Chapter 186: Zhang Fugui's Business Experience
Although the house is large, fortunately it is not too far from the gate to the hall, and there are many strange things listed in the hall, not that they are valuable, but more like some children's things.
Looking at Sui Anran's cheerful appearance when he entered the hall, Li Moru knew that these things might have been bought by Sui Anran.
After sitting down, Li Moru was curious about whether Sui Anran was not with the old man Gu in Jinding, and why he was suddenly with Zhang Fugui.
Sui Anran explained, after he left, the old man Gu began to teach her Gu art - grass ghost, when he first heard the old man Gu say, Sui Anran thought it was very difficult to learn, who would have thought that in less than a month, she would completely learn the grass ghost, even the old man Gu was surprised, Sui Anran and the grass ghost, as if they were born to belong to her, this kind of affinity, really made the old man Gu envious.
Later, the old man Gu taught her a lot of Gu techniques, but she seemed to be born to learn Gu arts, and it didn't take long to learn it, and the old man Gu couldn't do it, and he didn't know how to teach it for a while, and then Sui Anran saw that the mountain was boring, so he thought about going to the bottom of the mountain to find Li Moru to play.
But she didn't know where Li Moru was, she only remembered that Li Moru said before leaving that he had a friend in Chengdu Mansion and asked Sui Anran to go to Zhang Fugui when he went down the mountain to play, and specially emphasized that Zhang Fugui would buy her anything she wanted.
"Later, you really found Zhang Fugui?" Li Moru didn't expect that he would say this in passing, who would have thought that Sui Anran would really go to find Zhang Fugui.
The main thing he didn't expect at first was that Sui Anran was so talented, he thought that when she finished studying, she would have ten or eight years, and when the time came, she would have forgotten these things a long time ago, not to mention Zhang Fugui, maybe even he couldn't remember, who would have thought that in just a few months, he would learn what others took a lifetime to learn, sometimes, really, people can't compare.
Sui Anran replied playfully: "Yes, then I went to Chengdu Mansion, where I found Brother Fugui, Brother Fugui is a good person, I heard that the little brother asked me to find him, so he took me to eat delicious food, play fun, and bought me a lot of beautiful clothes." ”
When Sui Anran said this, his eyes were full of light, and Zhang Fugui on the side looked proud. Li Moru and Mo Xuan'er glanced at each other and shook their heads at each other, always feeling that it was a sense of déjà vu that an ignorant girl had been deceived.
Zhang Fugui chatted happily with Sui Anran, and said where he was going to play next, but Li Moru hurriedly stopped. Busy asked how they came to Yangzhou later.
Zhang Fugui explained: "Didn't I tell you before, I plan to come to Yangzhou to develop, I want to buy some industry here, now everyone has money, and money naturally has to be spent, I came here to buy restaurants and inns, supply businessmen, and make some money." ”
"I heard that which inn I live in has been bought by you?" Li Moru thought that Zhang Fugui knew that Mo Xuan'er lived in it, and then wanted to wait for the inn that he bought because of this, but he never thought about it......
"I bought it before you came, which place is in a good location, close to the city gate, and the scenery is good, the merchants can basically live full, almost a year to return to the capital, and I bought this restaurant drunk fairy residence, this location I also investigated in advance, many merchants are ready to buy property over there, although the business is not very good now, after half a year, it should almost improve. ”
"Aren't you losing money now, then, according to you?"
"Yes, I'm losing money, and I'm losing every day, not only the inn, but also the restaurant, except for my Shu brocade, everything else is basically losing. ”
Li Moru was puzzled, why did Zhang Fugui look so happy when he lost money, could it be that he was really too rich, so he didn't care?" "But I see that those who lose money are sad one by one, how do you feel that you look happy?"
Zhang Fugui cut it, it was obvious that he would naturally have his confidence if he dared to do this, and no one would be idle and bored to throw silver around.
"First, I have a stable source of funds, I didn't stop doing business in Chengdu because I came to Yangzhou, on the contrary, after I came to Yangzhou, I kept a closer eye on things over there, and I also opened a money bank over there. ”
"Money?"
As he spoke, Zhang Fugui took out a boxy piece of paper from his pocket, with special symbols drawn on it, as well as the symbols of copper coins and silver.
Li Moru was curious: "What is this, why are there still some silver and copper coins drawn?"
"This, I call it Jiaozi, from Chengdu to the merchants with too much silver to trade, one to heavy, the other is also inconvenient, so, I united more than a dozen wealthy businessmen, we agreed, this special paper, how much money it represents, and then, as long as that kind of paper, to the money we opened for exchange, no matter where it is, as long as it is the money in our name, this paper we are equivalent to money. ”
"In this way, wouldn't it be time to trade with paper on paper, and if you want to exchange it for money, you can just come to you?"
