The guarantee fee charged by the Chamber of Commerce is 10% of the transaction amount, so isn't 8 million yuan the transaction amount of 80 million?

This is what Li Shen was most surprised by,

You must know that even if the economy of Datang is good now, the grain harvest is also abundant, and the annual tax cash is only between 15 million and 18 million, and the rest is materials.

And his chamber of commerce's annual trading volume is as high as 80 million?

"Lord Wang, there are other incomes here, not all of them are guarantee fees, among which the license fee is more than one million yuan a year.

Just like a businessman with more than 1,000 yuan, they need dozens of yuan for a year's license.

Besides, we have 500,000 or 600,000 members, and when we spread it evenly, each household only has a transaction volume of more than 100 yuan, which is actually not much.

It is mainly based on those businessmen who have made more than 10,000 yuan in the year, and their transaction volume is very large every time, because there have been several incidents, so everyone is very afraid, and they have also developed the habit of letting us make guarantees. ”

Wang Hongfu explained to Li Shen, but Li Shen still said:

"That's 60 or 70 million is too much. I didn't expect that the current business environment is so good, and when businessmen become bigger, there will be more workshops, and they will recruit more workers.

Ordinary people can earn some money and improve their lives when they are not working. ”

"What the prince said is that now a lot of workshops have been built in Chang'an and the nearby roads." Wang Hongfu echoed.

"It's too much money for us to eat, and next year it will be more. And to be honest, the formation of the Chamber of Commerce actually has other purposes, you should all know,

This king is the prince, and this country is the country of my Li family, so no matter what you do, you must consider me Li Tang.

Tomorrow you will order someone to send half of the money to the Ministry of Civil Affairs, and say that Your Majesty knows about this matter, and I will write a piece of music tomorrow and send it to the palace.

There is also a half-percent guarantee fee for merchants with a single transaction amount of more than 1,000, a one-percent guarantee fee for a single transaction of more than 3,000 yuan, and an additional one-and-a-half percent for a single transaction of more than 5,000 yuan. If it exceeds 10,000 yuan for a single time, we will charge a guarantee fee of 20%. ”

Li Shen began to give Wang Hongfu a task,

"Lord Wang, isn't this a little too much, isn't it more than 10,000 yuan to pay a 30% guarantee fee?" Wang Hongfu asked with some concern.

"Why, this king is ready to collect thirty and a half percent of more than 50,000 yuan in the future. Tell them that this is because the amount is too large and the risk of the guarantee increases.

You go to find a few old shopkeepers, all walks of life must have, give them high treatment, and usually be responsible for these transactions in more than 5,000 people to inspect the goods and make contracts.

To the outside world, these people are exclusive to their respective industries, referred to as experts, who have been studying in their respective industries for 30 years and have very rich experience.

Their eyes are the standard, and it's time for us to set a standard for all walks of life. ”

Li Shen still has some experience on how to handle value-added services.

Merchants who trade more than 5,000 yuan each time will not care about taking out an extra 10% and a half.

It's all peace of mind, and Li Shen just gives them integrity, peace of mind, and peace of mind.

Pack a few experts by yourself, all of them are leaders in various industries, personally make contracts for you to see the goods as a guarantee, such a service you say is not worth the price increase?

This is the treatment of P in VIP.

When Li Shen finished speaking, the three of them were full of admiration, the prince is the prince, and he will find a good excuse for his misdeeds at any time.

After solving these problems, Li Shen suddenly thought of one thing he said to Li Shimin, so he spoke:

"This king has an idea, you come and listen, this king wants to set up a money bank, which is now a cabinet shop.

However, there are still some differences between this king's money bank and the cabinet shop, and this king intends to open at least one money bank in every province, every state, and every county in the whole Tang Dynasty.

After the merchant or the common man deposits the money in the bank, no matter where he is, as long as there is a bank, he can withdraw the money.

This king hopes to be able to exchange with the world. ”

"Redeem the world?" The three were shocked.

Although Li Shen said it briefly, the content in it was really shocking. During this period, there were only cabinet shops, which were generally government-run.

It is possible to store money or goods, but of course there is a fee.

"Lord Wang, your idea is very good, but it is not easy to implement, how can we guarantee or know how much money this person has with us.

The cabinet is to issue bills, I think the prince is also planning to issue bills, right? Wang Hongfu knows a lot about business, so he asked.

"Of course you have to open a bill, and I call it a passbook." Li Shen replied.

"Lord, if this is the case, how to prevent counterfeiting incidents, even if it is a cabinet shop, there are such things, but because those who can open a cabinet shop are powerful or governmental,

So this kind of thing rarely happens, but Lord Wang, we are different, there are many people in Chang'an who are staring at us. ”

Wang Hongfu said very bluntly, he almost didn't say that you offended so many people, someone will definitely punish you.

Li Shen smiled slightly after hearing this.

"What Lao Wang said is true, but this king has already made arrangements, and a few years ago, this king has been researching the production of paper by people from the research institute.

As long as we make a different paper, and the formula of the paper is confidential, this can greatly reduce the possibility of counterfeiting.

There is also a secret mark, which I will let the research institute study, and we will make more than one kind of secret mark that they cannot imitate. ”

Li Shen is very confident in the research institute, he invests so much money in a year, but he is not an idler, these people are very smart.

As long as you open up an idea for them, they will continue to explore along the way.

"Ladies and gentlemen, the current money transactions are hundreds, or even tens of thousands, and ordinary carriages can only pull a hundred.

The amount of each purchase of the major wealthy merchants in other places depends on the amount of money they bring, too much is afraid of insecurity, too little and feel that it is in vain.

If we can make the most of the world, Chang'an City, as the largest trading venue in the world, will increase its annual trading volume several times.

And the king's ultimate goal is to issue a lightweight, portable coin himself. ”

Li Shen opened his mind and said his ultimate goal.

"Issuing coins?" Everyone was shocked that it was a capital offense to mint coins privately.

"My lord, it is against the law to mint coins privately." Wang Xuance reminded.

"Fart, the weight of the copper coins on the market is different, many of them are not made by the imperial court, this king estimates that it should be done by the family, but there is no evidence.

Besides, this king didn't say that he would do this now, but he would build the money village first, and as for the matter of coins, I would naturally do it after discussing it with His Majesty.

This king has always been very calm in his work, where will he do anything wrong. ”