The internal structure and system of Dagui Commercial Bank have some experience brought by Zhao Dagui from modern society, as well as places that learn from foreign foreign firms, but more of them are still the traditional Qing Dynasty commercial house model.

There are many hidden dangers in this way, and the shopkeepers are not familiar with each other, and the run-in is not good, and there are many problems in management.

Zhao Dagui decided to take advantage of the fact that he was not busy now and solved the shortcomings in management, so he discussed with the shopkeepers to transform the entire commercial bank into a total of ten departments, including personnel, finance, sales, procurement, administration, and branch management, which were directly managed by the ministers of each department, and finally reported to Zhao Dagui.

This involves a lot of rules and regulations and document styles, and it is necessary to learn from the British foreign bank, introduce double-entry bookkeeping and form system or something, and let the foreign staff of the foreign bank give lessons to the shopkeepers of the noble commercial house and teach them hand in hand.

The shopkeepers are fully resistant to Zhao Dagui's whimsical approach, that is, the Lu shopkeeper who is in charge of finance, has always been deferential to Zhao Dagui, and at this time he also jumped out to say that there are many inconveniences to replace the traditional flow account with the Western double-entry accounting method, but it makes people unable to see the accounts clearly.

At this time, Zhao Dagui had to suppress it strongly, and promised to increase salaries and bonuses with heavy profits, so as to suppress everyone's resistance.

In fact, the shopkeeper Lu has a lot of experience in managing accounts, and it doesn't take long to learn double-entry bookkeeping.

Zhao Dagui has a wide range of connections, and at a high price, he invited senior staff of old foreign firms such as Jardine and Taichu to come over to teach the modern enterprise system, and promote the text format and various systems to be used within the firm.

In the past, Dagui Commercial Bank had so many foreign cloths in stock, in addition to Zhao Dagui's hot head, there was also the fact that the flow accounts of this era were too complicated, so that Zhao Dagui did not understand in time that the inventory of foreign cloth had reached such an astonishing level, and it was not unrelated.

After a period of integration, the business volume of Dagui Commercial Bank is much less than before, but the overall structure of the commercial bank has become new, the internal management cost has gradually decreased, and the profit margin of a single business is also slowly rising, and everyone can feel that the commercial bank is developing steadily--- although the development speed is not as fast as before, but it is obviously much more stable than before.

Zhao Dagui saw these in his eyes, and his heart became much more steady.

In this stable situation, Zhao Dagui practiced blood nerves and martial arts, and he also had an extraordinary entry.

That's right, everyone is not mistaken, Zhao Dagui has been cultivating blood nerves during this time.

Zhao Dagui had condensed the blood nerve true qi seed before, but it was a thing that was polluted and attached by the power of the demon god, and there were many troubles in the future, but fortunately, after the baptism of the heavenly tribulation and the purification of the god pool, he finally cleared out the power of the demon god, and there was no aftermath when he cultivated.

On this day, Zhao Dagui got up early, picked up a prepared American ginseng, put it in his mouth and devoured it indiscriminately.

The mountain ginseng brought to China by foreigners for sale has two or three thousand quintals every year, and they are all wild ginseng that grows naturally in the mountains, and there is no artificial breeding at all, and the price is very cheap, and each quintal is only a few dozen silver dollars.

The best thing is that foreigners don't pay attention to the year when selling ginseng, but only sell it by weight, and there is actually no difference between the unit price of high-grade ginseng over 100 years old and ordinary 10-year ginseng by weight.

Therefore, after getting the American ginseng brought by the foreigners, you can always get two or three particularly fat mountain ginseng in a sack, which is the so-called 100-year-old ginseng, 200-year-old ginseng or even 300-year-old ginseng.

Zhao Dagui was very interested in American ginseng, and made great efforts to buy American ginseng, spending 30,000 or 40,000 yuan to buy 5 or 600 quintals, especially not satisfied, and promised the Americans to buy as much as he wanted, and the price was negotiable.

For this reason, Zhao Dagui has a large number of American ginseng produced in Oregon and other places in the United States, that is, there are many special ginseng that are more than 100 years old, there are dozens of ginseng in 300 years, and the most outstanding is a mountain ginseng with a thick radish.

American ginseng is also mountain ginseng, which is a great tonic, although it can best replenish vitality and invigorate qi, but eating more is easy to cause problems, causing high blood pressure and cerebral hemorrhage.

However, Zhao Dagui's cultivation of blood nerves does not have any hidden dangers in this regard.

After Zhao Dagui ate this mountain ginseng for at least dozens of years, he felt a hot breath rising from his lower abdomen and dispersing all over his body, and his heart moved, and the blood nerve true qi seed that was originally placed in the essence of the Divine Transformation Pool surfaced, entered the second vein of Ren Du from the sea of knowledge, and then to the heart, attached to a drop of blood pumped out of the heart.

According to medical theory, the blood of the human body can circulate once in the whole body in more than 20 seconds, and after the blood nerve seeds are attached to the blood, they follow the blood around the body, and the huge essence provided by the American ginseng is swallowed up by the blood nerve true qi seeds attached to the blood.

The blood nerve is the best at devouring other people's essence and blood and strength, but at the beginning of cultivation, it is used for itself, devouring the great tonic and then devouring it with the true qi seed to increase its cultivation.

According to the orthodox practice of Taoism in the Central Plains, the true qi seeds are to circulate in the acupuncture points and meridians, and it is extremely rare for the blood nerve true qi seeds to be attached to the blood and enter the vascular system.

The Blood Nerve True Qi Seed circulated in the blood vessels for thirty-six weeks through the blood flow, devouring all the huge essence brought by the American ginseng, eliminating the hidden dangers that too much essence might bring to Zhao Dagui.

When Zhao Dagui took back the Blood Nerve True Qi Seed and returned to the Zhihai Space according to the original path, he saw that the True Qi Seed absorbed the huge essence element, and it was a whole circle, from the original little finger to the thick finger of the thumb.

It's just that when the True Qi Seed was put back into the Transformation Pool, I saw that the True Qi Seed was getting smaller at a speed visible to the naked eye, and the impurities in it were liquefied by the Transformation God Pool God, leaving only a little of the most essence part, and in the end, it was only a little bigger than before refining the American ginseng essence element.

"This blood nerve is easy to cultivate, but it also takes time. Zhao Dagui sighed and got up.

After the successful tribulation at the end of February, Zhao Dagui began to cultivate the blood nerve in March, that is, first taking American ginseng, then devouring the essence in it with true qi seeds, and then putting them into the god transformation pool to purify, so that the true qi seeds grew slowly every day.

Zhao Dagui was the first to get Deng Xian's cultivation memory, and condensed a true qi seed with a diameter of one inch, but it was obviously a polluted thing with the power of the demon god, and later after the baptism of the heavenly tribulation and thunder, it was reduced to the size of rice, and then put it into the god pool to purify, and it became a small point the size of a millet grain.

During this time, Zhao Dagui took American ginseng every day according to the method of blood nerves, and then used his essence to nourish the blood nerve true qi seeds, and used the Huashen Pool to continuously purify and slowly improve the quality and size of the true qi seeds.