"Tian Yuan Divine Formula"

"No, no, no, my own family, how can I still calculate the interest? Isn't that a usury? Either or not, or not! This is going to get out, how can I still have the face to see people!" Ye Lianxing's face changed greatly when he heard this, and he resigned again and again, only took four bundles of banknotes, and pushed the rest in front of Ye Lingtian.

Seeing this, Yang Sulan also said seriously: "Little brother, you must accept this interest, this money is deposited in the bank and the bank will pay interest! Besides, now that prices have risen so much, even if you count one cent of interest, the current 64,000 may not be able to buy something worth 40,000 yuan five years ago." I'm so grateful that you helped me in the first place, and I can't let you suffer anymore. ”

"No, no, it's all my own family, who doesn't have a difficult time? If you can help you, you naturally have to help, haven't our Ye family's ancestors been like this for hundreds of years? If you calculate this interest, the old man won't work!" Ye Lianxing said with a firm face.

As soon as they heard that Yang Sulan was going to pay interest, everyone disagreed, and even said that if the interest was to be calculated, they would not treat them as relatives, which also made Yang Sulan lose his mind for a while.

Seeing that everyone was arguing, Ye Lingtian pondered for a moment, raised his head and said solemnly, "Mom, uncles, listen to me. I know that our Mitsui Village has not had a rule of borrowing money to pay interest since ancient times, but our family is different this time, mainly because we borrow more money, and the borrowing time is relatively long, this loan is five years, and the value of 10,000 yuan five years ago and 10,000 yuan now is definitely not equal. ”

After a pause, he gave everyone a cigarette, then lit one for himself, and continued: "So this interest must be paid, I don't calculate it according to the interest rate just now, but according to the interest rate of the bank's fixed deposit, the money you lent to our family is equivalent to depositing it in the zài bank in five years, what do you think?"

Several uncles smoked cigarettes and didn't speak, obviously thinking about Ye Lingtian's opinion.

Ye Lingtian knew that everyone had some acceptance in their hearts, so he continued to strike while the iron was hot: "I know that it is very common in the village to give money to each other on credit and borrow money, and it is never interest. However, in the future, we can negotiate a rule, usually on credit, borrowing a little money, naturally do not need to count, but if a certain amount of money, a certain amount of time can be calculated, so that the person who lends money to others will not suffer, uncles, you say this is the reason, right?"

Everyone thought about it, and it was indeed the truth.

Usually, the villagers borrow some money on credit, all of which are small money, dozens or hundreds, and basically they can be repaid in the same year, and at most they will not exceed the second year.

Like Yang Sulan's family, it is tens of thousands of dollars to borrow, and there are really few that last for several years.

Although he was a little embarrassed, at the insistence of Yang Sulan and Ye Lingtian, he finally agreed with Ye Lingtian's opinion.

The next thing was relatively simple, and it didn't take long for Ye Lingtian to repay the principal and interest one by one.

Before leaving, Ye Lingtian also gave a roast duck, and everyone was naturally very happy.

This roast duck is not worth much, but Ye Lingtian can bring it back from Yanjing, which shows that people are worried about themselves. This is not a simple matter of 100 yuan, but a affection.

It may be that the journey is relatively long, and the aunt's family is the last to arrive. As the New Year is approaching, my aunt still has to prepare some matters for the New Year at home, and this time only my uncle-in-law Li Shide came alone.

Handing the money to Li Shide, Yang Sulan said with guilt on her face: "Shide, it stands to reason that we should make a special trip to your house to return the money, but Ling Tian only came back at noon today, and this time he has to pay back so many families, and it is too late to make time, so I have to let you go." ”

Regarding the interest, Li Shide's attitude was the same as that of those uncles before, and he refused to accept it. Yang Sulan and Ye Lingtian had to explain again, and Li Shide reluctantly accepted it.

Before leaving, Ye Lingtian took out two roast ducks from the back room and said to Li Shide: "Uncle, this is the roast duck I brought back from Yanjing, you can take it back and taste it with your aunt and cousin." ”

Then he took out two down jackets and two pairs of warm shoes: "This down jacket is for you and your aunt, it is cold and damp in winter in the mountains, so it is warm to wear this down jacket." ”

"How embarrassing is this, it costs a lot of money, we can't ask for it, leave it to your mother to wear. Li Shide is an honest man, he can't say anything, he only knows that he refuses again and again. ...,

Ye Lingtian smiled and explained: "Uncle, don't worry, my mother still has it, you're welcome, take it!"

Yang Sulan also persuaded: "Yes, Shi De, you're welcome, this is what Ling Tian specially bought for you!"

Li Shide glanced at Ye Lingtian gratefully and said, "Okay, good, Ling Tian is so kind, I'll accept it." ”

Seeing Li Shide away, Yang Sulan and Ye Lingtian both breathed a sigh of relief. All the debts have been paid off, and the stone that has been pressed in my heart for five years has finally landed.

"Mom, our family can finally celebrate the New Year with peace of mind!" Seeing his mother's brows furrowed, Ye Lingtian said happily.

"Well, it's all gone. Ling Tian, I'll go cook first, go to your grandfather's place after dinner, and pay back your grandfather's money. Yang Sulan said happily.

"Mom, I'll go, I'll buy mutton and come back. After speaking, Ye Lingtian walked to the kitchen.

Most goats are raised in the south, and this goat has a particularly heavy fishy smell that is difficult to remove, so the south rarely eats mutton. However, the sheep in the north have very little smell and taste much more delicious.

In winter, the days are short, and it is already dark before six o'clock. After eating dinner early, Ye Lingtian carried a few bags and followed Yang Sulan to his grandfather's house.

As soon as he entered the door, Ye Lingtian saw his grandparents watching TV while cooking a fire in the house, and hurriedly walked over and said respectfully: "Grandpa, grandma, it's time to say goodbye to you!"

The old man immediately laughed happily when he saw Ye Lingtian, but when he saw Ye Lingtian carrying a few bags in his hand, his brows furrowed inadvertently, and he said reproachfully: "Su Lan, why do you still pay attention to those etiquette?"

"Ling Tian is back?" Grandma didn't care about the things Ye Lingtian was carrying, she pulled Ye Lingtian up and down and said, "I heard that you won't come back for the New Year, your grandfather is very worried, he is alone in Yanjing, it's good to be back now, it's good to come back!"

"Dad, this is all brought back by Ling Tian from Yanjing to honor you two old men!" Seeing that the old man's face was a little unhappy, Yang Sulan understood that the old man was worried about his family situation, and hurriedly explained: "Ling Tian won a million jackpot in Yanjing by buying a lottery ticket, and we have already paid back all the money we owed before in the afternoon!"