Zhao Dagui thought about it and felt that this was really a useful suggestion, so he took out a small notebook and used the pen bought from a foreigner to write down his opinions.

"Going to Jiaxing and Hangzhou to buy raw silk, as well as going to Shandong to buy tussah silk, are all good ideas, I wrote it down.

The others had other ideas, they all said it, and everyone considered it. If you really want to come up with a good idea and make money, the firm will never treat you badly. ”

Seeing that Zhao Dagui attached great importance to Zhang's shopkeeper's opinion, others were also encouraged to share their thoughts.

Some of them are bringing foreign goods to other ports and inland cities for sale, while others are going to fight price wars and rob other compradors of their businesses, and some even propose to use Zhao Dagui's official position in the British Consulate to send some money to foreign executives and directly expel other compradors.

Of course, Zhao Dagui smiled and rejected the practice of letting Consul Bafur expel the other compradors, leaving only Dagui Commercial Bank as the only comprador firm.

Not to mention whether this is in line with business ethics or not, whether Bafur has such a big force in his hands, just saying that it took hundreds of years for the British to break the public banking system in Guangzhou and promote free trade, Bafur will never agree to resurrect the public monopoly system in an alternative form in the magic capital.

During the meeting, some people even proposed to deal in opium and increase business projects, which was strictly forbidden by Zhao Dagui, and Zhao Dagui could not get involved in such a business anyway, even if the business was very rich.

"Actually, foreigners come to my Daqing Dynasty to ask for silk tea, and we merchants in the Qing Dynasty want foreign cloth and foreign goods, which are particularly best-selling things in their respective markets, and they go in a lot of ways.

Can we do this, the foreign merchant ship brings the foreign cloth, we don't settle with him in cash, but take the agency of the people and goods, and then directly get tea for the people, and then take down the excess foreign cloth, and go to Suzhou to sell it slowly?" one of the shopkeepers proposed.

"You mean barter? It's a good idea, but the risks are not manageable. Zhao Dagui understood what the person said, and said with a sigh.

In the early days of the opening of the port, many compradors' trade model was actually very simple, and even sounded very reasonable, and at the beginning, there were many people who used it to expand and make money, but it was only in the later stage that a large number of merchants were killed.

However, even if this model has its congenital flaws and has been cheated by many people, the trade itself still survives tenaciously in the magic capital, and even after decades, there are still many people who do business with this model, and it is also called the Suzhou model.

Here, I will briefly introduce this model.

For example, a British merchant ship arrives with a full shipment of goods, perhaps 100,000 yuan worth of foreign cloth, which the magic capital wants to exchange for 100,000 yuan worth of tea.

Then, Dagui Commercial Bank can take this list, tell the captain that there is no need to go through the trouble to sell the foreign cloth, and directly put the foreign cloth in the warehouse of Dagui Commercial Bank, and then exchange it for 100,000 yuan of tea provided by the commercial house, and return to England.

In this way, if the order can be made quickly, whether it is cargo, the captain will happily agree.

Then, Dagui Commercial House can go to find a tea house, hoping to exchange foreign cloth for tea worth 70,000 yuan, in view of the best-selling foreign cloth, selling tea and selling foreign cloth can make two money, the tea house must also happily agree, Zhao Dagui did this when he acted as the agent of the first ship of goods, and earned the first pot of gold.

Because the profit of tea is about 40 to 50 percent, the Dagui Merchant House can obtain 100,000 yuan worth of foreign cloth brought by the British merchant ships with 70,000 yuan of tea in the eyes of this tea house;

Then, according to the profit of the foreign cloth is about 20%, the foreign cloth worth 60,000 yuan to the tea house can be settled.

In the end, both the tea house and the British merchant ships got the goods they wanted, and the Dagui trading house got the foreign cloth imported at a price of 40,000 yuan, and once sold, it was not difficult to earn about 50,000 yuan of goods.

Even if there are no problems in all links, the final thing that Dagui Commercial Bank gets is only 40,000 or 50,000 yuan worth of foreign cloth, and it has to sell it itself in order to cash out and obtain real profits.

Moreover, in order to do this, there must be many tea houses that are willing to exchange tea leaves with foreign arrangements, and the number cannot be small, otherwise it will be difficult to match.

According to historical records, there were quite a few tea houses and warehouses in Shanghai, but they were not enough to support such a large-scale trade in goods.

The solution of the Chinese compradors was to go to Suzhou, where there were many more warehouses, to find a source of goods, that is, to let the warehouses in Suzhou (including tea and silk warehouses and other warehouses) provide the goods needed by the British, and transport foreign cloth and the like from the magic capital to Suzhou for barter;

As for the foreign cloth in the hands of the compradors, they don't need to sell it in the magic capital, just find a warehouse in Suzhou to sell it on behalf of them, and then according to the difficulty of sales and the speed of time, give 5%, 10 to 15% of the agency fee to the warehouse for consignment.

The above is an example of exchanging tea for foreign cloth, if raw silk is exchanged for foreign cloth, the trading house will get more profits.

There is a tributary of the Huangpu River between the magic capital and Suzhou, which is the famous Wusong River, but because a large number of goods are transported to Suzhou through the Wusong River, foreigners are used to calling this river Suzhou Creek, and finally it becomes more and more popular, so that the official name of this river changes from Wusong River to Suzhou Creek, and it has been used until modern times.

Zhao Dagui feels that the trade model of this thing is really good, but the risks in this must also be considered, not to mention anything else, in the end, he can't get cash, and he can only take foreign cloth and sell it slowly.

When he was doing business before, Zhao Dagui didn't think of this model, but he never fully adopted it, at least he insisted that what he got in the end must be cash, because of the trouble of cashing out, and he himself hoped to exchange for gold in the shortest possible time.

Moreover, the more important reason is that when the port was first opened, there was a serious lack of trust between Chinese and foreign merchants, and no one expected that foreign cloth would be sold so hotly in China, even more popular than opium.

Zhao Dagui discussed with the shopkeepers for a while, and finally sorted out the idea of how to make money this year.

Many things are easy to say, but there are many troubles that need to be solved when it comes to actual implementation.

First of all, no matter what business you do or how you do business, you must have capital.

Now is not the time for Zhao Dagui to do the first ship of business, as soon as his upper and lower lips touch, 50,000 yuan can be purchased in the ocean.

Zhao Dagui originally had a property of more than 600,000 yuan, but unfortunately in order to upgrade, he absorbed the gold and sucked it off, of which 35,000 taels were used to upgrade and build buildings, and the remaining 100 kilograms of spirit gold armor were contaminated with the blood path breath of the demon god and the thunder path breath of the heavenly calamity, turning into blue and red, and it was not easy to take it out, so there were only more than 2,000 taels of spirit gold left.

Zhao Dagui got more than 2,000 taels of spirit gold out of his body, and transformed it into a gold bar of fifty taels of one piece, and also made a lotus mark and the words "Dagui Commercial Bank Customized" on it, and then took it to the local money bank for storage, and used it as collateral to borrow money from the money bank;

It's just that this gold carries the exclusive items of the Dagui Commercial Bank, which is not for sale, and the money bank can't mix this batch of gold with other people's gold.