Chapter 130 This trick is ruthless enough

In the face of Guan Yuntian's request, Lao Sun stood up and paced back and forth in the office, after all, Xinglong Rubber Products Company is also an old customer of the Credit Union, although he has nothing to say about his relationship with Guan Yuntian, Changda Group is a gold medal customer of the Associated Press, but he is still a little hesitant to let Lao Sun put Xinglong Company to death.

"Isn't there any other way?" asked Lao Sun in a soliciting tone, returning to the couch.

"In addition, the court can only urge the court to enforce it, but the land and above-ground objects in Xinglong's factory have long been mortgaged, and the millions of foreign trade proceeds have been transferred to foreign accounts, how can the court enforce it? ”

Of course, Lao Sun is smart enough, Guan Yuntian should understand what he means, people have nothing to ask for, why should they give you antiques worth nearly 200,000 yuan? Usually invite you to eat and drink, just forget it, this time I beg you for help, people will pay a lot of money.

"It's not impossible to do this, it's just ......" Lao Sun stopped when he wanted to speak.

Guan Yuntian directly explained: "This move is indeed ruthless enough, but Lao Min's unscrupulous and fearless posture, if he doesn't do this, can he obediently comply? ”

There are many reasons for the bank to recover the previous loan and not renew it, and it is also very convenient to operate, but Lao Sun doesn't want to force the customer into a corner, but in view of the personal relationship with Guan Yuntian and the antique that was put into the filing cabinet just now, Lao Sun had to agree to cooperate, "I will first ask Xinglong Company when the principal will be returned next time." ”

After talking to the credit department, Lao Sun told Guan Yuntian that the next time Xinglong Company would repay the loan principal would be in a week.

"Okay, isn't that fast? How much is their loan?"

"Six million. ”

"Director Sun, please cooperate with the Associated Press when the time comes, and I won't say much if I thank you. After speaking, Guan Yuntian was about to leave.

"Don't worry, since I have promised you, there is no ambiguity about what to do. Uh, it's almost noon, stay and eat, I'll invite you. Lao Sun made a gesture of retention.

"Forget it, I still have something to do today, I'll invite you another day. ”

......

After a few days, Xinglong Company, as usual, repaid the principal of the loan due in the credit union on schedule, but a week passed, but did not receive any call from the bank, when the financial staff was wondering, the company's manager Lao Min came to the financial department, "The bank has not called yet? What's going on? You quickly call and ask, as soon as possible to complete the renewal procedures, this time to repay the bank loan principal I borrowed from a friend, the loan period is only 10 days. ”

The contact with the bank is usually the accountant Wang, who also has a good personal relationship with Xiao Yin, the business manager of the credit department of the Associated Press, and the accountant Wang immediately called over, "Manager Yin, what's going on with our loan?"

"Your loan, do you mean renewing it?"

"But no, the principal has been returned for several days, and you haven't moved at all, I remember that this is not the case every time!"

"Brother Wang, renewing the loan may be a bit troublesome, maybe you and I don't even count!" Xiao Yin looked worried.

"What's the matter? What's the trouble? This is a terrible thing, why didn't you tell me earlier?" asked the old king hurriedly.

"I also just knew, why are you in a hurry? Since we can't manage it, can't you just ask Manager Min to find Director Sun of the Associated Press? I don't have to worry about you, I think it's better. "It's none of your business, Xiao Yin is happy.

"Oh, what can I do? Lao Min said that the money borrowed to repay the loan principal is only ten days, and this is not about to come. Lao Wang seems to be really anxious.

"Hey, I won't tell you, you just let Lao Min go directly to our leader, Lao Min wants to ask why, you tell him that's what the bank said, there is no why. ”

Putting down the phone, Accountant Wang immediately came to Manager Min's office, "Did the call call? What did the bank say?" asked Lao Min eagerly.

"The phone called, but I didn't know what the situation was, and the bank's credit clerk told you to go directly to the leader of the Associated Press. Lao Wang told the truth.

"Let me come forward to find their leaders? It wasn't like this before, every time the finance department went to go through the loan renewal procedures directly, and I never had to come forward, what happened this time?" Lao Min thought it was very strange.

"I don't know why, that's what the other party said. ”

"It's weird! They want to play it out. ”

"Manager Min, in order to renew the loan as soon as possible, I think you should go on a trip in person, they name names, if you don't come forward, I'm afraid things will not be easy to do." ”

"Okay, I got it. Old Min looked very irritable.

At two o'clock in the afternoon of the same day, Manager Min of Xinglong Company knocked on the door of the office of Lao Sun, director of Fuyuan Credit Union, "Who are you looking for?" Just after the lunch break, Lao Sun sat at the desk with a teacup in his hand, looked at the person and asked expressionlessly.

"Director Sun, I'm Lao Min of Xinglong Rubber Products Company, what do you have to do with me?"

"When am I looking for you?" Lao Sun pretended to be inexplicable.

