Chapter 137: Playing Board Games and Learning the Loan Business
Xiao Yunzhou will never admit that he is stealing things to play with his son.
"I'm just checking if there's anything wrong with their playthings, and correcting one or two."
He sat opposite Sanda, and soon thought that his sons were playing together, and I was afraid that it was not beautiful for the two of them to play this 'big rich man'.
"Wei Zheng, you are here too."
“!”
It didn't take long for Xiao Chuchu to be hugged by Xiao Yunzhou himself, teasing her while playing.
Xiao Yunzhou really gave some suggestions, "This map is made of rice paper, which is too easy to break." Wei Zheng, turn around and let the manufacturing bureau use glass to make one side. ”
"And this card, don't use paper, use wooden cards instead, paint them in different colors. The silver two are made into the shape of the bills of Jingguo Money Bank, and the smaller denominations are made into ingots. ”
"The things traded in this inter-market, rice, cloth, horses and sheep, etc., are carved out of wood into miniature versions."
Sanda's eyes lit up when she heard this.
[Ah, this is what the emperor's father said? I thought he would find an improved playstyle for the rich man. As a result, it was made into a luxury palace version suit, haha~]
Xiao Chu Chu was happy.
"......" Xiao Yunzhou was silent.
Was he laughed at by the fairy girl?
Ahem, he's not waiting for little Gege to grow up and play without dirty fingers.
Otherwise, this version of the rice cards made by Liu Concubine and Min Concubine is full of ink.
After playing for a long time, my fingers are black and mushy.
After a while, the rich man's chessboard map was crumpled.
He was reluctant to let his daughter suffer this grievance.
Xiao Yunzhou took a deep breath and looked down at the little fairy girl who had no conscience.
[But the emperor's father has a set of board games, so he knows how to do it. 】
[This version is made, if it looks good, I want to collect it.] 】
Xiao Chuchu was even happier when he thought about it.
When she grows up, she can play too.
[The first set of rich people, there is commemorative value, I want to take it for myself, hehe. 】
[This kind of plaything is demoralizing, the emperor's father is right, my brother can't play, so let me sacrifice it. 】
Xiao Yunzhou couldn't cry or laugh, and his heart was attracted by his daughter's voice.
Accidentally, he walked to the land of Sanda.
"Hahaha, pay the rent, big brother!"
“……”
After half a game, Xiao Yunzhou was very lucky, and repeatedly walked to the territory of Sanda and Wei Zheng.
Also walked to the grid of random events, lost entangled, and was robbed.
The collection of rent on his land was also not smooth, and he came and went, and he became the poorest person on the field.
Xiao Yunzhou's face gradually became ugly, and Wei Zheng was sweating.
Only Sanda smiled the happiest, not afraid of Xiao Yunzhou's face.
"Big brother, you can't play games." Sanda sneered.
[Whew, a group of rookies.] 】
Xiao Chuchu watched half the game on the spot, and forgot to 'watch the chess without saying a word', and couldn't help but start pointing out the country in his heart.
[Dish, just one word. 】
The corners of Xiao Yunzhou's mouth twitched.
Although he didn't understand what a dish was, the girl's tone of voice didn't look like praising him.
Xiao Yunzhou was red behind his ears, and he didn't want to play on the spot.
But soon I heard my daughter's heartfelt advice.
[This kind of board game relies partly on luck, and partly tests the player's strategy and calculation~]
Xiao Chuchu has a little experience, so he wants to be sassy.
[The win or loss of the big rich is strongly correlated with the player's investment strategy in the early and middle stages. 】
[Think of yourself as an investor, buy land in the early stage, pay attention to the return on investment of land prices, rents, and upgrade costs, and also pay attention to their distribution location on the map, such as near banks and mutual markets, which is more preferable. 】
[Not the best of the most expensive.] 】
Xiao Yunzhou was stunned.
What the girl said reminded him of the previous knowledge of "Finance" in the fairy world!
Xiao Yunzhou's eyes vibrate, but he didn't expect that the game that Liu Concubine came up with also contains the practice of financial knowledge?
[In addition, you should pay attention to your cash flow at all times, don't blindly invest, and don't put your eggs in one basket.] 】
[Moreover, it is difficult for conservative players who only want to be charter women to seize the first place.] 】
[Sometimes you have to be aggressive, such as becoming a good, rushing to the mutual market to buy a low-priced horse, and when the price is five times higher, it will far exceed the rental income. 】
“……!” Xiao Yunzhou is hot behind his ears, so he doesn't have a good investment strategy yet?