Zhang Fugui nodded, "Yes." ”
"That's still not right, people aren't afraid that you will run away with other people's money?"
"How is it possible, we are all people who have a lot of industry in Chengdu Prefecture, and we all sign and draw this kind of banknote when we come to exchange it, and the monks can't run away from the temple, so we can't even want our property for their money." ”
Li Moru nodded, "It makes sense, but it's not a matter of you holding so much money for a while, if the copper coin is moldy, won't you lose yourself?"
"You don't understand this, first, because they trust us to exchange money with us, in this way, they have a greater chance of trading with us, as long as they trade with us, we can make money. ”
"Oh, I see, this way, as long as you make a lot of money, what you lose will be included in the cost, right? He thinks that in this way, he usually makes a lot more money than loses money, and in the long run, it is indeed a very worthwhile business.
"It's more than that. ”
"What else?" Li Moru became more and more curious, how many strange things there were in this wealth.
"If you think about it, whether it is a business or a person in daily life, there will always be a time when they are short of money, and they have no choice but to go to the pawnshop to make things or borrow usury, right? ”
"Pawnshops, ten pawnshops and nine pits, good things are said to be bad, not much silver, and usury, they can't afford to borrow, but we open a money village they can borrow money, we only charge a small amount of interest, only need them to have something to mortgage and return it when the time comes, higher than the pawnshop, less than the usury, naturally we can lend out the money gathered in us. ”
Li Moru nodded, "I understand, this is what you said about money to be alive and flowing, that's what it means, and in this process, your banknotes can also be used as money for those who lack money, so that your business will become bigger and bigger, because the funds are sufficient, and it will become more and more stable, that's what it means." ”
"You see, my second brother is still smart, and he can understand it at all. ”
"However, there will be something later, there must be something before, this kind of thing must have happened before, but it has not continued until now, it is obvious that there are drawbacks in this way, aren't you afraid?"
"Any business, is a risk, the greater the risk, the higher the profit, there is another reason for the failure of the predecessors, at that time the market transactions were not frequent, unlike now, so the exchange of goods is also less, there is not so much money circulating on the street, now it is different, the imperial court law stipulates the opening time of the market, with the market transaction, the goods are circulated, naturally a lot of things that can not be done before, and now they can do it. ”
Li Moru couldn't help but give Zhang Fugui a thumbs up, and praised it directly, in terms of business mind, even if ten Li Moru are tied together, they are by no means Zhang Fugui's opponents, maybe Zhang Qingshan will be better, but his personality is not impulsive, and he can't do Zhang Fugui's big business.
Mo Xuan'er on the side also praised Zhang Fugui's flexible mind, but she didn't understand why Zhang Fugui looked like a child, especially when he saw Li Moru, at this time he found that Zhang Fugui and Li Moru looked quite similar in some aspects.
Listening to Zhang Fugui's triumphant talk, Li Moru was also happy for him, but looking at Zhang Fugui's thin figure now, he knew that some things were just Zhang Fugui saying simple, and those who listened should simply listen, in fact, all kinds of suffering, only he can understand.
But seeing Zhang Fugui and Sui Anran having so much fun together, he can be relieved, at least there is someone around him who can talk, and there is a person who is happy by his side at any time, no matter how hard it is, it may be worth it.
It didn't take long for the chef of the Drunken Immortal Building to bring up the hot dishes, and the happiest one was Sui Anran, when she was on the mountain, she had been eating the food that the old man Gu had made for her, and later after going down the mountain, she found that the food could be so delicious.
As soon as the food was served, Sui Anran began to eat happily, and from time to time he also put vegetables in Zhang Fugui's bowl, and always felt that the two of them did not look very mature in their minds, but this kind of happiness was extremely envied by Li Moru and Mo Xuan'er.
Who doesn't want to have such a person, who can take off all the disguises in front of him, and can smile carefree and heartlessly, this kind of happiness, Mo Xuan'er and Li Moru can only watch.
When everyone was eating, Zhang Fugui also told Li Moru something, saying that Long Chen had sent him a letter, saying that he had made a marriage with the daughter of the Pan family, and it was expected that he would marry by the end of this year, and also said that when the time came, he would let people arrest Li Moru and arrest him to attend the wedding.
Moreover, under the assistance of Zhang Qingshan, Longchen has made great achievements and is famous, and no one in the Weizhou area does not know Cao Wumu's name.