Chapter 303 Banknotes
(Sorry, I used to update a chapter around 11:30.) I'm too tired these days, I broke out some time ago, my arms are still sore, and my head is dizzy. Try to keep two big chapters these days. But the timing is uncertain. Thank you for your understanding. )
Dugu Junjie and the battleship Zhiyuan retreated immediately after the fight, which was very chic. The defenders of the Langya Kingdom in Qianlong Harbor were unable to pursue at all, and they were beginning to retreat to fend off the army of the Canglan Country.
However, Dugu Junjie did not know how much impact the shelling of Qianlong Port would have on the military development of the western part of the Fertile Continent, especially the coastal countries.
This shelling opened a new era.
This is different from the last shelling of the port of Surabaya. At that time, the port of Surabaya was defenseless and unprepared for war. But this time it was Qianlong Harbor, where the country of Langya and the country of Canglan were fighting, with a total of more than 600,000 legions on both sides.
And when everyone was evenly matched, and even the country of Canglan was slightly inferior, the country of Qixia suddenly came out, and it is unknown how much damage the country of Langya caused by the shelling for more than an hour, but the country of Langya was completely defeated under this shelling.
In the previous confrontation between the two armies for a night, more than 20,000 people were killed and wounded on both sides, and tens of thousands of people were killed and wounded in the country of Canglan. However, after the attack of the battleship Zhiyuan, the country of Canglan quickly won the victory, and in the ensuing war, until the end of the victory, the death toll was less than 3,000!
If this is a battle between the 600,000 legions of the two sides in the past war, it would be trivial for each side to lose 350,000 people after a battle, maybe a war will be fought and more than half of it will be consumed.
Moreover, such siege battles are normal to fight for three or five months.
But now, since the bombardment, it took less than half a day for the country of Canglan to resolve the war, and the country of Langya has been defeated so quickly that it has not even had time to arrange defensive formations, trap formations, etc. So much so that after losing the war, retreat and retreat again and again, and finally evolved into a great retreat or even a rout.
Of the 300,000 elites who occupied Qianlong Harbor in the Kingdom of Langya, less than 100,000 escaped. Tens of thousands were killed in the battle, and hundreds of thousands were taken prisoner.
The loss of the country was less than 3,000, and after that, it was a three-day chase! Among them, the seized materials and other materials were piled up, which just enough to supplement the construction cost of Qianlong Port.
A few days later, when Huang Shaoxian inspected the prisoners, he couldn't help but sigh: The attack from the sea and the steel warship was really not trivial......! Isn't the impact too great?!
Even Huang Shaoxian felt incredible! As soon as the cannons of the giant ships from the sea exploded wildly, the 300,000 troops of the country of Langya were left behind, and the rest fled in confusion. If Huang Shaoxian, or the country of Canglan can be arranged in the east in advance, it is impossible to say that all the legions of the country of Langya will be left behind this time.
And Cui Yan, the general of Zhennan, looked at the huge craters and was silent. The craters made by those 300-millimeter guns were several meters deep and more than ten meters wide, and there was a mess within tens of meters around them, and broken corpses could be seen everywhere.
This is not a war at all, but a one-sided massacre!
"We must also study the 300mm artillery as soon as possible!" Huang Shao came to Cui Yan's side first, and said with some shock.
Cui Yan nodded slightly, but then shook his head: "We still need to study the steel battleships at sea." Even if you can't reach the technology of the country of Qixia, you must have a warship made of dark iron.
Aren't we already having the technology to mass-produce black iron now, and haven't we also visited the shipbuilding technology of the Land of Qixia?"
Huang Shaoxian nodded slowly, and an inexplicable light flashed in his eyes - isn't this mass production technology of Xuantie in the Huang family!
At the beginning, Huang Feihu brought Yan Chengxian and Hong Xiushan (now renamed Yan Dexian and Hong Xuefeng) to the Huang family, and everyone cooperated to open a Xuantie smelting plant - modeled after the production model of the Dayang Group.
Recently, Huang Shaoxian and Wang Ruiyang visited the shipbuilding base of the Zhangjia family and got a better understanding of the construction methods of steel warships, and Wang Ruiyang bought out the steam turbines that the Dayang Group would sell to the outside world in the coming year. Obviously, Wang Ruiyang is very smart and has long left himself a development opportunity.
At that time, Wang Ruiyang said that with the development of the country of Qixia, his Lingwei firm was facing a crisis, but Wang Ruiyang was worthy of being a profiteer, and he aimed at the new market as soon as possible.
