Chapter 433: Debt Development
This year, "Things Become Hotels" and "Fresh Wind Clothing and Luggage Factory" have made a lot of money.
Coupled with Huang Han's manuscript fee and the money he earned from running to Guangzhou, minus the capital of buying a house, investing in two dormitory buildings, and hoarding famous wine, Huang Han's family can now use 80,000 yuan in cash.
Great development is often accompanied by inflation, as long as it does not get out of control, it is a good thing, stimulating the real economy.
But at this time, you can't save money, it's not cost-effective, investment is king, and it is necessary to build a house while the land, building materials, and labor are extremely cheap.
Huang Han decided to discuss with his parents to invest in the "Shijing Hotel" in the south of the "Shijing Hotel", and planned to build standard rooms, triple rooms, and double rooms with a usable area of about 20 square meters.
To complete this investment, 80,000 yuan is definitely far from enough, and debt development is a must.
On Saturday night, Huang Han took the opportunity of Huang Daozhou to go home and have dinner with his family to talk to his parents about his plans.
He said: "Mom and Dad, have you read the newspaper or watched the CCTV news broadcast during this time!"
Zhang Fangfen said happily: "I read the newspaper whenever I have time now, and I often watch news broadcasts, you are right, I often read the news and my brain is different." ”
Huang Daozhou asked, "What do you think? Don't go around the bush and say it directly!"
"If you often watch the news, you should know that this year's national policy is more relaxed, and it is emphasizing the encouragement of individual development and increasing the intensity of reform and opening up. ”
"Well, the determination of the above is quite great, and it is no longer confined to the surname of the capitalist society, and proposes to take the road of socialism with Chinese characteristics! ”
"Our family has saved some money again, I don't think we can let the capital sleep a lot, and take it out to invest it to increase jobs and benefit the country and the people!"
"Don't sing high in front of us, tell me, what are you going to do?"
"The day before yesterday, the two editors of "Ancient Legends" came, and you didn't book a good room in the county government guest house, don't you have any ideas in your heart?"
"Of course, there are! Our reception capacity in Sanshui County should be strengthened, such as the kind of room with bathroom in the VIP building of the guest house, at least 100 of them need to be repaired!"
"Haha, the hero sees the same thing!"
"You want to invest in a guest house!"
"Yes, I'm going to build a 'hotel' in front of our 'Thing-Turned Hotel', and make at least fifty standard rooms!"
Huang Feng lived in many guest houses outside last summer, and each of them had a good business, and said happily: "Brother, I support the family to open a hotel, and I will definitely make money." ”
Huang Xin, who also lived in Shanghai and Guangzhou for nearly a month, also thought that it was good to open a hotel, and said: "This thing is reliable, and I also support it." ”
Huang Daozhou asked, "Have you ever estimated how much it will cost?"
"'Things become hotels' do not need luxury, the key is that all rooms should have independent bathrooms, air conditioning is too expensive and too expensive to consume electricity can be ignored for the time being.
I am going to boil water in a coal-fired boiler with a pressure of no more than 10 catties, and supply hot water for two hours every night so that guests can take a hot shower, and install radiators in the room, and use the boiler for central heating in winter!"
"Hey! With this condition, it is the only one in our Sanshui County! But this investment will definitely not be possible, does our family have so much money?"
"I roughly estimated that two or three hundred thousand should be about the same. ”
"Two or three hundred thousand?" Zhang Fangfen said in surprise: "How can our family have so much money? It's difficult to make up half of it now!"
The output value of "Fresh Air Garment Luggage Factory" exceeded 200,000 in February, and it is expected to reach a new high in March, with an output value of no less than 250,000.
The efficiency and output value have more than doubled, and they can also earn foreign exchange for the country.
It's just that Huang Han's family didn't save much money, because the construction cost of a dormitory building needs 50,000 or 60,000 yuan, and the 24 workers who take the house only pay 12,000 yuan, and the "self-improvement service company" has to subsidize 450,000 yuan.
Huang Han said: "A small half of the start-up capital is enough, and it takes five or six months to complete the land, building the house, and decorating it, even if the action is fast."
During this period, "Things Become Hotels" and "Fresh Air Clothing and Luggage Factory", "Ziqiang Construction Company", and "Fresh Wind Clothing Store" will create a lot of profits!"
The family's property is making money, the real estate invested and the hoarded wine have increased in value, and there is really nothing to worry about.
Huang Daozhou's current thinking is very liberating, he said: "My family can go to the bank for a loan, Huang Han is right, prices have been rising during this time, building materials have risen the most, building a house can indeed keep the banknote valuable, and it is really cost-effective to use bank loans." ”
Huang Xin said: "The business of guest houses and hotels is easy to do, and the service attitude of those guest houses we stayed in last summer is really not very good. The waiters are all like uncles, and they are not at all comparable to the waiters of our 'things are actually hotels'.
We are customers, but we have to compensate those waiters for smiling faces, just their environment, that service attitude, and not worry about business, how can our family's business be bad in the future?"
Huang Feng nodded again and again: "It's too simple to open a hotel to do business, I can, I can do it better than those state-run guest houses, and my family will definitely make a lot of money by opening a hotel." ”
"As long as you can, you haven't even lived in a hotel, and you can open a hotel?"
"Sister, the guest house and the hotel are actually the same thing, the service attitude of the waiter is very important, as long as I manage the waiters, urge them to work hard, reward attendance and punish laziness, reward the smiling waiters, I will definitely be able to manage the hotel. ”
"Also, guest houses and hotels are really not a big deal, just manage people and use good people. ”
"Hey, hey, before you even skimmed the eight characters, you were arguing about how to manage it. Isn't it too early?hahaha......" Huang Daozhou smiled.
Zhang Fangfen saw that her husband, son, and daughter all tried their best to support the establishment of "Things Become a Hotel", and said: "I will talk to Song Chunhua tomorrow to see if she supports it, and then go to the bank with her to talk, but unfortunately the current loan interest is a little high." ”
Huang Han said: "The deposit interest is so high, the loan interest is definitely not cheap! Mom, don't worry about the interest, the annual interest rate is not higher than 10%, you can consider borrowing 120,000 yuan." ”
"I'll listen to you, I'll check it out tomorrow!"
Huang Daozhou said: "Fangfen, you go talk first, see how much other people's interest is, and then call me!"
"Could it be that you can make a counteroffer?"
"The bank loan is not the same at all, our hydraulic components factory is now a large profit and tax account, enjoy the preferential amount, if the interest rate given to you is too high, I will go to talk to their president. ”
(I need to vote for encouragement from book friends, thank you!)