Bidding farewell to Wan Daming, Li Ji returned to the industry.

After running for a while, I was sweating, but I felt much better and my head was not so dizzy.

Li Ji sat at the table, feeling no relief in his heart. Before leaving, Wan Daming said something that made him even more worried and more uneasy.

On the surface, Marriott Group seems to be in the limelight, but in fact, due to the large-scale disorderly expansion in the past two years, it has buried serious financial risks and business crises.

Most of the real estate projects obtained in the past two years have not really started. Because the follow-up funds were not in place, after the groundbreaking ceremony, it was almost abandoned there.

The projects that have started are also due to financial problems, and they are built and stopped from time to time, which is very abnormal. Some projects have even reached the point of tearing down the east wall and making up the west wall.

In the first half of the year, Wancheng withdrew 200 million yuan from the group, and now it has only transferred back to more than 100 million, which makes the group's financial situation even worse. The huge group can't even get tens of millions of cash out of its accounts now.

Wan Daming felt that Wancheng had a lot of things to hide from him, and he was carrying the group behind his back, just like this loan of 100 million. In any case, he had to find out where the money went and what it was used for.

Wan Daming also promised Li Ji that he would try his best to coordinate and find a way to repay the 100 million yuan loan of CCB first. However, Li Ji didn't have much hope in his heart.

As for the money, even if Wan Daming didn't say it, Li Ji had already made up his mind that he must find out the ins and outs and see what the mystery is.

If there are major problems in the early issuance and post-use of the loan, you may be able to reduce or exempt yourself from your guarantee liability.

is also said, just so unclearly, carrying such a big black pot for no reason, it is really hot.

I'd rather be a ghost than a fool.

Since you can't live well, let's die clearly.

But if you want to repay the loan, you have to figure out how to do it yourself. At present, it seems that there is really no better way than to auction the land.

Of course, it is also possible to sue Marriott Trading Company directly and require Marriott Group to bear joint and several liability.

But that has to go through the judicial process, from the filing of the case to the opening of the trial, from the judgment to the execution, it is not a day or two to complete. In the past, it is not uncommon for a case to drag on for a year, two years, or even longer.

After all, the court is not a vegetable market, and litigation is not a small business with one hand and the other hand to deliver.

The money and goods are cleared, and everything is fine?!

Beauty! Think beautifully!

In addition, Marriott Group is a listed company, and once such an outcome occurs, it will definitely seriously affect its reputation, which will cause stock price fluctuations, and its market value is likely to shrink significantly.

Whether it is out of public interest or selfishness, this is something that Li Ji absolutely does not want to see and does not want to see.

The most critical thing is that Li Ji only has twelve days. After 12 days, the loan could not be recovered, so he had to resign and leave.

At that time, he was already an outsider. After that, it has nothing to do with him.

I laughed and went out, and I was unemployed from then on.

The word "unemployed" is really more terrible than the plague.

Li Ji never thought that he would have such a day before. However, when it hovered around like a real ghost, he felt panic and helplessness, inexplicable despair that he had never felt before.

Dead horses should be live horse doctors, Li Ji thought secretly. I really couldn't do it, so I begged Uncle Wan to give me a bowl of rice to eat and go to the Marriott Group.

But he himself knew that if it really came to that point, he might rather go and ask for food than open this mouth.

A few clouds drifted slowly across the roof, and the interior light dimmed.

Stop thinking and get down to business.

After thinking about it for a long time, Li Ji's mind finally floated back. He took out the credit information again, and looked through it one by one.

CCB's credit to Marriott Group is a comprehensive credit line, which is to determine a comprehensive credit line in advance. In principle, all Marriott companies can apply for loans within this aggregate limit.

In the current situation, if you want to repay the loan, you have to claim compensation from Marriott Trading Company first. Recovery from Marriott can only be made in the event of unsuccessful enforcement of all of Marriott's assets.

Nominally, the two companies are parent and subsidiary companies and are related. However, in the legal sense, both are independent legal persons, and Marriott Trading Company should first bear legal responsibility independently with its own property.

The actual applicant and user of the loan of Marriott Group are Marriott Trading Company. After the loan was disbursed, it was directly paid by CCB to the rural credit cooperative account of the counterparty, Shin Shin Company, as the purchase of materials, and then all of them were withdrawn by Marriott Trading Company.

The loan went round and ended up going back to Marriott.

On the surface, the use, form and use of the loan funds are legal and compliant, and there is no problem.

But in fact, the credit funds passed through Shin Shin's account, like a flood of water, and finally flowed back to Marriott Trading Company. However, the nature of the capital has been completely different, and it has completely become the company's own funds.

Since then, Marriott Trading Company has been able to use the credit funds at its own discretion, completely out of the bank's normal credit supervision.

And whether this business of buying materials is real or not, there are more doubts. Especially for a company that is stuck in business, what products will be used to fulfill the contract?

Li Ji guessed that Shin Shin Company most of the money was transferred to Marriott Trading Company in the name of trade transactions.

Where did the money go when it got to Marriott?

According to Zhou Xiaoxue, Marriott Trading's trade volume in the past two years has dropped a lot compared with previous years, and it has been defaulting on payments to suppliers.

Therefore, it is unlikely that the payment for goods or arrears will be made.

So, where exactly does all this money go?

Li Ji frowned.

He suddenly remembered: Why was he confused and didn't go to Marriott Trading Company to see?

Look at the watch, it's time to get off work. Li Ji hesitated for a moment, but still went out and called Xiao Zhu and Xiao Zhang to go to Marriott Trading Company to have a look.

"Head, don't go!" Xiao Zhu bared his teeth at Li Jiyi, "Marriott Trading Company has long been blocked by people, and everyone is gone!" ”

"Huh?" Li Ji was taken aback, "What's the matter?" ”

"It's not that I owe the supplier the payment," Xiao Zhu shook his head and said, "A neighbor of mine, who makes bamboo mat processing, is a supplier of Marriott Trading Company, and he hasn't gotten a penny for a year." As soon as he saw me, he vomited bitterness, a big man, just like Xianglin's sister-in-law. ”

Li Ji was speechless.

Xiao Zhang was listening on the side, and then suddenly said: "Mr. Li, I think it's better to find a way to make Marriott Group repay." If you really can't do it, go through the judicial process and apply for land auction ......"

"Yes, head," Xiao Zhu interjected, "I think you just need to give the line a final result and an explanation, and that's pretty much it." Mr. Cui just said that, you are the leader, and you will really be asked to resign when the time comes! ”

Seeing that Li Ji didn't answer, he paused, and Xiao Zhu said again: "Such a large sum of money, twelve days, you let him try it!" ””

"Don't talk nonsense!" Li Ji glared at Xiao Zhu.

"Am I wrong?" Xiao Zhu lowered his head, a little aggrieved.

"Hey......" Li Ji sighed, his heart was confused. After a while, he suddenly remembered something and asked Xiao Zhu: "Do you know Haitianda?" ”

"Of course I do!" Xiao Zhu replied very simply, "Just open an account in our sales department, and always take a loan from our bank." As he spoke, he turned his head to look at Xiao Zhang: "Manager Zhang, it's the customer you are responsible for!" ”

"Yes, yes......"

For some reason, Xiao Zhang replied with some hesitation.

"That's good," Li Ji was overjoyed, "you go find out his family's loan information, and I'll take a look!" ”

"This, this ,......"

Xiao Zhang hesitated.

"What? Is there a problem? ”

Li Ji felt strange.