After the young man surnamed Liu in the utility department disappeared, Wang Lin became his successor.

It turned out that the head of the Hengyue faction and several senior uncles believed that the miscellaneous office should not be in the hands of a named disciple, and an inner disciple should be arranged to be in charge there. But all the inner disciples were busy cultivating, so everyone had to assign this work to the heads of Wang Lin and Li Fan's brothers.

In the eyes of ordinary people, the utility department has jurisdiction over a large number of registered disciples, which is a fat shortage. However, in the eyes of cultivators, the chores are crowded and distracted, and it is not a good place to meditate and cultivate. Wang Lin was carrying a heavy treasure, obviously he didn't want to go.

However, Li Fan didn't want to go either. He is now preoccupied with promoting the "Reverse Immortal Building" project, and he is not willing to take over this mess at all. Besides, he controls the rich resources of the reading world, and he doesn't look down on the "immortal talismans" used by those named disciples to bribe. In the end, both brothers couldn't refuse, so they simply took over the errand together, and the two took turns on duty in stages, so that they could take care of each other and continue to keep secrets.

In the next three months, Wang Lin deliberately and blatantly blackmailed all the registered disciples, striving to be removed from their posts and get out of the sea of suffering as soon as possible. Unexpectedly, it backfired, and no matter how much he tossed, he was not removed from his post and investigated.

......

......

Wang Lin tossed around in the utility for three months, and Li Fan's monthly gathering was also held three times.

The cultivation of the ten Immortal Rebellion Society members was still as inefficient as ever. Except for Wang Kai, the "double cultivator" who entered the Qi Condensation Period at the earliest, the other eight people relied on Li Fan to provide Heavenly Reverse Spring Water and Reverse Immortal Spirit Liquid again and again at the expense of blood, and finally raised their cultivation to the first level of Qi Condensation.

Of course, Li Fan's anti-immortal spirit liquid was not provided for free. The Reverse Immortal Spirit Liquid has a relatively obvious auxiliary effect for cultivators of all levels in the Qi Condensation Period, and the test marketing effect in the past few months has confirmed this. Therefore, it is reasonable for Li Fan to charge everyone according to the original price.

The problem is that these members really don't have the money.

In the past few months, although the members of the Xianyi Book Society have worked hard to find treasures, it is a pity that they have achieved little success, and none of them have been able to pay off the debts owed when they overdrafted the tickets in advance. The one who repaid the most was Ding Shaoyin, the "prince of pos machines", and I don't know what means he used, but he actually found a small treasury hidden by an elder of the Heavenly Taoist Sect, so he helped the elder to come to a "clearance cleaning", and paid off the arrears of 820,000 yuan in one go, which was only 50,000 yuan away from the full repayment, and it was estimated that he would be able to pay it off in full before leaving.

It's a pity that other members don't have such good luck and can't find a similar small treasury, so they can only scrape together money to repay the loan. Seeing that I was about to cross back, I was a little embarrassed that the money for the tickets had not been paid off when I came in.

What's more, in order to be able to successfully condense qi before going back, everyone drank several gourds of anti-immortal spirit liquid. The spiritual liquid of these gourds is not cheap, according to the calculation of 500,000 yuan per gourd, everyone basically owes Li Fan 2 million to 3 million yuan. Fortunately, Li Fan did not ask them to pay it off as soon as possible, but allowed everyone to do "cash installments".

In the real world, credit card cashing has been getting worse in recent years.

In the face of the increasing demand for credit card cashing, many banks have launched cash installment services in a timely manner, such as Huaxia Bank's Yida Gold, Bank of Communications' Haoxiang Loan, Shanghai Pudong Development Bank's universal gold, and Ping An Bank's reserve fund.

The so-called cash installment, also known as cash installment, is generally applied for by the credit card holder, or the card-issuing bank actively invites the cardholder to apply, convert the remaining amount in the cardholder's credit card into cash, transfer it to the designated debit card, or just approve a special installment limit for the cardholder to spend with the card. After the cardholder spends, the cardholder shall return it on a monthly basis according to the specified number of periods.

