Chapter XXVII Clause on Credit
When he returned to his shop, Zhang Hao sat down and began to pant heavily.
Young Master Zhang Hao's face was afraid, the first meeting with the princess was all intrigues.
Novels are all deceptive, talking about meeting a princess and then interpreting a beautiful legend. I don't believe it anymore.
Zhang Shengde smiled: "How about it, the city lord didn't embarrass you." ”
"Yes, the lord of the city is not embarrassed, but the princess is not very easy to speak. ”
"Princess?" Zhang Shengde was surprised, the princess had already arrived?
"Hmm. The princess said that she had been in Ninghe County for three days and knew us very well. ”
As he spoke, Zhang Hao explained in detail the situation of his meeting with the princess, especially the suggestion to explore the ocean.
Zhang Shengde thought thoughtfully: "It seems that we have already attracted the attention of the royal family. Xiao Hao, do you think we should hide it or keep it as it is?"
"I think we can take a bigger step!" Zhang Hao's words were full of pride, "Dad, I still think that we should accelerate our exploration of the sea."
Although it is said that the Green Sea of Death is dangerous and no one has ever explored it, at least we have not failed.
In contrast, the Eastern Crusade seems promising, but how can it ever achieve a real victory!"
Zhang Shengde frowned: "Xiao Hao, you have been observing the Green Sea of Death for the past few days." Do you think we can really survive on the green sea of death?
We don't talk about wind and waves, we don't talk about disorientation, just the endless and powerful sea monsters are enough to become a forbidden area. ”
Zhang Hao stopped talking, there is a way that is too much, mention a little today, mention a little tomorrow, and mention a little more the day after tomorrow, maybe you will open up.
So Zhang Hao immediately changed the topic and talked about the credit.
Zhang Shengde nodded: "I agree with this." You have made up the credit plan first, and I will go home with your brother first and send the rest of the Xuantie over. ”
Zhang Shengde and Zhang Han set off with their team, and this time they hired hundreds of carriages from the county town and went out of the city.
Zhang Hao sat at the door, backed by 300 tons of black iron, and began to conceive a "credit plan".
On the street, from time to time, someone probed, and sometimes they made eye contact with Zhang Hao, and immediately sent a bright but somewhat embarrassing smile.
Zhang Hao pursed his lips, he still had a little impression of these people. Many people saw it at the trading desk ten days ago.
As for the reason why these people came here to "peep", Zhang Hao also vaguely guessed.
The reason is that the dark iron forging technology was revealed ten days ago.
As Zhang Hao expected, the disclosure of Xuantie forging technology made those families and firms who wanted to meddle in Xuantie forging but had no technology finally find an opportunity.
Most of these new commercial banks and families are strong, and they are bent on developing the market, so they naturally engage in low-price promotion strategies.
So in the past ten days, the Xuantie market here in Ninghe County has undergone interesting changes:
The quality of the black iron is constantly improving, but the price of the black iron cannot go up.
As a result, many small and medium-sized Xuantie firms and families have obviously obtained new technology, but they can't hold on.
got new technology, but declined, this strange result has made countless people feel white.
They, incomprehensible!
Naturally, at this time, everyone thought of the Zhang family, Zhang Hao, and the high-spirited teenager ten days ago.
However, Young Master Zhang Hao sat firmly on Diaoyutai, unhurried, smiled at everyone, and then ...... Keep your head down and continue to write your own 'credit plan'.
Little by little, the sun crept up into the sky, and the warm sun made the leaves shy, and also made people hide in the shade and yawn.
Although it is a cultivation of the truth, it does not mean that the cultivation of the truth likes to bask in the sun.
Except for a few special exercises, who doesn't want to make themselves comfortable.
The sound of heavy carriages creaked and creaked, and more than two hundred carriages stretched to the end of the road, causing everyone to watch.
"Master Zhang. ”
"Zhang Daoyou. ”
......
Zhang Shengde looked at the enthusiastic people around him suspiciously, what's wrong?
When he came to the store, he saw Zhang Hao lying on the table yawning, and Zhang Shengde instructed everyone to move Xuantie into the house.
