Chapter 1064: Can this be done?
The words of the middle-aged female employee were not malicious, but they revealed obvious impatience.
Seeing this, Zhang Dachuan stepped forward and looked at the other party's badge, and then said:
"We're here to get big loans."
Unexpectedly, when the middle-aged woman named Jia Hui heard this, not only did she not recover her proper reception attitude, but became more and more impatient:
"What kind of loan are you going to make? Mortgage or car loan? ”
"I've told you all, this kind of ordinary small and medium-sized loan business is no longer in the head office, and the business has been transferred to the branch below, don't you understand?"
"Hurry up, don't make trouble, or I'll call the security guard."
Jia Hui's eyes were full of disdain, as if she was the kind of person who pretended to be a girlfriend to show that she had the so-called "status".
Every inch of land in Shanghai is expensive, and if you buy a house in this city, it will cost millions at every turn, which is indeed a large loan for ordinary people.
However, this is the head office of Shanghai City Bank!
Millions of loans are a piece of!
"Stunned Qing who doesn't understand anything!" Jia Hui's eyes were full of disdain.
Seeing Zhang Dachuan and Zhou Qingyu standing on the ground and looking at each other, without any intention of moving, she raised her voice and shouted:
"Not leaving?"
"Security! What about security? Hurry up. ”
There was no one in the bank hall, it was deserted, and when she shouted, almost everyone in the entire hall looked at her.
"What's wrong?"
Not far away, a young woman in a silver-gray professional dress heard the news.
She looked at Zhang Dachuan and Zhou Qingyu, especially Zhou Qingyu's image, which made her eyes involuntarily flash a trace of amazement:
What a beautiful girl!
At this time, Jia Hui next to him said:
"Deputy Director Zuo, these two young people want to handle the loan business, I told them that the head office does not handle ordinary small and medium-sized loan business, and they will not listen or leave. It looks like I have to take out a loan here and want to make trouble. ”
Zhang Dachuan and Zhou Qingyu's faces are not very good-looking.
This woman is obviously reversing black and white.
Before they could say what kind of loan business they wanted to handle, the woman directly qualified them the type of loan they wanted to handle, which was simply looking at people from the crack in the door!
Fortunately, neither of them was an impulsive character, and they didn't quarrel with that Jia Hui at the first time, and planned to see what the young deputy director surnamed Zuo in front of him said.
I saw that this person first nodded to Zhang Dachuan and Zhou Qingyu, and then said apologetically:
"In terms of loans, the head office only provides large-scale loan services, mainly for corporate users."
"As you must know, the loan amount of this type of user is huge, the procedures are very complicated, and it takes up a lot of business time, so we specialize in this kind of business to the head office."
"The small and medium-sized loan business with a limit of less than 10 million, such as housing loans and car loans, which are commonly used by ordinary citizens, is all assigned to the following branches to deal with them."
"This is mainly to facilitate customers to handle business, but also to save business processing time as much as possible, so as not to delay the needs of customers in the use of funds."
"Therefore, if it is an ordinary loan business, our head office does not have it, please understand."
The deputy director explained very patiently, and after Zhang Dachuan and Zhou Qingyu listened, their faces relaxed a lot.
Zhang Dachuan glanced at the nameplate on the other party's chest: Zuo Lanxuan.
Treat people like a spring breeze, but there are indeed a few people who are as their name.
He spoke lightly and asked:
"It doesn't matter, there is no ordinary loan business, so there should always be a loan business of more than one billion, right?"
The voice fell, and the audience was stunned.
You must know that because of this dispute, almost everyone in the entire hall was paying attention to Zhang Dachuan and them, but everyone didn't expect to hear such a sentence.
A billion?
Everyone wondered if they had heard it wrong, otherwise, how could they hear such a super-loan amount from the mouth of this young man who seemed to be only in his twenties?
Even the polite deputy director Zuo Lanxuan was stunned.
Jia Hui, who was wearing a blue uniform next to her, couldn't help laughing and sneered:
"It can't be some kind of mental hospital, right?"
"More than a billion ......"
"Do you know what billion is?"
"Let me tell you clearly, my husband works in the General Chamber of Commerce, and in the list of members of the General Chamber of Commerce, there will definitely be no more than 100 people in the entire Shanghai City who are qualified to handle loans of more than one billion!"
Speaking of her husband, Jia Hui was full of pride.
She is almost forty years old and still just an ordinary teller, if it weren't for her husband's relationship, with her service attitude in the head office, she would have been fired by complaints a long time ago.
But she didn't care.
She came to work just to pass the time.
Hearing her words, the people around her who watched the excitement couldn't help laughing, everyone thought that Zhang Dachuan was too ignorant of the sky and the earth, and he was purely making a joke.
But Zhang Dachuan was very calm, and Zhou Qingyu did not panic at all. The two of them ignored Jia Hui at all, but looked at Zuo Lanxuan quietly, waiting for the deputy director's answer.
Zuo Lanxuan came back to her senses, the smile on her face was still the same, and she still maintained her original politeness, and asked:
"This gentleman, are you sure you want to apply for a loan of one billion?"
"If yes, I recommend that you prepare proof of assets and account statements within three years first, and I can help you submit the application."
"However, this kind of large loan needs to be secured by assets, and the value of assets in your name cannot be less than 2 billion, and the specific asset appraisal report needs to be signed by the General Chamber of Commerce."
If you want to handle a large amount of loan business, the process is naturally very complicated.
When Zuo Lanxuan was carefully explaining to Zhang Dachuan what he needed to prepare for this kind of loan, Zhang Dachuan unexpectedly took out an orange-red card and handed it over:
"Those procedures and certificates are too troublesome, can you use the VIP card of the General Chamber of Commerce?"
Deputy supervisor Zuo Lanxuan and the middle-aged woman Jia Hui were stunned.
Zhang Dachuan handed out the card, the size is about the same as the bank card, and even the overall style is the same as the bank card, but the silver and pattern are more special.
The orange-red card has the word VIP printed on the front with large letters.
The background is the pattern of the blue bird sending a letter, the veins are clear, from different angles, the color of this card has changed, and the workmanship is visible to the naked eye.
VIP?
VIP card?
Jia Hui was stunned and laughed, and couldn't help but mock:
"I said, are you really from a mental hospital?"
"If you take a broken VIP card and want to borrow a billion yuan, it's still a red card, even if you want to pretend to be a big money to bluff people, you can get a so-called black card."
Her husband works at the General Chamber of Commerce, and he has never heard of any VIP cards in the General Chamber of Commerce, so it is ridiculous to bluff people with such a name.
However, before she could finish speaking, Zuo Lanxuan, the deputy director on the side, suddenly scolded her:
"Shut up!"
Jia Hui's face froze, and before she could understand what was going on, she saw Zuo Lanxuan take the VIP card in Zhang Dachuan's hand very solemnly with both hands and examine it carefully.
The more she looked, the more solemn Zuo Lanxuan's face became, and the gaze in her eyes continued to become surprised and shocked.
"Is it really a VIP card from the Chamber of Commerce?"
She looked at Zhang Dachuan with a shocked face, and immediately bowed deeply, saying: "I'm really sorry for neglecting you, please wait, I will contact the president immediately." ”
While speaking, questions kept popping up in her heart:
What is the identity of this young man?
How can there be a VIP card from the Chamber of Commerce!