Every time she came to Sanshui County, Qin Shuzhen had to have a long talk with Huang Han.

She regards Huang Han as a confidant, she really has a lot to say, and she can say whatever she wants, and she is not aware of her own psychological changes at all.

In fact, in her heart, Huang Han has long been not a boss, a collaborator, an investor, or a think tank, as for who he is? She can't figure it out, anyway, she just trusts Huang Han and loves to talk to him.

Today's Qin Shujie can be regarded as a middle class in Europe and the United States, and even a petty bourgeoisie.

The inherent thinking of Chinese, with money to sell houses and buy land to buy industries, Qin Shujie is no exception.

She asked: "Huang Han, our capital is getting stronger and stronger, are we considering buying an office building in the United States and buying some real estate?

Owning a property? Huang Han was very interested. The world's population is only 5 billion this year, and it will exceed 7 billion in 25 years, and the overall rise in housing prices in good places is a general trend.

Since Qin Shujie is ready to buy an office building and settle down, of course, she must maximize the benefits of her investment.

Investing in real estate in the U.S. is far less cost-effective than in Hong Kong, and U.S. states have different laws and regulations regarding real estate taxes.

Strictly speaking, Hong Kong is the same as the mainland, there is no real estate tax, only rates, property tax, and government rent, and the rates are equivalent to land use tax.

These three costs are actually similar to those of the mainland in the future.

Hong Kong's real estate sector fell for four or five years in a row before '85, and just stabilized last year, showing a slow upward momentum.

Since there is a Hong Kong company, why not buy a house in Hong Kong? Of course, Huang Han knew that the housing prices in Hong Kong in later generations were outrageously high.

I also know that young people born and raised in the natives are narrow-minded and complaining because they can't see the future, or because young people at the grassroots level are crammed into a small space all day long.

was slightly provoked by the "public knowledge" with ulterior motives, and took to the streets......

In fact, in addition to the ridiculously high housing prices in Hong Kong, it is still quite good in other aspects, at least the tax rate is low, and it must be a paradise for the rich.

The point is that Hong Kong people are Chinese, and this is crucial.

Who knows if China will be xenophobic in the future? Anyway, Huang Han has heard about the incident of smashing KFC's floor-to-ceiling glass windows.

But it is certain that Hong Kong can never be excluded, and it is politically correct to help Hong Kong or even get used to Hong Kong.

Are things expensive in Hong Kong?

In addition to the house, the others are definitely cheaper than the mainland, as can be seen from the fact that the water customers used the ant moving method to bring goods from Hong Kong to Shenzhen.

Why did Hong Kong's economy go downhill in later generations? That was the inevitability of history, and it was also because the four major families headed by Li Mouren pushed up the housing prices, and they were too ruthless in collecting wool.

Don't expect capital to be patriotic, the nature of capital is to pursue profits, and maximizing interests is the pursuit of capital.

Don't expect capitalists to have a conscience, in the vast majority of cases it is in the belly of a dog, how much Li earns in real estate, those who just need it have to pay so much.

Huang Han didn't answer Qin Shujie's question, but asked rhetorically: "With your current situation, you must be qualified to get a U.S. green card, have you started to do this?"

"No! I'm not ready to become an American citizen, it's not that I can't do it, it's that I can't stand it psychologically!"

"But without a green card, the inconvenience will manifest itself in many ways. ”

"It's true! Alas, sometimes I'm really torn between a few sides!"

At present, China admires foreign countries, and foreigners can enjoy super-national treatment, which will be a lot of preferential treatment as a corporate income tax.

Since Huang Han knew a good way to enjoy super-national treatment without foreigners, of course he had to guide Qin Shujie.

He said: "Hong Kong belongs to China, and it will inevitably return to the motherland in '97, but Hong Kong is still Hong Kong, and there will be no fundamental changes because of the return! The difference is that all Hong Kong people have been treated by Chinese." ”

"You mean to settle in Hong Kong to apply for a Hong Kong account?"

"Yes, you don't need to apply for a U.S. green card, with the size of our Hong Kong company, you can settle in Hong Kong and become a Hong Kong citizen.

In the future, you will still be an upright Chinese, but it will be much more convenient to travel to and from Europe and the United States, and it will be more convenient to come to China to do things!"

"Wait, let me think about it, to be honest, I never wanted to be a Hong Kong person, after all, it is a small place. ”

"It has nothing to do with us whether it is a small place or not, we all have a Chinese heart, your home in your heart is still Hangzhou, and the home in my heart will always be Sanshui County. ”

"You're quite sensational, you can compose music and lyrics for these words. ”

"Hehe, think about the elders of your family, Americans, Hong Kongers, it's not difficult to have multiple choice questions, right?"

