Chen Wen calculated that 1% of 500,000 yuan is 5,000 yuan, and the price is not expensive.

He made up for the future, if Chen Wen sold this courtyard house according to 100 million in the future, then the 1% handling fee would be as high as 1 million!

Chen Wen asked: "If I sell the house in the future, who will bear the 1% cost?" ”

Manager Zhong replied: "The two sides negotiate, but you can convert this money into the price." ”

Chen Wen was relieved that he would not have to pay this money in the future.

Chen Wen is not particularly rich now, and he thinks that if he sells a house in the future, the handling fee will be equivalent to a Porsche, so he feels a little unbearable.

Fortunately, Manager Zhong's words made Chen Wen settle down, even if there is a handling fee in the future, it is not his Chen Wen's business.

Chen Wen clapped: "Okay, let's go by 500,000! When can we trade?"

Manager Zhong said, "You can do it now!"

Chen Wen said: "Then let's start! Can you finish it today?"

Manager Zhong said, "Yes." ”

Soon, Manager Zhong filled out several copies of the contract, and Chen Wen and him signed and pressed their fingerprints respectively.

Chen Wen took out a deposit of 25,000 yuan from the bucket bag and handed it to Manager Zhong.

Manager Zhong said: "Next, Mr. Chen, you need to bring all 475,000 yuan, and we can go to the trustee bank together at any time, and then go to the housing authority." In addition to this money, there are some taxes and fees that Mr. Chen must know in advance. ”

Manager Zhong also explained a series of taxes and fees such as stamp duty, deed tax, transaction fees, business tax, personal income tax, etc., some of which are borne by the seller, that is, Manager Zhong, and others are borne by the buyer Chen Wen.

Chen Wen asked about the tax rate he needed to bear, and felt that it was not a big problem, less than 20,000 yuan.

Chen Wen said: "I don't have that much cash with me, and now I need to go to a friend to get money, let's make an appointment to meet somewhere." ”

Manager Zhong took a card with the addresses of the housing authority and the custodian bank printed on it.

Chen Wen took the card and looked at it, the addresses of the housing authority and the custodian bank were next to each other, and it seemed that they were business cooperation units.

Chen Wen glanced at his watch, it was 9 o'clock in the morning, and said, "An hour later, at 9 o'clock, let's meet at the custodian bank!"

Leaving the intermediary company, Chen Wen and Tang Jin walked out of Beiluoguxiang, took a taxi, and came to a friend who had helped him withdraw money from a financial consulting company before, and withdrew 500,000 yuan.

The two took a taxi again and came to the custodian bank agreed with Manager Zhong.

The deposit process was smooth. The bank itself is a cooperative unit of the housing authority next to it, and has a special counter to handle the capital business related to the transfer of housing transactions.

Chen Wen and Manager Zhong filled out the relevant documents, handed over a contract to the bank for filing, and deposited 475,000 yuan into the escrow account.

Walking out of the bank and walking a few dozen meters, the three of them came to the housing authority.

Manager Zhong is an old man in the second-hand housing business, in the housing authority

He was unusually familiar with the various institutions. After running upstairs and downstairs twice, all the formalities were completed, and Chen Wen paid his share of taxes and fees in the payment process.

Finally, the staff handed over a slip to Chen Wen, and after 5 working days, he used this slip to collect the new real estate certificate.

Chen Wen has lived two lives and bought a house for the first time today.

After getting the receipt from the Housing Authority, Chen Wen's hands trembled slightly, and he was extremely excited.

Trying to calm himself down, Chen Wen put the receipt and various bills into the bucket bag and put them together with the contract.

Manager Zhong stretched out his hand and shook hands with Chen Wen.

He said, "Congratulations, Mr. Chen, from now on, that set of courtyard houses is yours." ”

After speaking, Manager Zhong handed over the key to Chen Wen.

Chen Wen asked, "Didn't you say that you can get the real estate certificate after 5 working days?"

Manager Zhong smiled: "The rules are true, you can only officially own the property after you get the real estate certificate. But you and I are a friend deal, and I won't be using that courtyard house from now on, so you can dispose of it now!"

Chen Wen smiled: "Then I'm welcome." ”

Manager Zhong said, "Can I invite Mr. Chen and Miss Tang to have dinner at noon?"

Chen Wen glanced at Tang Jin.

