Chapter 0201: My name is Lu Feng
When Jiao Enfan heard the topic to be discussed, his expression unconsciously became happy, Lu Feng, a person who has never been abroad, talked to him about international finance, isn't this looking for his own death?
Chang Wanteng also breathed a sigh of relief, this is what he said, Jiao Enfan does not know much about the domestic market, although it is positioned as a high-end brand, backed by foreign capital, and creates the price of luxury goods, but no one has walked this road.
"Many of you here may also often travel abroad, and have also been exposed to some investments, funds, etc., I know a lot, I worked as an intern at Goldman Sachs. ”
Jiao Enfan took the microphone and said unhurriedly: "The strength of Wall Street finance, I believe everyone understands, for finance, stocks, funds, investment, there is a huge market in the world, not to mention the stock market, venture capital, my internship there is responsible for contacting a large insurance company, I only say one point." ”
"If you are in China, you are poor, you have the ability, but you don't have the capital, what should you do? There is no way, here you can only rely on relatives, but it is different over there, as long as you are reputable and a good person, then you only need to sign a personal loan, this loan can go directly to the down payment of a house, and the people over there live in villas. ”
"Are the banks afraid that you won't pay back? I'm also afraid, this is where people dare to play, people will sign a risk hedging insurance that belongs to you through the insurance company, if you can't pay back the money, the insurance company will pay it back for you, and a complete financial system will give a poor man living on the street a rebirth. ”
"I've personally helped these people get quite a lot of loans, and they just need to be in good standing, sign them, and the next day they'll walk out of their villas in suits and even drive a brand new Cadillac to interview for decent jobs. ”
"When I was an intern, sometimes I would be friends with these people, sometimes I would go to their homes as guests, and when I talked about hardship, they always had tears in their eyes, and we hugged each other and told each other that everything was over. ”
Jiao Enfan said that there were tears in his eyes, Lu Feng had always thought that the subprime mortgage crisis in 08 was caused by the accumulation that began in the early 20000s, but he didn't expect Wall Street to start playing like this now.
Nowadays, people have an indescribable sense of admiration for the West, the bottom is fine, and these elites have a certain sense of superiority, and he talks about the experience of working on Wall Street, and there is a light in his eyes, as if this experience is the glory of his life.
Lu Feng sat there and listened, basically some shallow knowledge, fooling ordinary people and making do, for the contemporary global economic structure, the industrial structure in Asia, the industrial structure of the Asian region, and the transfer of Wall Street's financial center of gravity accompanied by the successful rise of the Four Little Tigers, this kind of big topic was not mentioned at all.
"I'm done talking, thank you!" Jiao Enfan put down the microphone as he spoke, looked at Lu Feng and smiled.
There was a burst of applause at the scene, and those present were all in charge of specific affairs, either in charge of technology or the market, not to mention finance, there was not even a single financial figure present, so it was naturally unclear.
Zhang Fengxia stood there and shook her head and said, "It's over, it's a shame to lose a lot of hair, why don't you talk about international finance?"
Su Yourong didn't understand at all, and asked Cui Ning on the side, "What is Wall Street?"
"That's a waltz, big sister!" Zhang Fengxia sneered mercilessly.
Liu Cheng couldn't help but lower his head to hide his smile, Cui Ning said: "It's a financial street, all of them are rich big companies, Mr. Zhang, aren't you also returning from studying abroad?"
"I studied business administration!" Zhang Fengxia looked at Su Yourong after speaking, and snorted lightly.
"Didn't you see that you had also been abroad?" Su Yourong finished speaking, clasped his hands to his chest and stopped talking.
Some people in the audience saw that Lu Feng didn't speak, and some people coaxed: "Lu always doesn't know what Wall Street is? Or doesn't he know what finance is?"
Many people at the scene laughed, and there was a brief agitation in the crowd.
Lu Feng took down the microphone, thought for a while and said: "If Mr. Jiao only knows what you talked about just now, I think you should not say that you understand international finance, it is easy to go out and make people laugh, although Wall Street is far away from China, but it will also be inextricably linked, since let me talk, I will briefly say, first of all, Mr. Jiao just said, a reputable street beggar, sign a letter, change your fate." ”
Everyone present was a little surprised, did he really want to talk?
In fact, Lu Feng didn't say anything, and he could mix it up with a few jokes, after all, he had never been abroad, which was an objective fact, but now he was serious about teaching Jiao Enfan.
"Crazy, right?" Zhang Fengxia muttered.
Su Yourong stared at him like a torch, at this moment in her heart, Lu Feng was truly perfect, and a glorious and majestic image of omnipotence and omniscience was completely erected.
