Moreover, his own commercial bank is not the same as Dagui Commercial Bank, Zhao Dagui has land, real estate and steam ships in his hands, which are worth at least hundreds of thousands of yuan, but Yisheng Bank has always invested funds in trade, and there is no industry to speak of, only a few shops, which are worth tens of thousands of yuan.

However, thinking of Dagui Commercial Bank, the shopkeeper suddenly had a flash of inspiration in his heart: "Perhaps, at this time, Dagui Commercial Bank may have some cash in its hands." ”

"How could it be, Zhao Dagui's factory was burned down a few months ago, and he was forced to withdraw from the business, and he was also run by the businessman who bought the bill of lading before, and almost closed down on the spot..."

Because Zhao Dagui has suffered a disaster, everyone naturally thinks that Dagui Commercial Bank has also suffered serious losses this time, and the situation is much more serious than other commercial firms, but if you think about it carefully, this is not the case.

Some time ago, the fire caused Dagui Commercial Bank to lose a few factories and some goods, but it was only a loss of one or two percent of the goods, and most of the goods were kept in the end because they were placed in a warehouse made of pure bricks.

In the first few days of the fire, businessmen flocked to pick up the goods, but most of them still used the bill of lading to get the goods they deserved, and only tens of thousands of yuan of goods could not be paid for a while.

However, Dagui Commercial Bank has a lot of money, temporarily transferred goods from other places, or directly paid liquidated damages, and paid all the bills of lading contracts, because this also made many merchants praise, thinking that Zhao Dagui had the style of the ancients, and he could abide by the business in the face of such a huge disaster.

The point is that in this way, Dagui Commercial Bank has exchanged all the inventory in its hands for cash, although it looked a pity at the time, but the real loss is only one or two percent of the original price of the goods, but it has at least five or six hundred thousand yuan in cash in its hands.

Thinking of this, Lin Aqin felt bad at all, if the fire didn't burn his own shop, if that, relying on that opportunity to exchange most of the goods for cash, there would be no crisis now, and he could even take advantage of this opportunity to acquire a lot of valuable assets and goods at a low price to strengthen himself.

"So, Zhao Dagui is a blessing in disguise this time?" Lin Aqin looked incredulous, but he knew in his heart that this was true.

Lin Aqin sat down slowly, his thoughts were very confused for a while, and he said after a while: "Go and ask someone from Dagui Commercial Bank to see if you can borrow 200,000 yuan from Dagui Commercial Bank."

As long as the noble firm is willing to lend this money, the monthly interest rate is three cents, no, I am also willing to pay him five cents; in addition, their original property in Suzhou can also be returned to him, and the oath that they cannot enter Suzhou to do business within five years can also be lifted, in short, everything is easy to say. ”

"It's... I'm afraid it's hard, I'll give it a try. The shopkeeper felt that there was little hope, but he knew that his business house was really at the end of the mountain, just like a person who fell into the water, but he couldn't give up any hope, so he gritted his teeth and said.

In fact, Yisheng Bank was not close to Dagui Commercial Bank earlier, but at the beginning of the year, he contacted many foreign compradors to run on Dagui Commercial Bank, so that Zhao Dagui took a lot of effort to turn around, and he had already formed an undying enmity, which both sides knew in their hearts.

It was for this reason that Lin Aqin could not visit Zhao Dagui in person, so he could only ask his shopkeeper to inquire about the other party's tone first.

The shopkeeper of Yisheng Bank went to visit Dagui Firm, and came back in a hurry not long after, but the look on his face became very strange.

"You went to Dagui Commercial Bank to inquire about the situation, what did they say?" asked Lin Aqin with concern.

"I went over, and it was Xu Wenqiang, Zhao Dagui's secretary and head of the office, who received me.

When I asked him about borrowing money, he reacted very strangely, just saying that their trading house had just been hit by a fire and had suffered a lot of damage, so he couldn't borrow money from outside.

However, he also said that we were well-informed about Yisheng Xing, asked us if we knew which road the people set the fire, and asked me which British people in Hong Kong were close to the Fuso. The shopkeeper said puzzled.

As soon as he heard this, Lin Aqin's face changed greatly, and he was speechless for a while.

Zhao Dagui finally found out some news, but the water in it was too deep to say anything.

Lin Aqin's face turned pale, and it took a while to calm down and say, "Dagui Commercial Bank is messing around, don't pay attention to them."

We're still trying to borrow money to get through this time. ”

"Yes, proprietor. The shopkeeper lowered his eyebrows and said pleasantly, but he had a very terrible conjecture in his heart.

Yisheng Bank was overwhelmed by huge debts, and other comptoirs had lighter debts than him, but the pressure was not light.

In the main port of Qichang Foreign Bank on the north bank of the Wusong River, Wu Jianzhang sat with Wu Liguo and other American Taipan, and he felt speechless.

"How many grams did we lose this time?" Wu Jianzhang asked with great courage.

"There is not much silk tea, but there is an accumulation of foreign cloth, and there are still a lot of foreign debts, at the current price, at least five or six hundred thousand yuan will be lost.

The key is that this is still a debt under the condition that the foreign cloth can be sold, if the foreign cloth cannot be sold, or if it is smashed in the hands for another half a year, the debt will have to roll up. Wu Liguo sighed and said.

Wu Jianzhang is one of the shareholders of Qichang Foreign Bank, and he can be regarded as a special person among compradors, and he is also a huge rich, so his influence and status in Qichang Foreign Bank are different from ordinary compradors.

For this change, Wu Jianzhang and Wu Liguo both felt inexplicable, why did no one suddenly ask for the goods that had been sold, and the bills of lading that were released became a pile of waste paper.

The financial strength of Qichang Foreign Bank is very strong, with a financier like Wu Jianzhang, and even a behemoth like the Wu family in Guangdong is one of its shareholders, and the situation is better than that of other commercial banks, but it will not go bankrupt and liquidate.

However, this time it will hurt the muscles and bones, and all the money earned in the first two years will be lost, which is certain.

"The key is to raise some money to get through the current difficulties. Otherwise, the shops set up in Huzhou and Hangzhou and other places will be cashed out, and the real estate in the northern part of the Wusong River will also be sold, and it will not be possible to sell a few more boats. Wu Liguo sighed and said.

"How did it get to this point? Wu Jianzhang sighed and said.

Originally, several of their shareholders were very rich, and it was not impossible to make up for the hole, and the Wu family in Guangzhou alone had this strength, but now the business situation is unclear, and the foreign cloth trade seems to be a bottomless pit, and no one dares to take out their net worth at this time and throw it into this hole.

It's better to sell the assets of the foreign bank first, get through this capital winter, and wait until this turmoil stops.

In this way, Zhao Dagui was affected by the disaster, but he escaped the catastrophe. Wu Jianzhang said with a wry smile.

"Yes, what is this, now it is the first noble firm to get out that is the richest. It is said that a few days before Yishengxing, he asked someone to borrow money, but he was directly pushed back. Wu Liguo said.

Lin Aqin was in a daze. Zhao Dagui is to borrow money from us, and he will not lend it to Yishengxing, but Yishengxing took the lead at the beginning, and he wanted the big guy to work against Zhao Dagui. Wu Jianzhang was disdainful of Lin Aqin for three more points.

"Yes, but Master Wu is still close to Zhao Dagui, can you borrow some money from him, should you be in a hurry?" Wu Liguo asked.