Li Wei nodded lightly: "Okay, then now these villagers sell a thousand stone of grain and exchange it for treasure money, and the rest is eaten by themselves, and they can use the treasure money to buy other things, and the craftsmen and traders who do not farm the land can also be used to buy grain to eat when they receive this money." And the village chief got this thousand stone grain and used it to raise soldiers and soldiers, and these grains were gone, but the thousand treasure money was still circulating in the village. ”

And then the next year, it was still like that, and the treasure became two thousand, three years, four years...... In the tenth year, all the 10,000 treasure banknotes were spent, and these treasure banknotes circulated among the people, and they could buy 10,000 stone of grain according to the regulations, but it was impossible for the farmers who planted the land to sell all the grain, so it was impossible to buy 10,000 pieces of grain with these money, so what should I do now? ”

Li Wei looked at the pig father and son again and asked.

The two of them suddenly had a headache, and the two pigs had four big heads.

At this time, they have already understood that if they continue to be issued in this way, the treasure money will inevitably depreciate, and now Li Wei has only said that it is the tenth year, but Zhu Yuanzhang, as the "village head", will definitely not stop issuing money, and it will only be more and more in the future, and 100,000 million will continue to be issued.

At that time, everyone will never sell him grain again, even if he is the village head! If it is forcibly printed, it will even cause national turmoil!

Thinking of this, Zhu Yuanzhang's heart was suddenly shocked, good guy, he originally thought that he had been printing money all the time, but he didn't expect it to be printed until the crematorium!

"So what should I do?" Zhu Yuanzhang asked with a solemn face.

In fact, he himself has long felt that printing money like this seems to be a problem, but he doesn't know what the problem is and what the consequences will be.

Now Li Wei used an example to condense the Ming Dynasty to the level of a village, and explained the issuance and operation of treasure banknotes simply and clearly, which immediately made him realize the seriousness of the problem.

Zhu Biao's face also became solemn at this time, and his eyes stared at Li Wei, waiting for his answer.

"It's simple, just change the way it's issued."

Li Wei said confidently: "There are three main ways to issue banknotes, one of which is to directly buy expensive items, such as gold, silver, copper coins, these things that maintain value, buy them and store them, although your treasure money is spent, but you have these things in your hand, you can take back the treasure money at any time, and you have these things as anchors, and the value of the treasure money is more credible." ”

Hearing the first one, Zhu Yuanzhang showed a dissatisfied look on his face, there is nothing wrong with issuing treasure money like this, but the problem is that the gold and silver have to be stored in his own hands and cannot be spent, so doesn't he work in vain?

"What else?" Zhu Yuanzhang asked.

"Second, it is to issue loans, for example, in this village, the village chief prints the treasure money, and does not go directly to buy grain, but lends the treasure money to the farmers to buy farm tools and daily necessities such as oil and salt, although they spend the treasure money, but they will produce grain every year, and they can also sell the grain to earn these treasure money back, and other artisan traders are the same, they will earn while spending, and the treasure money will circulate between them."

Li Wei continued.

After hearing this, Zhu Yuanzhang still felt dissatisfied: "Then what's the use of us printing it?" We can't spend it ourselves, just spend it for others! ”

Zhu Biao also nodded in agreement, he is also very clear about the current government of the Ming Dynasty, a large part of the expenditure is solved by direct printing of money, if this piece is lost, the household department will not be able to take out so much money to support the current expenses of the imperial court.

Li Wei rolled his eyes and corrected: "Your Majesty, the imperial court does not print money for its own spending, but to provide convenience for the people and promote production and trade. ”

After listening to this, the father and son felt that he was reasonable, but they were not satisfied.

Li Wei sighed in his heart, in fact, no matter who holds the coinage right, he will not be able to maintain an objective and fair position, and it will inevitably print and distribute excessively for his own interests, and all countries in later generations are no exception.

