"Hey!"

"Long live Your Majesty, long live, long live, long live......"

Time flickered, and two months passed quietly.

With the sound of singing, the New Year Festival of the second year of Hongxi was held as scheduled.

In the past two months, the descendants of the Confucian Mansion, collateral relatives, in-laws and other related people, all those who have unclean buttocks, have basically been arrested by the West Factory and Shandong Dusi.

In addition to the continuous distancing, it seems that the ministers have no other substantive actions to stop it.

This kind of mobilization ability made Zhu Gaoxu's eyelids sour.

Even if it is Emperor Wen of Han, he can only look beyond the dust, let alone other emperors.

Because Zhu Gaoxu had a will, all the news from each county had to be provided to the newspaper except for confidential news, and the editor-in-chief of the newspaper would review it and publish it.

If all the countries that the Ming Dynasty is connected with now and assimilate them into Han Chinese, then Zhu Gaoxu would rather have a heavy black cauldron on his back.

"But from this point of view, the Northwest Railway is probably going to become the Gansu Railway, and the mileage and cost have also been reduced, right?"

"You don't have to worry about money and food, the construction period is so long, the court will find a way by itself, what you have to do is to build these three railways."

"At present, there are more than 3,260,000 passbooks accumulated in the treasury and the world's standing positions, and 4,256,327,26 cents of immovable gold."

Everywhere the state capitals need to prepare gruel for them so that they don't starve to death halfway through.

In addition to their migration, Zhu Gaoxu also ordered the migration of Yunnan, Jiaozhi, and Ryukyu from Jiangxi, Nanzhili, Zhejiang, and other places.

After the news of the treasury bonds came out, many people came to the bank to inquire, but only to inquire, and few people would buy it.

Zhu Gaoxu was categorical, and Guo Zi had no choice but to retreat when he saw this.

Guo Zi's words made Zhu Gaoxu bow, you must know that the hospital has not been completely rolled out now, and although the infant mortality rate has decreased, it still does not meet his standards.

Zhu Gaoxu appeased Guo Zi, and when Guo Zi saw this, he also got up and left the Qianqing Palace uneasily.

Zhu Gaoxu slowly read out the confiscated results of the Confucian Mansion and his in-laws, and the ministers were silent.

Daming's abandonment of Jiaozhi, Daning, and the old port was basically because of financial problems.

Mr. Bookkeeper, Running Guy...... Most of these positions are already full, and hundreds of thousands of students continue to graduate every year in the Ming Dynasty.

He is not worried that the Governor's Mansion of the Sixth Army will have to look at the face of the household department in the future, after all, in addition to the field endowment, the largest part of the household income is the overseas mining area.

Huang Fu looked at Zhu Gaochu worriedly, but Zhu Gaochu nodded when he heard this: "It's acceptable, according to the original plan, counting the section of the Hetao, the three sections of the railway will start construction at the same time next year." ”

First of all, it was determined that the officials in various places would send them to the bank, and the officials would collect them by themselves with their passbooks.

"I have made up my mind on this matter, and I can't discuss it again!"

Places like Yunnan where gold, silver and copper mines can be mined, even if the head is broken and the blood is flowing, they are reluctant to abandon it.

Without exacting taxes and miscellaneous taxes, coupled with the promotion of government schools and hospitals, the population growth of Daming can be regarded as entering an explosive period.

In June, even though the cool sun hangs high in the sky, there are still many people in the streets and alleys who straddle cloth bags and hold newspapers and shout.

Not to mention anything else, just this means of accumulating wealth, there are almost no emperors in history who can compete with Zhu Gaoxu.

What he wants is gradual, as long as someone buys it, as long as this person gets the principal and interest, then the snowball of national bonds will roll bigger and bigger among the people.

"You send someone to the southwest to survey and see where the railway can be built, and show me the drawing, just draw it before the completion of the Liangjing railway."

"In addition, all the cultivated land obtained this time will be equally distributed to the people of Shandong, Henan, and Huaibei, and it will also be published in newspapers and magazines!"

It's just that there is such a thing as fame, and as he gets older, Zhu Gaoxu begins to care less and less.

If Zhu Gaoxu remembers correctly, the amount of land given to them by Zhu Yuanzhang and Zhu Di should not exceed 100,000 mu, which means that the remaining cultivated land is obtained through other means.

"The 400-mile railway in the Longshan section, with the current technology, I am afraid it ......"

"Now because the bank has just come out, many people still don't understand and don't support it, and even the imperial court itself hurriedly took out the money and took it home to save it."

