In the first issue, Mrs. Yuhua was given 100,000 taels of silver, and she also received 1,000 taels of rice and 500 taels of corn, which was converted into 850 taels of silver.

Next is the current prime minister's old Guogong, and the Guogong Mansion is naturally 100,000 taels, and 5,000 stones of corn, 1,000 stones of soybeans, and 3,000 taels of silver.

The book clubs under the Yuzhang Book Company Alliance are rich and rich, and with Mrs. Yuhua pulling the strings, they are naturally not afraid of not being able to recover their books, so they have to pay for money.

The widow of Song was not as wealthy as them, but she also donated 1,000 taels, plus more than 200 pigs, at a discount of 200 taels.

The most important thing is that at the beginning of this issue of the newspaper, the emperor borrowed 40 million taels of silver directly from the private treasury, claiming that the treasury was borrowed from the people because the war did not know when it would end, and in order to ensure that there was no shortage of supplies for the army.

When the war is over, the state treasury resumes earning interest, and the principal and interest will be repaid immediately, and if the state treasury cannot be repaid for a while, it will first be transferred from his private treasury.

With the guarantee of 40 million taels of silver, the hearts of the people fell to the ground in an instant, and with the emperor here, are you afraid that the imperial court will not be able to pay it!

Moreover, after Yanping is defeated, the treasury income will definitely get better and better, and it is time to make a big profit from the treasury!

As a result, large quantities of silver and grain poured into the treasury like a tide, and the red rui looked at the stacks of white silver nuggets, and felt extremely happy.

One reason is that the value of silver is preserved and it is distributed to the relocated people, and of course, there is another reason.

Turning his head to look at Yin Hucao of the household department: "Has the price of silver soared now?" ”

Yin Hucao was the former Jingzhao Yin who had changed positions with Qin Xingchao, and he thought that it would be better to get rid of Jing Zhaoyin's hot potato and go to the household department, but he never expected to catch up with the war and become a hot potato again.

Listening to Hongrui's question, she hurriedly said: "Niangniang's expectations are good, but now in order to buy treasury bonds, many people exchange copper coins for silver, causing the price of silver to soar. ”

Xi Hongrui said directly: "Don't bother so much, let them come to the government to exchange, and the household department will issue another kind of silver coupons, when the silver coupons can be used to buy treasury bonds, they will be regarded as silver, but when the interest is settled, the silver will be repaid in silver, and when the silver coupons are repaid in copper coins." ”

Yin Hucao immediately patted his ass when he heard this: "Niang Niang is wise! In this way, if the people want to exchange silver, they will only come to the government, and the price of silver will not rise! ”

Xi Hongrui was noncommittal, and continued: "In addition, the government also exchanged coins for the people, and all the bad coins and big coins minted by the thieves in the past were all recovered according to their original value and exchanged for new heavy copper coins. ”

Yin Zuocao: ......

What did he hear?

If you want to say that Xiao Nanshan did the most immoral thing when he was in power, that is, in order to make up for the fiscal deficit, he thought of a trick to mint bad coins with tin, as well as all kinds of big money that "was three coins" and "ten coins".

In the end, the copper money exchange system collapsed directly, and the money in the hands of the people became worthless overnight.

Even now, the copper coin exchange system in many places is still in a mess, and the imperial court has not been able to solve it, and it does not dare to touch this stubble at all.

What does the mother want to do, she actually wants to recover all that bad money?

Why not?

She now uses dang silver coupons to collect a lot of copper coins, and then uses a lot of copper coins to collect inferior copper coins, which seems to be a loss, but there is a benefit, that is, to rebuild the exchange credibility of copper and silver.

After rebuilding the reputation of copper and silver exchange, what is the benefit, that is, she can repay the national debt later, and she can repay it with copper money.

The heroine later established countless money banks, issued a kind of silver ticket trading, and exchanged paper for silver by virtue of her reputation, and according to the comment section, they usually used paper money there.

Xi Hongrui could not imagine how standardized the exchange of coins in that world was, and the people could even use light and fluttering banknotes with confidence.

If the environment for silver money trading is really stable to that point, it means that she can issue currency at will in the future, even paper money.

In this way, she kept the gold and silver in her own hands, and only issued paper money to the outside world, and who else could oppose her?

The goal is to be achieved step by step, if you want to replace silver with paper in the future, you must be able to replace silver with copper now.

With the newly beaten land of the six states to be washed, the old man of her family was happy to see the national debt come to fruition, and this also gave her an excellent opportunity to recover the bad money.

