Chapter 241: Loans are not easy

Banks are always busy in the spring, and most loans are made at this time.

Yin Hong was still very surprised when she saw Fang Zhen, after all, he came to CCB to do business, and he didn't contact him. Are you afraid that you have ideas? Don't you plan to let yourself understand that it is a favor? In short, the mood is very complicated, and she still hopes to have more personal contacts with Fang Yu. And if Fang Zhen comes to the bank, it will definitely bring business.

In terms of foreign exchange, the bank management is very strict, even Yin Hong does not dare to make a fuss about the customer's foreign exchange, and always asks for consent. Last time, I was busy, and many depositors with good relationships expressed their willingness to help, but the most was 70,000 or 80,000 US dollars. Only Fang Zhen took out half of the dollars in his account.

"Why did Mr. Fang come here in person?" Yin Hong came out of the office to greet her, and Fang Yu was obviously stunned: "Yes, Manager Yan, I still have something to do." Fang Lishu beside her also nodded towards Yin Hong.

"That's the case, is there anything I can help?" Yin Hong took the initiative to ask, Fang Yu hesitated for a moment before saying: "Get some loans, the amount is relatively large, Manager Yin is not in charge of loans, I don't want to bother." ”

Yin Hong was a little embarrassed, what Fang Yu said was the truth, in fact, if she brought it over, it would be a disservice. This is someone else's business, and it's not appropriate for her to beat the side drum. "Okay, then don't bother. ”

Yin Hong didn't get entangled, and after seeing Fang Zhen enter the credit department, she immediately turned around and went to the president's office.

There is something wrong with CCB's loan, not that it is unwilling to issue loans, but that Yuanda Company is the kind of company that is not necessarily willing to take out loans even if they ask for loans. However, CCB has had some problems recently, the original director has some physical problems and has retired, and the new director and new official are still empty from above, and they don't understand the situation of Yuanda Company.

Moreover, the amount of Fang Yu's loan this time is not small, and the new director still needs time to understand the situation. Of course, this is the official rhetoric, Fang Yu is not impatient, but promised Director Tao, planning to solve the matter as soon as possible, and then go to buy land.

Fang Lishu came once, but what she got was an official explanation, and Fang Yu decided to go in person, and if she couldn't, she would change to a bank for a loan.

The new director's surname is Zhou, a man in his forties with a relatively high hairline. Fang Yu's visit showed his respect, after all, it is a customer with a good reputation, although it is a private company, it is a foreign exchange-earning enterprise. It is not difficult to make a certain contribution to the foreign exchange business of the branch.

When it came to loans, Director Zhou hesitated: "The amount is large, why doesn't your company continue to take out loans according to last year's amount? ”

Last year, he took out a loan of 3 million, and Director Zhou had no pressure at all. Fang Yu was not very happy when he heard this, what happened to the three million loans last year? Haven't you found out? In this regard, Fang Yu's unhappiness was not expressed, but he got up and said: "Since Director Zhou is under pressure, let's do it according to last year's number." I still have something to do in my company, so I'll leave first. ”

"I'll send Mr. Fang. Master Zhou was very polite, Fang Yu waved his hand and said, "You're welcome." ”

When Fang Lishu stood up and was about to leave, Director Zhou smiled and said, "Doesn't Ms. Fang stay to go through the formalities?"

The smile on Fang Yu's face disappeared, and he calmly glanced at Director Zhou without speaking, but Fang Lishu said very calmly: "The company still has something, I'll come back tomorrow." Director Zhou smiled enthusiastically: "Then see you tomorrow." ”

Fang Yu's expression was calm, but he was very uncomfortable in his heart, Fang Cai, the king, stared at Fang Lihua, and it could even be said to be unscrupulous. After walking out of CCB, Fang Yu asked, "Last time, he was so presumptuous?"

Fang Lishu smiled helplessly: "Last time, he did it with his hands and feet, this bastard." ”

Fang Yu's face became gloomy, and after signaling Fang Lishu to get into the car, he sat in the driver's seat and said lightly: "Then you don't need to take a loan in CCB." As he spoke, he drove on the road, and after a while, he was far away. Soon the door of CCB opened, and Director Zhou rushed out sweating.

Director Zhou was a little flustered, and not long after Fang Yu left, the president called in, saying that he wanted to come down to see Fang Yu. After all, it is the largest foreign exchange customer of the branch, and the annual foreign exchange savings task, because of the existence of Yuanda Company, there is no need to worry about it. This is also performance, after all, foreign exchange is a very scarce resource of the country.

When the car drove to the door of the Bank of China, Fang Yu suddenly asked, "Do you want to find someone to clean him up?" Fang Lihua's frightened face changed: "Mr. Fang, don't mess around, he just put a shoulder on his shoulder, shook hands for a long time, and was not particularly out of line." It's just that he always asks me to dance, and I'm annoyed. ”

"Then write down this account first, and then go back and slowly settle it with him. Fang Yu sneered, obviously this matter is not over.

Fang Lishu didn't say anything, her heart was very warm. It is not difficult to find that Fang Yu has been in contact for a long time, and he is very short-guarded. The person he recognizes is very good, Fang Lishu's personal ability can only be regarded as qualified, not comparable to Fang Lihua. Fang Lishu felt that she could gain a foothold in Yuanda Company, and a big reason was that Fang Yu treated her as her own.