"If the imperial court obtains gold and silver from overseas, and collects taxes at home with ten taxes and one tax, if it does not benefit the people, then how can it be enough to be called the Son of Heaven, and how can it be called the people people?"

You must know that Lao Zhu has accumulated thirty-three years, but he only left Zhu Yunwen less than 40 million yuan of money, grain and cloth, and Yongle and Hongxi have been using troops for 19 years, and they can actually save more than 70 million yuan, and most of them are real money.

"What you have to do now is to keep an eye on the railway construction over there of the Ministry of Industry."

"Guo Zi, the secretary of the Ministry of Households, has something to do......"

Under Zhu Gaoxu's quasi-performance, Guo Zi stood up and began to talk about last year's financial situation.

"For those involved, don't think that you can hide from it."

Zhu Gaoxu was very satisfied, in his opinion, this is the real population situation of the Ming Dynasty.

Zhu Zhanyan could stay until mid-February, and after mid-February, he would take a car south, and then change carriages and return to Nanjing to continue his studies.

Between the words, Zhu Gaoxu continued to Guo Zi: "Next month, I will start publishing newspapers to publicize the fact that the imperial court deposited more than 4 million taels of gold and more than 10 million taels of silver in the bank. ”

If gold can also be at the disposal of the household at will, then the accumulated money and grain of the treasury is more than 70,000,000 yuan, what kind of concept is this?

His words made the ministers nervous, and before they tried to evacuate, Zhu Gaoxu continued to open his mouth and order:

"Decree to deprive Kong Yan of the title of Holy Duke, confiscate all property, and build a Confucian temple."

The second is to bombard the newspapers indiscriminately, so that the whole people can receive positive news from Daming Bank.

"What are the running costs of a bank?"

"This has nothing to do with you, the strength of the cement in the imperial court is not enough, and the steel technology is not up to it, even if you want to build, you are powerless, this is a matter of too much learning."

Once a habit is formed, it can be difficult to resist the temptation that comes with it.

"The children of Confucius who were not involved moved to Guizhou to settle down, and the children of Confucius and the relatives of officials involved were sent to Cheli and Longchuan Mansion in Yunnan."

Most of the people who were relocated were families with insufficient amount of arable land, and all people with less than three acres per capita were forcibly relocated.

Just as Zhu Gaoxu envisioned back then, after the promotion of Daming Primary School, the problem that needs to be faced is the shortage of manpower positions.

As long as the imperial court controls this degree, there is no such thing as not being able to pay interest.

However, for Zhu Gaoxu, who is good at public opinion, no one knows better than him how to put the bank on the right track.

Whenever something happens to these mining areas, the household department is eager to let the Governor's Mansion of the Six Armies fly to the mining area with wings.

"There are 286 mansions and villas, 2,436,427 acres and a half acres of land, and 776,427,000 stone and 53 catties and 2 taels of grain in the barn."

This is true in these places, and it is also true in places where there are mining areas overseas.

"You don't have to worry too much about the bank, in less than three years, I dare to guarantee that there will be at least 20 million yuan of immovable savings in the bank."

Although he did not encounter any enemies in this northern expedition, Zhu Zhanyan did apply his book knowledge to practice, so he began to pay attention to the teaching materials that he had scorned in the past.

On the same day that the bank opened, newspapers from all over the country rushed to report on the rules and policies of the bank, among which the method of local deposit and non-local withdrawal, although it appeared very early, was done by private individuals or merchant gangs in the past, and for the first time the imperial court was involved.

Zhu Gaoxu's eyes swept over the ministers, and his tone was sonorous and powerful: "I will find out, I will definitely find out!" ”

From their point of view, Zhu Gaoxu's move is indeed not very good, and it is even a bit far-fetched.

As a result, the merchants and the common people did not know whether the imperial court's banks could be trusted.

After 18 years of policy implementation, the population of the Ming Dynasty has increased by nearly 13 million, which is undoubtedly worthy of praise in terms of the premature mortality rate of this era.

For a while, Xia Yuanji and others had mixed feelings in their hearts, and Zhu Gaoxu put the matter of the Confucian Mansion on hold: "Okay, let's continue the court!" ”

Having said this, Zhu Gaoxu was also satisfied:

"Although you can't connect Guanzhong, it's good to be able to reach Fengxiang."

Although Zhu Gaoxu adjusted the 30 taxes to 10 taxes during the Zhu Yuanzhang period, because he vigorously rectified the rule of officials, the kicking and pouring and all kinds of hidden miscellaneous taxes in the Hongwu period were completely solved, so the burden on the people not only did not increase, but was reduced a lot.

