Chapter 665: Pearl of the Orient
The eighth sister is a big man, and the big man is usually easy to find, as long as she goes to her bank, all the problems are solved.
Ji Aojian had just come up with a plan, and suddenly felt that the atmosphere in the city was a little abnormal.
It's a rainy day, and there aren't usually too many people on the street on a rainy day, but at this time, there is a long queue of people on the street in front of you, and you can't see the end of it, and you can turn into another street.
Could it be that there is a big opening reward for the opening of a store in front of us, and a super discount has been launched?
Ji Aojian looked at the team, found a middle-aged man who looked very kind, and asked crisply, "Uncle, why are you queuing?"
The uncle looked down and saw a very handsome and well-behaved child standing in front of him, and he couldn't help but feel distressed, "Little sister, why are you here alone in the rain, and what about your family?"
Little, little sister?
Ji Aojian's heart was galloping, but he didn't want to waste time explaining more, so he had to hold back his depression, "Uncle, my father is sick, I came out to get medicine for him, but I have to go to the money village to get the medicine first, I don't know how to go, I want to find someone to ask." ”
No, no, my body is terrible. When dealing with people, the other party's first reaction is not to communicate directly with you, but to be curious about how your family doesn't care about you, and you have to make up a set of words to fool the past, which makes it clear that I am not suitable for showing up.
The uncle's face showed surprise, "You kid really doesn't seem to have been out of the house, and what we're standing on now is the long queue in front of the Qian Zhuang." ”
"What!" Ji Aojian was even more shocked, "Everyone is lining up in front of the money bank, what's going on?"
"It is rumored that this money bank is about to go out of business, and if we don't take out the savings quickly, we will lose all our money!"
"......" Ji Aojian was stunned for a moment, and then smiled reluctantly, "Songjiang City is so big, there is not only one money village, I may be going to another one." ”
"There is only one money bank in Songjiang now, don't you even know this?" the uncle thought for a while, and then said, "Of course, there are a few other ones opened by foreigners, but that one is called a foreign bank, and it is generally not called a money bank." ”
Ji Aojian couldn't hold his breath, "Since there is only one Chinese money bank in Songjiang, it must be very good, so why did it go bankrupt?"
"This money bank has lent countless businesses in the south, and no matter how much money there is, it can't help but toss like this, and there are rumors that the circulation of cash and silver is now very tight. The uncle sighed and said, "We can get back a little bit now, but I hope it won't be completely beaten." ”
Now that you know that the bank is short of liquidity, you are still rushing to withdraw the money, isn't this an obvious run?
"Uncle, you just heard about it again, and you heard about it again, don't you think this matter is not very reliable?" Ji Aojian asked, "The money bank has been running well for so many years, how can it suddenly be insufficient?"
The uncle coughed, "As the saying goes, there is no wind and no waves, and it is not completely unfounded. The owner of this money bank has been buying land every year, collecting silk every year, but he has only entered and never sold. Second, in all walks of life in the south, almost all the merchants with a little face have borrowed money from this bank, so if you think about it, you can see how terrible the momentum of lending is. ”
Ji Aojian was still puzzled, "No matter how much money is lent, as long as it can be recovered normally, the profits will be endless, what's wrong with this situation?"
"Nowadays, the industry is in a slump, and most of the shops of any type are dead, which means that this money bank must have a lot of bad debts. At this point, the uncle pointed to a tall building in the city, "Do you see that tower?"
"See, this all-steel structure looks like the Eiffel Tower. "Ji Aojian noticed this eye-catching landmark before entering the city, and the only difference from the Eiffel Tower is that there is a huge sphere shape at the top.
"This Baizhang Iron Tower is called the Oriental Pearl. On our Songjiang beach, those bosses whose businesses are bankrupt and in debt will jump from the top of the tower at least six or seven out of ten. ”
The name of the Oriental Pearl is now in use?
Ji Aojian was deeply shocked, "I think this is called the Tower of the Oriental Pearl, it doesn't seem that it should be used for this, right?"