Fang Yu must know that Fang Lishu will definitely laugh if she thinks so, Fang Lishu is indeed not strong in overall ability, but Fang Yu does not need a general manager. What Fang Yu needs is that she is careful, cautious in everything, and financially can be said to have a rigid style of doing things. Sometimes Fang Lihua signed the list, Fang Lishu didn't admit it, and had to use it to make up for Fang Yu.

Of course, even if Fang Yu knew what she thought, he would not expose his true thoughts.

Director Zhou turned around in frustration, and went into the office to find Fang Yu's phone but found that there was none, and then he remembered that he left the phone number of Fang Lishu's office. There is no phone left at home, but the pager number is there, so hurry up and page.

When the pager rang, Fang Lishu glanced at the number and sneered, "It's Director Zhou." ”

Fang Yu handed her the bag: "The phone is in the bag." Fang Lishu didn't take the phone after answering, but smiled: "Don't go back now." ”

Fang Yu didn't speak, when he opened the door and got out of the car, Fang Lishu's pager called again, and this time Fang Lishu picked up the phone and dialed back: "Well, well, it's me." Have you found a suitable organ donor? Thank you so much, I'm going to go now. ”

Fang Yu heard clearly: "What's the matter, I'll send you over if you're in a hurry." Fang Lishu used to be very reserved and polite, and never caused trouble to others, but this time she didn't refuse: "Then thank you, Mr. Fang, will you delay your business." ”

"I'll take out a loan, I'll come back tomorrow. Fang Yu sat back in the car and started the car: "Which hospital to go to?"

"Military hospital. Fang Lihua's breathing was a little short, it seemed that she was really in a hurry. Fang Yu drove on the road quietly, and while driving, he said, "Who is it?

"My daughter, I have a cornea injury. I used to be young, it was not easy to operate, and the family's economic conditions were poor, so it was delayed. Isn't this better economic conditions now? I asked someone to go to the military hospital and have a transplant to be cured. ”

Fang Yu listened and nodded: "This is a big deal, there can't be a little delay." As he spoke, he stepped on the accelerator and drove fast.

When I parked the car at the hospital and went to the ophthalmology department to see it, Fang Yu accompanied him all the way without speaking, and when the phone rang, I didn't answer the unfamiliar number.

What Fang Yu didn't know was that Director Zhou of CCB was embarrassed and embarrassed. The president heard that the general manager of Yuanda Company was coming and wanted to come down to say hello. I didn't expect people to go so fast, which made the governor very uncomfortable. Is it a simple matter to take out a loan? Can it be done so quickly? Can the business that Yin Hong can't even touch can be small?

The governor who knew the inside story had a displeased expression, but he didn't say anything, after all, Director Zhou was airborne. There is support from the leaders above, but if you don't understand the situation, why don't you ask for the opinions of other comrades? Is it really fun to be arbitrary? If Fang Yu hadn't been angry, he would have been able to walk so simply? The four words of youth and vigor are not nonsense.

Yin Hong didn't expect things to develop so strangely, and when she received a call and walked to the governor's office, she saw the president's ugly face, and realized that something was wrong. "President, what's wrong?" Yin Hong was very respectful of the leader who appreciated and promoted her, and poured water into the president's teacup with a thermos while talking.

The president leaned back in his chair and closed his eyes, in fact, suppressing his anger. After calming down, the president pointed to the phone and said, "You contact President Fang of Yuanda, and say that I will invite him to dinner to see when he is free." ”

"President, I don't think it's necessary, Mr. Fang is a very talkative person, last time, I begged people everywhere to get an exchange quota of 500,000 US dollars, and Mr. Fang alone only had 500,000 yuan, and he didn't mention any conditions. It's too righteous!" Yin Hong was obviously praising the sting, but he was actually giving Director Zhou eye medicine.

Yin Hong is a beautiful woman, and she is still the very sensitive type. Director Zhou's eyes, she is very understanding.

"Do you know how Zhou Yong did things?" the president asked, and without waiting for Yin Hong to answer, he replied: "According to last year's loan amount." What do you think if you were Mr. Fang? Also, don't you have any relationship with Mr. Fang that is not in place? Why didn't he take the initiative to contact you?"

The president was also suspicious of Yin Hong's side, and Yin Hong hurriedly explained: "I saw it in the lobby just now, and I specially greeted him." What he meant, this time the loan amount is relatively large, and I am not in charge of credit. If it was the old Qin from before, I would have brought it over. Isn't this Director Zhou's newcomer? When I turned around, I brought people over, but was stopped back by Director Zhou. My face is small, and your face will be lost in the sea. ”

When the president heard this explanation, he felt that it was right, and Yin Hong's work was still reliable.

"Now what do you say? Not counting foreign exchange, the annual turnover of Yuanda Company alone is 70 or 80 million, and I plan to let you go on a trip and let him take the money from other branches to CCB. Yuanda Company offered to borrow 10 million, and according to the company's flow, I didn't need to agree to a loan of 20 million. ”

"Why don't I call and ask?" Yin Hong asked, the president nodded, and then the phone called, but no one answered. When the president's face was also ugly, Yin Hong slapped his head: "I'm confused, I'll go back to my office to call." ”

The governor said, "I'll go too." ”8)