"It's almost 500,000 a year." Guo Zi responded to Zhu Gaoxu, and Zhu Gaoxu said:

Although the Central Plains began to have policies such as benefiting the people and social welfare very early, there has never been an emperor like Zhu Gaoxu who continued to invest more than one million yuan.

"Coupled with the continuous influx of silver and copper coins from overseas, in fact, the private sector has begun to shift from semi-physical and semi-monetary transactions to full monetary transactions."

Soon after he left, Huang Fu from the Ministry of Engineering came to the door.

Zhu Gaoxu asked Guo Zi, and Guo Zi also said: "Counting only those who have produced and lived to term, about 1.6 million, and the rest of the growth is mostly the people who have been registered from Yunnan to change their land and return to the river." ”

After Zhu Gaoxu announced that he had entered the palace, he directly handed in a map and a booklet.

"In the past four months, the 2,400 local banks of the imperial court, in addition to the accounts opened by officials, the number of private accounts opened was only 26,437, and the deposits were more than 586,000 yuan, but the transfers were relatively frequent, and the daily transfer scale was about 20,000 yuan."

"As long as the Liangjing Railway and the Northeast Railway are completed, relying on the Yangtze River and the Fuwen River, the bank can rely on the railway and waterway to transport any amount of money to the local banks of the Liangjing and Sixteen Political Divisions within two months."

"I have long guessed, can the section from Lanzhou to Hami be built?"

"Miscellaneous, commercial taxes, mining taxes, tariffs, salt, and tea are more than 12.27 million times, and all kinds of silk and cotton cloth are more than 3.567 million times."

The accumulation of wealth in the Confucian Mansion was indeed very rapid, and more than 20 families related to the descendants and collaterals and in-laws have collected wealth from the first year of Hongwu to the present through various means.

As long as someone buys a newspaper, they are willing to read it for them.

Newspapers in various localities have also begun to spread to prefectures and counties, and many counties already have their own newspapers and county newspapers.

At present, the military tuntian in the hands of the Governor's Office of the Sixth Army is less than 2 million mu, and it is gradually decoupled from finance, which is also what Zhu Gaoxu wants to see.

Although the population of the Ming Dynasty accounts for about 30% of the world's population in terms of the proportion of the world's population, this is far from enough compared to the situation envisioned by Zhu Gaoxu.

"The imperial court has been minting money into the market since the fifth year of Yongle, and it has also minted seventy or eighty million yuan over the years."

In comparison, the population growth rate reached more than 240% in the next 50 years.

Seeing this, Zhu Gaoxu picked up a booklet on the table and said:

"What is the new population last year?"

With a sneer in his heart, Zhu Gaoxu also got up and returned to the Qianqing Palace amid the sound of the mountain calling long live.

But he was the emperor, and he wanted to deprive Confucius of everything, and no one could stop him, but his actions would only make his reputation among the literati worse.

Thinking like this, the court meeting also slowly passed in Zhu Gaoxu's distraction.

"At present, overseas Luzon, Ceylon, Old Port, Kunlun Zhou, Mugu Dushu, Kurumus, Punggara and other propaganda and consolation divisions and officialdom have already built banks and reserved a certain amount of new money."

"The West Factory seized 34,632 taels of gold, 756,782,23 taels of silver, 2,592,174 taels of copper, and 1,756,427 taels of treasure money."

Such an approach naturally caused many complaints from the relocated people, many of whom wrote history privately and criticized Zhu Gaoxu.

Zhu Gaoxu didn't care about reputation, but they didn't want Zhu Gaochu to be slandered.

Because of this, selling newspapers has become one of the means of survival for them.

"According to the calculations of the household department, counting the seizures, the color is more than 5,460,000 yuan."

Zhu Gaoxu's eyes swept over Xia Yuanji and the others in the six departments, and Xia Yuanji and the others sighed in their hearts when they heard this.

Looking at his back, Zhu Gaoxu couldn't help but sigh: "It seems that I won't be able to enjoy the days of taking the railway to the Western Regions in my lifetime." ”

"Last year, the number of acres of land in the world was 6,867,919 hectares, and there were 32 acres and 6 cents left."

Seeing that Zhu Gaoxu did not stop him, Huang Fu left the Wuying Hall with a smile.

"Before the court meeting begins, I want to talk about what happened after the saint in your eyes."

For a penny of a newspaper, a person with good eloquence can sell more than 40 copies a day, and a person with poor eloquence can sell seven or eight copies.

