During Niu Daren's publicity, Cloud Medium City and Xuanyin Pavilion also made a loan plan, if it is a personal loan to buy magic pills, it must be a family unit, the down payment is 50 percent, the annual interest rate is 1 percent, the maximum loan term can reach 300 years, if there are no relatives, the down payment is 70 percent, the annual interest rate is 1.3 percent, and the maximum loan term is only 100 years, and there must be a fixed job, or more than a distraction period.

Families and sects are much more lenient, with a down payment of only 30 percent, an annual interest rate of only 7 thousandths, and a maximum loan term of 500 years.

It's just that Niu Daren is doing this, and the Infinite Sword Domain and the Holy Medicine Hall can only follow the rising tide, but the Seven Great Sects still have some friendship after all, and the risk reward of two percent is exempted.

Although the loan to buy magic weapons and pills is much more expensive than normal purchases, but fortunately, it can be paid in installments, which greatly reduces the economic pressure of cultivators, and many cultivators are worried that there will be no such cheap to pick up in the future, so they all immediately start to act, almost to the point of robbery, because Niu Daren has been preparing for this for five years, so the goods are relatively sufficient, and the Wuji Sword Domain and the Holy Medicine Hall can only watch the spirit stones flow into the pockets of Niu Daren and the others like flowing water.

However, the demand for treasures and mid-to-high-grade pills is too great, in just over a year, Niu Daren's backlog of seven or eight billion commodities has been sold out, and now he can only start accepting orders from cultivators like the Wuji Sword Domain and the Holy Medicine Hall, but the orders are like snowflakes, and in just one month, he has almost received orders from previous years.

Ao Dongting and these people, their mouths have long been closed, this time the income is completely worth their past ten years, Niu Daren is really a business genius, just a few times, the profit has increased nearly tenfold, but it is a pity that the Wuji Sword Domain and the Holy Medicine Hall have also picked up a big bargain.

With so many orders, if they had been placed before, they wouldn't have been able to even take twenty percent, but before that, Niu Daren seemed to have expected it, so in the past five years, they have recruited a large number of cultivator masters and alchemy masters, although the salary is relatively high, but compared with the profits, it is simply a drop in the bucket, but, even so, they still can't eat so many orders, and can only watch two or three percent of the orders fly to the Wuji Sword Domain and the Holy Medicine Hall.

Now that the profit has increased nearly tenfold, Niu Daren is really rich, and immediately began to accelerate the construction of the Xiuzhen School, which used to develop an average of one planet per year, but now it is set to develop five planets a year, and the construction speed of the trial tower can't keep up, so he placed the order to the Wuji Sword Domain, although the price was reduced by Niu Daren by one percent, but the Wuji Sword Domain is still happy to accept it.

Driven by Niu Daren, the cultivation realm has become extremely prosperous, and the large and small sects have squeezed in, and they originally wanted to join the Wuji Sword Domain and the Holy Medicine Hall, which was almost unprofitable, but now, because they were no longer able to meet the purchase requirements of all the cultivators, they were eager to seek franchisees, so they had to lower the threshold for cooperation, but despite this, they earned a lot more than before, and those people did not have any gratitude to them, they only had Niu Daren to thank, but except for the Baxingke people, Niu Daren did not accept any forces or individuals to join, so they had to cooperate with the Seven Great Sects。

In fact, this is the real reason why the Wuji Sword Domain is willing to build a trial tower for Niu Daren's bottom price, if these sects all run to Niu Daren's side, it will not only greatly affect their income, but also bring them a lot of threats, so it seems that Niu Daren is still very good at doing things.

With treasures and high-grade pills, many cultivators have begun to explore and hunt for treasures, as long as they can get some high-grade materials, that bit of loan is nothing at all, if luck breaks out and they get the materials for building the best pills and spiritual weapons, it will really be a lifetime of worry-free food and clothing.

As a non-renewable resource, although there are new spirit stone mines to replenish every year, but there is also consumption, so even if the total amount can be increased, it will not increase much, the cultivator has high-quality magic weapons and elixirs, and the spirit stones earned will be more and more, as long as Niu Daren's strength is enough and his prestige is enough, he will open a spirit stone bank, and there will definitely be many people who will take out the spirit stones and deposit them in his spirit stone bank, at that time, I am afraid that the first to die is Cloud City and Xuanyin Pavilion, and in addition to the Ten Thousand Beasts Villa, the other six major sects, in addition to the number, do not want to get a spirit stone, unless the seven major sects really dare not to give the cultivator cash。

Without the spirit stone, what would the Seven Great Sects use to feed so many people? When the time comes, he will take the opportunity to carry out several assassinations, which will make the people of the Seven Great Sects panic, and it will be difficult for them not to disintegrate.

Who would have thought that behind a piece of prosperity, there was such a vicious and earth-shattering conspiracy.

After 16 years, Niu Daren finally adjusted Mrs. Mengzisheng's body to the best state, and then he immediately asked Mrs. Meng to tell Mencius the 'exciting' news, so that Mencius quickly rushed to Daren's gynecology department to cooperate with his wife's pregnancy.

