Chapter 119 Hello, do you want to apply for a card? (Ask for subscription!)

"Then how much does it cost to open a restaurant of two or three hundred square meters in a good location?"

Xia Yu opened his mouth to ask the old-timers for advice.

Because of the limited production capacity of the farm, Xia Yu does not plan to open another branch in the future, so he wants to make a good store.

"The rent of each square meter of a good lot is at least eight or nine yuan, and two hundred square meters will cost 50,000 yuan a month. ”

The shops in the magic capital are the same as the office buildings, and they are calculated on a single day per square meter, so to open such a restaurant, it will cost Xia Yu a day's sign-in salary just for every month's rent.

Doesn't seem like much?

"If you decorate, design, water and electricity, materials, and labor are counted together, hundreds of thousands of dollars should be able to install well, and the labor salary is a small head......

Listening to He Jiawen go through it from beginning to end, Xia Yu had some points in his heart.

The initial investment is about two million, which depends on the supplier's own share.

Most of the money in Xia Yu's hand was exchanged for bitcoin by him, because the rise during this period was good, and he was probably able to make up about 830,000 in cash, which was 1.17 million short of 2 million.

This number seems like a lot, but as long as Xia Yu saves a little money during this time, it will be able to make it up in more than twenty days, less than a month.

For Xia Yu, money is not a problem, but the choice of kitchen and management is a problem.

As a full-time college student, he has no time or patience to stay in the store all the time, and a reassuring store manager and a stable chef are particularly important.

Xia Yu didn't have time to find it slowly, pick it slowly, and talk slowly, maybe he could only spend money for headhunters to do it.

"Okay, I'll think about that. ”

"Lao Xia, you have to remember, you have to spend more effort to start a business, you can't be reckless, I know several second-hand goods, I want to be one out, and as a result, I lost all the money I saved for several years, do you say it's not good to change the money for a car?"

It's really good, but most people don't have self-knowledge, and they want to start a business as soon as their brains are hot, and they end up with chicken feathers all over the ground, and the rich second generation is just losing pocket money and New Year's money, and ordinary people are afraid that they will lose all the coffins of their grandparents.

"I understand, do market research first, and I'm afraid it will take the second half of the year to really do it. ”

Xia Yu said in a serious tone, even if he lost two million, he would not feel distressed, but the key is to lose face!

If they find out, I'm afraid they will be ridiculed for several years.

"Then I'll be relieved, and I'll definitely bring my friends to the party when the time comes. ”

"Okay!"

After chatting about this topic, the two began to focus on dealing with the food in front of them.

The two of them spent nearly 5,000 for a dinner, and the money was paid by Xia Yu, so after eating, He Jiawen took him to a nightclub again, saying that it would be a pity not to go shopping after eating so many oysters at night.

Xia Yu didn't understand this sentence at first, but when he finally saw him hug him left and right, he understood it in seconds.

I have to say that Lao He is also a man of temperament!

Similarly, there are many homeless beautiful young ladies who want to go back with Xia Yu, but unfortunately he didn't agree to any of them.

In these years, they pay attention to equivalent exchange, and they don't teach Xia Yu to learn English, French, and Japanese, why should he do charity?

Refuse everyone, hop on the car home, and shout TM stimulation in my heart.

After a night of silence, Xia Yu got up the next day and began to collect information about the restaurant's operation.

The restaurant can also be regarded as a business, and how to run a restaurant will use the knowledge of business administration, so this time Xia Yu did not have the feeling of hating less when the book was used, but felt that it was very good to have goods in his stomach and be able to take them out at any time.

Of course, you can't get carried away because of this, and such an advantage can only be maintained by constantly recharging.

After eating at noon, Xia Yu, who rested for a while and continued to go back to the study to work, suddenly received a phone call, a call to promote credit cards.

His expression was strange about this, because the other party was not a phone scam, but invited him to apply for the legendary AE black card.

"Hello, Mr. Xia, according to the appraisal of your assets...... We sincerely invite you to apply for a Centurion Black Card. ”

Come on, come on, such a big call made Xia Yu a little confused.

"Wait, you are a citizen's livelihood, and you want to ask me for a card?"

"Yes, if you are free, please visit one of our branches to fill in the relevant authorization documents, which will be approved and sent by the head office. ”

"No, I heard that you don't want tens of millions of daily deposits?"

There is an application system and an invitation system for black cards, Xia Yu knows, but doesn't the invitation system depend on the average daily deposit?

"I'm sorry, Mr. Xia, what you are talking about is the invitation condition of China Merchants Bank, and we have lowered our requirements. ”

The sweet voice continued, just what she said made Xia Yu feel so low.

What does it mean to lower the requirements, you are completely breaking the good impression that I have seen so many gods and heroes on the black card accumulation, okay.

There are three banks that have cooperated with China Express to issue centurion black cards together, China Merchants Bank, Minsheng Bank and Cosmic Bank, and their conditions are different, but without exception they are all of high standards.

Such a tacit understanding was broken in 2017, and a traitor came out of the three companies, and adopted a big release on the black card policy, and even launched a marketing campaign with an annual fee of 6%.

Therefore, Minsheng only needs a net property value of more than 12 million yuan in the name of the individual, and the average daily deposit of the individual in the quarter is more than 5 million yuan to easily get off the card.

Xia Yu does not have a deposit of 5 million, but a house in his name is worth four or five 12 million, and he has not taken a penny of loan, which means that he is better than customers with 500 cash.

Banks also want to grab customers, and Minsheng will choose to release water regardless of reputation, probably in order to seize the market!

The small rich can't compare to the big rich, but as long as the list is made, their spending power is stronger than that of ordinary people!

"Then I'm also sorry, but I don't plan to get a credit card for the time being. ”

Xia Yu hung up the phone after speaking, not giving the other party a chance to speak again.

He will definitely get a black card, but it must not be now, and the card itself is very watery, and the amount that can be swiped must have been castrated.

This is not interesting, if Xia Yu plans to brush a Lamborghini, how embarrassing should it be if the POS prompts that the quota is insufficient?

In fact, Xia Yu's worries are not wrong at all, after adjustment, the black card limit of Minsheng is between 500,000 and 10 million, but the customer service deliberately did not say it.

Considering that these Xia Yu still prefer the Universe Travel, you must know that the savings card that the family gave him living expenses was the Universe Travel, although it has now become his exclusive sign-in salary card.

It's just that who knows what will happen in the future, he waited for the other two to call him.

But then again, the bank is powerful, and the fast ones have evaluated Xia Yu's assets, and his parents don't know how rich he is.

Throwing the phone aside, Xia Yu continued to be busy with the work at hand.