"In fact, it's not that you can't spend it at all, first of all, the village chief has interest on the treasure money sent out, and these interests can naturally be used casually, of course, you can't collect too much, otherwise people won't use treasure money. Anyway, the expenses of the imperial court mainly depend on the normal income of taxes, and cannot rely on printing money! Li Wei added.

Zhu Yuanzhang sighed and said: "We understand, but now the Ming Dynasty is in ruins, cities need to be built, roads need to be repaired, wars have to be fought, money is needed everywhere, these things can't be put aside, taxes alone are far from enough!" ”

"Yes, Li Aiqing, do you have any other way?" Zhu Biao asked unrelentingly.

Li Wei was silent for a moment and said, "Yes, the imperial court can also borrow money." ”

Li Wei directly said the model of Mi Yuan in later generations.

There is no way, strictly speaking in later generations, there is only one base currency, that is, the rice dollar, and the currencies of all countries are anchored by the rice dollar, including the Great Celestial Empire itself.

Therefore, other currencies other than the rice dollar have no reference value.

If the Dollar can really maintain an objective and neutral stance as it was when it was first established, then the Dollar will undoubtedly be the best currency, but it will not be able to maintain an objective position whether it was in the hands of the capital consortium in the past or gradually moved closer to the government.

In the final analysis, what the world needs is a central bank that is completely objective and neutral, and does not like things and does not feel sorry for itself, so that the currency issued is the most fair and perfect currency, but unfortunately this kind of thing can only be done by nature, so gold and oil are the products of nature is the ultimate anchor currency.

Zhu Biao immediately frowned when he heard this, and Zhu Yuanzhang objected even more unhappily: "Then how can it be done, how can the imperial court borrow from others, no!" This is detrimental to the prestige of the imperial court. ”

Li Wei pursed his lips, what is this, it is a skill to be able to borrow money! Emperor Chongzhen wanted to borrow it, but he begged his grandfather to tell his grandmother that he couldn't borrow it.

"If Your Majesty doesn't want to borrow from others, you can also borrow from yourself, for example, Your Majesty, as the issuer of treasure money, can borrow from Your Majesty if the court has money needs."

Zhu Yuanzhang's eyes widened when he heard this: "What's the use of this?" Isn't this taking off your pants and farting? ”

Li Wei was silent, the truth is like this, but this matter is still useful, at least let you be a little forced to know how much money you owe.

Having said that, but the meaning is different, the issuance of bonds can be a momentary emergency, and it is also a reminder that you can't spend this money indefinitely, which serves as a warning. Of course, it is better to issue bonds to the private sector. ”

Li Wei still persuaded again.

"If you borrow from the private sector, won't you have to pay it back in the end?" Zhu Yuanzhang looked unhappy.

"That's not necessarily, you can borrow the new to repay the old and keep circulating, and this money is equivalent to not having to pay it back."

Zhu Yuanzhang glanced at him, shook his head and said, "Others are not stupid, can others borrow you like this?" ”

"Of course it will, as the so-called borrowing and repayment, it is not difficult to borrow again, today I borrow Zhang San's, tomorrow I borrow Li Si's and return it to Zhang San, that Zhang San will definitely feel that I am true to my word, and after a while, I will come back from Wang Wu and then borrow from him, then he will most likely still lend it to me, and I will not borrow in vain, this is will give interest, even if someone sees through this trick, they will also have a fluke mentality, thinking that they will not be the last inverted egg, taking risks to earn this interest money."

Li Wei slowly told this trick that everyone in later generations understood, but still countless people were fooled, and Zhu Yuanzhang and Zhu Biao were dumbfounded!

"Also...... Can it still be like this? Zhu Biao was shocked.

Zhu Yuanzhang is not much better, he is also shocked, he is the founding emperor of the Ming Dynasty, and he is a thief in governing the country and the government, and his grasp of people's hearts is even more nuanced. With his knowledge of human nature, he can be very sure that if he really does what Li Wei said, there will definitely be many people who will take the risk to lend him money as he said!

And the longer this trick is played, the easier it will be to borrow new money, and even many people will scramble to lend it to him! (End of chapter)