Chapter 655: Concentration of Social Capital
The state is already carrying out the pilot reform of the joint-stock system, but it is still in the stage of crossing the river by feeling the stones, and no regulations have been formed.
The year before last, the shares of "Tianqiao Department Store" sold well and raised a lot of funds, mainly because the stock stated that the principal and interest were paid.
In fact, this is not standardized at all, how can there be a reason to make stocks similar to regular passbooks?
Isn't that misleading?
Let the masses mistakenly think that buying stocks is the same thing as depositing in the bank. There is no idea that there are risks associated with stocks.
Last year and the year before last, not every stock issuance in Shanghai was successful, and the worst one only raised hundreds of thousands of yuan.
People are not traversers, of course, they have to learn by doing while exploring.
Huang Han knows the development trajectory of most industries, knows that the shareholding reform is the general trend, and knows the "money scene" of the real estate industry.
He gave Qin Kunlun, Song Jiefang, and so on ideas:
"You can make this public, the county will hold a meeting to decide, and then sell the shares through the bank with the county government as a guarantee. Shares are bearer and there is no upper limit. ”
Qin Kunlun was also very pragmatic, shook his head and said, "Without an administrative order, I'm afraid I won't be able to sell it!"
"Business conduct should be based on the basic principle of consciously and voluntarily investing and returning to the people, and it is best not to take administrative orders.
But you can take the lead in high-profile buying! With your example, it should be easy to raise millions. ”
"We're also afraid of losing money!" said County Magistrate Ma truthfully.
"Yes, yes, it's not easy for us to save some money, in case of loss, my wife will not have a good time. A county magistrate who has just become a member of the Standing Committee this year said.
Huang Han already has a plan in his heart, it is not good to make a lot of money by his own family, and what is necessary to drive more people to become rich also includes driving these heads and brains in the county.
It's a big deal that his family suffers a loss, and he takes out some money to lend some familiar cadres for investment.
Anyway, with your own prophet to grasp the general direction, you can't lose if you close your eyes and vote.
He said: "Otherwise, each of you will contribute 50,000 yuan......
"What? 50,000? My family can't even get 3,000 yuan. County Magistrate Ma was surprised.
Qin Kunlun can get 50,000 yuan, but he can't take it, because the profit from investing in "Things Turned Out to Be a Hotel" can't be put on the surface.
He thought that Huang Han's suggestion was unreliable, coughed, and said:
"We all get a fixed salary, how can we get so much money?"
"Since I said it, I will definitely be able to guarantee that you will come up with 50,000 yuan to invest in the shares. ”
Song Jiefang felt it was interesting and said, "Then you hurry up and say your tricks!"
"What's the trick, my father's new work "1981" bought very well, and you all know that he got a lot of manuscript fees!"
"It's not a secret, we all admire and help rejoice!"
"It's better to be happy alone than to be happy, you all call an IOU to my father, borrowing 50,000 yuan for a period of five years, not for nothing, the same according to the five-year bank interest. ”
"This ......"
Except for Qin Kunlun, Qian Guodong, and Cheng Shengli, the rest of the people, including Huang Daozhou and Zhang Fangfen, all looked at each other.
Song Jiefang said: "The five-year bank interest rate has recently been raised, and the annual interest rate should be close to 10%.
The interest of 50,000 yuan a year is 5,000 yuan, and our salary is not enough to pay the interest.
If there is no return on the investment and I lose money, I will fortunately not need to support my family, how can other comrades live?"
"I'm sorry, I'm sorry, I forgot to talk about the premise first, which makes everyone worried. ”
"Haha......" Qian Guodong couldn't help it and laughed.
He believed in Huang Han unconditionally, and he could get 50,000 yuan.
I have already thought about it in my heart, there is no need to borrow money from Huang Han's family, since Huang Han is optimistic about investing in real estate development companies, then invest!
Huang Han has set his sights on the project, how can it be that he can't even earn back the bank interest!
Seeing that all his colleagues were looking at him, Qian Guodong cleared his throat and said, "Huang Han, don't sell Guanzi, hurry up and say the premise!"
"My dad always thought that money was something outside of the body, just enough to eat and wear. If he takes out all the manuscript fees to participate in the shares, it will be nothing for you!"
County Magistrate Ma said: "Yes, your father has money and can afford it, why should he pull us in?"
"You have to understand the meaning of being happy alone is not as good as being happy with all! This is actually another interpretation of getting rich first and driving more people to become rich!"
"Hey, don't be a big dealer! These are all things that we must talk about when we have a meeting, so we need you to give us a political lesson?"
"If my dad had invested all his manuscript money in a real estate development company, he would definitely be able to earn a considerable amount of dividends.
