"Xiao Chen, you invested 20 million in a small company, and that's what you came to Pengcheng for?"

Today, Chen Xuesheng drove Hu Mingchen and Hu Jianqiang to Guanwai to see the industrial zone, and he was very surprised to hear that Hu Mingchen and they had completed the investment in the car.

"Well, that's the purpose, luck is not bad, the emperor lived up to his heart and achieved his goal. ”

"Xiao Chen, then you don't want to consider investing in my company, I don't need 20 million, just 2 million. Now I want to expand my factory, but I don't have the funds. Chen Xuesheng said.

"Uncle Chen, do you still have funds? Aren't there many banks in Pengcheng? Why don't you want to look for a bank loan?"

"You think those banks are charities, and your heart is darker than anyone else. In a small factory like me, people don't look down on it at all, and even if you get a little money through a relationship, the interest rate is frighteningly high. Many people here borrow from loan sharks and don't look for banks, and when they take money from banks, they basically have to listen to them for everything. Chen Xuesheng complained a lot about the bank.

Indeed, it is the same everywhere, and the bank does not look down on Chen Xuesheng's small foundry enterprise.

State-owned banks like to lend to state-owned enterprises and the government, while foreign banks are targeting high-quality enterprises with promising development. If Bloomberg Electronic Technology Company is a brand, and the factory has hundreds or thousands of people and its own factory land, then there will be some banks willing to provide guaranteed credit services, but Chen Xuesheng does not have these conditions, so he can only work hard step by step to accumulate the original.

Penguin Technology is at the forefront of high technology, and you can also find venture capitalists and angel investors, and others will not look at the traditional industry of Bloomberg Electronic Technology.

"That's right, banks are really not easy to deal with. Moreover, I have to beg my grandfather to tell my grandmother to face them and be aggrieved. Hu Mingchen was deeply touched by this.

When they were investing in Phoenix Mountain, Hu Mingchen and the others found someone to take out a loan, bowed their heads and asked for dinner, and they also publicly gave kickbacks.

That was Hu Mingchen's sale that was lucrative, otherwise?

"So, I'd rather find someone from outside to work with. How about it? Are you interested in investing some money in, and let's work together?" Chen Xuesheng said with a smile.

Chen Xuesheng was half-joking, but he was not completely joking, otherwise he would not have said this kind of thing again and again, and he would not have taken Hu Mingchen and them to see the factory today.

"Uncle Chen, you are in need, of course I have nothing to say, the key is that you have not yet encountered a project suitable for expanding investment. With your current business scope, you can maintain the current scale. Hu Mingchen did not agree, nor did he say anything to death.

Chen Xuesheng helped him, Hu Mingchen is the kind of person who remembers gratitude, if Chen Xuesheng is really in need, then no matter whether the benefit is big or not, Hu Mingchen doesn't mind giving feedback to help him.

"I thought about what you told me that day, and I think it's okay. I have a plan now, I want to make some small things to make my own brand, I don't care if it makes a sound, anyway, give it a try. Chen Xuesheng drove the driveway.

"Uncle Chen, what are you going to do?"

"MP3, a manufacturer asked me to help OEM MP3 before, but in the end I didn't eat it, but I still made some efforts. If I can have a new capital injection, then expand the factory and increase the production line. I'll go to them and see if I can make my own brand while doing OEM. The threshold for MP3 is low, and we have experience in making headphones, so it's no problem to assemble it. Chen Xuesheng said.

"Hmm...... This is okay, and now students in the city, MP3 will indeed become more and more popular and popular. Uncle Chen, you're starting from a good starting point, hey, are we just here to see?"

"Yes, this industrial zone is their own in the village, there are more than 20 buildings, the small three-storey, more than 7,000 square meters, the large five-story more than 10,000 square meters, I saw a small factory here last time, it is also equipped with staff dormitories. ”

As he spoke, Chen Xuesheng's Jetta turned left and right in the industrial zone, and finally stopped in the courtyard of an empty factory.

After Chen Xuesheng communicated with the security guard, the security guard ran away to get the key and opened the door of the factory for them to visit.

"If you don't count the corridors and stairwells on each floor here, there are 2,000 square meters in the workshop alone, and the middle can be separated or not. The door of the workshop opened, and a long chase room greeted, and the security guard followed in and introduced.

One of the good things about this factory is that it has an independent small yard where you can park and put goods, and there is also a security room at the entrance of the yard, as long as you install an iron gate.

"The ventilation is okay, there are windows on both sides, he has the same on every floor, and he can transform the first and second floors into workshops and the third floor for offices. Chen Xuesheng has been here, and he is very familiar with finding the switch at the door and turning on the lights in the workshop.

