[Minor Correction: There is a small error above.] The price of the sword bar is too low. Thanks for the comments. Changed to 700 Upper Grade Spirit Stones, and the original quotation was revised to 1000. 】

[Some people say that they hate Liu Xinyu. That's right. Because Liu Xinyu is a representative of politics, the author himself does not like this role. 】

(A bit of a Kavin today, sorry.) ）

Why? Why do you want to make the technology public?

Liu Xinyu looked directly at Zhang Hao, with a thick question and a deep vigilance in his eyes. As for what Zhang Hao said about the industrial revolution and the like, Liu Xinyu only needs to understand it briefly - this thing is beneficial to the country, it is enough. But regarding Zhang Hao's issue of disclosing technology, Liu Xinyu remained vigilant.

You must know that Liu Xinyu just used a similar method against the country of Danyang, and the method was to give away 15 boxes of pills in the country of Danyang for free, but the result directly intensified the contradictions within the country of Danyang. The bait appears to be free, but there is a cold hook and long line behind it.

Now you, Zhang Hao, are you ready to use this method in China?

As a monarch, Liu Xinyu's first thought was about national politics, not social progress. No matter how enlightened the monarch is, as long as he sits in that position, the first thing to consider is his own ass - if he can't sit steadily, who cares what the country has developed. Only when we sit firmly can we consider the issue of national development.

Therefore, Liu Xinyu looked at the industrial foundation all night, but the reaction to Zhang Hao's disclosure of technology was the most intense.

Yes, industrial technology, the industrial revolution, industry and commerce, etc., are very effective for the current country of Qixia, but the premise is that it cannot threaten the rule of the country of Qixia and the interests of the royal family.

Once it affects the interests of the ruling and royal family, then I'm sorry, no matter how much you benefit the country.

Zhang Hao looked at Liu Xinyu's eyes, and explained lightly, seemingly a little indifferently: "There are two reasons.

The first is the market. The market needs to be cultivated.

To take the simplest example, the steam turbines we produce are expensive, why should other people buy them? because they ...... Why can they use it? Because they also have a certain technical background.

So far, all the steam turbines we have sold are those commercial houses that have come to visit Zhang's house. They know how to use the turbine and what its value is.

If they don't know, don't know about steam turbines, don't know the value of steam turbines and how to use them, they won't buy them.

In the whole market, in the whole Fertile Continent, in the West, and even in the future, the commercial influence of the country of Qixia may expand, we need to make them understand the technology before we can sell our goods.

There is a second one, which is the foundation of the country.

Taking the smelting of Zhangjiaxuan Iron as an example, we need to purchase charcoal, bamboo charcoal, crushed spirit stones, etc. In the future, when the technology is further developed, we will be able to contract out some parts processing.

In fact, the Zhang family is already a little overwhelmed now. For example, we need to make iron, steel, profiles, artillery, turbines, and all kinds of components, and we need to produce equipment for shipbuilding. Finally, shipbuilding can begin.

This entire industrial chain has exceeded the burden of the Zhang family.

I hope that some non-core businesses can be transferred to other commercial houses as soon as possible, so that the Zhang family can reduce unnecessary manpower and focus on high-profit, high-tech industries such as shipbuilding and shipping.

The firms that have obtained new technologies can go all out to produce a certain product, they can keep the price to the minimum, the quality to the limit, and they can provide materials for the whole country in addition to the materials for the Zhang family.

If in the future, if there are 100,000 specialized trading houses in the country of Qixia, then if Your Majesty wants to build a warship, he only needs to purchase raw materials from various trading houses across the country to assemble it. Maybe it will take ten days to assemble a steel battleship!

If there is such a day in the future, the country of Qixia will form hundreds, thousands of steel warships. Go...... Conquer the world!"

To conquer the world! This is the big cake that Zhang Hao painted for Liu Xinyu!

Zhang Hao knew very well that it was too tiring to reason with Liu Xinyu or something. It's better to draw her a pie.

Sure enough, Liu Xinyu's eyes brightened instantly. But she still asked cautiously: "If this is the case, won't the Zhang family lose a lot of benefits?"

"Isn't there a patent law!" Zhang Hao turned his head to look at a steam turbine that was coming out in the distance, and said with a faint smile, "As long as others use the Zhang family's technology to produce equipment, they must pay the Zhang family's patent fees."

The Zhang family does not need to produce, only needs to carry out technical authorization, which is enough to obtain huge profits!

Your Majesty, the combination of technology and patent law will greatly promote the development of the country of Qixia.

Perhaps His Majesty has seen that industry and commerce are completely different from the agricultural system of the past. Industry and commerce can create tremendous wealth. Some ores that no one cared about, after many technological changes, turned into steel giants.

In the process, the value has multiplied tens of thousands of times! Hundreds of thousands of times! We have turned sand into wealth!

These values come from the progress of technology!

In the same way, if Qixia's domestic technology explodes, then we can create a country like a pearl!"