"Just this morning, the staff of your credit department sent me a letter asking me to come and see you. ”

"Why did you see me?" asked Lao Sun knowingly.

"Director Sun, after the loan is repaid, we used to renew the loan in a few days, but it has been a week since we repaid the principal of the last loan, why is there no news about the renewal of the loan?"

"Oh, you are coming to me for this matter? Manager Min, now that the deposit reserve has been raised, in order to meet the requirements of the Banking Regulatory Bureau, we need to recover part of the loan, so it is indeed a bit difficult for you Xinglong Company to renew the loan. ”

"Director Sun, if you can't renew the loan, our capital chain will be very dangerous, if the capital chain is broken, the enterprise will not be able to operate immediately, and now the company is in the most difficult stage, if you don't get your support, our company will be more auspicious!" Lao Min said with a crying voice.

"Manager Min, the enterprise is in difficulty, and the financial sector is not easy, and no one dares to disobey the regulatory policy. You are not in my position, you can't understand our difficulties at all, I understand you, who will understand me?"

"Director Sun, Xinglong Rubber Products Company is an old customer of the Associated Press, please help us think of a way to get us through this difficulty. After speaking, Lao Min took out a card similar to a bank card from his jacket pocket and stuffed it into Lao Sun's hand.

This move was unexpected by Lao Sun, he paused for a moment, immediately came back to his senses, and said righteously: "Manager Min, this is in my office, what kind of system is it? If my subordinates see it, what will they say about me? You quickly bring it back to me!"

"Director Sun, this is a little bit of my heart, please be sure to accept it, Xinglong Company's loan renewal, please!" Lao Min pushed and shoved, insisting on stuffing the card to Lao Sun.

Lao Min did this, which made Lao Sun even more unhappy, "Manager Min, are you so interesting? I said it, now that the regulatory policy is becoming stricter, the reason for recovering loans is that financial institutions are tight, and it is not that I deliberately can't get along with you, not only will you not play any role in doing so, but it will also cause me to bear the risk of violating organizational discipline, which is not good for you and me!"

"But Director Sun, once this loan is broken, our Xinglong Company will immediately fall into a quagmire, you are a big leader, please help us think of a way, let us get through the difficulties, I will never forget your great kindness." Old Min pleaded.

Lao Sun pointed to the card on the table and said to Lao Min: "Don't say these useless, you put this thing away first!" He walked to the window, looked into the distance, without saying a word, after a few minutes, Lao Sun returned to the sofa, "Remembering that Xinglong Company is an old customer of the Associated Press, and has a good reputation for many years, I can think of a way, but I'm afraid it's not so easy, you go back and wait for the phone first." ”

At about 8 o'clock in the morning of the next day, as soon as Lao Min arrived at the office, the phone on the desk rang, "Is it Manager Min of Xinglong Company? ”

"Hello Director Sun! I'm Lao Min. ”

According to a set of rhetoric designed in advance, Lao Sun said: "Manager Min, after you left yesterday, I racked my brains and couldn't think of any good way, but your situation is extremely critical, to be honest, I really want to see a company like you fall, I also think it's a pity, and finally, I want to ask the company for help." ”

"I think Director Sun has a big face, as long as you speak, the company will always give you face. ”

"What you said is too simple, don't talk about other companies, it's your Xinglong company, can you give me face casually?"

Seeing that he was speechless, Lao Min hurriedly took back his words, "I'm sorry Director Sun, I don't mean anything else, I just want to say that you are highly respected." ”

"Forget it, don't chew the words, I'll tell you the right thing, the regulatory authorities require the increase in deposit reserves and the tightening of the bank's monetary policy are both facts, and everyone must implement them, but Changda Group's tens of millions of deposits in our place, they want to put it forward recently, used to pay for the purchase of new equipment some time ago, I ask them to suspend the use of this deposit, if the other party agrees to my request, we can increase our deposit-to-loan ratio, and there is hope for your renewal of the loan." ”

"Director Sun, has the other party agreed to your request?" Lao Min was very anxious.

"Yesterday afternoon, I thought there was no problem, but this morning there was a problem, I just received a call from their general manager. ”

"What did the other party say?"

"I don't know where people got the news that your Xinglong Company has not fulfilled its guarantee obligations, is there such a thing? So Changda Group doesn't want to help you with this. Lao Sun said calmly.

Lao Min's head was big when he heard this, "We have not fulfilled our guarantee obligations, what does it have to do with Changda Group? They are dogs and rats, nosy!"

"Manager Min, listening to you, it seems that there is really such a thing? It seems that they have not wronged you. If so, people aren't meddling!"

"We had business with Changyuan Intermediary Company some time ago, and it was really not very pleasant, but what does it matter to them that the well water of Changda Group does not violate the river water?"

"I don't know if Manager Min really doesn't know, or pretend not to know, you look at the names of these two units, one Changda, one Changyuan, you should think that they are related, if you don't know, then let me tell you, Changyuan Intermediary Company is a subsidiary of Changda Group, this time you understand, right?"