If we had directly recovered the bad money, the government would certainly not have been able to support it, and if it had been able to support it, the bad money would not have been born in the first place.

And now she can use the interest of the treasury bonds to attract everyone to exchange copper coins for silver coupons, and then use the exchanged copper coins to exchange for the bad money left by Xiao Nanshan.

In this way, all the pressure is poured on the future finances of the treasury, and as long as the future does not come, there are infinite possibilities.

For example, the wealth of the six states, for example, after taking Yanping Prefecture, the financial burden was reduced, the treasury income surged, and even she could be tempted by interest to issue national bonds again.

In any case, if the trend is upward, there will be a steady stream of wealth adsorbed.

Today's problems can be solved tomorrow.

And every bit of good performance now will make tomorrow easier, and she wants people to see who Wenqu Xingjun is.

Chapter 105: The new official takes office and fires

"Quickly set up a banking supervision bureau in various localities to preside over the exchange of copper coins and the collection of treasury bonds, and the household department will set up a separate department to take charge of the transfer of debts and money, which will be directly under me."

Yin Hucao listened, nodded again and again and said yes, what did she say.

After all, in any case, lending money to the people is really collecting money, which is much better than the bigwigs pinching their necks and asking where the money is going and where the money comes from.

This is also the reason why the household department listened to Xiao Nanshan so much before, and you don't care what method he uses to level his finances, he is really level.

The other Qingliu adults went to that station, patted the table and asked where the money was gone, and it was indeed clear enough.

But is there a possibility, the household department is only in charge of money, not the production of money, where does the money go, don't you have a little pressure in your heart, is this something that the household department can solve?

The household department is just a wage earner, and they can't control most things, and as a result, when it comes time to use the money, they are all working them.

Compared with Qingliu, who chases them every day and asks where the money went, they would rather listen to Xiao Nanshan's treacherous appearance, after all, he really solves the problem.

And Xi Hongrui is a rare good leader for the household department, and she solves the problem, not only opening her mouth, but the problem caused is not so bad.

The law on national debt is simply absolutely unique in that it collects money from large households.

The interest rate of treasury bonds is not particularly high, but it is stable and legal, and the greater the investment, the greater the return.

Then, instead of putting the silver in the warehouse to eat ashes, it is better to invest a large amount of money to buy treasury bonds within an acceptable range and legally obtain a batch of "printing money."

However, the fact that treasury bonds only charge silver will undoubtedly increase the price of silver, and many people will choose to exchange copper coins for silver for the sake of interest on treasury bonds, and the more people who exchange them, the more fierce the price of silver will rise.

If the price of the silver number that wants to make the difference is raised too high, it is obviously not worth exchanging copper coins for silver, so it is better to buy them directly.

However, we will soon encounter another problem, that is, although the silver bills can be used to buy treasury bonds, they still fall within the scope of copper coin trading.

The common people do not have so much trust in the preservation of the value of copper coins, and perhaps for them, it is better to spend more copper coins and earn less money when exchanging silver for silver, and directly use silver to buy treasury bonds, which is more reassuring.

At this time, Xi Hongrui made another move, directly collecting the bad coins from the past.

The reason why the people lost trust in copper coins was because of the indiscriminate coinage of the imperial court, and the court was able to calm the financial crisis above, but the bitterness was eaten from below, and now finally a person has come out to collect bad money!

Ordinary people don't think so deeply, so far, they will only think that Xi Niangniang is really a good person, obviously Xiao Nanshan did the sin, and it has nothing to do with her, but she still pays for it.

This is like a needle in the sea, which not only allows the people to regain their trust in copper coins, but also has a particularly high operability.

After stabilizing the value of copper coins, there will definitely be many people who directly use copper coins to buy silver coupons, and a large number of copper coins will be available.

Those who not only want to exchange bad money, but also want to buy treasury bonds, can directly go through the process of turning bad money into a silver bill, without having to see real money.

And if you only want to exchange enough money, you can exchange it with the good money you collect, and you can also melt and mint new coins if you collect the bad money.

Although there will inevitably be a attrition loophole, this loophole was there in the first place, and now it is just a matter of rediscovering the loophole and moving it some distance forward.

People's hearts are full of flesh, and the people in the household department also know that minting that kind of bad money and big money is to fish with all their might, but when they ask for money, what can they do?

Although the issuance of treasury bonds today looks very similar to tearing down the east wall and making up for the west wall, one thing is different is that the treasury bonds are not a wall for the people, but a wall for the future.

There is a major difference between demolishing the wall of the future and demolishing the wall of the current home, that is, as long as the future does not arrive, you can always hold on to a kind of hope, and there will really be an extra wall in your home in the future.