This time, Liu Xinyu finally shifted his gaze to the production base below, looking at the scene of this machine producing machines. Zhang Hao's words, combined with this scene, left an indelible impression in Liu Xinyu's heart:

We have turned sand into wealth!

These words gave Liu Xinyu a great shock.

Yes, we have turned sand into wealth. Turned almost everywhere iron ore into black iron, into steel, into magic weapons, spiritual treasures, and even artillery and steel warships!

After a while, Liu Xinyu asked, "How are you going to spread the technology?"

"The Chinese New Year is less than two months away. Zhang Hao's words were leisurely, with some indescribable melancholy - the New Year is over, and he is going to spend the New Year in this world.

But after a pause, Zhang Hao continued: "I am going to hold an industrial and commercial expo before the New Year. At that time, the Zhang family will invite businessmen from all over the country and even the western countries of the Fertile Land Continent to visit and trade.

For the first fair, I would like to set up it in Gwangneung-gun. Just tidy up the site of the imperial capital of Guangling County. ”

Liu Xinyu thought about it, and suddenly said a little playfully: "This place is not for sale!"

Zhang Hao smiled: "I'm not going to buy it." Such an expo will be a window to the outside world of the country, and it is impossible to create a perfect expo by relying only on the strength of the Zhang family or the Dayang Group.

I think so, the Ocean Group and the state will jointly come forward to form an industrial and commercial expo. Facing the entire fertile continent to the west.

The national side provides policies, laws, protections, sites, transportation, national influence, etc. Dayang Group provides funding, planning and management, etc.

His Majesty can also take the initiative to invite other countries to participate.

The profit of this expo is the second, and the most important thing is to serve as a window for the country of Qixia to show to the outside world, and to lay the foundation for the development of domestic industry and commerce, going out! This is where the real interests lie. ”

When it comes to national development, Liu Xinyu suddenly understood. She nodded slowly, "That sounds good. Well, you make a simple plan and plan, and I'll go back and think about it. Get back to you as soon as possible. ”

"Okay. ”

The two of them walked out as they spoke. When I came outside, I saw a small hill with a good position in the distance that had been cut off half of the cliff, and three large characters of more than 30 meters had been carved on it:

Oasis Harbor!

Zhang Hao looked at these three words, and suddenly thought about it: I had been thinking about what name should be given to the bank in this world. At this time, Zhang Hao had a name in his heart: Luzhou Bank!

Green Boat, a ship of wealth carrying hope, will lead everyone on a new path of development.

Also, after repeatedly considering and comparing the names of 'money bank, bank, money bank, gold bank', etc., Zhang Hao found that the name 'bank' is the best, which is smooth and more profound.

Whether it is a money bank or a money bank, it is too direct. If you use 'gold line', etc., let's not talk about whether it is smooth or not, etc., gold is too expensive and not close to the people. In contrast, it is still appropriate to be a 'bank'.

Therefore, Zhang Hao decided to change the name of the "Industrial and Commercial Management Department" to "Luzhou Bank".

Zhang Hao rushed a plan and handed it to Liu Xinyu, and Liu Xinyu left, but before Liu Xinyu left, he took a look at the giant ship under construction and the locomotive that had just appeared.

Liu Xinyu expressed concern for the giant ship, and for the locomotive...... The Empress took one look at it and left, her eyes full of disapproval.

The Empress thought so: this locomotive is so cumbersome, and it has to lay a railroad to run it, which is too extravagant. This is not a giant ship, it can go to other countries, and this locomotive seems to be able to only circle in the country now. And how many things in the country need to be transported by rail?

So, for the time being, the Empress does not see the value of the railway. But the empress didn't say anything, since you Zhang Hao likes to toss and lose, just toss, and when you hit a wall, you will naturally understand. Well, the empress felt that Zhang Hao was a little taken for granted and a little fluttering.

In short, the queen was generally satisfied with the first stop of her tour of the country. I also agree with many of the opinions put forward by Zhang Hao. The only thing that cannot be denied is the railway, but the railway consumes the foundation of the Zhangjia and Dayang Group, and Liu Xinyu does not say anything.

Then the empress transferred to Ninghe County and continued to inspect.

The purpose of the inspection is not only to see the development of the local area, but also to see the implementation of the new laws, the situation of the people, and most importantly, to promote the majesty of the royal family and the rights of the state!

The new county guard of Ninghe County is Feng Donglai, the former personal guard of Liu Jingming's side, and the peak master of Jindan who was in charge of the military of Ninghe County.

Feng Donglai took several major officials and went out of the city to greet Liu Xinyu from afar. Watching Liu Xinyu appear from afar, there was some indescribable excitement in Feng Donglai's eyes, but he quickly suppressed it. Months have passed, and the identity gap between the two is completely unbridgeable.

Feng Donglai could only hide the love in his heart deeply.

Since the last time, Liu Xinyu was forcibly taken away by Ouyang Qingque to go to make peace, Feng Donglai almost collapsed. At that time, he hated how he was not in the god transformation stage.

