"Huh. What do you think I'm trying to say?"

Han Kun didn't break it, but looked at Ba Liming with interest, and seemed to be happy with the change in Ba Liming's expression.

Ba Liming's brows became tighter and tighter, and the other party always had that leisurely attitude, but he became more and more anxious, and complained: "Could it be that you want me to use this money as a reserve to open a bank, and then use this bank as a medium to borrow money from those workers?"

"That's right. ”

Han Kun nodded generously, not hiding his thoughts.

Ba Liming's brain was hot, and he directly complained in his mouth: "This is impossible!"

Ba Liming, who has long been influenced by Confucianism, has always been wary of this method of profit-making, and instinctively feels disgusted.

"Impossible, apart from this method, do you think there is any other way?" Han Kun shook his head and continued to persuade: "You should also know that the 100,000 guan in your hand can't bring the steel plant back to life, right?"

"It's-"

Ba Liming was speechless for a while, but he still insisted on his thoughts, and complained: "Even so, you can't do this. Otherwise, how can the workers be worthwhile? You know, this money is a compensation for them, and if it is diverted for other purposes, it will be a big problem. ”

"Aren't you too stupid? The only way to keep these workers alive is to keep the factory going, and if the factory is gone, are you going to talk about raising these workers? Even if you were willing, no other officials, including the lord, would have agreed. Han Kun persuaded Ba Liming step by step, and his words full of demagogy also made Ba Liming hesitate.

Despite this, Ba Liming continued to insist on his thoughts, clenched his hands violently, and asked in a low voice: "But you also saw that Chen Junsheng, he doesn't know how many people's families have been ruined." If we do the same, won't it be thunder and thunder?"

"You are so foolish. In order to be able to swallow up other people's property, Chen Junsheng's interest is as high as more than three points. With such a high interest, let alone repaying the money, even the monthly interest is enough to squeeze people dry. But when we start a bank, we can reduce it to about one point, which will not only attract many people to take out loans, but also reduce the harm to those businesses. Do you understand?" Han Kun continued to persuade.

Ba Liming was surprised to hear this, looked at Han Kun again, and asked, "Looking at you, how do you feel that you are so familiar with this loan?"

"Huh. Have you forgotten that I used to be an official of the Song Dynasty, although I have long since abandoned it, but the experience of presiding over the Qingmiao loan still exists. Han Kun did not hide his past and admitted it calmly.

Ba Liming was slightly surprised, and glanced up and down at Han Kun: "Qingmiao Loan, I didn't expect you to do this kind of thing, no wonder you are so familiar." ”

This was learned from a textbook as part of Wang Anshi's New Deal reforms, which were designed to curb the annexation of large landowners and bring enough taxes to the dynasty.

When it was first established, it did play a certain role and brought a large amount of taxes to the imperial court, but it soon died because of Wang Anshi's departure.

Later, although the Song Dynasty had many virtuous ministers who wanted to promote this policy, they were unable to implement it smoothly because the obstruction force was too large.

And the reason why Han Kun was excluded and ran to Chang'an was also because of the framing of political enemies.

"That's right. Han Kun nodded and replied, "And according to what I know, that person had contact with Feng Gao a few days ago. ”

"Feng Gao?"

Ba Liming's heart tightened, and he became vigilant: "What is he looking for Feng Gao for?" There was a little fear in his eyes, and he continued: "Could it be for the five percent of Feng Gao's shares?"

Thinking of this, Ba Liming was even more frightened, and said: "If these shares are taken away by Chen Junsheng, it will be terrible. ”

After all, from the rumors, Chen Junsheng and his Chen Ji Qianzhuang are ruthless people who eat people and don't spit out bones, and if the entire Chang'an Iron and Steel Plant falls into the hands of this person, it will be really bad.

"That's right. So do you think it's really okay to go on like this? You must know that Chen Ji Qianzhuang will not wait for anyone, and when he extends his magic hand to the hands of the workers under your command, then you Chang'an Iron and Steel Plant will really be completely finished. You have to think about this clearly!" Han Kun looked at Ba Liming quite confidently, looking confident.

