At this time, Li Zhi didn't know that the families he had been thinking about were also discussing the impact and impact of some of Li Zhi's businesses on the families.

A huge mansion in Jinchengfang has just welcomed nearly twenty visitors.

They were all the heads of the five surnamed Qiwang and several other families of equal strength in Chang'an City.

The owner of the mansion is the new head of the Cui family, Cui Xu.

Since the families of Cui Yan and Zheng De were wiped out, the Cui family and the Zheng family quickly changed the person in charge of Chang'an City.

The head of the Cui family was replaced by Cui Xu, and the Zheng family was replaced by Zheng Ren.

At this time, Zheng Ren sat first on Cui Xu's right.

Cui Xu waited until the maid poured tea for everyone, and then sent everyone out of the room.

He took the lead in speaking to everyone: "Ladies and gentlemen, at present, none of our clansmen are valued today, and there is almost no one in the court who can rank above the fifth rank.

Now that the extremely favored King Jin has an impact on us in business, it is not a way to go on like this! ”

Lu Zhaolin, the head of the Lu family, who was sitting on Cui Xu's left, spoke: "Now I can only have a good relationship with the crown prince politically, in the hope of making a breakthrough in his office. ”

Cui Xu said: "The prince is still young, and there are many people around him, I am afraid that it will be difficult for officials in our clan to approach!" ”

Cui Jian, the head of the Boling Cui family, said: "Children like to play after all, so we might as well arrange for some young children to get close to him." ”

When the crowd heard this, their eyes lit up.

It would be great if the younger generation of the family could become the prince's playmates.

As long as these people can cultivate a deep relationship with the prince, then not only can they recommend the officials of each family to the prince through them.

Even these juniors will be able to take advantage of this in the future.

Zheng Ren opened his mouth and said: "Brother Cui's law is very good, and I admire it to the fullest. ”

Others also praised Cui Jian's methods.

At this time, someone spoke: "It is said that Li Tai, the king of Yue, was also quite favored, but for some reason he was suddenly snubbed?" ”

Cui Xu said: "It seems that the king of Yue falsely accused the king of Jin before he was punished by the emperor." ”

Zheng Ren said: "It is said that although this King Yue is brilliant, he seems to be not very proficient in politics." ”

Lu Zhaolin said: "After all, he is just a child, how can he do everything?" ”

Someone said: "This King Yue can also get in touch with it, after all, there is no loss, and I can't say that I can help more." ”

Cui Xu said: "What the head of the Dou family said is good, the emperor is energetic right now, and the princes are still young, so I might as well invest more." ”

When they heard this, they couldn't help but nod their heads.

They do not lack wealth and fame, and there are many juniors in the clan, so it is not difficult to send people to contact a few princes.

Cui Xu spoke again: "I don't know what you think about the predicament of business? ”

Li Yong, the head of the Li family of Zhao County, spoke: "Since the establishment of Datang Bank, our lending business has been greatly affected, and we still need to think of some ways here. ”

Zheng Ren said: "The king of Jin didn't know what means he used to develop a variety of new cloths, and now our silk business is also greatly affected. ”

Lu Zhaolin said: "Although the price of raw silk is still high this year, I am afraid that it will be greatly impacted next year. ”

There was no good way to deal with either of these things, so they fell into deep thought for a while.

The maximum annual interest rate of Datang Bank's loans is about 5 percent, while the interest rate of the clans' loans is 10 percent per month, and the annual interest rate has reached 12 percent.

In contrast, people with normal needs do not need to think about who they will go to borrow from.

And those customers who need money urgently because of special circumstances are only a small number after all.

In addition, some of these people will have difficulty in collecting debts due to poor repayment ability.

As a result, since the establishment of Datang Bank, their lending business has begun to suffer greatly.

Today, it can only continue to operate in some cities where Datang Bank has not yet operated.

However, this is only for a while after all, and when Datang Bank is rolled out across the country, their business may be in name only.

Now they are actually affected by the quality bank business. (i.e. pawn)

This business, which was originally started by the temple, is now one of the main sources of income for these clans.

Since banks also accept some physical collateral to make loans, pawnshops are not having a good time these days.

As for the silk business, they originally relied on the strategy of pre-ordering raw silk in advance, and took advantage of it in the early stage.

However, the good times were short-lived.

Li Zhi relied on the technical advantages of the workshop to ensure that he could make money even if he bought raw silk at a higher price.

In this way, he has a price advantage in the process of acquiring raw silk.

This makes it impossible for these clans to lower the price even if they order raw silk in advance.

Now they still have a lot of raw silk in their hands, but Li Zhi has suddenly developed several new clothing fabrics.

Not only do these fabrics not rely on raw silk, but the price is also acceptable to the people.

In this way, the price of raw silk will inevitably be affected.

And once the price of raw silk drops, the raw silk stored in their hands is equivalent to losing money.

Therefore, after being silent for a while, the head of the Dou family spoke first: "I think it's better not to book the raw silk for the next year in advance." ”

Cui Xu said: "At present, there is still a market for silk, and if I don't book in advance for next year, I am afraid that it will affect the shipment!" ”

Lu Zhaolin said: "Now that new cloth is in vogue, the silk business in the coming year will definitely be greatly affected, and hoarding too much raw silk may not be good." ”

Zheng Ren said: "I heard that Pei Mingli and the weaving department are producing silk in large quantities, I don't know what is the reason? ”

Lu Zhaolin spoke: "The imperial court has always encouraged maritime trade, and now it is building merchant ships on a large scale, is it related to this?" ”

After Cui Xu heard this, his eyes lit up and he blurted out: "In this way, the silk business we are waiting for may still be promising." ”

Li Yong said: "Now that the silk export business is controlled by the imperial court, we will have to spend a lot of energy if we want to make more profits." ”

Cui Jian said: "No matter what, multiple sales channels are always good. ”

When they heard this, they all nodded.

Right now, their most lucrative business has taken a hit.

If you can make up for it in the silk business, it's a good thing.

So after discussing it, everyone decided to continue to order raw silk for the next year.

Get ready for the upcoming ocean freight rollout.

As for the matter of sending the younger generations of the family to contact with the princes, no one mentioned it anymore.

Each of them has their own considerations, and there are many children in the family.

Therefore, after this kind of thing is proposed, everyone only needs to tacitly arrange it on their own.

As for who succeeds and who fails in the process, it all depends on the ability of each family.