Chapter 110: Financial Management

"Cultivate this Holy Spirit Technique well, and cultivate to the Jie Dan Realm, you will become more beautiful!" Lin Yijun said to this Zi Ling, who was two or three years older than him.

Pretty much, anyway, on the surface, she is two or three years older than Lin Yijun, and she looks beautiful!

In fact, Lin Yijun lived for 30,000 years.

"Is it like cultivating immortals in the novel?" Zi Ling asked curiously.

"That's good, but it's not cultivating the truth, it's cultivating the saint, and a woman who practices to the Mahayana realm is a saint, but it's not suitable for men to practice. Lin Yijun said to her.

"Really?"

Zi Ling was even more ecstatic, his heart was happy, and the speed of the car was also much faster, and he couldn't wait to return to the villa a little more, and then try to practice this mental method.

Soon, Lin Yijun and Zi Ling both returned to the villa, and no one would ask anything about the two of them coming back.

Because Lin Yijun was still in the villa just now, maybe Lin Yijun was taking a walk outside, met Zi Ling, and took her car back to the villa by the way, and would not suspect that the two of them had anything to do with each other.

After returning to the villa, Lin Yijun went into the kitchen and made them some supper, but Lin Yijun didn't expect that Zhilan sent him a message and asked him, 'Are you still coming tonight?'

To come?

Lin Yijun knew what this sentence meant, so he replied to Zhilan and said, 'Do you want to come?'

'I don't care, you can come if you want. ’

That's what you said, don't ask for mercy then. ’

What else can Zhilan say, she is secretly glad that she is a mother, a mother of two children, in this regard, the combat power she bears is much stronger than that of ordinary women, if it were an ordinary woman, she would have passed out a long time ago.

What about Xuan Xuan and Ling Ling?

After the two of them returned to the villa, the little fat man Chen Cheng saw that Lin Yijun was not in the villa, and immediately found the two little children and asked them if they would participate in the event tonight.

If you don't participate in the activity, let them tell the puppy to cooperate with them, because the puppy only listens to the two children, and they don't know what the adults say, except for Lin Yijun.

"You also received 5.4 million yuan just now, if you can dig out all the treasures inside, it is estimated that next time, it will not be a problem to get tens of millions of yuan. The little fat man Chen Cheng was coaxing Xuan Xuan and Ling Ling to say.

"I'm afraid that my father and mother will find out and get angry. "Xuan Xuan wants to make money, but he is afraid of being scolded by his parents.

"Your father loves you so much, he won't scold you, I believe the fat brother's words, don't sleep with Sister Lingxue tonight, come over and sleep with me, let's make money in the middle of the night, how about it." The little fat man Chen Cheng said to this cute treasure.

"Brother, I want to go. ”

Ling Ling didn't want her father to be a takeaway brother for three or five yuan, coming in the wind and going in the rain, and sometimes, she was left in a rental house and couldn't find her father.

"Let's go together, both of you come over tonight to sleep with Little Fat Brother, and we will quietly go treasure hunting in the middle of the night. The little fat man Chen Cheng was coaxing the two three-year-old Meng Bao and said.

"Well, well, I'm going to make a lot of money to make Baba eat soft rice. Ling Ling opened his mobile phone, looked at the bank card balance on his mobile phone, and said that it had exceeded 20 million yuan.

"That's right, your dad actually likes to eat soft rice, but he doesn't have a chance to eat it, Ling Ling, you have to create a chance. The little fat man Chen Cheng was coaxing her to say.

Then two more Meng Bao said: "You two bank cards have so much money, in fact, you can store it in Alipay, 10,000 yuan, almost 6 cents a day interest, 100,000 yuan has 6 yuan, 1 million yuan has 60 yuan, 10 million yuan has 600 yuan, 20 million yuan has 1,200 yuan, and a month interest has 36,000 yuan......"

The little fat man Chen Cheng taught them how to manage money, just like there is a lot of interest in the bank, and the interest in the bank is super low, and the current account is calculated by one month, not by days.

Alipay is different, Yue Bao is calculated on a daily basis, and the interest is much higher than that of the bank, which is very cost-effective.

"I'm looking at investing, taking a stake, being a shareholder. Xuan Xuan and Ling Ling said.

"It's promising, but your current money hasn't been used yet, you can store it first, and the interest for one day is almost equivalent to your father's half-month takeout order." The little fat man Chen Cheng said to the two of them.

"Oh, I see!" said the two little money slaves.

It can be said that money can only go into their hands, but it is very difficult to get it from them, unless Lin Yijun and Zhilan ask them for money.

Don't look at them as only three years old, I'm afraid that the current math is not even as good as them in high school, and the two of them are beginning to calculate, if they use money to make money, not money to spend money.

The four of them have already planned their plan for tonight, planning to go to the Houshan Wetland Park at two o'clock in the morning and then come back at five o'clock.

Supper.

Xuan Xuan and Xuan Xuan asked the adults present, asking them if they were short of money and needed to borrow money, he could lend them money; 10,000 yuan a day with an interest of 5 yuan, 100,000 yuan a day with an interest of 50 yuan, and if they borrowed more than 100,000 yuan, someone must guarantee it, or go to a notary office to notarize it.

As we all know, after the notary office notarizes and borrows money, once the borrowed money cannot be repaid, the notarized documents can be handed over to the court, and the court will immediately carry out the debt collection work, and the judge will help him collect the debt.

Because the notary office notarizes the loan documents, the handling fee is charged according to the amount lent and the invoice is issued, and the state takes its own tax money, the state will naturally help you recover the loan, and the court will take action, that is, the liquidation and auction of the lender's private property.

"Usury?" Hao Risheng heard them say investment or something just now, but he didn't expect that these two little ghosts would actually make usury.

But it's right to think about it, there is nothing faster than making money with usury, five cents of interest, not high, and now online goods are also five cents of interest.

"On the financial management book, there is such a saying, short-term lending is more stable!" Xuan Xuan replied to several adults.

"Yes, there is a profit!" Lin Yijun nodded slightly and said, "You can just lend money, and Dad will help you recover it then." ”

"Really? Ling Ling clapped his little hands and said, "I'm afraid that others will bully me and refuse to pay me back." ”

"That friend of yours wants to borrow money, just ask. Lin Yijun said to them.

"Well, I'll ask in the group. "Little fat man, they said.

When I said this, I was thinking: "If you have a brother who collects loans, are you still afraid that you won't be able to collect them?"

Businessmen often start from more than 100,000 yuan, and ordinary people start from a few thousand yuan to about 10,000 yuan.

The amount of online loans is often limited, and there is a risk, if you can't repay it on time, then the credit will decline, you can't buy plane tickets online, you can't buy train tickets online, you can't book hotels online, and so on.

"Baby, give me all the money you have in your hands, I'll put it for you, how about it, you just need to give me a little handling fee." The head of the Zhang family said to the two of them.

"Your Grandpa Zhang is well-connected, give it to you, it's safer, and the amount released is also larger!" Lin Chongtao said when he thought that their Zhang family was in charge of the finances of Jiumen.

Jiumen's finances are divided into once a year or half a year, and in a few months, he will definitely use them to make profits and earn more or less pocket money.