Although he was afraid of the Chen Ji Qian Zhuang, the person in front of him did not let down his vigilance, and complained: "Even if this is the case, how can you ensure that the bank you set up can avoid this kind of thing? And the principal is only so small, and when it is only 100,000 yuan, I am afraid that it will not be able to maintain the needs of so many people, isn't it?"

"You don't have to worry about that. You should also know that since it is a money bank, it is naturally also responsible for helping them keep their money. In the past, you had to pay a management fee if you kept your money. But if we take 5 cents as the benchmark and let those honest people hand over their money to us for safekeeping, of course there will be enough funds. Isn't it?" Han Kun continued.

"Is it possible for them to keep their money with us?"

Ba Liming began to be suspicious, although he was a little excited about what Han Kun said, he also sensed that there was something wrong with it.

Han Kun still said confidently: "Of course it will." Regardless of the greed for money that everyone has, and compared with those ordinary families, we can also hire many masters to protect the money bank, and even use various machinery here to build a special warehouse, which is enough to ensure the safety of funds. I don't think there's a reason for those people to refuse. ”

"That being said, what if these depositors are exchanging money on a large scale? Since they keep their money here, it's for safety, and if we don't have enough reserves for some reason, that's bad. Ba Liming continued

As for the problem of the bank's financial resources, Ba Liming was not the slightest surprise, attracting funds with low loans, and then taking the money for loans at a price two or three times higher, which was enough for the bank to make money.

Han Kun smiled: "Don't worry about this, I will help you introduce someone when the time comes." If he had been there, there would have been no problem. ”

"Well, maybe you have some truth in that. But can I go back and think about it? After all, with such a large amount of money, if I don't discuss it with my boss, I'm afraid that there will be problems. Ba Liming thought for a while, and left from here in a hurry, about this matter, Ba Liming's position is not in charge, he must report to Yang Chenglong and get the permission of the lord, otherwise he will be arrested directly when he uses the money privately.

Ba Liming didn't want to make trouble at this time and make himself the target of public criticism, and then he bowed to Han Kun and complained: "Of course, I will also explain your plan in detail, and as for what will happen next, it can only be implemented with the permission of the lord." You say it's not?"

"Of course. Hope you have a smooth journey. Han Kun closed his head and saluted.

After saying goodbye to Han Kun, Ba Liming and An Ai walked on the road, and Ba Liming was always silent along the way, as if he had become a wood carving.

An Ai sighed and asked, "Are you afraid that there will be a trap in this matter?"

"Hmm!"

Nodding expressionlessly, Ba Liming didn't know what kind of attitude he should face this kind of thing.

"But you can also see that the plan proposed by Han Kun is indeed good. Isn't it?" An Ai continued: "After all, the treasury doesn't have much money, and if you don't take this method, I'm afraid it won't be able to sustain itself, isn't it?"

An Ai didn't intervene in the conversation between the two before, so she watched it quite thoroughly and knew the pros and cons.

"That's right!"

Nodding his head in the same way, Ba Liming still had no expression.

An Ai smiled: "But you are also afraid, afraid that if something happens to this money bank, you will not be able to clean it up." Right?"

"That's right. That's it!" Ba Liming's eyes finally showed uneasiness, and he continued: "After all, there is so much money, if there is an accident, then what is it?" his eyebrows furrowed even more, and he explained: "And once this money bank is established, there will definitely be many people who come to save money." If the money bank goes bankrupt, what should these people do?"

Although the bank had not yet been handled, Ba Liming relied on the news he had obtained from the books to know how many problems it would bring if the bank collapsed, so that his body began to tremble.

"You're still so worried. Don't you know that your current task is to repair the steel plant, if the steel plant cannot be repaired, how will you explain it to Minister Yang at that time?" An Ai felt funny, but Ba Liming is like this, he always likes to think about things in the worst, which makes him able to grasp the whole situation well when dealing with things, but he always can't help but fall into the rules and seem a little sluggish.

