Chapter 2 Suspension of Loans

"What? Wancheng committed suicide! ”

Li Ji couldn't believe his ears. His head buzzed, his body shook a few times, and he almost fell.

"Yes, is it true?" Li Ji's voice trembled, and his speech was a little unfavorable.

"It's true, just this evening, I jumped from the top floor of the Marriott Building......"

This evening? That's when the bank has a credit meeting.

Li Ji's heart was in a trance, not only sad, but also shocked.

Wan Cheng is a classmate of Li Ji in high school and the current chairman of Marriott Group. Li Jineng became the deputy general manager of the credit department of the listed China Construction Bank, which is more than half of the credit.

At the end of the year before last, Wan Cheng's father, Wan Daming, stepped down as chairman of Marriott Group, officially retired behind the scenes, and handed over the company to his son. Why is it that in less than two years, Wan Chengcheng jumped off the building?

Li Ji's body shook involuntarily, his face was as pale as white paper, and his mouth was wide open, but he couldn't say a word.

"Don't ask anything now, let's talk about it in the line." After Cui Hao finished speaking, he hung up the phone. A "beep" sound echoed through the earpiece.

Li Ji stayed for a while, and finally woke up, he looked at Liao Ying, who was staring at him in surprise, and said, "There is something urgent, I want to go to Xingli."

After speaking, Li Ji grabbed the briefcase and rushed out the door.

"What's so urgent? You haven't eaten yet? Liao Ying then chased after her, "Let's eat a piece of cake and then go." ”

"It's too late." Li Ji didn't look back, and hurriedly went downstairs.

After taking a few steps, he turned around, looked up at Liao Ying, who was waving at him on the second floor, and shouted: "You go back to eat, don't wait for me at night!" ”

Outside, the rain was falling again.

The rain was not heavy, but it was dense and unhurried, and I didn't go far, and my hair was already wet.

When Li Ji left the school gate, he remembered that he forgot to take an umbrella. At this time, I didn't care much more, put the briefcase on top of my head, and stood anxiously on the side of the road waiting for the bus.

The School of Finance and Economics is located on the eastern outskirts of the city, surrounded by a large area of wasteland except for a few factories. During the day, there are few people outside, and at night, even fewer people come.

After waiting for seven or eight minutes, I didn't see a taxi passing by. Li Ji had no choice, so he had to run forward for more than half a mile, came to a wide street, and finally got into the car.

When Li Ji rushed to President Tao's office out of breath, he found that there were several people sitting inside.

President Tao, Cui Hao, Wang Wensheng, another deputy general manager of the credit department, Xiao Zhang, account manager, and Mr. Shi from the legal department.

As soon as he saw Li Ji, Cui Hao said with an unhappy face: "Mr. Li, hurry up, I'm waiting for you alone!" ”

As he spoke, Cui Hao handed over a chair.

Li Ji took the chair and hurriedly sat down, still panting.

"Everyone is together, Mr. Cui will tell you about the situation first." President Tao sat behind the large boss's desk and coughed.

"Okay," Cui Hao's gaze quickly swept over the faces of several people, "This evening, Wan Cheng, chairman of Marriott Group, committed suicide by jumping off the building, and the cause of death is said to be severe depression......

Li Ji listened silently, his mind full of Wancheng's shadow.

Li Ji has only one sister and no brother. Although he was in the same class, Wan Cheng was several years older than Li Ji. In Li Ji's heart, Wan Cheng is almost like his own brother, and when he heard the news of Wan Cheng's death, Li Ji was so sad that he almost cried.

"Marriott Group borrowed 100 million yuan of working capital loans from our bank last year, the original term was six months, and the credit department made an extension ......"

Cui Hao's words attracted Li Ji's attention, and he temporarily put down his discomfort and pricked up his ears.

Marriott Group, a star enterprise in Fengcheng, an A-share and H-share listed company, is second to none, and is also a well-known name in the province and even the whole country.

Banks have always preferred to be the icing on the cake rather than a charcoal in the snow.

The better the big business, the more willing the bank is to lend to it; Those small businesses that are just starting out and are really in dire need of capital are like poor relatives, and no one wants to pay attention to them.

A large enterprise like the Marriott Group is naturally a "sweet spot" for banks in the city. In the city construction bank alone, Marriott Group's annual credit line exceeds 10 billion.

Cui Hao said that Li Ji knew about the loan.

During this period, because of some things, Cui Hao also asked Li Ji to call Wancheng several times; However, the whole loan was not handled by Li Ji himself, but Cui Hao personally arranged for the account manager Xiao Zhang to handle it.