[Wow, Chengshan is quite business-minded. 】
Xiao Chuchu really thought of it.
[Be bold, start when you see the right time.] 】
Xiao Yunzhou hissed.
[But it's a pity that my mother didn't make the loan function of the money bank. 】
Xiao Yunzhou raised his eyebrows, loans?
[I can't blame my mother,] Xiao Chuchu didn't notice his father's abnormality, and continued to cheer up, [Because the emperor's father didn't perfect the function of Jingguo Qianxing, my mother naturally couldn't do it in the game. 】
In addition to deposits, banks also have loan business. 】
“!”
Xiao Yunzhou's eyes shocked.
[Where does the interest on people's savings come from, most of them are taken by banks and reinvested in other projects, or from loan interest. 】
Xiao Yunzhou suddenly came back to his senses, and then looked at the crumpled map of the rich man, and the money bank in a conspicuous position on it.
In an instant, he was enlightened!
No wonder, he always felt that something strange was just about playing.
This money bank, he passed by the map just now, and he didn't want to go in.
Because, the interest income of saving money is not as high as the income from buying low and selling high in the mutual market!
I see, here's the problem.
Xiao Yunzhou finally knew that the money bank in the rich man was not used to save money, but to give loans to players!
He can borrow money, buy land and horses, and pay it back when he earns it.
[Speaking of which, when will the emperor's father be able to get out the loan business of Jingguo Money Bank? ] 】
Xiao Chuchu was drowsy for a while and fed for a while, and was dominated by the high demand of the baby.
From time to time, I was interrupted by a skill sent by the system.
Now, she remembered that the bank's loan business was an important matter!
[Some Beijing officials and ordinary people have just arrived in the capital, and they don't have enough money to buy a house, so Jingguo Money Bank can lend them money. 】
[The interest rate is higher than that of deposits, but not much.] 】
“!” Xiao Yunzhou came to his senses.
I see, the money bank is properly managed, and in theory, the money can run on its own.
While charging interest on the loan, interest on the deposit is given.
Money Bank doesn't need to worry about Jingguo Treasury, can you repay the interest on time!
[In addition, it can also provide business loans to some businessmen who want to start a business.] 】
Xiao Chuchu pondered.
[However, it is necessary to pay attention to the qualification approval of the businessman.] 】
[Money banks should also prepare a certain amount of bad debt provisions. 】
“!”
Xiao Yunzhou realized.
He used to always force the household department to think about making money.
But this is not right, there are only a few people in the household, and the strength of a country depends on the strength of all the people after all.
If Jingguo businessman Jia is profitable, then Jingguo is still worried about no income?
Those businessmen who have no money for the time being, but have investment vision such as Chengshan, should get the support of Jingguo Money Bank!
Give them a chance to make money!
[Well, if the money bank can open a housing loan and a commercial loan like this, the emperor's father and Uncle Jiang of the household department will not have to sleep, for fear that they will not be able to repay the people's money when it expires. 】
That's right, that's it!
He wants to hurry up and let Jiang Li also come to play with this rich man.
Xiao Yunzhou snapped to his feet.
If Jiang Li is stupid and can't figure out the loan strategy from this board game, then he can only work hard as a ninety-five venerable person, and after a game, he can click on him!
Xiao Yunzhou was excited when he thought about it, and slapped the table vigorously, shaking all the cards of the rich man away.
“??” Sanda glared, "Foolish, big brother, you won't admit it if you lose!?" Destroy the evidence? ”
Xiao Yunzhou: "...... Cough. ”
Is he that kind of person?
But the people who were about to open their mouths to announce the household department listened to the report of the guards outside.
"Your Majesty, Lord Fucha and Lord Shen Mian in the cabinet, please see you."
Sanda looked dissatisfied.
Xiao Yunzhou was happy, "Call them in, by the way, call all six to me." ”
"Wei Zheng, hurry up and find a few little eunuchs who write well, and urgently make three rich people's cards."
"I want to play with the Cabinet, the Sixth Division, and Brother Sanda!"
What?
It's all time for the meeting.
What cards to play?
Xiao Yunzhou's words stunned Sangda, who was reluctant but ready to leave, and Fucha and Shen Mian at the door.
That cowpox seems to have been planted on the emperor's brain!
The prince is fine, the emperor is stupid!
"Big brother, it's still you brave." Sanda, who was watching, was impressed.
Xiao Yunzhou: "......"