He was originally the one who became rich first, and then he became richer, and the gap between him and you widened.
This certainly goes against the original intention of reform and opening up, so that some people will become rich first, and more people will become rich!"
Xu Muguang, County Magistrate Ma, County Magistrate Gao, etc., Qin Kunlun was also discussing with Song Jiefang, Cheng Shengli and Qian Guodong looked at each other and smiled.
They firmly believe that Huang Han is so keen on real estate development, and this industry must have a lot of "money".
You can have shares, and you can count all the money that your family can make up.
Huang Han continued to flicker, very high-profile, with a righteous face, he said:
"Let me start by stating that we have to make money on the premise that the country makes more.
The real estate development companies in which we have a stake must be held by the government at least 51% and must be controlled.
Other units and individuals can only hold 49 percent of the shares.
I am optimistic that investing in a real estate development company will not only be able to obtain good returns, but also be conducive to the development of our county and improve the housing conditions of the people.
However, at present, the vast majority of cadres and the masses are not conscious, and they are unwilling to spend money to concentrate on major affairs.
Therefore, it is recommended to start with you, the top leaders of our county, and I believe that with your example of leading by example, the problem of funds will be solved. ”
Huang Han really had good intentions, and he knew that in the early days of reform and opening up, he was not a maverick.
Too many localities are suffering from lack of money for development and require the employees and cadres of enterprises and institutions to raise funds for projects.
There are too many examples of county leaders taking the lead in taking the lead in taking out money, and in the past nine years, there have been cases of borrowing the real estate certificates of leading cadres to mortgage loans from banks, and finally arguing ......
In some localities, they have gone a little too far and adopted the method of directly deducting salaries to force cadres and teachers who receive financial salaries to raise funds to participate in shares.
However, many investments are made by patting their heads, and they often lose their money, and there have been many group incidents.
There are also successful examples, such as a rural bank in Sanshui County, which has been successful, and many investors have obtained more than 100 times the profit.
Later, there were a lot of people who had pink eye, but people took out the relevant procedures and documents that had just started the fundraising to complain, obviously they were all resistant to participating in the shares at that time, and they were forced to take the money.
There is no way, the tasks assigned from above, and the amount of money is basically apportioned according to the proportion of rank and salary.
In the end, the results were good, and the investment dividends of those cadres were recognized as legitimate income. Flying
Huang Han knows what to invest in and will not lose money, and he believes that the population of Sanshui urban area has skyrocketed, and if there is no increase in housing supply, it will affect development.
Therefore, it is advisable to advocate crowdfunding to take the lead in creating a real estate development company, everyone pays money, everyone makes money, and the country makes a lot of money, why not?
Qian Guodong said: "Huang Han said that he can get rich returns, what are we worried about?
I agreed to borrow 50,000 yuan from Mr. Huang for investment! I also want to count all the money that my family can muster. ”
At this time, Qin Kunlun remembered the past when he went to the bank to borrow 30,000 yuan to invest in "things turned out to be hotels", and he had already decided in his heart that Huang Han was going to make a fortune this time.
Although he agreed in his heart, he decided not to express his position, and this kind of matter is best decided by the Standing Committee members!
County Magistrate Ma may really have no money, and he is still struggling with what to do if he loses, and asked: "Investment is to do business, and there is no profit or loss, what should I do if I lose money?"
"I can guarantee that I won't lose. ”
"Guaranteed, and not eaten as a meal!"
"The money you invested was borrowed from my father, and I will speak for him now, the investment is at a loss, our family's interest is gone, and if you lose the principal, it is also considered unlucky for my family, and you don't need to repay the money, do you still have concerns?"
"Where is this?" said County Magistrate Ma, blushing.
"Then how do you think you can be assured?"
"I'm embarrassed to take advantage of this, I can't make sense of it!"
Huang Daozhou knew that County Magistrate Ma was a real person, so he said, "Old Ma, don't think too much. You came up from the grassroots and you should have seen it with your own eyes.
Since the comprehensive reform and opening up of our county, it has been the same every year, has the investment in the past few years been at a loss?"
Zhang Fangfen saw that her husband had made a statement, of course she couldn't say nothing, she smiled: "The manuscript fee earned by my family Daozhou is a windfall, and there is no need to worry about losing shares at all."
As long as it can drive the development of the county, it is worth it!"
Song Jiefang gave a thumbs up and praised: "Chairman Zhang is magnificent! No wonder Huang Han is so confident."
I am optimistic about more development after the reform and opening up, and I believe that the people urgently need to improve their housing conditions and participate in real estate development, which is reliable!"
Chen Yihua said: "I think that the house is sold with accounts to be checked, and this transaction will definitely not be lost." Besides, have you ever seen a loss on the investment backed by Huang Han in the past few years?"