"Yes, in order to do things conveniently, I have to make a choice, become an American citizen, I become a foreigner, a fake foreign devil, my parents are afraid that they will not let me enter the door."

I have become a Hong Kong person, and all foreigners can enjoy the conditions, and I don't need to turn my back on the motherland, so I will do this when I go back to Hong Kong. ”

"Not only for you, but also for you to do one more person!"

"Great, you're also going to open a Hong Kong account?"

"I don't need it now, let's talk about it in two years, I'm going to help my fifth cousin do it, the situation is like this......"

Huang Han gave a general overview of the situation at his aunt's house.

"So it was to deal with family planning?"

"Well, my aunt's family has no sons, and five daughters, so she wants to rely on her fifth cousin to make a comeback! She is only willing to give birth to one child, unless she is lucky enough to give birth to two fat boys at once. ”

"Giggle......" Qin Shujie laughed coquettishly when she heard it, and suddenly she seemed to think of something, and she was depressed.

"What's wrong?

"I'm thirty-three years old, I'm afraid I'll miss the best age to have children if I delay it any longer, I want to be able to have flesh and blood, and it's best for the child to be as smart as you!"

Huang Han almost told her that he was actually mentally normal, and he was not necessarily smart. The performance over the years has been good, and it is completely the result of the hanging.

But Huang Han couldn't say that, and he knew that no one would believe him at all, so he said: "You should have considered personal problems a long time ago, it's not a matter to be so single all the time!"

"You're wrong, I want a child doesn't mean I want to get married, I can't be an accessory to a man in my life, I want to live my life!"

Huang Han was depressed, the most heard in 220 years was divorce, only child, Dink, too many women with good conditions and high education do not want to get married, and it seems that the better they are, the more they choose to be an only child.

After the country liberalized the two-child program, the fertility rate has not reversed at all, because many young men and women in big cities either do not marry at all or refuse to have children.

Unexpectedly, in 1987, Qin Shujie pursued celibacy and was unwilling to marry.

The problem is big, how can you have children without getting married?

Huang Han was speechless, and Qin Shujie smiled: "There are too many people who choose to be only born in the United States, and there are still many homosexuals in the United States!"

"Look at you don't look like Lala!"

"Hee-hee, you don't even know the name!

At this time, the two of them were relatively close, the lights in the room were dim, and the atmosphere was a little weird, Huang Han only felt impetuous, he quickly took a deep breath to calm his emotions.

Diverted the topic and said: "Rong'er must have been beautiful recently!"

"She's amazing, I'm not as good as her, I think when I was studying in the United States, I don't know how many dishes I washed in order to earn some tuition, she started a band and became famous in one fell swoop. "Nine peaches

"What's going on with her album?"

"It should be almost released, Universal Music is the world's industry giant, Shen Xiaorong's works have been recognized by the public, and it is conservatively estimated that the sales of the album in the North American market will not be less than two million!"

"I'm really happy for her!"

"Xiaorong has been talking about your goodness, and has always said that the money earned from the album is shared equally with you. ”

"I don't need it, I'm not short of money!"

"Our family has always been principled, we don't want yours, we don't want mine, it can't be less, how Xiaorong arranges, you don't care. ”

"It is recommended that she enter the market as soon as her money arrives and continue to quadruple leverage. ”

"I know that all of our capital was withdrawn at the end of September, and a quarter of the profits were left short in late October. ”

"That's right!"

"I still can't figure out how you can make such a prediction. ”

This question is not easy to answer, Huang Han didn't want to lie and deceive her, so he didn't answer, and changed the subject:

"I am quite optimistic about Hong Kong's real estate, and I predict that there will be dozens or hundreds of times the increase, and we can take out one-third of the money we earn from the stock market to buy office buildings and commercial housing. ”

"The more money you make in the stock market, the more accurate your prediction will be, and if you decide to buy a property in Hong Kong, I will definitely do it. ”

"Don't wait, the more you wait, the more expensive it gets, start at the end of September!"

"No problem, I'll pay attention to it next, and I'll also be in contact with the agent!"

