On weekdays, friends and neighbors around me, if anyone has a big or small affair that fails, as long as they find him, they will never say anything. If you open your mouth to borrow 30,000 yuan, he dares to reach out to you to give you 50,000 yuan, and if you open your mouth to use 100,000 yuan, he dares to directly transfer 200,000 yuan to you, without any ambiguity, and sometimes you don't even need to make an IOU.

Gradually, his reputation for being rich and arrogant and squandering money spread farther and farther, and spread more and more. Soon he became a big tyrant in the neighborhood that no one could guess, and a large number of so-called good friends quickly gathered around him.

In this way, after deliberately laying out lavishly for more than half a year, he suddenly told his friends that he didn't want to go back to the south and wanted to invest in a local electronics factory. You must know that at that time, the funds required to set up such an electronics factory were not a small amount.

Not to mention, just when everyone was skeptical, in less than half a year. His electronics factory was just opened. It is said that at that time, not only the leaders of the county were present, but even the main leaders of the county were also present to congratulate them.

Moreover, the rules and regulations and welfare benefits are very formal and in place, and the vast majority of workers are very satisfied. In less than two years, he bought nearly 200 acres of land around the electronics factory at one time, saying that he was planning to expand and reinvest.

In the past two years, his life has become more and more nourishing, and some high-end advanced electronic devices that are almost impossible to see in nearby counties have been installed in his home.

In addition, he also purchased a few small cars and distributed them to his competent managers, so that the people below him were really awesome. Some people even say that he has become the biggest local tyrant, and the future prospects will be limitless.

At this moment, suddenly one day, he called a few friends with whom he had a good relationship, and everyone sat down together for a light meal. When he was about to drink, he suddenly became depressed, and under everyone's repeated questioning, he was embarrassed to say it.

Recently, due to the big step, the capital turnover is a little ineffective, and I want to ask everyone to help sponsor it for the time being, and make up 300,000 yuan to tide over the difficulties. At a glance, everyone knew that he had encountered a small hurdle by chance, not to mention that his family had a big business, just to say that he usually took care of everyone, no one

I'm sorry not to reach out and help him.

After hearing him euphemistically express his difficulties, everyone gave generously, and after a while, they made up four or five hundred thousand yuan for him at once.

He saw that everyone was so righteous, so he immediately asked the assistant to accept them one by one according to the rules, and used his own real estate as collateral, promising to repay everyone for more than half a year or less than three months.

In addition, he also signed an interest rate three times higher than that of the bank, and insisted that the assistant go to the relevant department for notarization. Although these friends all said that they didn't need it, he still insisted on dealing with it this way.

In less than four months of his first loan, he had repaid all the money to his friends. Not only that, but he also paid interest to everyone according to the six-month period agreed at that time.

"The First Evolution"

In addition, he also gave each of them an additional affordable gift, which can be regarded as a reward for everyone. After repaying the money, everyone was very happy and praised him for his thoughtfulness, punctuality and trustworthiness.

In this way, after more than half a year of peace, he opened his mouth again to borrow money from his friends under the pretext of expanding the scale of production. Due to his good credit foundation and relatively high income last time, everyone borrowed from him more happily this time, and in less than ten days, he borrowed nearly 2 million.

This time the promise was for a year, but in less than ten months, he repaid all the principal. In addition, the interest is still calculated on a one-year basis, which is also three times that of the bank, plus an additional reward.

With a steady flow of funds, he quickly built a new factory to expand reproduction. It is said that on the day of the ribbon cutting, two pickup trucks were set off by fireworks alone, and many leaders and business leaders came.

About another year or so passed, and this time, under the banner of buying shares, he openly borrowed money from the public, and the term was still one year, and the interest rate was raised to five times that of the bank. With the enthusiastic response and drive of his friends, this time he actually borrowed seven or eight million at one time. This time, in addition to those friends who had tasted the sweetness from him earlier, more of them were ordinary merchants in the neighborhood who followed the trend.

This time, like last time, he repaid everyone's principal and interest in full in just ten months. only

In this way, his credibility in the local area was suddenly raised to a certain height. At this time, as long as he opened his mouth, not only ordinary people, but even local banks would respond to his needs without hesitation, and even give priority.

Of course, a good reputation and a strong aura are the reasons for this, and on the other hand, his bold and atmospheric social methods have conquered many relevant executives.

Just when everyone was convinced of his trust, he suddenly made a large-scale financing loan. This time, the term and interest rate are the same as before, only the scope of borrowing is wider. Due to the good foreshadowing and momentum of the previous times, this time in just one month, he actually gathered 145 million.

This time, in addition to the old connections and ordinary merchants in the vicinity, some ordinary wage earners in the vicinity were added, and even some farmers with a little savings. In addition, some loan officers with a bit of authority under some bank credit unions even made a large amount of cash from the internal low interest rate and then lent it to him.

It was after the success of this largest loan that he suddenly disappeared from the world. He not only swept away all the cash on the books, but also mortgaged all his villas, cars, and other valuable objects to a regular bank in other places, and exchanged them for cash and took them away.

After everyone reacted, it was too late. After the investigation team above conducted an urgent investigation, everyone knew that everyone had been deceived by him. Even the electronics factory and other industries he left behind are not the real controlling legal person himself, but a southern boss.

And he is just one of the shareholders, and he is the specific executor here. And, as early as half a year ago, he withdrew most of his shares from it, and all of them were transferred into cash.

That is to say, up to now, all the lending relationships are only directly related to him, and the electronics factory does not bear the corresponding legal responsibility at all. To put it bluntly, this so-called electronics factory is just a virtual backdoor for him. Not only that, but he also used false documents and other unspoken means to defraud more than 4 million loans from the bank. This time, the amount of his fraud added up to almost more than 20 million.