A man must not only have money, but also have knowledge and connotation, otherwise no matter how much money he has, he is also a turtle.
Many people muttered one after another, even Jiao Enfan was a little suspicious, did he really understand?
Lu Feng doesn't understand finance, but the 97 Asian financial crisis and the 08 subprime mortgage crisis have been analyzed and condensed too many times, and Lu Feng has also read some detailed ins and outs and summaries.
"First of all, the kind of situation that Mr. Jiao said, can also be done in China, isn't it just to give people loans, send money, the problem is that sending money will cause inflation, why are people not afraid? Because the dollar is the world's main currency in circulation, it is also inflation, it's okay, people have guns, how much people print, you have to buy as much as you want, in essence, it is the act of wool!"
"Second, the kind of risk hedging insurance you mentioned is not a perfect solution, it is some financial personnel who release water in order to stimulate the holiday, and at the same time the insurance industry also makes money, just like a credit card, something will happen one day. ”
"Third, Wall Street is not only Wall Street, but also the continuation of some tentacles, international financial investment has a strong wind direction, these people are real beasts, ruthless to outsiders, more ruthless to their own people, and for some overseas investment, we must pay more attention, make money, and not let people invade the door. ”
"If you talk about finance, only talk about finance, that's beating the drum and passing flowers, just like speculating on stock prices, the cornerstone of finance is the real industry, the harder the cornerstone, in fact, the stock price or something, the main body of the company's company really doesn't care, because it will always go back, what is the cornerstone of those companies on Wall Street? Is it the military strength that stands alone in the world, is it hard enough? It's too hard. ”
"Wall Street's low-threshold, high-yield wealth management products, what stocks, funds, junk stocks, wealth management bags, and the insurance industry, these people play a strange way, you look at the flowers he plays now, something happens sooner or later, maybe you think that they will go out of business if something happens?"
"They won't go out of business, it's because they know they won't go out of business, so they dare to pull a homeless man and give money, what if they can't digest this huge bad debt internally, throw it to the world, issue debt, drive global exchange rate fluctuations, or directly find a country to do a fight, operate oil or something. ”
"This is Wall Street's internal play, short-term manufacturing boom, many people get rich overnight, what about the outside world? What do these companies follow? Follow manufacturing, where the industrial manufacturing is, they are there, because the country with industrial manufacturing is the golden hole, not only in the industry, such as international bulk trade, currency exchange rates, technical property rights, banks and other control. ”
"These things are the main arteries of the world, of course, there are companies or markets that they can't gnaw on, what should we do? Don't forget which country they belong to? The rise of the Four Little Tigers is to eat away at Japan, and the outflow of industry has caused their prosperity, these places are too small, and I think the next destination of global finance is us. ”
The scene was very quiet, and Lu Feng systematically talked about Wall Street in very popular terms, talking about a country's finance, just looking at the stock market, funds, and other things are the most superficial.
From industrial chains, infrastructure construction, national autonomy, military strength, independent intellectual property rights, currency global reserve ratio, international banks, etc.
What Jiao Enfan said was more like a person who went to travel and what he had seen, and his words were always full of pride and pride in this journey, and he didn't understand the in-depth problems of the tourist area at all, while Lu Feng was like talking about a paper, and the whole article was dry goods.
Zhang Fengxia's pupils dilated, and she looked at Lu Feng, who had a calm tone on the stage, and was a little incredulous, didn't he say that he hadn't gone to school, how could he understand so much?
Don't talk about her, it's just that these people in Liucheng were shocked by this side of Lu Feng.
Jiang Wanmeng stood not far away and looked at Lu Feng, he had friends who held high-level positions on Wall Street, he had also heard some of what Lu Feng said, took a deep breath, and was slightly shocked: "At such an age, so knowledgeable, this son is definitely not a thing in the pool!"
Lu Feng watched everyone slowly put down the microphone, and the faces of everyone at the scene were full of consternation, only Jiao Enfan's face was a little unconvinced, but he didn't know how to refute what Lu Feng said, he... He didn't understand.
As for the dialogue with Mr. Jiao, there is no need to argue about anything, everyone can express their own opinions, but I still have to make a prediction, his company will not live for a year, no matter what high-end positioning or low-end market, I came today, there is one more thing, that is, to tell everyone present, are you ready to fight a price war? ”
After Lu Feng finished speaking, he stood up, didn't even glance at Chang Wanteng and Jiao Enfan behind him, and said to everyone: "Everyone, the mall is like a battlefield, we will see you on the battlefield, remember, my name is Lu Feng, and what I have is money." ”