"Uncle Chen, how much does it cost to rent a factory like this, and how much does it cost to buy it?" asked Hu Mingchen.

"I asked last time, if you rent it, it's 30,000 yuan a month, if you pay it 350,000 yuan a year, if you buy it, you need 5 million, and you can pay a management fee of 10,000 yuan a year. Chen Xuesheng said.

"If that's the case, it's better to rent than to buy, and if you buy it, you will pay back in more than ten years. Hu Jianqiang said.

"Mr. Hu, I also know that it is a lot more cost-effective to buy, this location is good, not far from the city and the highway, and there is a lot of room for appreciation in the future. It's just that I can't take out five million if I sell it. For me at the moment, it's renting, and the pressure is not small. Chen Xuesheng said impressively.

Chen Xuesheng's view is right, now the housing prices in Pengcheng have not risen, and when the housing prices in Pengcheng have risen, this factory building and yard, not to mention five million, even twenty million is not expensive. As far as Hu Mingchen is concerned, buying it is a sure profit, even if it is not a factory, it is only a real estate investment, it is also a good deal.

"It's a pity that we can't come up with that much money at one time, and there is a development project in the township that costs money, otherwise, I am really interested. Hu Mingchen stood at the window and looked at the courtyard outside.

"Boss, our factory can be mortgaged, and we don't need to pay so much money at once. The security guard who was standing next to him said suddenly.

"Can I get a mortgage loan?" Hu Mingchen asked curiously.

"I don't know much about this, you have to go to the village committee office to ask the leader. The security guard said.

"Damn, it's the same village, people can have so many factories in one village, I just noticed that there are banks, post offices and snack streets, basketball courts, and I am in charge of a village, why is the gap so big. Hu Jianqiang, who had just become the village director of Huangni Village, said with emotion.

"This can't be compared, people in a village, assets can have hundreds of millions, every villager is more than a million, we don't say it's a village, even if it's a township or a town, it can't be compared. Even if these villagers don't have to do anything, they can live a very comfortable life by relying on dividends alone, not to mention, many families still have very wide houses to rent, you may not have seen it just now, the two rows of houses on the right hand side are six or seven floors, which are repaired and rented by the villagers themselves. There are no dividends, and you can live a comfortable life on rent. Chen Xuesheng said.

"Those are basically second-hand landlords collecting rent, and very few locals stay in the village, either living in Hong Kong or emigrating overseas, and the locals in the village will only come back when they have a meeting at the end of the year to share dividends and collect rent collectively. The security guard added.

"Holy, then. Hu Jianqiang exclaimed.

"Third uncle, it seems that your burden is heavy, we sent someone's house, that's 108,000 miles, come here for a walk, investigate, it will inspire you." We're just building a road, let alone building a collective enterprise. However, I believe that you will definitely put Huangni Village on the fast track of development. Hu Mingchen patted Hu Jianqiang's back and said.

"Don't believe me, I don't know how capable I am? I, the village chief, was also chased by you to catch up with ducks, people are more popular than people, what will happen to Huangni Village in the future, it depends on you, to put it mildly, I am helping you, even building roads, that's what you mean. Hu Jianqiang is self-aware, and he pushes the responsibility on his body cleanly with one sentence.

"You adults are really ...... Okay, just look at me, I don't owe anyone anything anyway. ”

"Mr. Hu, should we go to their village committee now to talk and see what the situation is?" asked Chen Xuesheng tentatively.

"Since you've come here, of course you have to go, if you can't succeed, there's no harm in getting to know it, and it can also be regarded as an experience in the future, third uncle, you say yes? ”

"This experience may not be directly useful, because people are here on the coast and in the Special Economic Zone, opposite Hong Kong, and we are in the inland mountainous areas, and the conditions are too different to be the same. Chen Xuesheng said.

Chen Xuesheng is a native of Liangcheng, and he has been in Pengcheng for a while, and he knows the situation on both sides, so he said so.

"The key is thinking, and the rest, of course, is to adapt measures to local conditions, so we can't build so many factories to rent or sell, and the geographical conditions are very different. But ideas can be learned, not copied. Let's go, go and ask how to get a mortgage, and if you can, you might as well consider buying it. "Today's Hu Mingchen's knowledge is very different from the former Hu Mingchen, and his bearing is even different.

The security guard personally took them to the village committee, which is also a development company, and the director of the village office heard that they were interested in buying a factory, and he was very enthusiastic about the hospitality, and the various situations were explained in detail.