Chapter 57 I can't help him

"It's up to him, don't agree, right? Then don't talk about financing. In addition, you can say hello to President Ren again, if Changda Group takes a stake in Defa Refinery, we need a loan from ICBC. Guan Yuntian explained to Lao Ding.

Through President Ren, Guan Yuntian's meaning was conveyed to Defa Refinery, but Han Defa did not know what he meant, "President Ren, what is a standardized board of directors and board of supervisors? What are the articles of association of joint-stock enterprises, what are these things for?"

"These things are the system, don't you understand the standardization? It is to restrain your behavior in the enterprise, and you can no longer do what you want as before. ”

"What? Are you saying that after they became a shareholder, I didn't count what I said in the company?" Lao Han found it difficult to understand.

"It's not that you don't say it, but you can't be as casual as before, and what you do must be bound by the articles of association of the joint-stock enterprise. ”

"That's not good! What's the difference between this and not counting? I don't count my company, so what's the point?" Lao Han was very unconvinced.

"But you want financing, this is a condition put forward by others, or is there any other way for you?"

"I said Ren President, our buddies have been friends for so many years, can't you think of a way for me from ICBC?"

Lao Ren and Han Defa are old friends for more than ten years, eating, drinking and having fun, and the economic benefits are not less conveyed, Defa Refinery relies on the support of Lao Ren to persist until now, but because of the poor management of the enterprise, it has formed a bad credit record in the Industrial and Commercial Bank of China, and the superior Industrial and Commercial Bank of China issued instructions to strictly prohibit the new loan amount to the Defa Refinery. It's not that Lao Ren can't save him when he sees death, but he can't do anything, if Lao Ren still has a little way, he won't come up with an idea to let Lao Han raise money from the society.

"Mr. Han, you have seen it, it's not that I don't think of a way for you, but I have no way to think of it at all, the superior bank ordered not to give you a new loan amount, even if I report Defa's loan application, it can't be approved, what else do you say?"

"I said that your ICBC is too serious, isn't it just that the two repayments of principal and interest are a little late, and you will hold on to it, saying that Defa has a bad credit record, but in fact, Defa owes ICBC a penny of interest so far?" Lao Han felt very wronged.

"This matter, you told me that it was useless, Defa was also a little back, at that time, the city bank was inspecting the work of the county bank, and you were arrested by others, which is not to blame others. ”

"According to you, there is no other way than to accept the conditions and raise funds from the society?"

Lao Ren nodded, "Yes, there is no other way!"

"However, this matter is awkward to think about, why should I be bound by any charter in my factory?"

"Is that Defa waiting to be shut down by the policy?" Seeing that Lao Han didn't listen to persuasion, Lao Ren asked angrily.

"Of course not, isn't there nothing left if it's closed?"

"Still, do you understand the truth of choosing the lesser of two evils? Absorbing social capital as a shareholder, although you are subject to some constraints in daily management and employment, is it much better than suddenly becoming nothing?"

Lao Ren persuaded bitterly, on the one hand, for the sake of friends, on the other hand, he also has his own purpose, Defa Refinery has nearly one billion loans in ICBC, if it is suddenly shut down by policy, and wants to repay these loans by bankruptcy liquidation, it would be good to be able to recover one-twelfth of them, if such a situation really occurs, Lao Ren has an unshirkable responsibility for the loss of hundreds of millions of loans, and when the time comes, let alone continue to be the president, it will be cheap for him not to pursue his criminal responsibility.

Therefore, no matter what way is used, Lao Ren persuaded Han Defa to insist on doing the factory.

"Big brother, then I will listen to you, accept the conditions, absorb social capital into shares, expand production to meet the standards, and insist on doing the enterprise. ”

Although Lao Han likes to make friends, his own IQ is at most average, and most of the people who interact with him are friends with alcohol and meat, like Lao Ren, who has both a certain social status and scheming, is rare among all friends, and he naturally has to worship Lao Ren as a god.

After completing Han Defa's work, Lao Ren notified Ding Xiangqian of Changda Group and asked him to prepare for the shareholding.

Lao Ding immediately informed Guan Yuntian of the news, "Mr. Guan, Lao Han of Defa Refinery has agreed to the conditions we proposed." ”

"Yo, this old Han is not as difficult to talk as the outside world says. Guan Yuntian didn't expect that Lao Han would easily agree to the financing conditions.

According to President Ren, Lao Han originally disagreed with these conditions, but he had no other way, and under the persuasion of President Ren, he could only accept the reality. ”

"It seems that President Ren is big in front of Lao Han, after all, for so many years, Defa has relied on ICBC to support them. I have also discussed with Mr. Ye about taking a stake in Defa Refinery, and in general, as long as the future Defa Refinery implements a formal shareholding system reform and operates in strict accordance with the company's articles of association, we think this can be done. Since President Ren also hopes that Changda Company will participate in the shares, and Lao Han has agreed to our shareholding conditions, let's start preparing. Mr. Ding, this work is led by you, and if you need the cooperation of other departments of the company, I will coordinate it for you. In addition, when approaching DEFA, it is best to find out the investment estimates for the expansion of refining and processing capacity to one million tons and three million tons. "Guan Yuntian said.

