Lao Sun's suspicion is not unreasonable, if you let the customer counter-guarantee, can people obediently listen to you?

But Guan Yuntian is not worried about this, because the guarantee company is a completely open platform, come and go freely, the main purpose of Changda Group to build this platform is to provide guarantee services for many enterprises in need of guarantee, it does not matter whether to make money or not, as long as it can do things for friends, and not to provoke the purpose of burning, even if the task is well completed.

Even if no enterprise is willing to make a counter-guarantee, it is a big deal that the guarantee company does not carry out business, and it will not cause much loss to Changda Group.

However, Guan Yuntian believes that such a situation will not occur, and enterprises that really need to use the loan for normal operation are not excluded from the counter-guarantee, because their loan will be automatically released after the repayment of principal and interest.

The means of counter-guarantee can be used as a touchstone to test the purpose of enterprise loans, and those enterprises that are unwilling to counter-guarantee just prove that they have ghosts in their hearts, or the enterprises are facing great difficulties, or the purpose of the loan is not for production and operation at all. For such a company, even if he says it is extravagant, it must be shut out.

Guan Yuntian raised his glass to his grandson, "We built this platform to provide services for customers in need, and those customers who do not recognize our approach can choose not to deal with us." ”

"Yes, cooperation or not, completely depends on the willingness of both parties, however, the loan guarantee of small and medium-sized enterprises, stumped a lot of bosses, who have been in contact with them have experienced, many small and medium-sized enterprises actually have very good development prospects, that is, because they can not solve the guarantee problem, do not get financial support, and ultimately fall short. I think this platform will be popular with some small and medium-sized enterprises. "I'm always interested in that.

Guan Yuntian once again toasted several leaders of the Associated Press, "No matter what, once this platform is built, I hope to get the support of the leaders." ”

"Changda Group and the Associated Press are old relations, Mr. Guan, you can rest assured, the Associated Press does not give face to anyone, but also to give you face. Lao Sun said.

On the second day of the wine party, Guan Yuntian called his good brother often, "Big brother, I couldn't ask in detail at the wine table last night, when did you take a back seat?"

"Come on, didn't you see a new deputy director at the wine table last night? The team has been decided, and he will take over my work. ”

"When exactly are you going to step down?"

"At the end of this month, there are still ten days. ”

"Oh, after taking a back seat, what other arrangements does the unit have for you? What are your plans?"

"I really haven't thought about this ----,, but I've all retired, what arrangements can the unit have for me? I guess I may be able to go to work in the unit at that time, but the post and office are gone, what am I going to do in the unit? Is it annoying?" This is the first time Lao Chang has faced these problems.

"Big brother, I have a plan and want to ask for your opinion. ”

"Let's brothers, if you have any ideas, just say it. ”

"At the wine table last night, didn't I say that Changda Group wants to set up a guarantee company. ”

"Very good, I think your ideas are very creative, hurry up and build the platform, small and medium-sized enterprises can't find guarantees, that taste is not comfortable!"

"However, the business scope of this guarantee company belongs to the financial field, and Changda Group does not have management personnel in this area, so I would like to ask you to come forward to manage the guarantee company. ”

"I'm ----? ouch! is this good?" he felt sudden, unexpectedly.

"What's wrong, what is the eldest brother worried about?" Guan Yuntian didn't expect that he would always have doubts.

"Mr. Guan, some things are very delicate, you also saw last night, Lao Sun is not optimistic about the guarantee company, if I take a back seat and go to the guarantee company, you must give me a certain amount of remuneration, Lao Sun naturally has other ideas, I am afraid that it will affect the business development of the guarantee company in the association in the future. Chang Chang worried.

"Hmm----," Guan Yuntian pondered for a moment, "He may have ideas, but I don't dare to do anything to Changda Group, I am also a good friend with him after all." ”

"It's been a long time since we have been dating, don't you feel that his heart is not broad enough?"

"I felt it a long time ago, but he's at least a smart guy and I have reason to believe he has to support our guarantor company. First of all, the Changda Group is a gold medal customer of the Associated Society, is he willing to let us leave? Second, needless to say, he is unwilling to let us leave the deposit business of the Guangchangda Group in the Associated Society; third, if the Changda Group leaves the Associated Press, what good will it do to him in the financial and business circles of Fuyuan County? Based on these three points alone, no matter who will be in charge of this platform in the future, I think Lao Sun will have to support our work. Guan Yuntian analyzed with confidence.

"That makes sense, but if I go to you, my grandson will definitely have an opinion of me. ”

"Hey, you're different from me, why do you always care about others behind your back? My point of view is that as long as you do your best, you have a clear conscience, you don't do anything bad for others, you are not afraid of ghosts knocking on the door in the middle of the night, who wants to say anything behind your back, let them just say it. You have taken a back seat, you have no job, and the unit has no place for you to live, in fact, there is no difference from retirement, you are willing to exert your residual heat, and the old grandson can't take care of it!" Guan Yuntian said.

Lao Chang hesitated for a moment, "Then can you let me think about it before replying to you?"

"What else are you thinking about? You have settled down now, and we will start to handle the industrial and commercial registration tomorrow. ”

Chang Chang has long known Guan Yuntian's character, as long as he thinks it is feasible, he will overcome no matter how big the difficulty is, and once he decides it, he will act vigorously and resolutely, and he will never drag the mud and water.

"Mr. Guan, if you think it's feasible, then start preparing, if not, I'll finish the formalities at the end of the month. Chang Chang agreed to the invitation.

