Chapter 104, Jinling money shortage! The first economic crisis in the Ming Dynasty!
"This king wants to exchange silver!"
"This silver ticket was made by your Chase Bank, can't it be exchanged for silver?"
"Have you swallowed the king's money?"
Xu Yunmiao rushed to his family's money bank as soon as possible, and as soon as he entered through the back door, he heard King Ning's shouting.
"Lord Wang, the little one doesn't dare to call the shots. The small one has already asked the owner, you wait, the owner agrees...... We will give you the exchange. ”
The shopkeeper could only smile to appease King Ning, not only King Ning, but also several other big customers.
"Shopkeeper Wang, what's the situation?"
Xu Yunmiao didn't come forward, and waited until the shopkeeper calmed everyone before calling the shopkeeper and asked directly: "Why do so many people come to withdraw cash at once?" ”
"Miss...... I don't know if it's a little one! In short, half an hour ago, a lot of people suddenly came, wanting to exchange a large sum of cash. At the beginning, the small ones didn't feel it yet, but there were several in a row, all of which were exchanged for tens of thousands of ...... This situation is definitely not normal, and now, King Ning and they are also here......"
The shopkeeper seemed very innocent, and this sudden run directly blinded him.
"Can you let them come back tomorrow or the day after tomorrow?" Xu Yun said.
"Miss, no. Those people are determined to cash in immediately, and they can't wait at all! ”
The shopkeeper was even more helpless: "In addition, I have sent someone out to inquire about the news, not only our money bank, but also the money bank of the Chengguo family, no, it should be the money bank in the entire Jinling now, there are big customers who exchange a lot of silver!" ”
"The entire Jinling money bank?!"
Xu Yunmiao's face changed, and the ghost envoy in her mind had said what Zhu Houzhao had said to her before the ghost envoy appeared.
No way!
The emperor moved so quickly?
"Miss, what can I do now? This situation seems to have never happened. We have a lot of silver, but we can exchange it all at once......"
The king's shopkeeper has no owner, and it is obvious that it is also in the era of peace, and it is the first time that he has encountered a run.
"Redeem! Let's redeem it for King Ning first! Close the door immediately after redeeming! ”
didn't have time to think about what Zhu Houzhao was doing with such unreasonable behavior, Xu Yunmiao immediately made a decision and chose to keep the money of their family's bank.
"Yes...... What about others? ”
Shopkeeper Wang's scalp was numb and he glanced out: "It's all some big customers." ”
"Don't worry, wait until I get some news."
Xu Yunmiao couldn't sit still, and almost immediately wanted to enter the palace to see Zhu Houzhao.
But as soon as she went out, she directly transferred to the Chengguo Mansion, and it was not good to go to the palace at night.
She soon met Zhu Fu, and Zhu Fu didn't hide it from her, and directly told him the facts: "Niece, it is Your Majesty who wants to close all the money houses in Jinling in the next seven days." I advise you, it's better to keep the cash now, close the door, and wait until this time has passed. ”
"However, this will ruin the reputation of our bank!"
Xu Yunmiao got the answer, and she couldn't figure it out even more: "Uncle Zhu, didn't you stop Your Majesty?" ”
"How to stop it? His Majesty just asked the money bank to close its doors...... There is also no prohibition on private exchanges, especially for large amounts, which can still be carried out quietly. ”
"But this only can't get in and out, our family doesn't have so much silver. At that time, the entire Jinling ...... I'm afraid there isn't that much silver, right? Need to mobilize silver from all over the world to replenish it? ”
Xu Yunmiao still has a vision, and suddenly foresees the future situation.
"This ...... This is incomprehensible, we can only cooperate. ”
Zhu Fu smiled bitterly, to be honest, the sudden shortage of money also caught him by surprise, and he was even in a meeting with Zheng Ji and them before.
Someone came to him and told him that there was a run on his family's bank.
He could only subconsciously close the door.
"Cooperate, yes, we can only cooperate ......"
Xu Yunmiao also quickly expected this situation, their money bank was only private.
The emperor wanted to give such an order, and they could not stop it at all.
But the emperor, why do you want to engage in such an action?
She couldn't figure it out.
With this question, Xu Yunmiao counted the cash of her own money and reassured the big customers.
Almost sleepless nights.
The next day just dawned, she didn't rest for long, and directly prepared to see Zhu Houzhao and ask clearly.
……
"Sisters, today His Majesty has given us a task!"
"Let's go directly to all parts of Jinling, especially the money villages in various places to see the situation......"
"Also, try it with the treasure money to see if you can buy something directly."
Under the leadership of Jin Yiwei, she still came to the cold palace for the first time, but as soon as she arrived, the hairpin gave them a task.
She also received a hundred treasure bills.
This time, she temporarily dispelled the idea of seeing Zhu Houzhao!
Because the matter is obvious, Zhu Houzhao seems to have expected the situation in their money bank.
She had no choice but to temporarily go outside the imperial city with everyone to conduct on-site research.
"What? You are going to swallow up our silver! If you don't do it, if you can't exchange it today, we won't leave! ”
"Yes, you black-hearted merchants, you want to hack our silver! How can we live without silver! ”
"We're going to the yamen to sue you!"
And as soon as she came to a money bank in Jinling, she saw a scene of excitement.
Obviously, it was the big customers who came to redeem last night.
But after a night of deliberation, everyone knew the news that the money bank was going to be suspended.
Almost all of them took King Ning's move, and came to redeem the money as soon as possible.
"Calm down, everyone! Calm down, we're not out of redemption. ”
"We only exchange 10,000 taels of shares today! But just before, it has been exchanged by the big guys! ”
"Everyone has to redeem it, and come back in seven days! We don't really want to close the door, it's to cooperate with the Taizu worship ceremony! ”
"I hope you understand! This is the Divine Decree! ”
Almost all the money banks of each household have taken the same or similar measures, not exchanging silver for small customers, but trying to make customers understand.
This matter was determined after Xu Yunmiao discussed it with several of her shopkeepers last night.
"Nonsense! Understand, how don't you understand us! ”
"Also, will this be His Majesty's order? Don't fool us with Your Majesty, Your Majesty didn't take our money! ”
"This is our hard-earned money!"
However, how could the excited crowd understand Qian Zhuang.
The first reaction was that Qian Zhuang was going to close the door and run away, and he was even more excited.
Even some people directly began to throw vegetable leaves and stones, directly forcing money banks around the country to close their doors one after another.
This situation is not one, Xu Yunmiao walked a few houses and found that this was the case.
As soon as this situation appeared, it directly made her cold, and she decisively realized that the emperor's move suddenly made their money bank's reputation drop to the freezing point.
I'm afraid that when this kind of activity ends, their money bank business will cause a crisis of confidence!
However, the house leak happened to rain overnight, and soon Xu Yunmiao got an even more terrifying bad news.
"Shopkeeper, do you know that our Jinling Money Village is going to be closed?"
"I know, how don't I know! Those money banks, this is going to directly embezzle our silver! ”
"You shouldn't believe them!"
"The shopkeeper doesn't have enough silver, do you collect treasure money?"
"Close! Why don't you take it! Now the treasure money can also top the silver, or Your Majesty cares about the people...... I heard that this situation is already known, and the first bank of Daming will be established! Give us some treasure money at a low price! ”
"I can see that these merchants can't be trusted! If you want to believe it, you will believe in Your Majesty! ”
After Xu Yunmiao used the treasure banknote, she asked more, and immediately the boss of the silk village said something, which made her stunned even more.
Suddenly, she seemed to know Zhu Houzhao's intentions!