activities, to achieve the effect."

"When we operate slowly and our credit gets better and better, then large, long-term certificates of deposit will naturally appear."

"Another point is that most of the people who came today came to see the excitement, even if they thought about saving, they definitely didn't have too much money on them...... Wait! It will be different in two days. ”

Li Qingquan listened carefully, nodded from time to time, and wrote down the master's words.

At this moment, Yan Lide rubbed his sore wrist and walked out of the back hall.

"Shhhh

He groaned and complained,

"My hands are about to break! Ouch yo ......"

"Ministry, Ministry, you really used your subordinates as livestock this time! Today alone, I painted nearly 300 portraits! ”

"Six hundred left...... It's a headache to think about! I'm afraid this hand is going to be completely wasted......"

Today is definitely the hardest day of Yan Lide's life!

He finished drawing with his left hand and drawing with his right hand, and when he drew one by one, his head was about to explode!

It's not just a hands-on thing, it's also a brain-based thing!

(End of chapter)