"Don't worry about the investment in fixed assets is too big, you can get a mortgage, the loan interest is much less than the increase in housing prices, and in the next one or two decades, you will not lose money by taking out a loan to buy a house in Hong Kong. ”

"I know, as long as you have collateral, it is much more convenient to apply for a loan in Hong Kong or the United States than in China. ”

"Of course, capitalists are all profit-seeking, and they can't ask for loans with high-quality assets. ”

"Giggles, our company is a high-quality customer of the bank, and we can get a certain amount of loan without collateral, and the interest rate is nearly half lower than that of domestic banks. ”

It is a fact that inflation has begun in the country, the interest on deposits is very high, the interest on loans is ridiculously high, and the annual interest rate on loans with unplanned quotas has long exceeded 10 percent.

Huang Han said: "So you should take a loan from a Hong Kong bank as much as possible, and you can make a lot of money just by the interest difference!"

"I know, I will try to finance as much as possible to buy a large number of properties in the future. ”

"That's right, the property can be refinanced anyway. ”

"I love talking to you about these things the most, and I can learn something new every time. How can you be so smart!"

Qin Shujie's watery eyes looked at Huang Han, her long eyelashes flashed and couldn't be said to be tempting, Huang Han felt that he couldn't stand it, and decided to run away, and asked:

"Are you feeling tired now?"

"What's the matter, what's the matter?"

"Are we going to talk all night?"

Qin Shujie continued to look at Huang Han, smiling rather than smiling, as if she was thinking something in her heart.

Huang Han felt that her smile was very mysterious, but the traverser couldn't see through other people's minds!

She looked at her watch and said, "It's almost twelve o'clock, you go back, you still have class tomorrow, right?"

"yes! There's been a lot of chores this time, and I've missed a lot of classes. ”

"It looks like you're still at the top of your grade!"

"For the time being, I'm afraid it will be difficult in the future!"

"It's different if you have a high intelligence value, you can still maintain such good results by pondering chores all day long, I sincerely admire you!"

Huang Hanxin said: This is completely because I started studying high school courses a few years ago, and I know all the required content by heart, otherwise how could it be so easy!

He said, "Rest! I'm gone, good night!"

has already gotten along with her own family, of course, there is no need to send each other, Qin Shujie inadvertently glanced at Huang Han at the moment of leaving, and happened to see Huang Han almost hide the embarrassment of a night.

She suddenly felt that her face was hot, but fortunately, Huang Han had closed the door and left.

Qin Shujie is thirty-three years old, studying and working in the United States for nearly ten years, although she has no experience with the opposite sex, but she knows everything.

Suddenly, she rolled happily on the bed with her pillow in her arms, gigg......ling and laughing.

She's been thinking about a plan, and at first she's worried about the embarrassment of not being able to carry it out, but now it seems that it shouldn't be a problem.

Qin Shujie slept, slept soundly, and had a good dream, in which she had a son, a daughter, a big house, and a big farm......

After Huang Han went out of the door, he looked up at the starry sky and took a deep breath, and the restlessness in his body slowly subsided.

When I got home, I found that Huang Xin hadn't slept yet, and was still practicing in the study.

It is already the second semester of the third year of high school, and when it comes to the sprint period, the senior students of the experimental middle school are all facing great enemies, and Huang Xin is no exception.

Huang Han sat down lightly opposite Huang Xin, Huang Xin raised his eyes to look at him, and said with a smile: "I know it's not early, I'll go to sleep after finishing these questions!"

"You don't have to work too hard, just relax your mind, and with your grades, you will definitely be admitted to a prestigious university!"

"Not really, I'm stressed. ”

"You must not be stressed, it doesn't matter if you fail the exam, my family doesn't have to take the college entrance examination as a single-plank bridge, and you can study abroad. ”

"I know that the pressure is not because I am worried about the future, but because I am fighting for breath!"

My sister wants to be strong and not admit defeat, self-esteem and self-love, it should be in vain to persuade her to take it easy, Huang Han stopped persuading, and said: "I'll peel an apple for you and make a glass of milk!"

"No need, my mother soaked me before going to bed!"

"I also want to eat some fruit and drink a glass of milk before going to sleep, you can accompany me!"

"Okay!"

Huang Han, who started again, developed the habit of going to bed early and getting up early, and when he was in elementary school and junior high school, he usually went to bed at nine o'clock.

After starting to have evening self-study classes, Huang Han also went to bed at 10:40 as much as possible.

I went to bed two hours late today, and I always felt that I didn't sleep well, and I kept dreaming, and it was a spring dream, and the women in the dream were all charming.

Wake up in the morning and take a shower and change your underwear......

Alas, it's nice to be young, but sometimes it can also bring trouble!

Huang Han, who was sighing, had just gone out when he saw Qin Shujie who was heroic in sportswear.

"Why did you just go out, I ran three laps!"