"That's just as well. ”

Ba Liming read it for a moment, then immediately made up his mind and said: "In any case, this matter will be settled in general, isn't it? Otherwise, how can we ensure the continuation of the five-year plan?"

At the moment, the focus is naturally on the completion of the five-year plan, and other things can only be put aside a little.

An Ai patted Ba Liming's shoulder and encouraged, "That's right. You can take it easy, and the lord is not a mediocre person, so she will naturally be wary. Isn't it?"

"Thank you then. Ba Liming thought about it for a while, and thanked An Ai.

He looked up at the sky, which was starting to darken, the sun was crumbling, orange light was shining on the streets, and many people were packing up and preparing to go home.

"You just came to Chang'an today, and you must not have found a place to live, so why don't you go home with me and catch up together. ”

Holding An Ai's hand, Ba Liming took his friend and walked towards home.

After all these years, he has a lot to tell his friends.

Old friends say that there is no need to talk nonsense, most of them are those vulgar sayings such as "is your health good", "what have you written", "what are your plans for the future", of course, there is no need to elaborate in detail, in short, after the two of them fell asleep, it was already the middle of the night.

Ba Liming knew that he had something to do tomorrow, so he had to rest in peace.

On the second day, he came to the Ministry of Industry with the prepared materials and found Yang Chenglong.

"Are you saying that you plan to use this reserve to set up a money bank? and then use the money bank as a medium to collect funds that can restore the steel plant?" Raising his head, Yang Chenglong frowned, looked at Ba Liming deadly, and asked, "Tell me, who told you this method?"

"To tell you the truth, this plan was told to me by Han Kun. ”

Ba Liming did not hide it, in fact, many people knew about his meeting with Han Kun yesterday, and they couldn't hide it at all.

Yang Chenglong's eyes narrowed slightly, and he complained, "It turned out to be Han Kun?"

"That's right. It's just that I don't know Minister Yang, what do you think of this plan?" Ba Liming looked at Yang Chenglong worriedly, to be honest, if it weren't for the big sequelae of this money bank, he really planned to follow Han Kun's suggestion.

Yang Chenglong nodded and said with a smile: "In terms of feasibility, this is indeed a blessing. His face became grim, and he said, "But do you know that in the near future, this Han Kun is planning to run for the chairman of the parliament." Don't you wonder why he's looking for you?"

"What? He's going to run for president?"

Ba Li was shocked and shouted directly.

Who doesn't know that the Kuomintang and the Kuomintang are dominant in Chang'an, and if there is no support from the two parties, it will not be able to gain a foothold in the parliament at all, let alone compete for the chairmanship, and this Han Kun is so bold that he intends to compete with these two parties.

Yang Chenglong replied with a serious expression: "That's right." He intends to run for the presidency. As for why I found you, I guess it was to referend my sincerity to the Lord. After all, if he can help us repair the steel plant, his reputation will definitely increase, and he can also win the approval of the lord. ”

"I see. So, he came prepared?" said Ba Liming, thoughtfully.

When he first saw that person, he thought it was a chance encounter, but today, it seems that he should have been prepared for a long time.

Yang Chenglong closed his head and replied, "That's right. It's just that I'm curious, as a former Song Chen, why did he run for chairman? This makes me a little puzzled. His fingers poked the table little by little, and Yang Chenglong fell into confusion.

General Ba Li recalled the scene of yesterday's meeting, and also shook his head and replied: "This, I don't know. Seeing that Yang Chenglong still had that sad face, he asked: "It's just Minister Yang, what do you think should be done about this money bank?"

"Well, if you think it's okay, of course. ”

Yang Chenglong nodded, then signed his name on the document, and instructed: "It's just that you have to pay attention to keep those deposits, and you can't have an accident like last time, understand?"

What Yang Chenglong said was naturally the theft accident that led to the arson case of the steel plant.

If there was no such accident, how could this kind of thing happen?

"It's nature. Ba Liming nodded fiercely, for the vault where the deposit was kept, he already had some cases, just waiting for Yang Chenglong to agree, and then he could start.

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