At this time, Huang Shao thought about it first, but he had to contact Wang Ruiyang - he had to buy a steam turbine from Wang Ruiyang. Shipbuilding does not seem to be a big problem, but the power system is afraid that it is still necessary to purchase the equipment of the Dayang Group.
In fact, Huang Shaoxian had been unconsciously affected by the cannon of the giant ship - there was no way, the impact and power were too great. It's exciting to think about that steel body!
In fact, it's not just Huang Shaoxian. Together with the country of Langya, they have also begun to pay attention to the giant ship cannon - they have suffered two defeats, both of which are attacks from the sea, so you have to remember it for a long time!
Although the country of Langya has not seen the situation of the Zhangjia shipyard, as a traditional maritime power, the country of Langya has strong shipbuilding technology, and they are confident that they can find a steel giant ship by themselves - it is impossible to do what the barbaric country of Qixia can do, we can't do.
Moreover, according to the appearance of the battleship Zhiyuan, the royal craftsmen of the country of Langya actually figured out a rough idea - steel beams on the inside and steel plates on the outside, smashed together with huge nails!
I didn't know that Xuantie could build ships before, but now that I know, of course I have to try to explore. And the artillery of the country of Qixia, the country of Langya also got a few - it doesn't look difficult!
As a result, a brand-new arms race has quietly begun.
............
At this time, Dugu Junjie didn't know the impact of his stay, and he had already led the battleship back to the port again. The sailors excitedly brought the pills ashore, and the Ocean Group also officially determined the general manager in charge of everything at this time-Bai Yutang. This time, the division of pills and so on, Bai Yutang was also in charge.
Bai Yutang was originally the head of the Jiuyang Sect, and its ability was worthy of recognition. And now that the remnants of the Jiuyang Sect are redeveloping in the country of Jinyang, Bai Yutang has no selfishness. Now the people he led his followers have completely joined the Ocean Group. It is very appropriate to let Bai Yutang be in charge of the Ocean Group.
After Bai Yutang distributed some of the pills, most of the rest was sold again. And it's still parity – half the price of the transaction. This price is already very low.
In fact, the most ordinary Pei Yuan Dan in the East also needs a spirit stone, which is more expensive than what is sold in the country of Qixia. The ordinary Pei Yuan Dan in the country of Qixia can only cost 0.9 spirit stones.
The Oasis Port, which has just been renamed, was crowded for a while, and ordinary people came to rush to buy it - they may not have much chance, but they still have children; if they can be cultivated with pills now, not to mention what kind of Jindan period will become a primordial infant in the future, as long as they can become a foundation building period, it is enough to become a human being, and get rid of the fate of civilians.
Three or five, more than a dozen spirit stones, ordinary people can afford it!
And the sales of Dayang Group is also very interesting, under the guidance of Zhang Hao, such distribution and sales order was implemented: Dayang Group, the people of Ninghe County, domestic commercial banks, and finally foreign.
Of course, Dayang Group will leave a basic number for foreign commercial banks, and will not let everyone run empty, at least meaningfully. But in a short period of time, these pills mainly filled the country.
As for saying that there are ordinary people in China who resell pills or something, Zhang Hao doesn't care at all - anyway, now the pills are sold at a flat price, and there is a price at home and abroad, and the people love to toss a little money.
As long as it can capture people's hearts, it is enough. Dayang Group wants to develop, Zhang family wants to grow, and what is needed most now is people's hearts.
When he has the hearts of the people, Zhang Hao will start to try to establish a school and so on.
Only after having a relatively solid heart of the people will Zhang Hao start to set up a school, and then set up a typical future through monopolizing education.
The biggest monopoly has never been capital and technology, but talent! And talent comes from education!
Why can the family last for a long time? Because they have talents, control talents, political, military, commercial and other talents, so they have the glory of the family for thousands of years.
However, this has only just begun, and it will take a little time; Zhang Hao is now busy with the bank.
Zhang Hao did not ask for the opinions of others on the construction of Luzhou Bank, nor did he discuss it at the board of directors and shareholders' meeting of Dayang Group.
Although Zhang Hao purchased the Industrial and Commercial Administration through the Dayang Group, Zhang Hao operated almost completely independently in the affairs of the bank.
Of course, Luzhou Bank belongs to one of the Dayang Group, and the division of interest shares is completely based on the division of shares of Dayang Group.
The shareholders also believe in Zhang Hao, and let Zhang Hao toss - so far, Zhang Hao has tossed out the Dayang Group and the steel battleship, which is very good. Tossing another bank doesn't sound bad.
When Dugu Junjie led the Zhiyuan warship to sea for the third time, the 'Green Boat Bank' was officially established, headquartered in the Zhangjia fiefdom, to be exact, here in Changshan Town, and the first branch was established in Ninghe County.