"Well! that's true. It's just that I've never borrowed money from anyone, so I'm upset and panicked. ”
Qian Guodong said: "Old Ma, don't be a mother-in-law, Huang Han can guarantee that he will not lose money."
I also told you that I also think that you will not lose money, and I can't guarantee that in five years, your 50,000 yuan will become more than 100,000 or more!"
"Isn't it okay to make so much money?"
"What's wrong, don't forget that the government is the controlling shareholder, the government is the majority shareholder, our investment has doubled, and the government's capital has doubled in the same way!"
"When you say that, I feel a lot more at ease!"
Huang Han said: "I suggest that you simply make County Magistrate Ma more at ease!"
Song Jiefang said: "Don't sell it, just say it!"
"The county magistrate Ma took the lead in valuing the old houses and land that will be counted as assets of the real estate development company, and at the same time issued a fundraising initiative, without apportionment, all voluntarily.
The deadline is one month, and Zhang Bang will announce the estimation method and asset value of state-owned assets and collective assets, and strive to make the establishment process of the joint-stock company a benchmark and become the lecture content of the county party school. ”
Qin Kunlun said: "Yes, no one takes advantage of the state, and all the shares are taken in cash, and they will be widely publicized after they are made public, and the masses are welcome to supervise!"
Song Jiefang said: "I completely agree! We are really not afraid of crooked shoes, and we can withstand the supervision of the masses." ”
Seeing that all the county leaders, including Song Jiefang, had entered the court, Huang Han smiled secretly in his heart.
Except for Song Jiefang, the rest of the people present are over forty years old, and Huang Daozhou is the oldest at fifty-five, but they are not as old as Huang Han, who has been a person in two lifetimes.
Is it taking advantage of the state? There really is no legal argument for this.
For example, if it weren't for the development of the country, their land and houses might be worth tens of millions of dollars?
They didn't do anything, and pies fell from the sky, did they take advantage of the country?
The main leaders of the county promoted real estate development and took a stake in the development company.
The company will definitely be able to get preferential treatment in its daily operations and be able to give priority to resources, is this taking advantage of the country?
In a word, don't take it too seriously, don't stick to the form, as long as the result is good.
If you don't engage in crooked ways, don't oppress demolition households, and engage in real estate development in accordance with the rules and regulations, you can make a lot of money in the same way.
Huang Han saw the demolition of Sanshui County with his own eyes, and the time when the serious 800 began was actually in the early 90s, when the demolition work was easy to do, and there were basically no nail households.
Later, it became more and more difficult!
Why? The loss of the principle of fairness leads to a great loss for honest people.
Later, especially after 2015, the demolition work began to be done again.
Why? The principle of fairness is back, and everyone shouts and fights for nails.
Sanshuicheng has also issued new regulations, all demolition compensation amounts are publicized, and the audit bureau is responsible for third-party supervision.
Those who take the initiative to relocate and demolish households will be given bonuses, and the proportion of nail households is less than 15 percent, and compulsory measures will be implemented.
Huang Han promoted the establishment of the first real estate development company in Sanshui County, and will definitely take responsibility.
From the beginning, we unswervingly implemented the principle of fairness, won the trust of the people, and basically implemented the demolition and relocation standards.
We can't tolerate the behavior of people swallowing elephants without people's hearts!
The principle of fairness is the bottom line, no one can touch it, and the compensation standard for demolition and relocation must be set to death.
Eighty-five percent of the demolition households agreed to the demolition and received bonuses after signing a compensation agreement.
The remaining few people don't need to be polite to them, the bonus is not given, the demolition is forced, and they are not afraid of who will not accept it, and they are not worried about who will skip the level to petition, and they can prevent the very individual behaviors of seeking death and buying life.
If you have righteousness in your heart, you will naturally have the confidence to do things.
Where does righteousness and confidence come from? Only by truly supporting the two families with one hand and achieving fairness, justice, and openness.
Is it hard to do this?
It's really not that hard!
It is enough to say that it was basically done when the demolition was first started in the early nineties, and it was basically done two thousand and fifteen years later.
The vast majority of the people support the state and local development, and it is not difficult to ensure that the demolition of one is done and the return of the other, and the relocation of the original place or the priority selection of houses in the same area as much as possible.
Why as much as possible?
Because some of the demolition plots are not used to build residential buildings, there is no way to move back.
Huang Han's idea is to take the lead in demolition, real estate development, standardize all the processes, and become a model!
In the future, real estate development companies emerge in an endless stream, but because the behavior of the leading brother is remarkable, the latecomers must rely on the gourd.
Huang Han's goal is to make the demolition and relocation, which has been criticized by the masses, become a project that benefits the people.