When the brothers entered, there were still two people lined up at the door of the business manager's office.

Disco also sat in line together, and listened to the business manager introduce the situation of the debt collection department to the customer.

"We are a formal debt collection agency, and our salesmen are specially trained, familiar with relevant legal provisions, specializing in psychology, accounting, public relations, and have a good relationship with major commercial banks. We are absolutely legal to collect debts, to convince people and prescribe the right medicine! ”

The customer inside asked uncomfortably: "If you don't have some special talents, can people pay off their debts?" ”

"Since last year, we have received a total of 20 million entrusted debt collection contracts, of which ninety percent of the debts have been recovered!"

The second brother crutched Disco with his elbow and asked, "Sounds quite reliable, right?" ”

"It's okay," Disko nodded, "People are so powerful, they are psychology and accounting, and the fees are not cheap, right?" ”

The second brother stretched out three fingers, "Thirty percent of the total debt." ”

"Then our 200,000 yuan, only 140,000 yuan?"

The middle-aged boss sitting next to them said: "Since I have found a debt collection company, it must be a large amount of debt that will not be returned for many years, and this kind of debt is interest-bearing." The interest is enough to cover the 30% fee. ”

Disco smiled and asked, "Big brother, which company are you from?" Listen to your accent not like a local. ”

"I am from a steel mill in another country, and I came to Beijing to collect debts for a month without results, so I can only ask the local debt collection company for help."

Disco sighed: "Hey, the current factory leader is not good, serious production can't be done, and he is stuck in the trouble of triangular debt all day long." ”

Everyone sympathized with each other, and immediately had a common topic.

According to the middle-aged boss, he has a total of 3 million debts to collect this time, but their factory is not far behind, owing 4.5 million yuan to the coal company, and there is still a large backlog of chromium, manganese and titanium in the factory.

He pinned all his hopes for debt collection on debt collection agencies in Beijing.

If they don't pay back the coal companies, they will cut off their coal and let them stop production.

However, when it was his turn to enter the office to handle the entrusted business, there was no result.

The second brother listened to the movement inside and whispered: "This buddy's account is a little hanging, I listen to the business manager, it seems that I don't want to accept the commission?" ”

"Well," said Disko, getting up, "we're almost done, so let's go back first." ”

"Aren't you going to talk to the business manager?"

"Don't talk about it, a commission has to charge 30% of the service fee, the amount is too high, I have to go back and discuss it with the other deputy factory directors. It's not too late to wait until there is an internal consensus. ”

The second brother will bring people to complete the task, of course he has no opinion on his decision, and after a while, I heard him ask: "Brother, if there is a business, we can make more than one million at one time, but we need to go to other places for a few months, can you do it?" ”

", what about a million, what kind of business can come to a million at once?"

He sold tapes for several years and didn't make that much money.

Even if the two brothers split it in half, there are still 500,000 yuan.

Disco smiled at him: "Help that big brother solve the problem of triangular debt just now." ”

"Are you crazy? Even a professional debt collection agency is reluctant to take over his business, do you think your brother has three heads and six arms? The second brother glared and said, "The triangular debt in your own factory has not been resolved, and you are worried about others again!" Is triangular debt so easy to touch? You go out and ask, which factory doesn't have a backlog of products? Who doesn't have a triangular debt? There are many people who have triangular debt problems, you can help you! ”

"Don't get excited!" "Not all factories have a backlog of products, how can there be a backlog of best-selling products!" Do you think about which industry has the best-selling products right now? ”

The second brother opened his mouth and came: "The computer, it's so expensive and often out of stock." ”

His daughter-in-law has recently planned to buy a computer, but she needs to pre-order the brand she likes.

"What else?" Disko pointed at the steering wheel.

"Well, the car sells well, too. Santana is in short supply right now, and I heard that Audi can't even pay for it. ”

"So, if the car company has money, if you do business with them, you shouldn't be owed money."

The second brother felt that his brains were no longer enough, "The car company, what does it have to do with you helping others collect debts?" ”

"That big brother has a large backlog of chromium-manganese-titanium in the factory just now," asked Disco, "Do you know what chromium-manganese-titanium is for?" ”

What chromium, manganese titanium, the second brother has never even heard of it.

Disco reveals the mystery: "Chromium-manganese-titanium is a special steel for the production of automobile gears!" ”

The second brother rubbed his chin and said, "You want to sell his steel to the gear producer?" Why don't those people sell it themselves, so we have to help sell it? If someone is willing to buy it, will there be a backlog of products? ”

"Because many gear mills are in a similar situation to steel mills, they are trapped in triangular debt and have no money to buy steel, and if the steel mill sells steel to them, it is likely to exacerbate its own triangular debt crisis, so the big brother would rather overstock products than give them out on credit."

The second brother was almost confused by him, "But what does this have to do with us?" If people refuse to give credit to the gear factory, will they give it to you? ”

"Didn't I just say that I want to help that big brother solve the triangular debt problem of their factory." Disco motioned to the second brother, who was glaring again, to calm down, and continued, "I don't mean to help that eldest brother collect debts, but to help his creditor, the coal company, collect debts from the steel mill. ”

"The steel mill where the eldest brother works owes 3 million to the coal company and another 1.5 million in interest, totaling 4.5 million. Looking at the process of communicating with the debt collection agency just now, he may not have good results when he came to Beijing to collect debts this time. Paying off the coal company's debts is even more elusive. ”

"We can take over the 4.5 million debt from the coal company, and then use this debt to let the steel mill take out chromium, manganese and titanium to pay off the debt. In this way, the steel mill does not owe the coal company. ”

The second brother pondered for a long time before saying, "Do you want to charge the coal company according to the fee standard of the debt collection company?" ”

"The debt collection company collects 30%, and we just collect 1 million. Let the coal company recover the cost and earn 500,000 interest. They should be willing to assign their claims. After a pause, Disko added, "But there's a risk here. The 3.5 million creditor's rights are transferred to your company's account, and if the arrears are not recovered within the specified time, the 3.5 million creditor's rights will be borne on us. ”

The second brother wasn't too surprised this time.

