Coming out of the palace, although Pei Yan was amazed by Han Tongwen's whimsical ideas, he still reproached his attitude, after all, the supremacy of imperial power in feudal society, Han Tongwen said that he was humbly taught, and his psychology was still a little indifferent. Pen & Fun & Pavilion www.biquge.info But no matter what, the matter is finalized, the result is still good, and the three brothers of the Hu family in Beiting should also find something for them to do.

In the next ten years, Xizhou and Beiting will be the most economically developed and concentrated places in Datang, but the transportation of copper coins in Datang is really laborious, and thousands of yuan is a big carriage, and the transportation is really time-consuming and labor-intensive, so Han Tongwen came up with the idea of opening a bank. In the last life, the world's earliest banks appeared in the Datang era, with the functions of loans, deposits, remittances, transfers and withdrawals, and have initially possessed the basic functions of banks. Banks are the product of the prosperous era, and only after the economy is developed and the legal system is sound, can others dare to deposit money in it.

Han Tongwen thought about it, he didn't have so much money alone, secondly, he didn't have so much energy, and thirdly, he also needed to find a backstage for himself, after all, the bank's profit conference made everyone's eyes hot, and if there was no tough backstage, I am afraid it would be difficult to gain a long-term foothold. In terms of money, it can look for Liu Chuang, a wealthy businessman in the Tang Dynasty with a rich family background, who should be able to support the operation of the bank. Background...... Although Pei Yan is the prime minister, his status is still not enough, Li An's identity and status are very sufficient, but if Han Tongwen tells him this, he is afraid that the old man will chase him and fight, and finally Han Tongwen remembered the prince of the Tang Dynasty, the future prince Li Hong!

Just do it, Han Tongwen didn't want to drag it out any longer, Ye Liu Qin Zisang all entered the martial arts sect one after another, only he was still lingering in the realm of military generals, after doing these things, Han Tongwen was determined to concentrate on martial arts. was going to go home to Chongrenfang, but he turned around and went to the Prince's East Palace.

When he came to the East Palace, the crown prince Li Hong was reading a book, Li Hong's ability and ability were recognized by all the ministers of the court, and the only thing that made people criticize was his body, which was sick all the year round and very weak.

"Tongwen is here," Li Hong said hello with a smile on his face

"I've seen His Royal Highness the Crown Prince"

"No need for more than one example, sit down"

Li Hong closed the book in his hand and coughed a few times, Han Tongwen seemed that the prince's body was not as straight as Gaozong.

"Is His Royal Highness the Crown Prince reading the Spring and Autumn Period?" Han Tongwen asked casually

"Yes, the Spring and Autumn Period is really a strange book, looking at the way of the ancient monarch to govern the country and the country, thinking about oneself, and benefiting a lot" Li Hong said, "There is great virtue, followed by meritorious service, followed by speech." Although it has not been abandoned for a long time, this is called immortal. What do you think?"

"Weichen thinks it's inappropriate," Han Tongwen replied

"Oh, what a mistake."

"The Spring and Autumn Period was compiled by Lü Buwei, first, Lü Buwei himself was born as a businessman, and his status was lowly, how could the words of a businessman become the object of reference for the prince, and secondly, Lü Buwei himself was a shameless villain, what face did he have to talk about virtue, meritorious service, and words!"

"Your opinion is novel, it is better to talk about it in detail"

"First of all, let's talk about virtue, Lü Buwei once said that Yiren is like a strange thing, you can hoard it, wait for it to be sold at a high price, treat the king of a country as a commodity, and then have an affair with the Empress Dowager Zhao, afraid that things will be lost, and the Empress Dowager will offer her concubine to get out, which is a defeat of virtue. Speaking of meritorious service, Lü Buwei dedicated the pregnant Zhao Nujin to Xianggong, leaving Qin Wangzheng, and then supporting his son Qin Wangzheng to ascend the throne. Besides, Lu Buwei in the Spring and Autumn Period of the Lu family is just an initiator, and the real compiler is his guest, and in the end, his guest is unknown, but he is complacent, and what he says is a thousand words, which makes people laugh off their big teeth. ”

Li Hong was stunned for a moment, but he didn't expect Han Tongwen to say the Tao, and then laughed, "Fallacy, fallacy, what you said is just rumors of wild history." ”

"A true Confucian scholar establishes his heart for heaven and earth, establishes his life for the people, continues to learn for the saints, and opens peace for all generations"

"Establish a heart for heaven and earth, establish a life for the people, continue to learn for the saints, and open peace for all generations?" Li Hong's face flushed and coughed violently.

"Well said, well said, our generation should carry it out," Li Hong praised

"His Royal Highness the Prince, Weichen has a deal to do with you"

"Eh!" Li Hong was stunned at first, Lu Buwei, who was righteous and stern just now, is now learning from others to do business, this attitude has become too fast.

"Didn't you just say that you want to establish your heart for heaven and earth, establish your life for the people, continue your education for the saints, and open peace for all generations?"

"Well, okay" Han Tongwen straightened his clothes and cleared his throat, "Please ask His Royal Highness the Crown Prince and me to make a deal for peace for all generations!"

After speaking, the two looked at each other, laughed, and Han Tongwen was embarrassed.

"What to say about buying and selling, let's hear about it"

When Han Tongwen said the idea of the bank, Li Hong was also a little undecided.