"At first, of course, it wasn't for this purpose, but after the number of people jumping the tower increased, it became the first choice for bankrupt wealthy businessmen. The uncle suddenly lowered his voice, "The boss of that money bank will inevitably come here in the end." ”
"Ah, why are you so sure?" Ji Aojian was stunned and didn't know what to say, "Even if someone's money bank goes bankrupt and can't turn over, there are many ways to end themselves, so they may not be able to jump off the tower, right?"
"Because this tower was built by the owner of the money bank. The uncle took it for granted, "Do you think, since this boss made such an evil thing, destroyed Songjiang's fortune, and made countless businessmen die for it, if he finally went bankrupt, but didn't come to the martyrdom to give an explanation, can he be worthy of so many unjust souls who died?"
Why did it sound like a heinous and unforgivable thing to build such a magnificent tower, and it was necessary to die with one's body? Could it be that this peculiar and alternative shape does not conform to the traditional aesthetics of the Chinese people?
The uncle continued to sigh, "I heard that the owner of this money bank is a young lady who is like a flower and a jade, and it would be a pity if she really jumped from it in the end." ”
Ji Aojian blinked, "Then when the time comes, will you come over to take a look?"
"Definitely, don't talk about me, the people of Songjiang will definitely come around to take a look. This kind of scene of a beauty falling to the ground is a rare sight in a hundred years. ”
"Really?" Ji Aojian looked at the "Oriental Pearl" and said to himself, "Actually, I don't think it's very high, and it's not necessarily okay to jump off." ”
......
There are four counters in the bank, one of which is a long queue waiting to withdraw money, and the other three counters are empty, and a few guys are very idle.
Ji Aojian asked suspiciously, "Can't you all withdraw money here?"
"There's a dedicated counter over there to withdraw money. The guy behind the long cabinet pointed to the long line and said, "Little sister, I want to get money and go to the queue over there." ”
Again, it's a little sister again?
Ji Aojian gritted his teeth secretly, "But there are so many people queuing, don't you add the window to withdraw money?"
"There has always been only one counter for money withdrawal, and each counter has clear responsibilities, and I only lend money here, and other businesses have nothing to do with me. ”
"As a local big money bank, seeing that the people's demand for money has increased significantly, they are obliged to provide public ......services," Ji Aojian said here, and suddenly thought that this money bank is not a state-owned bank at all, but private capital. As a private enterprise, of course, it will not actively and happily provide public services, otherwise how can the benefits of private ownership be reflected?
Another idle guy said angrily, "So many people are flocking to withdraw money together, is it a good intention, and they actually want us to increase the counter service?"
"This little sister. The third man suddenly smiled and said, "If you are really in a hurry to wait for the money, you can come to me." ”
Ji Aojian walked over and asked in wonder, "Aren't the responsibilities of each counter clear, how can you withdraw money from you again?"
The guy smiled, "I'm in charge of discounting here, if you have a bill of ten taels of silver, you can take five taels of silver after delivery." ”
"What, the discount is as high as fifty percent!" Ji Aojian was taken aback, "Why don't you grab it?"
"Who robbed you? If you're not satisfied with the discount, just go to the counter over there and line up. ”
"Well......" Ji Aojian seemed to understand a little: if you want to withdraw the money in full, you have to queue up for a long time, and if you don't want to queue hard, you can only get half of the discount.
The guy at the cash counter is very serious about checking the authenticity of the bills, and it takes a lot of time to receive each customer. Looking at this posture, after a day of queuing, there are only about 100 people at most who can withdraw the money.
"In fact, this family has a big business and strong assets, but there are just some rumors outside. The guy in charge of lending said, "If our bank is about to go out of business, why do they have to line up honestly, shouldn't they hurry up and come over to discount, can they get a little bit?"
Ji Aojian felt reasonable, "I don't think these uncles in line may not really believe that your account is going to go out of business, maybe they saw someone queuing up to withdraw money, so they came to follow suit." ”
"yes, they're just following the bandwagon. The guy in charge of discounting smiled, "Little sister, since you know that this account has an outstanding reputation and deep roots, then you should be able to rest assured about the money stored here, so go home." ”
"No, I can't. Ji Aojian said with a sad face, "I have something very important to come over, and I must ask you to handle it." ”
"Oh, so are you going to withdraw the money, or are you going to discount it?"