High returns, of course, come with high risks.

Otherwise, wouldn't everyone be able to earn this million!

He sat there and troughed out the meaning of the fifth child.

They first had to negotiate with the coal company and get the 4.5 million debt at a price of 3.5 million.

Then use this debt to exchange for chromium-manganese-titanium steel worth 4.5 million.

Then find a gear factory to barter the raw material of chromium, manganese titanium and replace it with finished gears.

Finally, the finished gears were sold to an automobile company.

The money they want to make is actually similar to that of a debt collection company, which is the 1 million debt transfer fee.

However, there are several key problems in this, if they cannot be solved, the 3.5 million debt will really have to be borne on their own.

"Are you sure there really is a car company that will take over our gears?"

"Gears are a necessity for the production of automobiles, and they are also in demand. And," said Disko, clearing his throat, "my former colleague in the translation room was working as a vice president of a joint venture car company. ”

At that time, foreign companies used tens of thousands of monthly salaries to poach Liu Li from the Ministry of Economy and Trade, and now she is the vice president of a Sino-foreign joint venture.

"Are you sure this colleague can help you?"

"Not sure."

The second brother said angrily: "Are you kidding me?" ”

"I have to see what you mean first, you are willing to partner with me to do this deal, so I can go to the contact house and ask the company's requirements for gears. If you're not willing to do it, I won't toss. ”

After all, it is not easy to repay the debt of favors, so it is used once less than once.

In fact, this kind of business is most suitable for two people to do together, and it is all in the same pot if you make money or lose money, and you can't find fault with it.

However, he and Yu Tong are inseparable from Beijing, and if they want to run errands all over the country, they have to be represented by the second brother and his brothers.

The second brother sat in the car and muttered for a long time, until Disco wanted to persuade him not to do it.

He gritted his teeth and said, "It's done!" You go find your way. ”

"You've got it all figured out!" Disco reminded again, "If you don't do well, you will lose 3.5 million, or you should discuss it with your sister-in-law, right?" ”

They don't have so much money, and if they lose it, he may have to sell his front house and go into debt with his second brother.

Speaking of his daughter-in-law, the second brother's mind finally cleared up, "Then I'll go home and ask your sister-in-law." ”

Disco's jaw.

This time it was completely his whim, and there were many details that he still needed to think carefully.

After all, it was a debt of several million, and he had to go home to discuss it with Yu Tong.

However, the Pink Tycoon is very adventurous, and after listening to him explain the overall idea, he voted for it very simply.

"I didn't expect that there are big business opportunities hidden in this triangular debt!"

Disco was surprised and asked, "Aren't you afraid of losing everything?" That's more than three million! ”

Yu Tong said calmly: "I can't lose, at most, I have a backlog of finished gears worth 4.5 million in my hands." With so many auto repair shops and auto factories across the country, it is only a matter of time before the gears are sold. The creditor's rights of 3.5 million yuan were evenly apportioned and each family only paid 1.75 million yuan, which we can afford. ”

Disco thought to himself, his daughter-in-law really loved him so much, nearly two million advances, and he even said that he could take it out!

He sent the two obstructive cubs to Guo Meifeng that night, and then repaid Manager Yu's trust in him.

……

The next morning, when he was refreshed and ready to go to work, Yu Tong leaned on the pillow and reminded: "It's not easy for the second brother to make money, you must make things steady!" ”

"Got it." Disko kissed her on the forehead, "Wait until I have smoothed out all the links, and then let the second brother take someone to set off." ”

*

After Disco arrived at the factory, he first made a long-distance call to Liu Li, and then summoned several other deputy factory directors to introduce the services of the debt collection company.

If a debt collection agency can come forward, everyone will be willing to spend money to solve the problem.

Even if you have to charge 30% of the service fee, it is worth it, at most there is no interest.

As a result, we found a large defaulter, and the principal plus interest was enough to owe 1 million to the daily chemical plant.

Ask a professional to come forward and recover the million for them.

When leaving, Yin Ganlu whispered to Disko: "Director Di, it's almost the day of salary payment again, whether it will be paid in full or in part this month, you have to come up with a charter." ”

Of course, Disco wants to distribute it in full, but it depends on the sales of the product.

At his request, half of the production lines were already in a semi-shutdown state.

Especially for the stinky soap and dish soap with the largest backlog, the machine is a loss as soon as it is turned on, and the shutdown is considered a profit.

However, leaving the workers idle is not an option.

"Director Zhuang, is only half of the staff in the supply and marketing department at work?"

Zhuang Youde, the deputy director of supply and marketing, denied: "All employees are on duty, and everyone is at work." We are engaged in supply and marketing, and it is impossible to sit in the office all the time, and the salesmen are running business outside! ”

"However, in the past week, only two of the ten salesmen in the supply and marketing department have taken back the order, and the others have received higher reimbursement orders than the order amount."

Director Jiang, who was coming in to deliver the materials: "......"

She held back to keep herself from laughing.