Tang Jin said: "We asked that sister to have dinner at noon. ”

Manager Zhong hurriedly said: "Since this is the case, I can't make it difficult for me." If Mr. Chen still needs to buy or sell a house in the future, he can contact me at any time. ”

Chen Wen thought to himself that he was about to harvest 12 million from the subscription warrant, and he had to continue to buy a house, and he would inevitably trouble Manager Zhong.

Chen Wen said with a smile: "Please Manager Zhong continue to help me find a property, preferably a courtyard house." ”

Manager Zhong's eyes lit up and asked, "Mr. Chen still has a purchase demand, great, I still have a set on hand, but the conditions in all aspects are slightly worse than today's set." ”

Chen Wen said: "This set is not busy first, Manager Zhong, please continue to help me find a house, the condition of the house, try to be better!"

Manager Zhong smiled and nodded: "Okay, I understand! I will continue to think of a way!"

Chen Wen said again: "Manager Zhong doesn't need to be in a hurry, I will contact you next month, and then we will see if there is any possibility of continuing to buy a house." ”

Manager Zhong promised: "Okay, with a month, I can also find a better courtyard house for Mr. Chen!"

Chen Wen said goodbye to Manager Zhong, took Tang Jin to take a taxi, and returned to the sister's courtyard.

When the two entered the courtyard, the sister was sitting under the tree drinking tea and reading the music score.

"Yo, I'm back after buying a house!" the sister's hearty voice.

"Yes, the price is 500,000 yuan, plus taxes and fees are less than 520,000!" Chen Wen said with a smile.

"Okay, you two will be neighbors with me in the future!" the sister smiled, "It will be more convenient for me to visit you!"

"That sister, you can string it casually, I'll give you the key!" Chen Wen deliberately handed the key to the courtyard to the sister.

"Go! I don't want it!" the sister laughed, "Your house is a dilapidated yard now, I have to go to the door!"

Tang Jin interjected: "We went to see the courtyard today, and it was like a battle inside!"

The sister asked: "Chen Wen, when are you going to renovate? Do you want me to recommend a design company, they will cover the design and construction from one stop to the end!"

Chen Wen said: "Thank you for your kindness, you can give me a phone call." But I don't plan to do construction on the house anytime soon. ”

The sister was curious: "What's the matter with you? When you bought the house, you were in a hurry, but after you bought it, you weren't in a hurry to rebuild it?

Chen Wen poured a cup of tea and took a sip: "Not only am I in a hurry to buy it, but I also want to continue to buy it, and buy many courtyard houses! But I won't renovate and decorate all of them for the time being, at least I won't touch this one courtyard in the short term!"

The sister hurriedly asked: "Tell me quickly, what do you think? I know your ability to make money, I want to hear your thoughts!"

Chen Wen explained: "I have to buy this courtyard house because I am optimistic about its huge appreciation space in the future. I don't have enough money to afford the renovation. Instead of throwing money into renovations, buy a few more yards. ”

Chen Wen ran all morning, was thirsty, and drank another drink: "That sister, if you still have spare money, I suggest you buy one or two more courtyard houses, and you will definitely not regret it in the future!"

The sister looked at Chen Wen, thought for a moment, and asked, "What price do you think the courtyard can rise in the future?"

Chen Wen smiled: "I can't say it, if it doesn't rise to the price I said, wouldn't I be slapped in the face." ”

The sister punched Chen Wen: "Don't be poor! Tell my sister about it!"

Chen Wen stretched out a finger: "That sister, just your yard, I will estimate this number in the future." ”

The sister said, "One million? My house is worth 800,000 now." ”

Chen Wen shook his head.

The sister said again: "10 million? My God! Chen Wen, you really dare to think about it! What I bought for 400,000 yuan will be worth 10 million in the future, an increase of 25 times, is it possible?"

Chen Wen shook his head again.

The sister stared at Chen Wen with an expression of disbelieving, and after exhaling, she said, "What do you mean, don't scare my sister!"

Chen Wen nodded vigorously and put away his fingers, but he didn't say anything about the unit of 100 million.

Chen Wen believed that the sister understood what the unit behind the number 1 was.

The lady sat in the lounge chair, no longer talking, no smiling, and pondering things seriously.

Tang Jin sat next to Chen Wen, she heard and saw the conversation between Chen Wen and that sister, she couldn't believe Chen Wen's prediction of the price of the courtyard house in the future, but she couldn't help but be willing to believe what Chen Wen said.

Even if Chen brags, she is willing to listen.