Chapter 32: Usury

"Is it Liu Sanye? I am Bai Hanyue of Haixing Group. ”

After the phone was connected, Bai Hanyue called out a name that everyone in Haicheng knew - Liu Sanye.

Liu Sanye is the underground emperor of Haicheng, he has a lot of gray industries in his hands, and often gives usury to many entrepreneurs, Bai Hanyue suddenly called him, it is likely that he wants to borrow money!

"It turned out to be Mr. Bai, I heard that your Starfish Group has been in some difficulties recently, you call me now, should you want to borrow money?" The voice of a middle-aged man came from the phone.

After Xiao Yang heard that the person on the other end of the phone was Liu Sanye, he had already guessed Bai Hanyue's plan in his heart, and the expression on his face suddenly became ugly.

Just as he thought, Bai Hanyue directly opened Liu Sanye and said: "Third Master, I did borrow money from you, I used forty percent of the shares of Haixing Group as collateral, how much money can you lend me?" ”

The shares in Xiao Yang's name were left to Bai Hanyue, Bai Hanyue is now the largest shareholder of Haixing Group, with a total of 50% of the shares in his hands, even if the stock price of Haixing Group has fallen now, these shares are worth tens of millions in the market!

"Forty percent of the shares can only be borrowed from me for eight million, with an annual interest of thirty percent, and must be repaid within a year." Liu Sanye calculated for a while, and then slowly spoke.

Hearing Liu Sanye's words, Bai Hanyue's face became very ugly, although she knew that Liu Sanye's interest was high, but she never expected it to be so high!

You must know that the highest loan interest in the bank is only 10 percent, and Liu Sanye's interest is three times more than the bank's interest, which is even more usurious than usury.

Although Ye Qingxue didn't know much about Liu Sanye, after hearing the high interest in Liu Sanye's mouth, she also knew what Liu Sanye was doing, so she grabbed Bai Hanyue's wrist and said with a serious expression:

"Xiaobai, loan sharks are a pit, you can't do stupid things!"

Of course, Bai Hanyue knows the disadvantages of borrowing usury, but the cash flow of the Haixing Group has almost burned, and if new funds cannot be found, the stock market of the Haixing Group will completely collapse.

Because of the Beka consortium and the Lin Group, the bank did not dare to lend to the Starfish Group at all, and he now has no way but to borrow usury from Liu Sanye......

"I know the stakes and the stakes are there, but as long as we can keep the Starfish Group, everything is worth it." Bai Hanyue let out a soft snort, and then agreed to Liu Sanye without hesitation.

Xiao Yang saw that Bai Hanyue had actually done this in order to keep the group, his mood became very complicated, and he looked at Bai Hanyue and sighed: "If you can't repay the money within a year, there won't be much of the shares left in your hand." ”

"And these eight million may not be able to save the Starfish Group, if the shares of the Starfish Group continue to fall, Liu Sanye will definitely ask you to repay the loan in advance, and even sell your shares directly, and the Starfish Group will not be saved at that time."

The so-called authorities are obsessed with bystanders, Bai Hanyue still has a lot of problems that she has not thought through, if she really borrowed usury from Liu Sanye, once she fails to stabilize the stock market of the Starfish Group, she will become nothing!

Just when Xiao Yang was worried about Bai Hanyue's future, Liu Sanye also responded, but he did not immediately agree to lend Bai Hanyue money, but mentioned other conditions.

"Mr. Bai, with the situation of the Starfish Group, I'm afraid that the eight million funds can't be saved, right?"

"As a creditor, of course, I have to reasonably avoid risks, if you borrow my money and still can't save the Starfish Group, what's the use of asking for your shares?"

Liu Sanye paused, pondered for a moment and continued: "Why don't you discuss with Mr. Ye and mortgage the shares of both of you to me, and I will lend you a little more money." ”

When Bai Hanyue heard Liu Sanye's temporary change of hexagram, the expression on her face suddenly became nervous.

She promised Xiao Yang to take good care of Ye Qingxue, how could she let Ye Qingxue use her shares to borrow usury?

And the shares of her and Ye Qingxue add up to 80%, if the loan shark borrowed is not repaid in the end, even if the Starfish Group is rescued, won't it have to be handed over to Liu Sanye?

"Mr. Bai, as long as you can take out your own and Mr. Ye's shares, I can lend you 20 million, and I can also reduce the interest to 20 percent." Liu Sanye saw that Bai Hanyue did not respond for a long time, so he made concessions on interest.

Xiao Yang had dealt with this Liu Sanye before, and he had never seen Liu Sanye make concessions on interest, so after hearing Liu Sanye's words, the expression on his face became very confused.

If there is only 20% interest, borrowing 20 million is indeed much more cost-effective than borrowing 8 million, Bai Hanyue's eyes became a little hesitant, and she raised her head to look at Ye Qingxue, wondering what Ye Qingxue meant?

When she divorced, Ye Qingxue gave up these shares in her hands, and now the Starfish Group is in danger, even if she has nothing left in the future, she will never choose to sit idly by.

Although Ye Qingxue didn't want Bai Hanyue to borrow usury, she believed in Bai Hanyue's ability, so she said to Bai Hanyue with a firm expression: "You don't have to think about me, if this can really save the Starfish Group, I am willing to support you in any decision." ”

Now that the Starfish Group is like a lamb on the grill, there is not much time for Bai Hanyue to hesitate, after she got Ye Qingxue's support, she just thought about it for a while, and directly agreed to Liu Sanye's conditions.

After Liu Sanye got the answer he wanted, he smiled very happily on the phone and said to Bai Hanyue:

"Mr. Bai, don't worry, I'll prepare the money now, and I'll go to Haixing Group tomorrow morning to sign a contract with you."

……

Night.

The moonlight sprinkled on the window, Ye Qingxue and Bai Hanyue stood here with serious expressions, both of them worried about the future of the Starfish Group.

Just today, the stock price of Haixing Group has fallen by nearly half, and the outside world has begun to spread the news of the collapse of Haixing Group, and even the executives of Haixing Group have secretly prepared a letter of resignation, if Haixing Group continues like this, they will leave without hesitation.

Although they have borrowed 20 million from Liu Sanye, 20 million is not enough for the Beka consortium at all, and if Rena is determined to let the Starfish Group go bankrupt, they can't stop it at all!

"Why don't I go and admit my mistake to Rena."

Ye Qingxue suddenly spoke, wanting to beg Rena to let her let go of the Starfish Group.

Bai Hanyue didn't hesitate when she heard this, and directly refused: "No, Xiao Yang's illness has nothing to do with you, why do you want to admit your mistake?" If Xiao Yang is still alive, even if he lets the Starfish Group go bankrupt, he will never let you be wronged. ”

Xiao Yang nodded on the side, just as Bai Hanyue said, he never wanted to see Ye Qingxue suffer the slightest grievance, even if it was for the sake of the group.

"This is Huaxia, the above will not let the Beka consortium mess around here, and I will sign a contract with Liu Sanye tomorrow, you should go back early." Bai Hanyue left a sentence, and then returned to his office chair, coordinating the major departments to prepare for a counterattack.

Looking at Bai Hanyue, who was so busy, Ye Qingxue, who couldn't help, sighed and left the office with a tired face, Xiao Yang did not hesitate and left with her......