"Nacheng, you provide some evidence." Li Qing said, "The Ming Law contains a clear text that officials embezzle more than 60 taels and peel off the skin; If he is really greedy for public money, no one can keep him. ”

For now, the law set by Zhu Yuanzhang is simply useless.

If you really check, don't say sixty taels, add a zero, and the officials of the Ming Dynasty will have to die more than eighty percent.

Even in the Hongwu period, embezzlers also went one after another, and more than sixty taels of silver were commonplace, and they were more than greedy at will.

When Li Qing said this, he also told Wang Mao from the side that it would be enough to die a Shangshu in this matter.

If the scope is too wide, it will make people feel very safe.

Being an official in the court, especially if he can sit in the position of a squire, how can he be a mediocre person, Wang Mao instantly understood what Li Qing meant.

"Don't worry, this is the duty of this official." Wang Mao said with a smile that he hoped that Hubu Shangshu would die more than Li Qing.

Li Qing wanted to establish his prestige, Wang Mao wanted to be promoted, the two hit it off, and they easily arranged Nan Zhili's household book.

~

Shen Mansion.

The rich gentry gather here, sing on stage, drink offstage, and a random dish on the table, all of which are very elegant, exquisite, and valuable.

This kind of extremely luxurious life is commonplace for them.

Wang Yuanwai raised his glass and smiled: "Today, this is another banquet and singing, what's the matter, Lao Shen, your concubine has a son again?" ”

"Old Shen, you have a good body." Everyone coaxed, they naturally knew that it was not, and there was a talk about the wine, just a joke.

Shen Xin took a sip of chopsticks and duck tongue, took another sip of wine, and said unhurriedly: "Don't hide it, please come to the elder brother, it is the brother who has encountered difficulties." ”

Li Fushen said curiously, "You, the richest man in Jinling, can still encounter difficulties?" ”

"What difficulty?" Wang asked outside.

"It's a financial thing." Shen Xin said.

As soon as this remark came out, those who ate vegetables ate vegetables and those who drank wine drank wine, and no one answered the conversation.

Borrow money? No way!

These rich people live in luxury, but when it comes to borrowing money, they are stingy.

Besides, the richest man in Jinling, who opened his mouth, how could the amount of money borrowed be less?

Shen Xin had been prepared for this, businessmen, everyone was profit-seeking, he was not surprised.

"Ladies and gentlemen, let's not hide it, Shen has encountered a big opportunity this time, but the money in hand is not enough to be abundant." Shen Xin said, "Everyone should know Shen's personality and never let friends suffer." ”

Hearing this, everyone stopped eating and drinking.

Wang Yuanwai sighed: "Lao Shen, last time the dog's day was sent to Chencang, there was a Ming Xiu plank road to secretly Chen Cang, but the brother was not lightly pitted, this year this business is becoming more and more difficult to do, my workshop has been stopped for two months because of the shortage of raw silk." ”

"Yes, after the New Year, I don't know when I will be able to start work." Liu Fushen continued, "Without work, the workers are almost unable to stay, and in order to keep the workers, I have to put money into it every month." ”

"Who isn't, it's getting harder and harder to do this business."

Shen Xin knew that these people were not not borrowing, they were waiting for him to make conditions, and then make a decision according to the size of the benefit.

He doesn't talk nonsense, "Two percent in five years, five percent in ten years." ”

"The interest rate is enough, but the time frame is too long." Zhang Fushen said, "Otherwise, it won't be a problem for me to borrow you three or three hundred thousand, brother." ”

"Five years minimum." Shen Xin said.

"Then the interest rate will go up." Wang Yuanwai said, "Brother Shen, it's not that I speak badly, now the maritime business is very profitable, and you really don't like this little interest." ”

"Yes, everyone's assets have skyrocketed over the years." Liu Fushen said with a smile, "Everyone is a businessman, a businessman, mercenary is not ashamed, we are friends, but ...... Boss Shen is the most successful businessman in Jinling, so he doesn't need to say it, right? ”

In short, you have to add money!

Shen Xin nodded with a smile, raised his glass and said: "Everyone, you know Shen's character, doing business is about the word 'letter', over the years, Shen has cheated you?" ”

However, this time I really want to trick you...... Shen Xin added in his heart.

"Lao Shen, I heard about the dog's day, and reached an agreement with the big silkworm farmers that in the next few years, half of the raw silk will be sold to the Weaving Bureau, so that there will be a shortage of raw silk, and those big silkworm farmers will definitely start the price, and the price of raw silk will rise ironclad." Zhang Fushen sighed, "Business will definitely not be good this year, you have to leave some money to resist risks, right?" ”

In a word, borrow if you add money, and don't borrow if you don't add it.

They are all business people, and the subtext is played clearly, and there is no need to say it too clearly.

