For the eldest grandson's ability to make money, Lao Zhu is a hundred confident.

And when Xia Yuan Jiyi took over the household department, Zhu Yuanzhang also experienced the refreshing feeling of having money in his pocket.

Zhu Yuanzhang is an old farmer, why doesn't he like to save money?

Right now

As long as he mentions that he can make money, Lao Zhu's eyes will shine.

Zhu Xiongying told the story of the golden Buddha statue,

It was stupid to listen to Zhu Yuanzhang directly, and even Queen Ma couldn't help but put down the needlework in her hand and looked at her eldest grandson in a daze.

Obviously,

This matter is completely beyond the understanding of the second elder.

Lao Zhu knew that the gang in Jiangnan were rich, but he never imagined that they would be rich to such an extent!

Zhu Yuanzhang's brain is enough, and when he thinks about the flood, he understands everything in an instant.

Lao Zhu gritted his teeth, first angry,

But when I think about it, these people have died all over again, and it's useless to hate them.

And then there was ecstasy,

trembling voice,

"Big, big grandson, then we are rich?!"

Zhu Xiongying nodded with a sigh,

"As long as this money is used well, we will not worry!"

Zhu Yuanzhang subconsciously wanted to speak, but as soon as he thought about it, he made a big Ming Tongbao, and before he could understand it, he stopped talking.

Queen Ma glanced at Zhu Yuanzhang, and then looked at her eldest grandson,

Asked

"Eldest grandson, what do you do with this money?"

Zhu Xiongying said directly,

"Using gold as the benchmark gold to issue banknotes."

"Do you still send out banknotes?"

Zhu Yuanzhang was taken aback, and he had a little stress reaction.

Zhu Xiongying asked,

"Grandpa, why did you think about handing out banknotes?"

Zhu Yuanzhang scratched his head,

Said

"Let's see that the Yuan people use this thing well, this thing is convenient, so many broken silver and copper plates a day, Shen!

Moreover, with this banknote, the merchant can make money. ”

In Lao Zhu's words, paper money is easy to carry, and paper money accelerates trade circulation.

He has long understood the benefits of paper money, but Lao Zhu understands that it is useless, he will not be able to fix it.

And

Lao Zhu said that businessmen are good at making money, and they are definitely not nonsense.

After all, the house is full of his own family, what are Lao Zhu doing with those empty things.

It is a national policy to emphasize agriculture and suppress business.

It is to suppress, not to crush the merchants.

Hongwu is second only to Yongle in the entire Ming Dynasty, and it is suitable for merchants to survive.

Zhu Yuanzhang is engaged in opening up and focusing on Jiangnan, which is to deliberately support businessmen.

The most important thing is that although Zhu Yuanzhang himself cuts businessmen, he never allows officials to cut them.

This is a great policy for businessmen.

In addition to the Hongwu Dynasty, merchants not only faced the exploitation of officials, but also had to be cut by the emperor.

Then why is it so miserable, and you still have to do business?

Or is it because doing business is definitely better than farming to make money, and if you want to be exploited by officials, you have to let the emperor's officials see it, it's all very large-scale.

Ordinary ordinary people are small merchants and hawkers, and big businessmen are not the same concept at all.

Zhu Xiongying said with a smile,

"Grandpa, the banknotes of the Yuan people are becoming less and less valuable,

But do you know why the banknotes you issue depreciate so quickly? ”

Before Zhu Yuanzhang could speak, Queen Ma burst out laughing on the side,

"Grandma, grandma told you something interesting."

Zhu Yuanzhang's eyes widened, and his face turned red in an instant,

Urgent,

"Girl!

Now let's get down to business, what are you doing all this nonsense?! ”

Zhu Xiongying hurriedly pressed Zhu Yuanzhang's hand,

Looking at Queen Ma,

Curious,

"Grandma, I want to hear it!"

Queen Ma couldn't help but laugh when she thought about it,

With a smile,

"Once, your grandfather paid officials,

Didn't your grandfather mix that old whole rice money?

There was an official in the Ministry of Industry who couldn't stand it.

and your grandfather admonished,

With a bitter face, he asked your grandfather,

I don't want half of my Daming Tongbao, can I change eight taels of pepper noodles?

If you follow the actual price of those Daming Tongbao, you can buy two stone pepper noodles,

Your grandfather is so thick-skinned, he is embarrassed, and directly sent ten taels of pepper noodles to the official. ”

Hearing the end, Lao Zhu couldn't help but cover his face,

Zhu Xiongying didn't hold back and laughed.

meantime

I also feel sorry for these officials, before the reform of the officials, the Hongwu officials of the Ming Dynasty had a hard time.

This official has been working for a month, and half of his salary is eight taels of pepper noodles, and he has to beg his grandfather at the risk of killing his head.

I have to say that Lao Zhu is really not authentic in this matter.

Lao Zhu knew that the banknotes were worthless, and he also issued them to officials at the original price to offset them, and officials were not allowed to embezzle.

This is pulled by a donkey and has to be fed with two turnips.

Lao Zhu directly regarded these officials as a perpetual motion machine.

Lao Zhu's face is red and red, and when he slips down his neck, there is no place that is not red, which is really enough for Lao Zhu.

As soon as I thought of it, a four-product official of the Ministry of Industry,

asked with a bitter face, can you give some pepper noodles,

No matter how thick Lao Zhu's face is, he can't hold it back.

Zhu Yuanzhang hurriedly changed the topic and said,

"Big grandson, talk to us about business, why are our banknotes so worthless?

Let's just follow the method of the Yuan people! ”

Zhu Xiongying Zhengsedao,

"Grandpa, the distribution of banknotes cannot be issued casually, not only does it need the country's reputation as an endorsement, but also has to have actual gold and silver as the standard.

Otherwise, what is the value of a piece of paper?

Both the Song Dynasty and the Yuan Dynasty were on the silver standard.

If there is silver, the paper money will not depreciate.

The Song Dynasty didn't say it, the Yuan people mainly focused on commerce and did a lot of port trade.

Silver from all over the world has poured into the Central Plains, and with so much silver to support it, this can play with paper money.

When you sent it, the treasury was so poor that it was clanging, where was the silver as the standard?

Moreover, at the beginning of the founding of the People's Republic of China, the business of Zhaoyuan was too far behind, and paper money could not be circulated.

You are in a hurry, you can only print more, but the more you print, the less valuable it is, so it has become like this. ”

The grandparents and grandchildren chatter, basically chatting about political personnel, and rarely talking about economic issues.

And this time, Zhu Xiongying made a long speech, and really explained Lao Zhu clearly,

Lao Zhu excitedly grabbed the arm of his eldest grandson,

Said

"Eldest grandson, are you right to listen to what we said!"

Zhu Xiongying said with a smile,

"Grandpa, you say."

Zhu Yuanzhang moved his buttocks,

Said

"For example, we and my sister,

We are rice sellers, and my sister is here to buy rice.

The girl didn't bring any money, so she asked if we could take credit first.

If the sister's family has money, then we must be willing to give her credit, because we know that she can come and give money.

But the girl's family is so poor that she will definitely not give her credit!

Because we know she can't get on yet.

Is this also the meaning of the banknotes we issue?

That's what you said, what kind of national credibility is that!

If we have money, then paper money will be able to make it, and if we have no money, paper money will be worthless!

Isn't that what it means? ”