Originally, Marriott Group's business has always been in charge of Li Ji, and after Cui Hao served as the general manager of the credit department, he didn't know what considerations were to hand over all this business to another deputy general manager, Wang Wensheng.

Cui Hao didn't say the reason, but said that he had said hello to Wan Dong.

When Li Jixin took office, he was embarrassed to ask in person, for fear that people would say that he had no leader. Since then, Li Ji has no longer directly intervened in the business of Marriott Group. However, when something happened, Cui Hao still called someone to come to Li Ji for help.

Marriott's loans have always been the responsibility of the group's financing department, and Wancheng rarely asks directly.

But this loan Wan Cheng paid unusual attention, and specially asked his assistant Xiao Xiao to follow from beginning to end, which made Li Ji feel strange. However, the business of the Marriott Group is no longer in charge of Li Ji, and it is inconvenient for him to ask questions, so Wang Wensheng has ideas.

In the final analysis, this loan has little to do with Li Ji.

Li Ji didn't know why Cui Hao deliberately called him tonight, maybe because he and Wan Cheng were classmates, so it was more convenient to speak. This doesn't matter in normal times, but now that Wan Cheng has just committed suicide, he blocked the door to collect debts, how can he open his mouth?

Later, at Wancheng's request, the loan was extended again, and the repayment period was two months ago. After the expiration, the account manager came to collect it, and Wan Cheng said that it would be repaid in another month. Cui Hao said, paused, the expression on his face became more and more solemn, "I didn't wait for the repayment, Wan Chengcheng committed suicide by jumping off the building......"

"What is this loan for?" Li Ji couldn't help but interject and asked.

Cui Hao paused, as if he glanced at Li Ji inadvertently, but did not answer.

Xiao Zhang next to him looked at Cui Hao, and then at Wang Wensheng, and saw that neither of them spoke, so he hurriedly said: "It's the daily operating working capital.......

"I'm asking for what it will do!" Li Ji glanced at Xiao Zhang, a little unhappy, and couldn't help but raise his voice.

"That's it, it's not ......" Xiao Zhang was startled, raised his eyes to look at Cui Hao, and replied cautiously, "A company like Marriott Group, it's still ........"

"No matter what kind of company, the basic requirements for loans in the bank still have to be complied with, right? With such a large amount, how to manage the post-loan? Li Ji interrupted Xiao Zhang's words, "Xiao Zhang, you are an old account manager, why can't you do this?" ”

"I, I'm ......" Xiao Zhang blushed, didn't know how to answer, and looked at Cui Hao and Wang Wensheng with eyes as if asking for help.

Wang Wensheng lowered his head and stared at the notebook in his hand. Cui Hao looked at President Tao, groaned slightly, and was about to speak, but heard Tao Ping say: "Let's talk about these later, let's see how to find a way to recover the loan as soon as possible." ”

Cui Hao secretly breathed a sigh of relief.

He glanced at Li Ji, and then said: "I have reported to President Tao, and the bank has decided that Comrade Li Ji will be fully responsible for the collection of this loan......

"Well, from tomorrow onwards, Comrade Li Ji will temporarily put aside the work at hand, free up his energy, and be responsible for the collection of this loan."

Tao Ping answered, the expression on his face was more serious than ever.

"What? I'm in charge! Li Ji was stunned and looked at Cui Hao with wide eyes: Is there a mistake? Putting down work and clearing up, isn't this just suspension!

What does this loan do to me?

Li Ji looked confused, couldn't help but point at Wang Wensheng with his hand, and said: "Mr. Cui, I didn't handle this loan, is it more appropriate for Mr. Wang to be responsible?" ”

Wang Wensheng still lowered his head and didn't look at Li Ji.

Li Ji was so angry that he wanted to get angry, but he heard Cui Hao's gloomy voice say: "This loan is guaranteed by you personally, I think it is more appropriate for you to be responsible for the collection." ”

"I vouch?!" Li Ji was stunned.

His mind was racing, but he couldn't remember when he had been guarantor for the loan.

"Li is always a busy man, he may have forgotten," Cui Hao looked at Xiao Zhang with a calm face, "Manager Zhang, bring the guarantee documents and show them to Mr. Li!" ”

Li Ji was even more puzzled in his heart: when did he sign the guarantee document? Seeing that Xiao Zhang agreed, he took out two pieces of paper from the credit file box he carried with him and handed them to Li Ji.

Li Ji hesitated to take it, took it in front of him, and couldn't help but be stunned: on the signing page of the guarantee document, the bright red mark was stamped with the personal seal of "Li Ji"!