Shen Xin thought so, "Don't hide it from you, Shen can conclude that business will become more and more difficult to do in the future, and the days of picking up money with your eyes closed in the past will not exist." ”

Want to lower the price? No way.

Liu Fushen said: "The difficulties are only temporary, in two days I am going to go outside the city, and reach an agreement with the farmers to let them plant mulberry for me, with mulberry leaves, I can raise silkworms by myself without worrying about being constrained." ”

"I have this plan too." Wang Yuanwai nodded.

"And me."

……

Shen Xin smiled and sneered.

"I've been dealing with each other for so many years, so I don't have to, right?" Shen Xin simply had a showdown, "You all know that the imperial court and Japan trade separately, but now I heard that the imperial court is still building ships, plus the three major weaving bureaus in Jiangnan have been reopened. The official kiln on the west side has also started, and you know what the purpose of the imperial court is. ”

Shen Xin said firmly: "Look at it, the future maritime trade market will shrink by at least half, and business will become more and more difficult." ”

After a pause, "I said it's ugly, it's good that you can maintain the status quo, the business can't be bigger, put the money here with me, and you can resist the risk, why not?" ”

The rich gentry were silent.

After a while, Liu Fushen asked: "Since business is difficult to do, why do you want to borrow money, if my guess is right, you are here to invest, right?" ”

Shen Xin nodded.

"Why do you have this confidence?" The king teased outside.

"Because I have people overseas." Shen Xin explained, "My relative is going to build a workshop overseas, which is low cost and very profitable. ”

"Who?"

"The Shen family." Shen Xin said proudly: "Family ancestor Shen Wansan! ”

Everyone: "......"

They weren't surprised, and even thought it made sense.

A foreigner, who has only been in Jinling for less than a hundred years, has become the richest man, and when he reached Shen Xin's generation, he suddenly changed his ancestral surname to his ancestral surname in a high-profile manner, and they have long suspected it.

is rich, super good at business, and surnamed Shen, there are almost no two families who meet this condition.

even verified Shen Xin, but Shen Xin has always been vague.

Now Shen Xin happily admitted that they didn't doubt it at all.

"Brother Shen."

"Brother Shen."

The attitude of a group of people immediately changed, becoming flattering, even respectful.

"There is a way to make a fortune, bring your brothers with you."

Shen Xin did not disdain, businessmen are like this, and so is he himself.

He was embarrassed: "As the saying goes, my brother settles the accounts, and I just join the gang and share the money, not the actual helmsman." ”

Shen Xin took a sip of wine and said boldly: "Everyone, we have been dealing with each other for so long, you also know who Shen is, in major matters, I never tell lies, tell the truth, I will make a difference from it, but it is really not much." ”

"Old Shen, add a little more." Wang Yuanwai patted his chest and said, "Add half percent, and my brother will lend you 500,000 taels." ”

"Add half percent." Others chimed in.

Shen Xin was resolute, "This really can't be added, I will make half of the total together, and I have to take risks, you can't let me do it for nothing, right?" ”

Without waiting for everyone to speak, he continued: "Everyone is a smart person, I won't say anything about the false, if you are willing to borrow, let's go to the government to make a note and do justice;

Shen is willing to use the property as collateral, and you can be said to make a steady profit;

Of course, it doesn't matter if you don't want to, you were friends before, and you will still be friends in the future. Shen Xin put down the teacup, "Shen finished speaking, how to choose, you have your own ideas." ”

After saying this, Shen Xin didn't say anything more.

The rich gentry looked at each other and began to weigh the pros and cons.

They have a close relationship with the government, and they have an understanding of the policies of the imperial court and even the situation in the court.

Even the turmoil has subsided, and the follow-up of the imperial court to return to the West is a sure thing.

In the past, the days of picking up money in sacks have come to an end, and it is estimated that even the stalls will have to shrink appropriately, and although the market is large, it is also limited.

In the future, asset growth will inevitably take a sharp turn, and it is better to invest than to save money and eat ashes.

Shen Xin's interest is indeed tempting.

One tael of silver for ten years, it is easy to become one or two halves, which can be said to be very low.

But one million taels of silver will be difficult to become one and a half million taels of silver in ten years, very difficult.

"How much do you need, Old Shen?"

Wang Yuanwai was the first to speak, and then, Liu Fushen followed, "They are all brothers, Brother Shen has a request, and Liu should help him." ”

"Count me in."

"And me."

…

"Good! Your affection, Shen remembered! Shen Xin looked moved, and said in his heart: "I'm sorry everyone, this time Shen wants to pit you ruthlessly, there is no way, in fact, I don't want to;

But... I am the man who wants to become the richest man in the Ming Dynasty, glorifying my ancestors and dominating the leader! ”