"I am a valued customer of your account. Ji Aojian said seriously, "Today is neither to withdraw money nor to discount, but to report loss." ”
"Report a loss?" the three men laughed in unison.
Ji Aojian said dissatisfiedly, "What are you laughing at?"
"Little sister, it turns out that you don't know, the bills issued by the world money bank are kept by the customer himself, if there is any loss, he is not responsible. ”
This is true, Ji Aojian saved four hundred taels of silver in Suzhou, and when the shopkeeper of the money bank gave him a silver ticket, he said that he would pay attention to it and not make up for it.
"But in foreign foreign companies, you can report the loss of your passbook. Ji Aojian said angrily, "If you want to become bigger and stronger, you must be in line with international standards and protect the interests of important customers, and it is not possible to always keep a set of conservative and backward practices!"
The guys were stunned for a moment, then gathered together and said, "What she said makes sense, I was speechless." ”
"Do foreign companies really have this practice, why haven't I heard of those in Songjiang?"
"Maybe people can report their losses in their own country, and when they come to my country, they follow the customs of the country, and they are happy not to report their losses. ”
"Children are easy to admit death, and this thing is not good, why don't you ask the manager to come out to receive her?"
"Yes, this little sister actually moved out of the rules of a foreign company, and only the manager who is well-informed can persuade her. ”
The three of them had already decided, and said to Ji Ao with a smile, "Little sister, you wait a minute, we will ask Manager Zhu to discuss this matter with you." ”
Ji Aojian nodded, signaling that he could wait.
After a while, a man of medium stature came out of the back of the hall, his appearance was normal, but he was dressed in a straight suit all over his body, leather shoes and white gloves were spotless, and his face was even a clean beard, not at all the image of the shopkeeper of the money bank with his beard.
Ji Aojian was stunned, this Manager Zhu is really dressed as a standard professional manager, has the Songjiang business community and Europe been integrated to this extent?
In fact, this bank has indeed carried out bank-based transformation back then, but the name has not changed on the surface.
"In Xia Zhu Luan, he is the head of the Songjiang General Account of Shuijing Qianzhuang, dare to ask this little sister who claims to be an important customer of our account, what is her name?"
"My name is Ji Xiaoyue. Ji Aojian said reluctantly, "It was opened on the day of the month of Gengyin in the year of Xin Chou." ”
Zhu Luan was stunned when he heard this surname, and then said, "Go and get the account records of Xin Chou Nian." ”
A guy quickly found out the result, "Manager, there is indeed an account opening record about Ji Xiaoyue, marked as a huge customer, and the account is ...... Well, fifty taels of silver?"
The other two men listened and burst out laughing.
Ji Aojian said indignantly, "This is a huge amount of money that you marked yourself, what's so funny?"
"Little sister, the information you said can indeed match our accounts. Manager Zhu said quietly, "But there is a key question that I want to ask you for." ”
"Well, just ask. ”
"This is a record many years ago, although the account holder is indeed Ji Xiaoyue, but how old were you back then, could it be you?"
"That's because I opened an account in my name at the time. Ji Aojian said casually, "Manager Zhu, is there anything strange about a rich family getting an account for their children?"
"Oh, could it be that this is the account that your lord gave you back then?"
Ji Aojian pinched his nose and said, "Yes, yes, that's it." ”
This is your sister, why did I suddenly become my own daughter?
"But why did you come to report the loss, where is the parent who opened your account?"
"The man was speculative in England, his business had failed, and he had jumped off the Thames. Ji Aojian squeezed out some tears in his eyes, and said with a sob, "Now that I am the only one left to return to China, I think of such an inheritance, so I quickly came over to report the loss." Mr. Manager, you must help me, I will live on the fifty taels of silver. ”
Manager Zhu said in surprise, "Little sister, it turns out that you came back from the UK?"
"Of course, do you want me to talk to you in a London accent?".
(To be continued.) )