Chapter 256: My Own Bank
If you buy equipment and recruit personnel, you can control the scale, and even, the plant can be copied in a corner of the existing factory to place machine tools and equipment, after all, only Huapan Special Steel is supplied, and the scale does not need to be too large. Pen % fun % Pavilion www.biquge.info
In this case, the occupation of funds will be smaller, but the cycle will be slightly longer.
If you buy a ready-made metallurgical equipment enterprise, how much money it will cost, really only God knows.
"The pressure on the capital is not too big, after all, after we have purchased, we can still take the road of mortgage, no matter what the final purchase price is, I can borrow 80% of the purchase amount from the bank, that is to say, 20% of the purchase is out of our own pocket. Ling Shuang said confidently.
"By the way, I haven't asked if the matter of the pit has been resolved, has it been put under the name of Huapan Special Steel, and how much did it cost?"
Hearing Ling Shuang talk about the loan, Chu Hao suddenly remembered that the last time he acquired the mine was such a big trouble, I don't know if Ling Shuang solved it.
Ling Shuang glanced at Chu Hao, "It's really hard for you to be in charge, you can still think of Huapan Mining, I thought you had already forgotten about Java." ”
He could actually smell a surge of resentment from Ling Shuang's mouth, which showed that the titanium alloy pit was indeed a big trouble.
"Haven't I been busy lately, and I haven't been able to take care of it for a while, so you can take care of it. Chu Hao smiled wryly.
"After another bid by the Panxi Mining Bureau, the pit in Bamo has been swallowed by Huapan Special Steel and renamed Huapan Mining. All the employees of the Bamo pit were resettled by Huapan Mining, and a lot of mining equipment was purchased, such as mining trucks, crushers, mineral processing equipment, refining equipment, ultra-fine laminated self-grinding mills, etc., with a total cost of 120 million yuan, and a mortgage of 96 million yuan, that is, 24 million yuan was spent by themselves, with an annual interest rate of 9%. ”
"Now Huapan Mining can produce about 100,000 tons of titanium concentrate and 80,000 tons of iron ore every year, of which 100,000 tons of titanium concentrate will produce 10,000 tons of titanium sponge and more than 30,000 tons of titanium dioxide, and the annual output value is expected to reach 500 million yuan. ”
Titanium sponge is the main raw material for the manufacture of titanium ingots and titanium alloys, while titanium dioxide is commonly known as titanium dioxide, and the main application fields are coatings, plastics, inks, papermaking, etc.
1 gram of titanium dioxide can coat an area of more than 450 square centimeters to snow white, and there is a wide range of applications in cosmetics, titanium dioxide is non-toxic, far superior to lead white, and all kinds of fragrance powders are almost used titanium dioxide to replace lead white and zinc white. Only 5%-8% titanium dioxide needs to be added to the fragrance powder to obtain a permanent white, making the fragrance more slippery, with adhesion, absorption and hiding power.
Chu Hao calculated, it was about the same, according to the calculation of 10% of the profit of the mining industry, the cost would basically be recovered in two or three years.
The most important thing is that Huapan Special Steel can master a lot of its own titanium ore sources.
The reason why domestic steel companies are not ranked high is because there are too few mines in hand, such as ArcelorMittal's annual consumption of ore, which can meet 40% by itself, which helps ArcelorMittal to resist the impact of ore price fluctuations.
In fact, the profits of the mining industry are not so low, in a good year, Vale, with a revenue of nearly 40 billion US dollars a year, the profit can reach more than 12 billion.
However, in 2012, the price of iron ore fell sharply, and Vale directly lost more than 12 billion US dollars, and the profit in 2014 was only more than 600 million US dollars, so it can be said that the combined profit can be 10%.
However, it is also stronger than the domestic four major mining companies that control 70% of the iron ore, and the profit is estimated to be about 100 billion Huaxia dollars in 2016, and the combined profits of all the steel mills in China are more than 40 billion Huaxia dollars.
The most infuriating thing is that Huaxia still has no pricing power for such a large amount of iron ore.
There is no way, Vale can tolerate losses, but if Huaxia dares not to use steel, dare not use it, the domestic economy will immediately decline sharply, countless enterprises will stop production, and workers will lose their jobs.
Therefore, it is very important for a steel mill to grasp its own ore source.
"By the way, how did you borrow so much money from the bank, and the interest rate is quite low, if you mortgage it with a metallurgical equipment enterprise, can the bank give you eighty percent of the loan?" Chu Hao asked suspiciously.
Generally speaking, the bank can lend eighty percent of the actual value of the appreciating thing, but things like equipment and vehicles, which will depreciate when they are bought, the bank will not give a loan according to eighty percent, and if they can give fifty percent of the loan, Chu Hao felt that he had to burn high incense, and he didn't know how Ling Shuang did it.
And this interest rate is too low, generally speaking, the interest rate of commercial loans is 10 percent, but everyone knows the situation in China, there has always been more people and less money, coupled with the relationship of wooing, and even the cost of rebates, basically the interest is about 13 or 4 percent, like Ling Shuang, the interest on the loan is lower than the basic commercial interest of the bank, Chu Hao has really never seen it.
But the strange thing is that Ling Shuang really did it.
Originally, this model of purchase and remortgage is not too easy to get, after all, what if the bank has a convulsion and does not give a loan, or the interest given is too high and not cost-effective.
But Ling Shuang has been playing very slippery, and there has never been a problem with funds.
Hearing this, Ling Shuang's face turned slightly red, and she said with some embarrassment: "The bank I borrowed from was made public by me. ”
Belch......
Chu Hao was dumbfounded for a moment, he had a feeling of scratching his heart with a hundred claws, he really didn't want to talk to Ling Shuang anymore, this kind of top-notch Bai Fumei life was really a world of difference from an ordinary person like him.
There is really nothing to say, no wonder it is said that 80% of the loan transaction amount is 80% of the loan transaction amount, and the interest rate is so low.
Can you lend money to your own bank if you don't want to, and can you not give such a low interest?
"Okay, I won't interfere in the business matters, you can do it, I'll get the technical things out first. Chu Hao said speechlessly.
"Well, the most important thing is the technical thing, the money, the enterprise, these are easy to say. ”
Ling Shuang looked at Chu Hao worriedly, Danieli didn't rely on their technological leadership, if Chu Hao couldn't research a ten-ton titanium alloy production line, then everything would be in vain.
"Don't worry, it's just a titanium alloy production line, it's not a big problem, but it's a pity that the operation of Huapan Special Steel will be postponed for a while. Chu Hao smiled and said with relief.
Ling Shuang nodded, she was also helpless, but there was no way, she couldn't give the formula to others.