Now that he sees Liu Xinyu again, Feng Donglai's mood is complicated, and it is not enough for outsiders!

Liu Xinyu just talked to Feng Dong very formulaically, and didn't say anything special. Feng Donglai's mood and little excitement, Liu Xinyu understands-but there are actually a lot of such people. The most important thing is that Liu Xinyu is different from ordinary girls, she is the empress.

The identity of the empress makes Liu Xinyu inevitably more utilitarian. She appreciated Zhang Hao because Zhang Hao had made great contributions to the country. And Feng Donglai ...... It's not even a meta infancy, and the contribution is really limited.

In Liu Xinyu's heart, she naturally divides people into four levels: useless, useful, useful, and indispensable. And Feng Donglai can only be regarded as 'useful'.

Liu Xinyu inspected Ninghe County, especially observing the industrial and commercial development here.

Thanks to the development of Zhangjia and Dayang Group, coupled with the success of navigation, industry and commerce here are very active. Nowadays, even many people take out their own fruits and grains for sale.

The currency of Ninghe County caught Liu Xinyu's attention. Because of the progress of the Xuantie process, the value of the Xuantie coins in the past has been continuously depreciated, and now the purity of the Xuantie coins in Ninghe County has reached 70%!

The 70% purity of the Xuantie is almost five times the value of the 60% purity Xuantie - that is to say, the Xuantie coins here in Ninghe County have depreciated by five times!

But the chaos did not happen, because Zhang Hao turned on the "big release" mode. Coupled with the development of industry and commerce, the income of the people here has increased rapidly. In turn, this has promoted the development of local industry and commerce. Add to that the influence of navigation, and this kind of transformative force is faintly brewing here.

When Liu Xinyu paid attention to the currency of Ninghe County, Zhang Hao had already begun to really consider building a bank.

Unlike the Ocean Group, Zhang Hao has maintained enough vigilance and rationality for this future central bank. Banks are a double-edged sword, sharp on both sides.

There is no doubt about the development of industry and commerce by banks, but the harvest of industry and commerce by banks is also ruthless and even cruel.

By manipulating loans, banks can push an excellent company to a dead end, and finally buy it at a low price, and then package it for sale, and in the process can obtain tens, dozens of times, or even more crazy benefits.

When this happens, banks have become the biggest obstacle to social progress. However, banks involve the interests of most of society, and it is difficult to cross them at all. It can be said that at this time, the bank was already a tight spell of society, firmly locking the whole society.

Now that he has the opportunity to plan for the future, Zhang Hao wonders if there is a way to solve the bank's problems in one fell swoop. But Zhang Hao stood by the sea, thinking until sunset, and failed to come up with a perfect solution.

Zhang Hao was thinking, but no one bothered, or no one dared to come and disturb. Until Zhou Xueyao was invited out by everyone.

Zhou Xueyao walked lightly to Zhang Hao's side, standing side by side, she gently leaned on Zhang Hao's shoulder, and said softly, "What are you thinking?"

"I'm thinking about our future!" Zhang Hao stretched out his hand to hold Zhou Xueyao's shoulder, gently sniffing the faint fragrance of the beauty, and finally calmed down after a day and a night.

Sitting down on the beach with Zhou Xueyao in her arms, the two watched the sunset over the sea together. Zhang Hao said his thoughts leisurely: I think of a new way of developing a bank, but this new way of developing a bank may bring a more severe future.

Banks are not charities, and the way banks promote and incubate business is to take out loans. However, the lender may not be able to develop, and there will be fraudulent loans, so the bank must have enough ability to stop losses. But with this capability, it is inevitable that the banks of the future will raise their butcher knives.

It is impossible for Zhang Hao to keep an eye on the bank. Therefore, Zhang Hao wanted to put a tight spell on the bank at the beginning of development.

After that, Zhang Hao said with some emotion: "The current money village is at most nine out of thirteen. But if I imagine that after the development of the bank, it may be 15 out of 10, or even more. Or even use this to bring down the lenders. ”

Zhou Xueyao leaned on Zhang Hao's shoulder and said softly, "I don't quite understand what you said. But I think I can take charge of this bank for you. ”

Zhang Hao hugged Zhou Xueyao's hand a little harder, "I don't want you to touch these aspects." In fact, chemical research and medical research are more important. The bank, I'll think about it again. ”

Zhou Xueyao responded softly, leaned on Zhang Hao's shoulder, and watched the sunset slowly set. The sunset pulled the figures of the two of them into the old and long, and they never went into the distance.

After a while, Zhou Xueyao suddenly said: "I think, the bank's business ...... Isn't it complicated for us to think about it, the sun has to set, nothing is set in stone.

It is enough for us to leave a warning now, to leave an internal clean-up system. ”

Zhang Hao shook his head.

"Isn't that right?"

"No, one thing is set in stone. That's how much I love you...... Oops...... What are you pinching me for. ”

"I like it!"