Eight hundred tons of dark iron almost filled the space on the first floor, Zhang Hao could only yawn and climb to the second floor, lie down and sleep.
From last night to now, I haven't had a good rest, and I have intrigued with a princess who wants to fish in the middle.
Zhang Hao fell asleep on his stomach, but Zhang Shengde pulled out the "Credit Plan" from under Zhang Hao's arm.
Looking at it, Zhang Shengde was a little shocked;
Perhaps the only drawback is that individual clauses are too idealistic, and Zhang Shengde sits down and reviews them one by one.
Night fell quietly, and more and more people gathered in front of Zhang's store, everyone wanted to enter the door, but they didn't dare to enter the door.
"Hey, borrow it!" A shout broke the silence, Zheng Changqiu took the lead, squeezed through the crowd, and stepped into the Zhang family's shop with curiosity and doubt.
Then, I was stunned.
But the 800-ton standard of black iron filled the entire first floor, and there was only a passage about four feet wide that led to the staircase upstairs.
Zheng Changqiu walked up the stairs in a daze, and saw Zhang Shengde and Zhang Hao discussing something, and Zhang Han was meditating and practicing next to him.
Seeing Zheng Changqiu coming, Zhang Shengde got up to greet him.
After a while, the rest of the people gradually came, but Zhang Shengde pulled Zhang Hao over.
Zhang Hao was not polite, went straight to the point, and talked about the credit plan.
After a while, everyone had a heated discussion, and the room for bargaining was extremely intense, and even Mei Qianyun, a fairy, rolled up her sleeves - if you make a mistake in the terms at the moment, it may be related to millions of spirit stones in the future!
Everyone is procuring, and they are quite sensitive to numbers.
The heated discussion continued into the night. In the end, even the steward of the Moon Tower and Bai Ye excitedly joined the discussion group.
When the fish belly appeared white in the east, Zhang Hao finally let out a long breath of turbidity, and everyone signed the "Credit Clause".
House rules:
First, at least one-tenth of the price of the goods must be paid, and once the transaction is concluded, it cannot be reversed.
Second, the interest is accrued incrementally and is calculated in natural months. No interest will be accrued in the first month of the transaction, and from the second month onwards, the monthly interest will increase by 1/1000 in a rolling interest manner.
Third, at least one-tenth of the total value must be repaid every month, plus interest for the current month, which must be repaid within nine months.
Fourth, it is necessary for important representatives above the Jindan period to swear and mortgage, and the valuation of the collateral must be higher than the value of the goods; until the mortgage is paid off on credit, the Zhang family and the mortgagor are temporarily in the custody of the mortgagee, and the mortgagor is responsible for security issues.
In the event that the credit cannot be repaid, the party to whom the credit is owed has the right to dispose of the collateral.
Fifth, the price at the time of credit purchase is fixed, and no change will be made regardless of whether the price will increase or decrease in the future.
Sixth, if payment in kind must be made, the party to whom the credit is owed has the right to pick or reject.
Seventh, the provision is broadly applicable, and in short, what is signed today is within the scope of application, and everyone supervises each other. If you want to join this circle in the future, you must get everyone's unanimous approval.
There are more than 300 detailed clauses in the rest of the clauses, which can be called very detailed.
A clause used a whole roll of hemp paper, on which were written large and small words stroke by stroke.
It was determined that there was no problem, and more than ten copies of the "Credit Clause" were copied, and the guards of the Zhang family were busy until noon.
In the end, everyone has a copy, which is signed and stamped by everyone. Even, Zhu Yuantang also brought the private seal of the city lord.
The original original documents were kept on the Zhang family's side and pasted.
Putting away the terms, Zheng Changqiu and the others looked at each other and smiled.
And Zhang Hao smiled brightly.
This clause is of great significance.
First of all, it greatly revitalizes the wealth of all parties - some real estate, which is mortgaged and becomes liquid capital. That alone makes a lot of sense.
Second, it forms an alliance of interests. Or rather, the rudiments of an alliance of interests.
In the end, the social status of the Zhang family has been greatly improved.
The value of this is immeasurable.
From now on, the Zhang family is no longer a small family!