This time, Mencius could not come three or five days a year as usual, this stay was more than three months, until Mrs. was pregnant, he did not leave, according to the requirements of Mencius and his wife, Niu Daren prescribed some quenching pills to Mrs. Meng, and told her to take it every five days, with her physical condition, this is already the limit.

In December, Niu Daren was still going back to Shenliu Island as usual, and before leaving, he specially checked Mrs. Meng's body carefully.

After the merger period, the long-term cultivation has become meaningless, and the key is to comprehend the way of heaven, so Mencius's life has become the same as that of ordinary people, he has to sleep at night, he thinks that this is closer to nature, but every morning facing the rising sun, the habit of meditating and enlightening has never changed.

Just after three o'clock in the morning, Mencius got up, and after getting dressed, he crept out of the room, for fear of waking his wife.

As soon as he walked out of the door, Mencius waved his sleeves, his body was in the air, and with a wave of his hand, he flew towards the east, and in the blink of an eye, he disappeared into the vast night.

A small island, almost only a thousand square meters, there is not a single tree on the island, not a single grass, all reddish-brown rocks, the waves from time to time lap the rocks on the shore, making a loud noise, splashing waves, waving layers of mist.

Looking around, facing the direction in which the morning sun was about to rise, Mencius sat cross-legged on the huge flat rock in the middle of the island, closed his eyes slightly, and comprehended the ethereal way of heaven with his heart.

"Someone, come out. Less than a quarter of an hour after Mencius had just closed his eyes, he suddenly felt a divine consciousness sweep over his body.

After a 'bang', a man flew out of the sea, and then landed less than ten meters in front of Mencius, although he had come out of the sea, but not a drop of water on his body.

The person who came was none other than Niu Daren, but he had a different look, and he still had a phantom apricot kernel in his mouth that could confuse the soul breath.

"Is that you?" Meng Zisheng didn't know the person in front of him, but his appearance was exactly the same as the 'remnant of the Qiu family' who killed Liu Tang.

Niu Daren glanced at Meng Zisheng, "If you can tell me why the Seven Great Sects want to destroy the Qiu family, I can make your death more happy." ”

The words of the person in front of him did not surprise Mencius, although this person's cultivation was only in the distraction period, which really surprised him, but he did not doubt this person's strength, and it was enough for him to face it squarely, although he knew that Liu Tang's strength was not strong.

"If I knew, I wouldn't mind telling you, but unfortunately I don't know, but I can tell you that the Seven Great Sects are not for the secret key of the Twelve Star Xuangong. ”

Niu Daren nodded, "I also thought of this a long time ago, if it was just for the Twelve Star Xuangong Secret Key, the Seven Great Sects would not be stupid enough to choose to do it at that time, after all, there were only a thousand years before the Immortal and Demon War at that time." Since you don't know, I won't force you to ask, I only ask you one thing, who betrayed the Qiu family?

When Niu Daren shouted the name Lu Fang, his eyes were full of resentment, and Meng Zisheng happened to capture this detail.

"Who are you? Qiu Tianyou? No, he's dead. ”

"It doesn't matter who I am, just answer my questions. Niu Daren said coldly.

Meng Zisheng didn't ask again, he didn't need to know Niu Daren's name, it was enough to know that he was the remnant of the Qiu family, "I don't know if it's Lu Fang specifically, but it should have something to do with him, among the seven major factions, only Lu Fang knows the Qiu family best." ”

Knowing that it was Lu Fang who betrayed the Qiu family, Niu Daren looked at Meng Zisheng again, "Okay, you can go on the road." ”

"Wait!"

"Hahaha, I thought you were a man, but I didn't expect you to be a bad seed, but if you beg for mercy, it's better not to say it, so at least it's more like a man. ”

"I'm not greedy for life and afraid of death, as the so-called disaster will not hurt my family, and please don't hurt my wife and children, they have not been involved in this matter, they are innocent. ”

"Woe to the family? innocent? When the Seven Great Sects exterminated the Qiu family, did you ever think about the innocent people of the Qiu family? The babies in the swaddling clothes, they were ruthlessly killed by you before they had time to feel the world, and you tell me that they are innocent now? You are also worthy!"

Niu Daren's words made Mencius speechless, when the Qiu family was exterminated, the Seven Great Sects were really afraid that they would not be able to eradicate the roots, not to mention the children of the Qiu family, even those servants, none of them let go, and now what qualifications does he have to ask the enemy to let go of his wife and children.

However, after a while, Niu Daren suddenly said, "However, I still decided to promise you." ”

Hearing Niu Daren's words, Meng Zisheng was really overjoyed, and actually bowed deeply to Niu Daren, "Thank you!"

Looking at him, Niu Daren asked again, "What other last words?"

"It's gone!"

Niu Daren didn't say a word more, a silver spear instantly appeared in his hand, his right hand held the tail of the spear, the tip of the spear rose upward, and stabbed towards Mencius, "Take your life!"

To be continued