The two people who came, one was Meng Dengke, the chief secretary of Guyang County, and the other was the charity manager Li Li.

After receiving the official letter from Long'an Mansion, Meng Dengke did not refuse, spent the New Year in Guyang County, bid farewell to Kong County Ling and others, and set off to come to Baima Courtyard to take office. He had just arrived today and didn't have time to rest, so he came over to meet his new boss Zhao Ran.

As for Steward Li, he was directly recruited by Zhao Ran by letter. The charity fund was founded by Zhao Ran out of his own pocket, although the nominal owner is the manager of Li, but in fact, it is equivalent to private property, and has made great contributions to the prosperity of Guyang County.

Now Guyang County has a reformed and mature Qingmiao money system, and the charity fund has been transformed into the supervisor of Qingmiao money, which is much lighter than before, and has more spare power, so Zhao Ran recruited Steward Li to Hongyuan.

They are all acquaintances, and Zhao Ran is not polite, and he said clearly: "Master Meng and Steward Li have invited you here to discuss the issue of my White Horse Academy's property." Master Meng, well, it should be called Meng Yingbin, hehe, are you tired, do you want to take a rest first?"

Shangfeng has already begun to arrange work, how can he say that he is tired at this moment? Tired is not tired! So Meng Dengke hurriedly said that he was very energetic and full of energy.

So Zhao Ran continued: "The White Horse Courtyard is now poor and white, you two think about it, how can you make the Red Plains better, and by the way, make the White Horse Courtyard rich." I'll give you three days to walk around the city, and if you want to go out of the city, let Fang Tang send a few patrols to follow and protect you. ”

Three days later, Meng Dengke and Steward Li, who had a general understanding of the situation in Hongyuan, returned to the White Horse Courtyard, and Zhao Ran immediately held a small meeting in the study, and in addition to the three of them, there was also Yuan Hao, the supervisor who had just completed the measurement of the cultivated land by the river.

Zhao Ran hung a large picture on the wall, and with a small stick, he pointed to the words and symbols on the picture and began to explain the plan in his heart.

"If there is a citizen in Hongyuan City, he has no money, no arable land, and no income, but he wants to get a piece of land, what should he do? ”

Zhao Ran's small wooden stick pointed to a hut outlined on it, and said: "This is the house he lives in the city, it is not big, and it is also very dilapidated, such living conditions are very difficult, and it is also intolerable to my fellow Daoists in the White Horse Academy." ”

The small wooden stick pointed to the three words "charity money" in the next column, and Zhao Ran continued: "The White Horse Courtyard came forward, borrowed ten taels of silver from the charity fund, and then went to build a house that could accommodate his whole family near the field that was about to be sold, which should be large and spacious, and then swap his houses inside and outside the city. The big house outside the city belongs to him, and the small house in the city belongs to the White Horse Courtyard. ”

"What if you don't want to change your house?"

Zhao Ran said categorically: "If you don't want to change, don't sell policy land to him." ”

The small wooden stick moved back and pointed to the "White Horse Courtyard", Zhao Ran continued: "At this time, we began to sell the land at a policy price, Lao Yuan, how many acres of cultivated land by the river did you measure this time?"

"Six thousand eight hundred and forty acres. ”

"Good, enough to pry into our plans. One acre of land, suppose I sell five taels of silver, and a family sells twenty acres, then, I will receive ten taels of silver, and then the White Horse Courtyard will return the ten taels of silver to the charity fund, two clear!"

"Where does the money come from for the people to buy the fields?" Zhao Ran pointed to the charity fund again: "The charity fund will lend them money." Of course, it is a low interest rate, and the annual interest rate is tentatively set at four percent, which is the same as the seedling money formulated by the imperial court. ”

"Now that the people live in big houses outside the city and have arable land, they can start farming normally, but they owe a small loan of ten taels of silver to the charity fund, which needs to be repaid in ten years. ”

"There is a small house in the White Horse Courtyard now, which was vacated by the people who moved out, what should be done now?" Zhao Ran's small wooden stick pointed to the number room: "Now, this house is allocated to Meng Yingbin for management, and it is counted as the Taoist property of the White Horse Courtyard." ”

Zhao Ran continued to point to the charity fund: "The house borrowed ten taels of silver from the charity fund, and calculated it according to two cents of annual interest. With this money, this small house was bulldozed, and a shop was built on it, and then merchants from all over the world were expected to come and lease it, assuming that the annual rent was ten taels, and it would be less than a year and two months, and the arrears could be paid off. ”

As a result, the Taoist property of the Taoist Institute began to produce in a steady stream, and the charity fund also earned two cents of profits. ”

Meng Dengke raised his hand: "Abbot, it seems that the charity fund is slightly lost." ”

Zhao Ran said: "It doesn't seem like I made too much money, but don't forget that the charity fund is not for profit, and if you can make up for the cost with two points of interest, it is not a loss." Of course, if Meng Yingbin thinks this is not good, he can find a way to make the charity fund enjoy the same land purchase policy, such as obtaining the right to operate a certain section of the street in the city, or buying tens of thousands of acres of grassland at the same policy price. ”

Yuan Hao couldn't help it, and said suspiciously: "Abbot, I have seen everything before, buying an acre of land with five coins of silver, with an annual interest rate of four percent, and returning it in ten years, is no different from directly dividing the land, I agree with this." But the ...... in the back With all due respect, if you build a shop, will anyone be willing to rent it? let alone ten taels a year?"

Zhao Ran nodded: "How much you can rent, it depends on how hard we work in the White Horse Academy." But no matter what the benefits are, at least we're starting to have a fortune in Hakubain, aren't we?"

"What should the party members do? Do they do the same? But I don't think they have much intention of changing houses. ”

Zhao Ran nodded: "Handle it together, let it be voluntary." ”

Yuan Hao shook his head: "But the problem of the party members is more complicated, mainly because of the more than 20,000 acres of cultivated land outside the city. ”

Zhao Ran said with a smile: "Their problem can be solved later, our first step is to let the Han people get the land, as long as these Han people who originally rented their fields move out and no longer rent their land, their livelihood will become a big problem - in fact, it is already a big problem now." Without this rent, how should they live? Or should they wait for the White Horse Courtyard to give them money? That is not enough! At this time, we can give them two choices, one is to exchange the land for the pasture, and one acre for ten acres. ”

Yuan Hao agreed: "They don't know how to farm, but they are all good herders, but they don't have cattle and sheep ......."

"This is easy to do, Steward Li can buy cattle and sheep to lend, and the annual interest rate is also four percent. ”

"I see. Second, what about it?"

"Second, if you don't want to replace, go to work!"

"What do you do?"

"Build a brand new Red Plains City. ”

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