And judging from the current form, this home may really have one more wall in the future.

Therefore, no matter what others say, Yin Hucao himself has decided to follow Xi Niangniang to the death.

After all, the solution that Xi Niangniang came up with was not such as temporarily suspending the salaries of officials, especially if you had to set an example and withhold them first.

Or pointed to the emperor's nose and asked, "When Xiao Nanshan's house was copied, did he really only copy 10 million yuan?"

Or ask the emperor when he can count the wealth of the six states, or if state affairs are important, let's count them first?

The requirements for working as a worker are very simple, pay wages on time, and don't let them pry the boss all the time.

And obviously, as a person who can make the big family and the boss pay at the same time, follow her, they will look like they will have a good life, since this is the case, who cares if she is a man or a woman, the prime minister or the queen!

After determining the national debt and the silver bills, Xi Hongrui began to plan for food again.

The government collects a large amount of grain, not only to supply the army, but also to regulate the price of rice; if the rice stock in the market is empty, the rice merchants will hoard it on a large scale and raise the price of rice.

If she just exchanged bad money here, the price of rice would rise, and it would not be a lonely place.

Therefore, as a special material, grain has to go to the front line alone, and only one-year treasury bonds will be issued, which will be repaid in silver, and the principal will be paid in the current year, and the interest will be paid again in the next year.

In this way, the money obtained from selling to the government is much higher than the purchase price of the grain merchants, and private households will be more inclined to sell grain to the government.

After this period of time, the grain of the new year will come down, and this part of the grain will be injected into the market, and it is found that the rice merchants who cannot afford to raise the price can only choose to sell it to the government in order to prevent the hoarding of rice from becoming old in vain.

Therefore, farming in the new year is also the most important thing, and the people must be moved, but the land must not be barren.

Xi Hongrui was ready to drag out the relocation of the people until after the planting was completed, and it was still the old rule to give money.

Regardless of whether the people in the six states of Yanping had land before, they now have no land, and of course they have to pay money to hire someone to farm the land.

The grain that has been planted is taken into the possession of the ownerless, and what has already been distributed is regarded as a sweetness for the relocated people and the garrison.

In the south, on the other hand, they took advantage of this time to hire relocated people to build resettlement houses for the northern people who were about to move over, and when they came to the south, they could not even have no houses to live in.

In fact, the resettlement fee for the resettlers, including the cost of buying land, is theoretically enough to buy land.

But the problem is that theoretically speaking, no, the existing land in the south has almost been reclaimed and merged, and people will definitely not sell it if there is nothing to do.

Once the land is traded on a large scale, it will definitely cause the price of land to soar, and even the imperial court will not be able to buy the land for more than 300,000 people at once.

Therefore, there is one thing that Xi Hongrui is thinking of, that is, to introduce another kind of "law for the protection of hired peasants," just as the "law on the protection of intellectual property rights" protects the craftsmen with the money of the merchants, and uses the money of the big landlords to protect the proletarian peasants.

The relocation of the people and the transfer of a large number of proletarian people will certainly make the southern landlords discover one thing, that is, there is a shortage of labor.

One person can own many fields, but one person cannot plough ten acres of land.

Since the issue of land annexation cannot be solved, it is better to standardize employment relations, use the coercive means of the government to determine the minimum guarantee for hired peasants, and let the proletarians completely become independent from the fields, collect only money taxes on the basis of capitation, and do not collect any miscellaneous taxes, and act as an object of employment to specialize in selling labor.

Under normal circumstances, this is not an easy task, not to mention the collusion between the local powerful and the government, and ordinary people do not have the courage to resist the lord of the family.

But now there is an opportunity, that is, a large number of new laborers pouring into the south, all of them are northerners, and when they enter an unfamiliar environment, they will be congenitally xenophobic, and they will not compromise easily, and the current southern landlords really need labor.

For the more than 300,000 northern residents, the government has stipulated a minimum labor guarantee for them, and they will only agree to the landlord's price reduction if they are stupid.

For landlords, they can't let the farmland be wasted, otherwise they will make less money, and it will be a crime to abandon the land.

As a third-party organization, the government must not be biased in favor of the local tyrants, and since this is the case, it is necessary to set up a separate office to specifically register the movement, employment, income, and tax collection of proletarian peasants, which has a direct bearing on their achievements in promotion.

If the landlord is found to have violated the Law on the Protection of Employed Peasants, the fines received will be handed over to them, and it will be more effective to cooperate with the Jiyan Division and the newly relocated Beimin Peasant Association.