"Why didn't you tell your father about this," Li Hong asked

"Your Majesty has the most noble identity in the world, if you do such a thing, I am afraid that you will be opposed by hundreds of officials, which will damage the majesty of Your Majesty" Han Tongwen did not say that the queen, the queen was originally the most suitable person, more suitable than Li Hong, but this period of contact, especially after Du Yuan's death, Han Tongwen found that the martial arts queen was too strong, and her wisdom was super high, and there was no scum left that would be swallowed in the end if she cooperated with her, and Li Hong was the most suitable after thinking about it.

"Then why doesn't the cash cabinet you said have the function of money loan, money loan should be the most profitable way?"

"His Royal Highness the Crown Prince doesn't know, the money cabinet is not allowed to lend within ten years, just now I have negotiated with His Majesty's mother, Xizhou Beiting is exempt from customs duties for ten years, and the people are also exempt from the tax and public party money, and instead the merchants who rebuild the two states will make money loans from the public office" Within ten years, the money of the money is absolutely not allowed to lend, and the money of the public party is related to the interests of hundreds of officials in the court, if the money is squeezed out of the public house, then the money will definitely be opposed by hundreds of officials.

"In this way, although the cash drawer is very profitable, it is not as much as imagined."

For example, it takes a month to escort 100,000 copper coins from Chang'an to Beiting, but with the cash cabinet, you only need to rush to Beiting with a letter in your hand, and it only takes seven days at most! The reconstruction of Beiting requires a large number of goods, from the timber of Linzhou and the masonry of Liangzhou, and every time you procure it, you need to pull a cart of copper coins, which is time-consuming and laborious.

With the money bank, the money is deposited in the bank, the money bank issues a letter of seal, and the holder goes to the destination bank to exchange the letter for money, so that at least one-third of the time can be saved, so that the speed of rebuilding Beiting can be greatly accelerated, and the refugees in Xizhou and Beiting can also live and work in peace and contentment as soon as possible, and this is a life for the millions of people in these two states! If these two states are rebuilt, the border defense force of Datang will be greatly enhanced, and this is not a move to open peace for all generations?"

Every time he talked to Han Tongwen again, Li Hong felt extremely comfortable, "This is what you said, a good deal for the people and peace for all generations?" What should I do if someone forges a seal?"

"When the letter is printed by the best craftsman in the world to make a template, when it is issued, one is a silver money seal, and the seal code is written on the letter, and a code is the issuer's information, the information of the holder of the seal, and only the code code is consistent to get back the silver money" said the process of the bank in the future, and Li Hong's head was big.

"Sounds very feasible," Li said

"It's over, Your Highness, are you interested in doing this big ticket," Han Tongwen asked with a smile

"Then you're telling me, where does the money come from?"

"Liu Chuang, a wealthy businessman in the Tang Dynasty, Liu Chuang not only has a lot of money, but also a great man who is shrewd and good at dealing with people, and Liu Chuang's son Liu Wenju is also my classmate and friend."

"The last sentence is the point," Li Hong laughed

"Since it is beneficial to the country and the people and can make some business on your own, why don't you call your friends, Liu Chuang has helped me a few times, I still owe a lot of favors, and I haven't paid it back now, this time it can be regarded as a favor to repay him."

"Someone!" Li Hong shouted

"In!"

"Go and invite Liu Chuang, just say that there is something to invite in this palace"

Liu Chuangzheng is planning in the house, what industrial development can be used to get the greatest benefits when he arrives in Beiting, if such a good policy can't make a lot of money, he is sorry for his name Liu Chuang. The mine is quite profitable, but the investment is also large, and the development time is relatively long, only ten years, Liu Chuang chose to give up, and the reconstruction needs to consume a lot of masonry, but the Zhao family's brick and stone shop is a giant, it is difficult to compete for him; 。

was planning, and suddenly someone came to report, saying that the prince had invited him. Liu Chuang's face was excited, his vision was indeed right, choosing Han Tongwen not only received praise from His Majesty, but now he was summoned by the next emperor, and even walked a lot briskly. There dared to let the prince wait, put down the matter at hand, and hurriedly walked to the prince's mansion in the East Palace, and did not forget to reward the guards.

came to the prince's mansion, and the prince and Han Tongwen were having a good conversation.

"The grass people knock on His Royal Highness the Prince"

"Get up, talk back and forth" Li Hong's smile was like a spring breeze for everyone.

Speaking of the idea of the bank's cash cabinet, how can Liu Chuang, who has been in business for many years, not know the profits, but the cash cabinet needs a background that convinces everyone in the world, and the identity of the prince can be competent. What bricks and tiles, carriages and horses, all he needs to do is to run this money cabinet well, backed by His Royal Highness the Prince, that is, the future emperor, and the money cabinet This cash cow, it is difficult for the Liu family to be underdeveloped.

"His Royal Highness the Prince, the matter of the cash cabinet is not trivial, the wealth of the world is a family, if there are people who plot against it, it will definitely cause a catastrophe, all kinds of rules and regulations must be written into the laws and regulations of the Tang Dynasty, and violators should be beheaded!"

The three of them discussed it again, and preliminarily planned to divide the profits of Qianzhuang into ten shares, Han Tongwen took the shares of Datang celebrities and Zuixianfang's industries, accounting for two shares of Qianzhuang, Liu Chuang accounted for three shares, and the royal family accounted for five shares, although Li Hong did not invest any money, but the reputation of the royal family is the foundation of Qianzhuang's existence and can be recognized. (To be continued.) )