The first action of Green Boat Bank was to issue banknotes. At the same time, Dayang Group also issued an internal announcement that the group will start to trial banknotes in the future, and will complete the replacement of banknotes around the end of the year.
At the same time, banks began to absorb funds and offered an annual interest rate of 0.5%. Also, banks have started issuing loans. Compared with the money bank in the past, the loan of Green Boat Bank is 5% per annum.
The news spread, and it caused a great repercussion for a while. The spirit stone currency system has long run through the entire cultivation world, and in the past, some people may have tried to change this system, but they all failed.
The Lingshi monetary system is, to put it bluntly, the 'energy monetary system'. The spirit stone itself has application value, not just a representative. Therefore, spirit stones have universal value - regardless of the north and south of the world, the ends of the earth, in the entire world of "Bracket the Earth", spirit stones are the universal currency. Then there will be elixir, Xuantie and other assistance.
The general person in charge of Luzhou Bank is directly responsible for Zhang Hao for the time being. There are many deputy general managers, including Bai Ye, Mei Qianyun, Mu Mingchen, Zheng Changqiu, etc.
In the future, Zhang Hao will gradually let go and hand over the bank to someone who has the ability. At that time, several people will compete for the position of general manager, while the rest will continue to be deputy general managers.
............
The matter of Luzhou Bank has been brewing for a few days, and finally it has come to another dividend within the Dayang Group.
But this time the dividends are different, and all the people who come to distribute dividends have two choices - spirit stones, or banknotes. The value of the two is equal.
The difference is that the spirit stones are packed into boxes, which are very bulky. And the banknote, there is only a small stack of black iron cards.
Zhang Hao did not come forward, but gave everyone a morning to discuss, and the dividends would start in the afternoon.
So several sons and brothers within the Dayang Group got together and began to discuss. None of these sons are incompetent. After the war and the transformation of the country, those who can sit here have some ability. And the eldest brother among the many sons and daughters is undoubtedly Zhou Jue.
Zhou Jue, Zheng Shaojie, Mu Pengcheng and others got together to discuss the new banknote. Compared with elders such as Zheng Changfeng and Mu Mingchen, Zhou Jue and others are much more active.
More than a dozen people gathered together, looked at a whole set of banknotes in front of them, and didn't know where the noise was.
These banknotes are beautifully crafted, the cards are carefully blued, and the surface is also engraved with a machine tool with exquisite, intricate, hair-thin patterns, different denominations. Finally, on the edge of the banknote, there is a soft serration.
After arguing for a while, someone asked Zhou Jue: "Brother Zhou, you and Zhang Hao have the best relationship with those present, is there any little secret about this banknote or something?"
"There's no secret!" Zhou Jue picked up a banknote, flicked it and said: "The reason why banknotes are issued is to make business more flexible. For example, the current Zhiyuan battleship, a transaction converted into ordinary spirit stones, costs tens of thousands of tons, and the ship can't fit it at all.
In contrast, banknotes are much simpler. The banknote is designed this way so that it cannot be imitated and has sufficient value.
You see, there are six denominations of banknotes.
The smallest, $1. Made of 80% pure black iron, it is 5 cm wide, 8 cm long and 2 mm thick. There is a thin, mixed line of pure gold. The lines of this mixed element essence can be used to form the Vientiane Infinite Array.
The second is the 5 yuan denomination, which is similar in size to the 1 yuan material. In the middle, there is a line of mixed essence gold that is obviously five times thicker.
Then there is the $10 denomination, which has two thick lines.
It is a 50 yuan denomination, made of 90% pure black iron, 6 cm wide, 9.5 cm long and 2 mm thick. In the middle is no longer a line, but a complete base of the Infinite Array.
and then to 100 yuan, there are two internal bases.
Finally, there is a 10,000 denomination, made entirely of mixed pure gold, 5 cm wide, 8 cm long, and 2 mm thick.
If you go higher, you'll need special checks and passbooks.
Among them, 100 yuan is equivalent to the price of an ordinary spirit stone.
All banknotes are reserved with multiple round holes, which are easy to connect to form a formation.
In fact, from the price of spiritual materials on the market, the cost of making banknotes is much higher than that of spirit stones. And the reason why Zhang Hao spent so much time was to revitalize industry and commerce. The spirit stone is bulky and inconvenient, I think everyone has already felt it. It's just that the currency that has not replaced the spirit stone has never appeared. ”
Mu Pengcheng frowned and looked at the card in his hand, frowning slightly: "For the time being, this idea is very good, use the value of the Mixed Yuan Essence Gold and the Vientiane Infinite Array to replace the value of the spirit stone." But...... Can it be circulated?"
