Chapter 193 Trick people into borrowing money with low interest rates, and then maliciously create a default!
The middle-aged man's departure suddenly made the room much quieter.
Su Yang cleaned up his mood and asked Lan Lan again, "What is the situation?" ”
"Why did you bite to death and only borrow a thousand dollars?"
"And. How did he force you? ”
Lan Lan obviously hasn't recovered from her emotions yet, and she can only keep crying.
At this time, my uncle also came over, "Girl, what the hell is going on?" ”
"You see that this leader really wants to help, you can say whatever you have."
Seeing his daughter crying, his uncle couldn't help but hug her and shed tears.
The picture of the father and daughter hugging their heads and crying, netizens felt embarrassed.
"Sister, just say it, Brother Su will definitely be able to help you."
"There's definitely something wrong with this, it seems to be coercive."
"Not a fool can see it, okay, I haven't spoken, I just want to see what's going on."
"Girl, if you don't speak, no one can help you, and those debt collectors won't just leave it at that."
"It would be terrible to borrow only a thousand and ask for a few million."
"What about those who shouted for their father? Look at it, Brother Su is helping his sister and helping you. ”
“.”
Seeing that Lan Lan had not spoken, Su Yang was also anxious.
So he said, "Because of this incident, your mother was hospitalized, and your father was sad." ”
"Do you have to wait until it's irreparable?"
"Say, you trust me."
Su Yang's words, Lan Lan listened to them.
She raised her head with teary eyes, and the sobs in her voice were obvious, and they were still intermittent as always.
But the good thing is that the words are said to be understandable.
"Dad, I'm sorry for you"
Lan Lan wiped a handful of tears, and the whole person was much firmer.
Seeing that she was going to say something, the netizens in the live broadcast room also pricked up their ears,
"I really only borrowed a thousand"
Perhaps still a little hesitant, she paused for a few seconds before continuing, "I was just in college. ”
"Everything is very fresh."
"I made a lot of new friends and enjoyed hanging out with a few girls in the dorm."
"Originally, my dad gave me enough living expenses every month."
"But that's not enough."
"It just so happened that I had a good friend celebrating his birthday at that time."
"But there are still many days before my dad pays for his living expenses."
"It's also a coincidence, at that time, I just saw those small advertisements for borrowing money posted at the school gate, and I didn't know what to think about it, so I called it."
Hearing this, Su Yang also roughly understood.
That kind of small psoriasis advertisement, Su Yang has also seen it.
Relying on low interest rates and second-to-second loans to attract people, if it is a person who is short of money, it is difficult not to be moved when he sees such an advertisement.
Lan Lan's voice continued, "I was afraid of being a liar at that time, but they were really sincere. ”
"When it comes to short-term borrowing like mine, they don't even want collateral."
"All you need."
When she said this, Lan Lan's tears burst out again.
Although she didn't say it explicitly, Su Yang also guessed it.
Isn't this the campus fruit loan of the previous life?
"I was really confused."
"How could I agree."
Lan Lan began to cry after speaking, and her uncle hugged her daughter tightly as soon as she understood.
"Girl, why don't you tell your father."
"Dad, just a daughter like you, you tell Dad, Dad will give it to you."
Uncle's words made Lan Lan's tears flow unstoppably.
She just didn't want her father to know that she was spending money too quickly.
I didn't expect such a disaster to happen.
"How many shots?"
Although he knew that it was not good to ask such a question, Su Yang still asked.
Lan Lan gritted her teeth and raised a finger, "Just one." ”
Su Yang nodded and motioned for her to continue.
"They said it really well."
"They also told me that the interest rate on this short-term loan will be slightly higher."
"But seeing that I'm a student, I will be charged 100 yuan a week in interest."
"At that time, I thought that when I got the living expenses, I would return them and get the photos back by the way."
"I'll never borrow money again."
"But when it came time to write the IOU, the amount of the IOU was 2,000."
Hearing this, the barrage was lively.
", rob money?!!"
"Borrowing a thousand, writing an IOU for two thousand, isn't this a fraud?"
"Girl, you're a college student, how can you not tell that there is a problem here?"
"Don't talk about college students, they just stare at college students, and they can't be guarded."
"Yes, if you really want to cheat, no one can do it."
“.”
"I only borrowed 1,000, but I have to write 2,000 on the IOU?"
"You didn't think there was a problem at the time?"
Such outrageous behavior, Su Yang didn't believe that Lan Lan didn't find out.
When Lan Lan heard this, she hurriedly explained, "I also feel strange. ”
"I asked them right then."
"But the explanation they gave me was that it was their rule."
"Writing two thousand is just for insurance, and I only need to pay one thousand when I pay it back."
"I'm too stupid to believe them."
Lan Lan's words made Su Yangzhi frown.
But what can he say, lack of social experience and blind trust in strangers are common problems for many college students.
His cousin was just one of them.
"Do they give you a thousand or two thousand?"
Su Yang asked again.
"Two thousand."
"Transfer it to me first."
"Then they accompanied me to the bank, took out the money and took another thousand."
After Lan Lan finished speaking, she added, "I only borrowed a thousand yuan from them, and I naturally have to pay them back if I transfer more." ”
Even now, Lan Lan didn't realize the trap in this.
As soon as Su Yang asked, she instinctively answered.
This fluency was like a dull stick knocking on Su Yang's head.
It turns out that this is how the bank flow comes from.
Does she know that the transfer record is evidence, and people don't care whether you return the excess or not.
If this goes to court, you will have to pay a lot of money.
But now is not the time to be more serious, Su Yang continued to ask, "According to what you say." ”
"Wouldn't it be okay to return the money in a week?"
Speaking of this, Lan Lan's emotions became excited again.
"That's what I thought at the time."
"My dad was punctual when I sent me money, and when I went to them with the money, I couldn't find them."
"When I borrowed money, they told me that the interest on the money would only be 100 yuan in a week."
"If it is exceeded, it is a breach of contract."
"You need to pay liquidated damages that are double the amount of the loan."
"They said it was a rule, and they were afraid that people like us who didn't have any collateral wouldn't pay it back."
"I thought I'd be able to pay it back in a week."
"So I agreed."
"But how do you know that you can't find them when you pay back the money!"
As soon as these words came out, Su Yang and his uncle were stunned.
The live broadcast room at this time.
"Horse riders, it's all a routine."
"It's too bad to use low interest rates to deceive people into borrowing money, and then maliciously create a default."
"Not to mention college students, we adults can't do it."
“.”
(End of chapter)