During this period, Ding Xiangqian, under the recommendation of the old manager of ICBC, contacted Han Defa, the owner of Defa Refinery, and the two sides had their first formal communication. Lao Han gave a detailed explanation of the problems faced by the company, and Lao Ding also clarified the conditions for equity participation to the other party in person.

"Mr. Han, have you made an estimate of the investment budget for expanding production?" asked Lao Ding.

"I didn't pay attention to this, why do you want this data?"

"Only when you know the investment estimate can you determine the financing amount!"

"Then I'll go back and ask the Finance Section. "This old Han, no wonder he made a mess of a company that could have run well, and this guy can't put economic data in his head at all.

"Oh, Mr. Han, we ask your finance department to make two investment estimates, one for one million tons and one for three million tons. If the finance department of Defa is not manpowered, you can give me the relevant data, and our group finance department can also help you. ”

"Hey---!" Old Han obviously felt troublesome, "why did you make things so complicated?"

"I guess you don't necessarily have a detailed investment estimate, Mr. Han, otherwise, you call the finance department of Defa and ask them to give me the relevant information, and the investment estimate for expansion will be made by our company." ”

Lao Ding is a senior accountant, from Lao Han's attitude towards the problem, he can see at a glance that Defa's management is chaotic, and the investment estimates made by them may not be accurate and reliable.

"That's fine, you call the financial department of the unit and ask them to send the information that Mr. Ding needs. Lao Ren on the side also agreed with Lao Ding's opinion.

Through comparison, Lao Ren felt that Lao Han's enterprise was far worse than Changda Company in terms of management, and the financing conditions proposed by Changda Company were too necessary, otherwise, I don't know how much money would be wasted by Lao Han! This Lao Han, if he is not restricted, a good enterprise will be destroyed by him!

However, the old Ren of ICBC did not know why he had to make an investment estimate of two scales, and he asked Lao Ding afterwards, and the financial director of Changda Company did not know the purpose of Guan Yuntian's request.

The finance department of Changda Group has a strong technical force, and it took less than a week for two investment estimates of different scales to be submitted to Guan Yuntian's desk.

Guan Yuntian summoned Executive Vice President Ye Jiayi and Chief Financial Officer Ding Xiangqian to his office, "Let's have a small meeting, in fact, this is not called a meeting, it should be called a briefing." Now, the matter of Changda Group's shareholding in the Defa Refinery has basically been decided, and Mr. Ding asked the Finance Department to make investment estimates of one million tons and three million tons in my hands. ”

"First of all, I think that there are 800,000 tons of De found that there is a scale, and then 200,000 tons of production will not cost much, we will invest one or two hundred million is enough, but in the end it will occupy a small share in the Defa Refinery, which is an insignificant role, but I don't want to spend one or two hundred million to play with Lao Han. ”

In addition, according to the information held by Mr. Ye, even if the refining enterprise reaches a production scale of one million tons, it is still facing policy risks, according to the estimate of a friend who knows the inside story of Mr. Ye, the scale reaches three million, and may be exempted from the policy. ”

"Moreover, if the production capacity is expanded to 3 million, the investment amount will be completely different, and then Changda Group will not be just a small shareholder in the future Defa refinery. ”

The explanation is very clear, and the listening is also very clear, as a senior accountant, Ding Xiangqian, secretly admires Guan Yuntian's thoughtful and far-sighted thinking, this young boss, isn't he in the next big game of chess?

Guan Yuntian continued: "Mr. Ding, please tell the president of ICBC, doesn't he suspect that Changda Group has not had business with them before? We have been opening an account with ICBC for more than half a year, right? This time we will trouble him, in order to participate in the Defa Refinery, Changda Group needs to borrow from ICBC, and the loan amount should be declared according to the estimated investment budget for expanding production to 3 million tons. ”

"Mr. Guan, are you saying that we have a stake in the financing of the Defa Refinery, and all the loans are from the Industrial and Commercial Bank of China?" Lao Ding knew that Changda Group's own funds amounted to hundreds of millions, and it also maintained a good relationship with the Agricultural Bank of China and the credit union.

"You first tell President Ren this and see what his attitude is. To tell the truth, you also know that the funds for participating in the Defa Refinery can be solved without looking for ICBC, but the president of Ren said everything last time, and we don't go to him if we have something to do, aren't you afraid that he will be too careful? "Lao Ren and Lao Han have long known about it.

Lao Ding reported the loan application to ICBC, and President Ren was a little surprised when he saw it, "So many?"

"It's not for the equity financing of the Defa refinery. ”

"So much money is used for equity financing?" Lao Ren looked at Lao Ding suspiciously.

"Ren Governor, we Guan Zong suggested that it should be done in one step, since we want to expand production, we will expand the scale to three million tons. ”

"What? Three million tons? Doesn't that mean it's okay to reach a million tons?"