Cash instalments are interest-free and will only charge a handling fee. Generally, the handling fee rate of cash instalment will be higher than that of the issuing bank's consumption installment products, but lower than the revolving interest rate of 5/10,000 per day generated when the credit card is withdrawn.

Li Fan knew that these members of the Immortal Rebellion Book Club would definitely not give up this opportunity to cultivate immortals, so on the premise that they had not paid off the hundreds of thousands of arrears on their credit cards, they dared to give them a cash installment limit of 2 million to 3 million each.

Although they lack some ability to pick up treasures and repay loans for the time being, as long as everyone works together to put the "Reverse Immortal Building" project into operation, their future income is still very reliable. Based on the cash installment amount of 3 million, divided into six installments, only the principal needs to be repaid 500,000 yuan each time, the handling fee rate is calculated at 0.75%, and the handling fee for each period is 22,500 yuan, with a total monthly repayment of 522,500 yuan. After six months, I only paid an extra 135,000 yuan in handling fees. Compared with the principal of 3 million, it is still in an acceptable range.

Therefore, Li Fan first provided a credit card limit, and later provided a cash installment loan, which to a certain extent promoted the members of the Immortal Rebellion Book Society to enjoy cultivation resources in advance, speed up their cultivation, and expand their ability to earn resources.

On the contrary, these members not only helped Li Fan complete the task of "Gewu", but also promoted the promotion of the "Reverse Immortal Building" project, and also brought Li Fan a huge source of profits.

Cash installments are really mutually beneficial.

It's a pity that at this stage, the number of members of the Xian Rebellion Book Club is too small, and the scale effect has not yet been formed.

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......

Wang Kai and the other eight all succeeded in condensing their qi and became so-called immortals.

But there is one person who has not been promoted, and he is Xu Wei of the Corpse Yin Sect.

In the last two monthly gatherings, Xu Wei was unexpectedly absent. There was no doubt that there must have been an uncontrollable accident on his part.

Li Fan's half-Tang poem reading technique is the convening technique of the monthly gathering, and the "dismissal technique" after the party is also very simple, and everyone recites in unison: "When the book reads, the boy is right, and the chicken is more five, and the lamp is more three." "You can go back to where you are. Everyone tried repeatedly, only Xu Wei was absent twice, obviously he would not deliberately not come.

You must know that for the members of the Xian Rebellion Book Society, the current monthly gathering is extremely important.

Since there is no network signal in the Immortal Reverse World, all the "Reverse Immortal Building" member data must be summarized at the monthly gathering to prevent the phenomenon of one card being swiped more than one card due to no network.

In the beginning, the registration system was used for credit card consumption. Immortal cultivator cardholders only need to show the reverse immortal card in their own name to overdraft consumption.

For example, if Zhang San, an inner disciple of the Hehuan Sect, applies for an Reverse Immortal Card (of course, it is the lowest level of ordinary cards, and registered disciples cannot apply for a Reverse Immortal Building credit card). Theoretically, he can swipe his card to spend in all the branches of the Reverse Immortal Building, and buy all kinds of magic weapons, pills, spiritual liquids, etc. (within the limit, of course). However, due to the lack of internet access, all member consumption data is only aggregated once a month. If Zhang San discovers this loophole, he can completely swipe his card to shop at the Reverse Immortal Building of the Hehuan Sect today, go to the Reverse Immortal Building of the Hengyue Sect tomorrow to swipe the card for consumption, and then go to the Ethereal Sect to withdraw cash the day after tomorrow...... This creates a serious malicious overdraft.

In order to avoid this situation, Li Fan had no choice but to issue a temporary regulation, turning the "card swiping" link into a "card deposit" method, and plugging this systemic loophole in advance.

Even so, the business of the various branches of the Reverse Immortal Building has gradually become popular.

But what's going on with Xu Wei?