"In addition, the railways in the northwest are so difficult, let alone in the southwest."

But even so, once Zhu Gaoxu thought about it, he couldn't help but sigh.

In July, Guo Zi in Wuyingdian only felt bitter in his mouth, and he didn't know how to evaluate the bank's situation.

"I'm afraid it won't be built." Huang Fu settled his mind and told the result, and Zhu Gaoxu sighed when he heard this:

Because of this, Zhu Gaoxu wanted to stimulate them, to see if there were a few people who didn't have long eyes to jump out, and it just so happened that southern Yunnan needed a large number of immigrants.

"Selling newspapers, selling newspapers......"

It's been three or four years since newspapers entered people's lives, and people have begun to get used to getting news from newspapers.

"Selling newspapers and selling newspapers, Daming Bank issues Northeastern, Northwestern, and Beijing-Beijing railway treasury bonds, with an annual interest of five cents, and a deposit of 50 cents, a deposit of 10 times to get 500 yuan, and a deposit of 100 yuan to get 5 yuan!"

Looking at their appearance, Zhu Gaoxu put the book on the table:

"I remember, with the Yulu of the Confucian Mansion and the fields rewarded by Emperor Taizu Gao and Emperor Taishang, there should not be so many things, right?"

Huang Fu hesitated, Zhu Gaoxu had already prepared when he heard this, he nodded and said:

"Don't worry, I've been prepared for a long time."

The last thing is to organize a large number of people to go to the bank to deposit and withdraw money, so that the people in the past know that the bank can deposit and withdraw money normally, and even deliberately mobilize the army to disguise themselves as the people and withdraw money in large quantities in different places.

It has been 52 years since the founding of the Ming Dynasty, and the population has only grown from 59 million to more than 92 million, an increase of only about 150%.

"This is the Confucian government's bribery of officials."

Sitting opposite Guo Zi, Zhu Gaoxu lowered his head to deal with the music, and asked without raising his head, and his words were very relaxed, which made Guo Zi relax a little.

"Your Majesty, this is the survey route and cost of the Northwest Railway."

Guo Zi's report made the eyes of the ministers turn to him, especially the amount of gold was jaw-dropping.

"From Wuwei, Liangzhou Mansion to Hami Prefecture, it is 1,700 miles, the cost is 8.6 million yuan, and the construction period is also ten years because of manpower problems."

Time flies, and in an instant, it came to March, and more than 30,000 people involved in the Confucius Mansion were assigned to Cheli Mansion, and the team was mighty and stretched for more than ten miles.

Seeing this, Xia Yuanji, Song Li and other ministers stepped forward one after another, and the Governor's Office of the Sixth Army also informed the Jiaozhi Army about the change of Tuntian to Mintian.

He asked Huang Fu, and Huang Fu bowed: "It is 2,400 miles from Beijing to Fengxiang, the cost is more than 1,300,000 yuan, and the construction period is ten years." ”

Zhu Gaoxu ended the topic of Confucius, and Guo Zi hurriedly changed the topic.

"The salaries of doctors in hospitals around the country have been increased from 20 to 30 per person, and nurses have been increased from 12 to 20, and this news has been published."

Regardless of whether the means of obtaining these acres of land are clean or not, in short, these things are essentially the existence that Zhu Gaoxu can use, not to mention that the Confucian Mansion is indeed implicated with local officials in Shandong.

All these officials were implicated in the raid, and the amount of gold, silver, copper coins and treasure money obtained was as high as more than 800,000 yuan, and if the mansion and calligraphy and painting were combined, it was very easy to exceed one million, not to mention that there were more than 300,000 acres of land.

To put it simply, after the hundreds of officials called the harmless Sage of Kong, his influence in Shandong was intertwined, and in just two months, 65 officials were found from the current officials, and more than 1,200 officials had a close relationship with them, and exchanged private gifts.

"Two hundred and forty-six boxes of antique calligraphy and paintings, twelve thousand three hundred and forty-six cattle, horses and livestock......"

Until the end, he could not wait for any civil officials to continue to intercede with Confucius, it seems that they really dare not bark in front of him, for fear that he will really take a bow and shoot them to death.

"As for the Northwest Railway, the whole journey is 5,432 miles, of which the Longshan section and the Guazhou-Hami section are the most difficult to build."

But it doesn't matter, as long as the social atmosphere starts to move towards the bank to deposit money, the people will naturally save money, not to mention that in order to let the people save money, Zhu Gaoxu also began to play with the treasury bonds he envisioned......

Zhu Gaoxu took out another note, shook it, and read out the contents.