When going through the industrial and commercial registration, Guan Yuntian discussed with Lao Ding that the guarantee company is different from the general production or operation enterprises, and it is not only necessary to seek truth from facts in terms of registered capital, but also to increase the amount of registered capital, so as to show the strength of the guarantee company.

Under the planning of Ding Xiangqian, the relevant staff of the Finance Department of Changda Group completed the industrial and commercial registration procedures named "Changyuan Financial Intermediary Company" (referred to as Changyuan Company) in less than 10 days, with a registered capital of 500 million yuan.

Guan Yuntian kept a low profile on other matters, but on the day of the opening of the intermediary company, he not only asked for a grand opening ceremony, but also personally invited the leaders of all financial institutions in Fuyuan County and Huayuan City to be present, and also asked the leaders to cut the ribbon for the opening of the intermediary company.

Lin Nan, the director of the office of the group company who organized the opening ceremony, did not understand this abnormal move, "You have never carried out the completion ceremony of so many projects of the Changda Group, and you have never carried out the completion ceremony, and even the highway you funded and built, you are opposed to people holding the opening ceremony, what happened this time? It's just that the opening of an intermediary company not only has to carry out the ceremony, but also to be very grand, is there any difference?"

"There is indeed a big difference, Changda Group's industrial projects, the completion and commissioning do not need the society to know, the intermediary company is completely different, not only to let the society know, but also to let friends in the financial community support, so to make a big noise. When we were in middle school, the political science teacher often talked about the philosophical meaning of specific analysis of specific problems in class, and this is the concrete embodiment of it. After speaking, Guan Yuntian smiled proudly.

After completing the internal withdrawal procedures, before he had time to rest and adjust at home, Lao Chang went to Changyuan Financial Intermediary Company to take office, and Guan Yuntian appointed Lao Chang as the general manager of Changyuan Financial Intermediary Company in the name of Changda Group.

After the arrival of Lao Chang, the first task is to set up the management of the intermediary company, although the company has been opened, but Lao Chang is still the commander of the light pole, in the prosperous area of the county in this three-story building, in addition to a doorman, the whole company only Lao Chang himself, can not carry out business at all.

Lao Chang has been the director of the grassroots office of the Associated Press, and has been the executive deputy director of the Associated Press for nearly ten years, and is familiar with the formation of institutions, after some thinking, he put forward the management structure of Changyuan Company, the company intends to set up a general manager, if necessary, and set up a deputy manager, under the business department and the financial department and other two departments.

The business section temporarily has two to three people, with the increase in business volume, and then timely replenishment of personnel, the work content of the business section is mainly responsible for inspecting the business conditions of the enterprise and investigating the peripheral situation of the enterprise. The Finance Section has one section chief, two accountants and two cashiers, who are responsible for reviewing customer information and financial statements, issuing guarantee documents for enterprises, handling counter-guarantee procedures, contacting financial institutions, and so on.

A management structure is placed in front of Guan Yuntian, and only the general manager is in place, and the candidates for other positions have not yet been settled, Guan Yuntian looked at the old man in front of him, "Let's divide the labor, the staff of the business department is similar to the field staff of the bank, you have worked in the financial industry for decades, and the situation is much more familiar than ours, see if there are any staff who have retired from various banks, and those who have worked in the field before, can you choose a few from them." I'll figure out the financial candidates. ”

After Lao Chang left, Guan Yuntian used his brains to find financial candidates for the intermediary company, he knew that none of the existing personnel in the finance department of Changda Group could be moved, and the people needed by the finance department of the intermediary company could only be found from outside.

Guan Yuntian first thought of the eldest sister who had left the finance department of the campus brick factory for many years, but there had been no contact all these years, the person was already in his fifties, and he didn't know what his physical condition was.

For a while, I really couldn't find a suitable candidate for the chief financial officer of this intermediary company.

Sitting on the chair and looking out the window, a smile suddenly flashed across Guan Yuntian's face, "Well, make a phone call to harass her." Grabbed the phone on the table and pressed a series of numbers, "Is the finance department of Chengguan Central Primary School?

"Who are you?" answered the phone, and it was the tomboy-like cashier.

At the time of the campus brick factory, Guan Yuntian had a lot of dealings with the women's army in the finance department of the Central Primary School, and it was strange to say that Guan Yuntian, who had a serious face and did not smile in front of others, was very casual with the people in the finance department of Chengguan Primary School, and he didn't blush even when he joked with each other.

"Tomboy, I'm Guan Yuntian. ”

"Teacher Guan? Oh, I should call you Mr. Guan, are you looking for a beautiful section chief? She is angry, and you don't come to coax her. With that, a few people giggled through the earpiece.

"You are also ignorant, how can you make the section chief angry?"

"We didn't mess with her, it has nothing to do with us. ”

"Okay, let her answer the phone. ”

"She's in her own office, you can call her office. ”

Guan Yuntian dialed another number, and the bell rang for a while before the other party picked up, "Who?" The person who answered the phone was obviously in a bad mood and had a very unfriendly attitude.

"I heard that the beautiful section chief is angry, who provoked you? I haven't seen each other for a year, are you thin or fat now?"

"Who are you, so boring!" said the other man angrily.

"I'm Guan Yuntian, whom you both love and hate, haven't heard it for so long?"

"Hey, I never make a phone call, who can hear you? What are you calling?"

"Miss you, make a phone call to harass me. Guan Yuntian chuckled.

"I'm annoying, I don't have time to joke with you, and if you don't get down to business, I'll hang up. ”

"Why aren't you gentle at all? No wonder they say you're angry, it looks like you're really angry, because what?"

"Hey, it's hard to put into words, it's annoying. ”

"Why are you so depressed, why don't you find a place to sit down after work and help you enlighten?"