Rookie card god?

Superman who loves to read!

Li Fan never thought that after a morning meeting, he would get two cool nicknames.

People are afraid of being famous, and pigs are afraid of being strong. Although Li Fan jokingly said at the morning meeting that he would sweep the Jiang University Affiliated Hospital alone, everyone seemed to agree. However, as long as he continues to hand in 100 orders every day, within three days, there will definitely be many colleagues who follow the trend to grab orders.

It's not that others are jealous of his performance, but he can only blame this salary for being too tempting.

The credit card center is a business department, and of course everything depends on performance, and the same goes for salary. Take Li Fan's bank as an example, the basic salary is not high, it is claimed that there is 2,050 after becoming a regular, and the probation period is less than 1,07. If you have a question about the basic salary, the response must be "How can the business department rely on the basic salary?"

Well, let's talk about the legendary high commissions.

Nowadays, many banks pay more and more attention to the "live card rate" and "number of cards opened" in the assessment of credit card business. Li Fan is not bad here for the time being, as long as the customer's new card is approved, there will be a "nuclear card award", which is the main source of Li Fan's performance commission. Many other banks have cancelled this commission and replaced it with a "moving card bonus", which means that only customers can pay a commission when they open a card to spend.

For example, if you complete 25-40 new cards per month, the commission for each card is 30 yuan, and the commission for 40-55 cards is 40 yuan per card, and so on, and you can get the highest commission of 110 yuan per card if you complete more than 140 cards in a single month. There is also a situation where 25 new cards cannot be completed in the same month, not only will there be no penny commission, but there will also be a part of the basic salary that cannot be obtained. Of course, this happens mostly during the probationary period of newcomers.

Let's take Li Fan's current performance as an example and calculate it specifically.

If Li Fan submits a total of 300 application forms this month, it is estimated that the number of cards verified will be 240 according to the 80% approval rate. In this way, you can apply the highest level of commission, 110 yuan per card, a total of 26,400 commissions, plus a basic salary of 1,700 yuan during the probation period (those who complete the task will generally not deduct the basic salary), and the pre-tax income of this month is 28,100 yuan. Of course, the final salary in hand is not so much, according to the current personal income tax rate, the amount of RMB really hit the salary card is about 21,100 yuan, of which the main thing is to withhold 4,500 yuan of individual tax, and more than 2,000 yuan for five insurances and one housing fund. Overall, it looks pretty good.

There are two questions to clarify here. First of all, in the entire card center, there are only a handful of people who can submit 300 pieces per month, and sometimes there is not even one. You know, it's no longer the card environment of ten years ago, and most credit card marketers can't complete 140 new cards and can't get the highest commission.

Secondly, there is a reason why the application form for Li Fan is calculated according to the 80% verification rate, because his customers are all medical staff of the Affiliated Hospital of Jiangda University, and they are high-quality public institution customers on the job. Therefore, the pass rate can reach more than 80%, and if it is a general customer, the average pass rate of the entire credit card center is definitely less than 60%.

If Li Fan hadn't been "bumped" into a reader, it is estimated that he would not have received much money this month. Very good calculation, in the first half of the month, he tried his best and handed in more than 60 tables, which is already very good. According to this calculation, it is about 130 cards in a month, assuming that his verification rate is above average, and the estimated number of cards is 78 at 60%. The commission corresponding to this performance grade is 70 yuan per card, and the commission is 5,460 yuan in total. Coupled with the basic salary, the total before tax is 7,160 yuan, and the after-tax punch salary income is about 5,416 yuan.

This is the average salary level of the average employee of a credit card center. In addition, all expenses incurred when going out to do business are at your own expense.

With a monthly salary of five or six thousand yuan, the business is carried out rain or shine, this is the survival state of most people in the credit card team.

Therefore, when they saw Li Fan breaking the card record, they also saw the potential of his monthly salary of more than 20,000 yuan.

In Yuzhang City, there are definitely not many people with a real monthly salary of more than 20,000 yuan, which can be called a gold collar.

......

......

Leaving the card center, Li Fan went back to the urban village first.

Ever since he accidentally learned that the Wei Guihong sisters liked to listen to him read aloud, Li Fan was determined to take them with him sooner or later.

However, today's top priority is to try Wei Lanhong to see if she can do the job of a business assistant.

Originally, Li Fan didn't plan to expose his true thoughts too early, it would be better to leave a little leeway for both parties, in case she was incompetent, it would be more embarrassing to dismiss her again. However, he thought that the job of this assistant was too simple, and she must be able to do it intuitively, and besides, he was pressed for time, so where could he try it out step by step?

As soon as he entered the rental house, Li Fan saw Wei Lanhong watching TV in the hall, "Happiness Knocks on the Door".

Seeing Wei Lanhong indulging in Jiang Wenli's wonderful performance, Li Fan deliberately knocked on the door that had been opened.

Wei Lanhong found him at this time, and said with a smile: "Do you have a problem with your brain? ”

Li Fan quickly replied: "It's not me who has a problem with my brain, but someone else." That person only knows to watch other people's performances of "Happiness Knocks on the Door", but he can't hear the "Happiness Knocks on the Door" in his own life. ”

Wei Lanhong smiled: "Hey, I remember that your name seems to be Li Fan, why did you suddenly change your name to 'happiness'?"

Li Fan said: "It's not that I changed my name, but that I am here to inform you on behalf of Lady Luck...... You've got a new job. ”

Wei Lanhongqi said: "How can there be such a good thing, is it you, the young boss, who hired me?"

Li Fan smiled: "That's true, you're too powerful, you can guess accurately." That's right, I've been too busy with business lately and need a business assistant, and you happen to be idle right now, so I want you to help me. I'll talk to your parents about it later, and I hope they agree. ”

Wei Lanhong said: "Really? Great, you won't make me happy, right?" ”

Li Fan said: "I'm serious, I'm just afraid that you won't be happy, and whether your parents will agree." ”

Wei Lanhong said: "My parents will definitely agree, do you know, they have a good impression of you, they always say that you are a scholar, you look polite, and you are a reliable ......" Speaking of this, she suddenly stopped, blushing and did not continue.

Li Fan pretended not to see her abnormality, but unfortunately, since he had divine sense, his ears have also become very sensitive, and he heard the sound of Wei Lanhong's heart beating faster, "plopping" and "plopping" beating rapidly, I don't know why.

He asked knowingly, "Then would you like to be my business assistant?"

Wei Lanhong said in a low voice: "Since you need my help, how can I be embarrassed to refuse? However, I have one condition......

Li Fan agreed to himself when he saw her, and said with joy: "As long as you come to help me, everything is easy to say." Every month, 5,000 yuan will be guaranteed, and bonuses will be issued if the performance is good. “

Wei Lanhong said in surprise: "Is your company's salary so good? If you hire an assistant, you can guarantee 5,000 yuan? However, you misunderstand me, you look at the salary and treatment, in fact, my condition is, can you lend me those books?"

"Absolutely. Li Fan subconsciously asked: "Have you read Qian Zhongshu's "Siege of the City"?"