"In addition, after the end of this year, I will also announce that the settlement of military salaries will also be decentralized in the form of banks and passbooks."

"The former is geographically difficult, and the latter is due to a shortage of manpower, and it is necessary to recruit workers from Gansu, Su and other prefectures at a high price."

After all, the Ming Dynasty was a country that had just begun the industrial revolution, and the number of workers needed was not as many as imagined.

He sorted out his language for a while, and then said: "The dynasty has more than 30,000 medical care, and the annual admission fee is only more than 120,000 yuan, but the expenditure is as much as 560,000 yuan. ”

"Last year, the number of households in the world was 1,822,000 more than 55, and the number of mouths was 92,726,757."

"You don't have to put too much pressure, if I dare to get a bank, it means that he can solve some problems in the imperial court."

In such a situation, the first thing many graduates face after graduation is how to support themselves.

Under Guo Zi's report, the population of the Ming Dynasty at the end of the first year of Hongxi exceeded 90 million, which is undoubtedly worthy of praise.

Previously, he wanted to ask Zhu Di to help him carry the blame, but when he got older, he found that it didn't matter whether he carried the blame or not, as long as he could do things well.

"In addition, after a month of publicity, the three types of railway bonds were only sold for 64,000 ......."

Huang Fuzuo replied, and Zhu Gaoxu raised his forehead when he heard this: "If these two sections are not good, I am afraid that it will be difficult for the Southwest Railway to be realized." ”

Zhu Gaoxu estimated that when he returned, he should study hard in the next few years.

Zhu Gaoxu gave an order to Guo Zi, and Guo Zi said when he heard this: "Your Majesty, is this too much?" ”

When he invaded Nanjing, he speculated that the population of the Ming Dynasty should be about 80 million at that time.

The bank, which was originally scheduled to appear at the end of the seventeenth year of Yongle, was not officially deployed and opened nationwide until mid-April of the second year of Hongxi.

Under Zhu Gaoxu's set of methods, after all, some businessmen began to deposit money in the bank, and the amount of money of the people was not much, and many people did not dare to try it easily.

Even so, at the current rate, in about five years, the population of Daming will exceed 100 million.

"Actually, the section from Fengxiang to Wuwei is not good as a whole, but it is okay to repair from Wuwei to Hami."

"All the seizures of the Confucian Mansion were published in newspapers, so as to teach the world that saints are saints, but the descendants of saints are not necessarily saints!"

Wearing a crown robe, Zhu Gaoxu's eyes swept over the ministers behind the crown, and the ministers looked at their noses and noses, and responded silently.

"The minister is ashamed...... Huang Fu's face showed shame, and Zhu Gaoxu shook his head and said:

"Among them, the Northwest Railway has also branched out the railway from Zhangjiakou to Dingxiang, Jiuyuan, and Wuyuan counties, with a mileage of more than 1,65 miles, a cost of 3.8 million yuan, and a construction period of four years."

"Last year, the imperial court gave 76 million stones, 625,600 pieces of cloth, more than 2.3 million catties of silk, and more than 2 million catties of cotton velvet."

Zhu Gaoxu's voice fell, and Huang Fu also said: "The minister is ordered to retire ......"

After all, after buying treasury bonds, you can't return the money within a year, and for many people, a sum of money can't be touched for a year, which is difficult to accept, but Zhu Gaoxu doesn't expect many people to buy treasury bonds after they are put into the market.

"If you increase the medical and nursing rates, the annual expenditure may be nearly one million, please think twice, please think twice......"

"But over time, they will learn that banks can be trusted."

Not to mention population, even some policies may not be quick to bear fruit, such as the banking policy formulated by Zhu Gaochu during the Yongle period.

"Last year, the administrative expenditure was 27.42 million guan, the expenditure of the governor's office of the six armies was 18.27 million guan, and the policy expenditure was 6.8 million guan, totaling more than 52.49 million guan."

"This section is also ......" Huang Fu's face was embarrassed, and Zhu Gaoxu raised his hand to stop:

"What are the other paragraphs that don't work, you can say them together."

Most of them are in the twelfth dynasty, and they are basically students who have graduated from primary school.

Unfortunately, the resources needed for migration cannot be conjured up in a vacuum, and migrating people is not so simple.

Some choose to go home to farm, while others choose to go to the city.

In addition to sighing, Zhu Gaoxu's back appeared in Zhu Gaoxu's mind, and the corners of his mouth couldn't help but smile:

"You'd better be able to do what I want to do......"

(End of chapter)