But Zheng Shaojie, who was next to him, suddenly spoke: "As long as the Ocean Group develops, banknotes can be circulated." In the initial stage, it is also necessary to rely on the strength of the Ocean Group. After development, Luzhou Bank will be able to get rid of Dayang Group and develop independently.
I agree with this kind of banknote.
With this kind of banknote, it will be much easier to trade in the future, and there will be no need for a horse-drawn carriage to transport spirit stones. You can fit it with a storage ring. That's a lot of savings for just that.
In addition, the Green Boat Bank also promised that all banknotes could be exchanged for the same amount of spirit stones. It should be fine. I am optimistic about this kind of banknote, and I am also optimistic about Zhang Hao's arrangement. So far, Zhang Hao has not made any mistakes in the general direction!
In short, before Zhang Hao made a mistake, I chose to believe it!"
Everyone began to argue, and when the dividends were distributed in the afternoon, some people chose banknotes, and some people chose spirit stones. Those who choose banknotes will easily leave after throwing them into the storage ring, while those who choose spirit stones will still use a carriage to load them.
After the dividends, everyone came to the various departments of the Ocean Group to start buying goods.
Dividends are dividends, but the development of each family also needs a variety of spiritual materials, and the development of commercial banks requires a variety of machinery and equipment, high-precision parts, etc., but they need to be purchased separately.
For example, at present, the most popular, the most representative, with a certain technical content of the commodity, is the bearing. Horse-drawn carriages, ballistae, etc., are indispensable, and some simple pulley devices are indispensable. Bearings can be used in almost every corner.
Bearing technology is also one of the technologies in which the Zhang family has invested in Dayang Group, but it is directly influenced by the Zhang family. And this time, the bearing sales department directly gave a new discount: the use of banknotes trading, you can discount five ten-thousandths! This five-ten-thousandths is completely to save the cost of handling and storing spiritual stones.
Don't underestimate five ten-thousandths, everyone's trading volume is very large, even if it is one in ten thousand, it is not a small number in the long run.
In the past few days, Luzhou Bank has set up branches in various counties and more important cities in the country of Qixia. Interest-bearing deposits and low-interest loans, these two points have affected many domestic banks in Qixia from the beginning.
There is no interest on the money bank's deposits, and there is also a handling fee - they need to help transfer the spirit stones, which is similar to the nature of a dart game. The bulkiness of the spirit stone will cause a lot of consumption. In addition, the loans issued by the money bank should be called usury.
But although Qian Zhuang was dissatisfied, he did not dare to jump out. Liu Xinyu had almost cleaned up the nobles and families in Qixia's country before, and these money houses were also struggling to survive. Everyone knows very well that if you dare to jump out now, you will definitely not be able to escape the empress's butcher's knife.
So many families have been killed, not a few of you.
Relying on the influence of Dayang Group, especially the recent success of navigation, Luzhou Bank has been very smooth in absorbing deposits and loans, and the bank has the natural ability to transfer wealth.
If banknotes are used, the transfer fee is 1/10,000, with a minimum of $100. If it is a spirit stone, the handling fee is two ten-thousandths, and the minimum is one spirit stone.
This price is also far lower than that of the money in the past.
In fact, as Zhang Hao planned, Luzhou Bank is not profitable. With such low fees, there is no hope of making a profit in the short term.
With the expansion of Luzhou Bank, banknotes are gradually still recognized by the market. A new banknote that could not be copied by the outside world (or was more expensive to copy) and could form the Vientiane Infinite Array soon conquered the majority of merchants with its lightness.
Banknotes, which were initially circulated among trading houses, gradually circulated to the common people. If you have banknotes, you can go to the bank exchange office for the equivalent value of spirit stones. For the time being, the bank does not charge a fee for this exchange.
Now Luzhou Bank needs to lose money to operate.
But the expansion of Green Boat Bank is very fast. When Dugu Junjie went to sea for the fifth time, Luzhou Bank had already established branches in the imperial capitals of the other five countries. The banks are expanding at a much faster rate than the Dayang Group.
It was also when Luzhou Bank established a branch in the country of Danyang, the five-nation alliance led by the country of Qixia had already helped the royal family of the country of Danyang reunify the country of Danyang.
At this time, the country of Danyang was blank - nobles, families, sects, etc., were almost cleaned. The strength and foundations of the country have almost been swept away.
But in the face of such a pale country, the Emperor of the Land of Danyang smiled instead. He finally has the opportunity to emulate the country of Qixia.
Now the only problem is: the five-nation coalition is still hovering in the country. The meaning is unclear! This made the emperor feel worried.
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